Phone:
(501) 221-6385(501) 221-6385
The McLeod Group at Morgan Stanley
Direct:
(501) 221-6140(501) 221-6140
Toll-Free:
(844) 304-6363(844) 304-6363
Our Mission Statement
As your Financial Advisor, our mission is to put your interests first. We provide personalized guidance, valuable resources, and practical strategies designed to help you pursue your financial goals and build the future you envision.
About Us
The McLeod Group of Morgan Stanley is an Arkansas-based Wealth Management Team that serves a select number of families and businesses. Our mission is to be the primary advisor for our clients as they build, protect, and distribute their wealth. Our commitment to this mission is demonstrated through three core principles:
Our Capabilities – Investments, Tax Effective and Estate Planning Strategies, Life Insurance, Long Term Care, Insurance, Lending, Trust Services
-Experience, collaboration, and determination allows for innovation and perspective
-An established risk and asset allocation framework results in outcome-based portfolios that are tied to our client’s stated objectives
-The ability to help deal with tax and estate issues provides a comprehensive view and fully integrates our client’s plans
Personal Service – Scheduled Review and Calls, Online Access and Support
-Working with a select number of clients ensures accessibility and responsiveness
-Ongoing communication based on timely, relevant information that is easy to act upon and helps you stay on track
-Consistency and a client-centric, dedicated staff help create a caring, comfortable environment.
Our clients experience the confidence that comes from having structure in their financial lives. They feel more connected and informed which can lead to a trusting relationship.
Our Capabilities – Investments, Tax Effective and Estate Planning Strategies, Life Insurance, Long Term Care, Insurance, Lending, Trust Services
-Experience, collaboration, and determination allows for innovation and perspective
-An established risk and asset allocation framework results in outcome-based portfolios that are tied to our client’s stated objectives
-The ability to help deal with tax and estate issues provides a comprehensive view and fully integrates our client’s plans
Personal Service – Scheduled Review and Calls, Online Access and Support
-Working with a select number of clients ensures accessibility and responsiveness
-Ongoing communication based on timely, relevant information that is easy to act upon and helps you stay on track
-Consistency and a client-centric, dedicated staff help create a caring, comfortable environment.
Our clients experience the confidence that comes from having structure in their financial lives. They feel more connected and informed which can lead to a trusting relationship.
Services Include
- Financial PlanningFootnote1
- Retirement PlanningFootnote2
- Wealth ManagementFootnote3
- Professional Portfolio ManagementFootnote4
- Alternative InvestmentsFootnote5
- Corporate Retirement PlansFootnote6
- 401(k) Rollovers
- Qualified Retirement PlansFootnote7
- Estate Planning StrategiesFootnote8
- Business Succession PlanningFootnote9
- Endowments and FoundationsFootnote10
- Long Term Care InsuranceFootnote11
- Cash Management and Lending ProductsFootnote12
- Sustainable InvestingFootnote13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
Tax Efficient Investment Management:
We bring deep expertise in delivering world-class investment services, working closely with each client to understand their goals, time horizon, risk tolerance, and personal preferences. This allows us to design a customized investment strategy tailored to their unique needs. Whether it’s stocks and bonds, tax-efficient managed portfolios, hedging strategies, or alternative investments, we combine our experience with access to Morgan Stanley’s premier global resources to help our clients build and maintain a disciplined, effective investment approach.
Managing Income and Expense:
We take a comprehensive approach to total balance sheet management, helping clients feel confident in their ability to navigate both expected milestones and unforeseen events. By analyzing each client’s net worth alongside their short- and long-term income and expenses, we provide tailored investment and lending strategies designed to meet their needs, grow core assets, and support their long-term financial goals.
Leaving a Legacy:
We connect clients with experienced professionals specializing in personal estate planning. Collaborating with your tax and legal advisors, we help develop thoughtful strategies for transferring wealth, minimizing estate taxes, exploring charitable giving opportunities, and providing comprehensive trust services tailored to your goals.
We bring deep expertise in delivering world-class investment services, working closely with each client to understand their goals, time horizon, risk tolerance, and personal preferences. This allows us to design a customized investment strategy tailored to their unique needs. Whether it’s stocks and bonds, tax-efficient managed portfolios, hedging strategies, or alternative investments, we combine our experience with access to Morgan Stanley’s premier global resources to help our clients build and maintain a disciplined, effective investment approach.
Managing Income and Expense:
We take a comprehensive approach to total balance sheet management, helping clients feel confident in their ability to navigate both expected milestones and unforeseen events. By analyzing each client’s net worth alongside their short- and long-term income and expenses, we provide tailored investment and lending strategies designed to meet their needs, grow core assets, and support their long-term financial goals.
Leaving a Legacy:
We connect clients with experienced professionals specializing in personal estate planning. Collaborating with your tax and legal advisors, we help develop thoughtful strategies for transferring wealth, minimizing estate taxes, exploring charitable giving opportunities, and providing comprehensive trust services tailored to your goals.
Your Goals, Our Process
Chances are, that the goals you set today will evolve over time. Our process is designed to evolve with them - and with the changing circumstances of your life. Holistic in its approach, our planning process may encompass all the elements of your financial and personal life, making sure they align with your current goals and wealth management plan.
Digital Tools
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
• Morgan Stanley Wealth Management
• Institutional Securities Group
• Investment Management
Our strength and synergies across each of these businesses not only contributes to the economic vitality and stability of the firm, but also expands the vast resources, expertise and global insight that we can offer you.
• Morgan Stanley Wealth Management
• Institutional Securities Group
• Investment Management
Our strength and synergies across each of these businesses not only contributes to the economic vitality and stability of the firm, but also expands the vast resources, expertise and global insight that we can offer you.
Morgan Stanley Online & MSMobile
Morgan Stanley Online digital capabilities and the Morgan Stanley Mobile App provide clients with access to their account information, enriched reporting tools, several cash management solutions and robust market research. The Morgan Stanley Mobile App provides clients with access to their accounts in just a few taps. Enjoy features such as eAuthorizations, eDelivery and Total Wealth View.
Login To Morgan Stanley Online Today
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll Here
Total Wealth View
Securely housed within Morgan Stanley Online, Total Wealth View allows you to link accounts from other institutions. It gives you a more complete view of your financial picture and will help us make better decisions with respect to your goal planning. By updating your information in real time, it eliminates the inconvenience of having to provide statements to help ensure that we are making decisions based on a full and timely financial picture.
Learn More About Total Wealth View Here
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started TodayCybersecurity at Morgan Stanley
Now more than ever, cybersecurity remains a top priority for The Harper McLeod Group and Morgan Stanley. Protecting your personal information and assets is central to the way we do business, and we want you to feel confident knowing your accounts are secure.
Below are some of the steps we take to help safeguard our clients’ information.
Below are some of the steps we take to help safeguard our clients’ information.
Countering Scams in the Age of AI
With a rapidly evolving digital landscape, AI will continue to play a pivotal role in daily life. So, let’s discuss the basics of AI, common AI scams, how cybersecurity teams are leveraging AI to thwart attacks, and the steps you can take to protect your assets and information.
Learn More
Password Security Tips
Poor password management can derail all the other efforts you’ve made to safeguard your assets and information. Learn about password best practices and how a password manager can boost your security and improve your user experience.
Read More
What to Do if You Think You’ve Been Hacked
While you can’t eliminate the risk of being a victim of a cybercrime, you can control how you react if your identity, accounts, devices or information is compromised. Responding quickly and comprehensively limits the damage from being hacked, facilitates a rapid recovery and provides you with some needed peace of mind.
Learn More
Scams to Watch Out For
Many of the latest scams utilize social engineering or the use of false pretenses to try and convince victims to share personal information. The initial request may seem innocuous, but the information you give up could be deviously deployed later to initiate an attack against you.
Learn More
Cybersecurity: Multi-Factor Authentication
We offer strong authentication options to verify your identity and protect access to your accounts, including device registration, one-time security codes and more.
Read More
Experian Identity and Credit Protection
Complimentary access to a robust suite of monitoring, protection, and restoration services including fraud resolution service, identity theft insurance, and more.
Learn MoreLocation
2200 N Rodney Parham Rd
Ste 100
Little Rock, AR 72212
US
Direct:
(501) 221-6140(501) 221-6140
Toll-Free:
(844) 304-6363(844) 304-6363
Fax:
(501) 303-4108(501) 303-4108
Meet The McLeod Group
Phone:
(501) 221-6101(501) 221-6101
Tad Davis, Alternative Investments Director
First Vice President, Financial Advisor, Branch Manager
Phone:
(479) 427-8105(479) 427-8105
Kimberly Brady
Client Service Associate
Phone:
(501) 221-6344(501) 221-6344
About Scott McLeod
Scott McLeod, CFP®, is a Senior Vice President and Wealth Advisor for The Harper McLeod Group at Morgan Stanley. A veteran of the financial services industry since 1997, Scott offers financial planning, retirement and estate planning strategies, investment advice, insurance, and access to lending services to a select group of individuals.
Scott has been a member of Morgan Stanley’s President’s Club since 2001 and is listed on the Barron’s List of Top 1000 Financial Advisors. Given his extensive education and experience working with both businesses and individuals, Scott offers clients a combination of knowledge, dedication, and service. Scott graduated from Southern Methodist University with a Bachelor’s Degree in Economics and a minor in Business.
Scott grew up in Little Rock, Arkansas, and spent seventeen years in Dallas, Texas, before moving back home in 1997 to work with his father, George McLeod. George was a Senior Vice President and a 40 year veteran in the investment business. Scott is a member of the Rotary Club of Little Rock, The Financial Planners Association, past Board Member of The Metropolitan YMCA, The Centers for Youth and Families, and CARTI. When away from the office, Scott enjoys reading, golfing, and spending time with his daughters, Maggie and Emily.
2025 FORBES Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2009) Data compiled by Barron's based on time period from Sept 2007 - Sept 2008.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2010) Data compiled by Barron's based on time period from Sept 2008 - Sept 2009.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2012) Data compiled by Barron's based on time period from Sept 2010 - Sept 2011.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2013) Data compiled by Barron's based on time period from Sept 2011 - Sept 2012.
Scott has been a member of Morgan Stanley’s President’s Club since 2001 and is listed on the Barron’s List of Top 1000 Financial Advisors. Given his extensive education and experience working with both businesses and individuals, Scott offers clients a combination of knowledge, dedication, and service. Scott graduated from Southern Methodist University with a Bachelor’s Degree in Economics and a minor in Business.
Scott grew up in Little Rock, Arkansas, and spent seventeen years in Dallas, Texas, before moving back home in 1997 to work with his father, George McLeod. George was a Senior Vice President and a 40 year veteran in the investment business. Scott is a member of the Rotary Club of Little Rock, The Financial Planners Association, past Board Member of The Metropolitan YMCA, The Centers for Youth and Families, and CARTI. When away from the office, Scott enjoys reading, golfing, and spending time with his daughters, Maggie and Emily.
2025 FORBES Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2009) Data compiled by Barron's based on time period from Sept 2007 - Sept 2008.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2010) Data compiled by Barron's based on time period from Sept 2008 - Sept 2009.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2012) Data compiled by Barron's based on time period from Sept 2010 - Sept 2011.
Barron's Top 1,000 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Feb 2013) Data compiled by Barron's based on time period from Sept 2011 - Sept 2012.
Securities Agent: IL, AZ, NH, VA, PA, OK, GA, FL, AL, TN, NM, MI, MD, CA, TX, CO, MS, MN, IN, DC, VI, MA, AR, WA, NC, LA, SC, OH, ID, VT, NJ, ME, KY, KS, IA, HI, DE, NY, MO; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1443745
AR Insurance License #: 1342357
NMLS#: 1443745
AR Insurance License #: 1342357
About Luke Brownd
Luke joined The McLeod Group at Morgan Stanley in 2013 after receiving a Bachelor's Degree in Finance from the University of Central Arkansas and spending three years working in the technology sector. In his role as a financial advisor on the team, Luke works closely with individuals and families to develop custom investment portfolios that reflect their specific financial goals. Luke listens carefully to the unique goals and circumstances, working diligently to craft a detailed financial plan that will enable the team to put together the most suitable investment portfolio for each individual.
Luke lives in Conway with his wife, Natalie, and their two children, Vivienne and Hunter. In his free time away from the office, Luke stays active spending time with his family and friends, hunting, and golfing.
Luke lives in Conway with his wife, Natalie, and their two children, Vivienne and Hunter. In his free time away from the office, Luke stays active spending time with his family and friends, hunting, and golfing.
Securities Agent: NJ, MS, GA, DC, IN, VT, OH, AL, NY, MN, MD, KS, HI, SC, NC, IA, AZ, WI, TX, TN, NM, MI, AR, LA, ID, CO, VI, KY, FL, CA, VA, MT, MO, MA, WA, NH, IL, CT, OK; General Securities Representative; Investment Advisor Representative
About Tad Davis
Tad Davis is a seasoned financial advisor at Morgan Stanley, bringing over a decade of experience in wealth management and financial planning. Known for his strategic insight and personalized approach, Tad has consistently guided his clients towards achieving their financial goals. He specializes in risk-based portfolio construction and retirement planning, ensuring that each client receives tailored advice that aligns with their unique circumstances and aspirations.
Tad has a commitment to continuous learning and professional improvement. He holds a bachelor’s degree in accounting, a master’s degree in teaching and an Ed.S. in leadership. His in-depth knowledge of market trends and economic factors enables him to provide well-informed advice, helping clients navigate the complexities of the financial landscape.
When he is not advising clients, Tad enjoys exploring the outdoors with his family. Whether it is hiking local trails, fly fishing, or family trips to national parks, Tad embraces the opportunity to connect with nature and create lasting memories with his family.
Tad’s expertise, dedication, and client-focused approach have made him a trusted advisor at Morgan Stanley, where he continues to make a significant impact on the financial well-being of his clients.
Tad has a commitment to continuous learning and professional improvement. He holds a bachelor’s degree in accounting, a master’s degree in teaching and an Ed.S. in leadership. His in-depth knowledge of market trends and economic factors enables him to provide well-informed advice, helping clients navigate the complexities of the financial landscape.
When he is not advising clients, Tad enjoys exploring the outdoors with his family. Whether it is hiking local trails, fly fishing, or family trips to national parks, Tad embraces the opportunity to connect with nature and create lasting memories with his family.
Tad’s expertise, dedication, and client-focused approach have made him a trusted advisor at Morgan Stanley, where he continues to make a significant impact on the financial well-being of his clients.
Securities Agent: AZ, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY, CA, AK, AL, AR; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1298003
NMLS#: 1298003
Contact Scott McLeod
Contact Luke Brownd
Wealth Management
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Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The McLeod Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
13Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
12Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
13Investing in the market entails the risk of market volatility. The value of all types of investments may increase or decrease over varying time periods. The returns on a portfolio consisting primarily of sustainable or impact investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability and impact criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
