Our Story and Services

Who we are, what we believe, and how we practice our craft.

There is no algorithm. There is no over reliance on technology. There is no
proprietary investment product invented by people whom you will never
meet.

Rather, The Harbor Group is a small team of seasoned investment
professionals who have dedicated their careers to serving the needs of
individual investors. We do this by crafting customized investment
solutions based on your particular situation and long term objectives. We
prefer to serve our clients under the Investment Advisor Act of 1940, which
among other things, means that at all times we act to the standard of a
fiduciary. Beyond that, we have never and will never lose sight of the fact
that the decisions we help our clients make may have a profound and
lasting impact on their lives. A sobering thought.

It begins with a conversation. One in which you will do most of the talking,
and we will do most of the listening. For the most part, our clients are
asking a somewhat metaphysical question which is, “ Am I going to be
alright?” Everything we do is an attempt to answer that question in the
affirmative. Ultimately, it drives us.

Of course, the answer to this question means different things to different
people, and as we acknowledge that we are not right for all investors, it is
critical for us to have a clear understanding of who you are, and what you
want to accomplish. The process is time consuming, labor intensive, and
always iterative, as our list of questions and probative activity evolves. It is
time well spent, for both of us.

Only when we have a clear and incisive understanding of the potential,
and often multiple problem sets, do we begin to craft a plan, and lay the
groundwork for what will hopefully ensure a favorable outcome for you,
our client.
Yet, a plan is not a process. Our belief is that no investment strategy
exists in a vacuum, and we, as advisors, need to adapt your particular plan
relative to the ultimate context in which it is constructed, your life.

Toward that end, we require that each client of Harbor meet with us on a
periodic basis to review progress and make modifications based on your
particular situation. Should you not be able to meet with us in our offices in
Garden City, Long Island, or in Morgan Stanley’s conference center in
Manhattan, we will come to you.

The Harbor Group. Building net worth, building peace of mind.
Services Include
  • Financial Planning1
  • Wealth Management2
  • Professional Portfolio Management3
  • Retirement Planning4
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Location

1300 Franklin Avenue
Garden City, NY 11530
US
Direct:
(516) 683-3165(516) 683-3165
Toll-Free:
(866) 299-8257(866) 299-8257

Meet The Harbor Group

About Me

Paul has been helping individual investors achieve their goals for three and a half decades. At Harbor, he is responsible for all fixed income investing, primarily utilizing U.S. government bonds, agency paper and municipal bonds. In addition, he closely collaborates on all customized client portfolio solutions with partner, Harold Cohen.

He began his career at Butcher and Singer, Inc. in Philadelphia, training under the firm’s chief technical analysts, serving the fixed income needs of small-to-mid-sized pensions, primarily in the healthcare field.

In 1990, he was recruited by Hartford-based, Advest, Inc., and in 1993, was elected to the firm’s board of directors, then the youngest person to serve in that capacity. At Advest, the foundational plans for what is today The Harbor Group were formed.

In 2005, Advest, Inc. was acquired by Merrill Lynch. Pre-closing, Paul shifted Harbor’s affiliation to UBS Financial Services. In 2011, Harbor joined Morgan Stanley Wealth Management, where it resides today.

Active philanthropy is an important part of Paul’s life. As such, he chairs his family’s private foundation, which is dedicated to solving food security issues in his home state of Maine. An avid fly fisherman when not working, he can be found stalking the elusive bonefish in the Bahamas, or chasing big trout while camping in an Airstream trailer on the banks of the Yellowstone River with his wife of 37 years, Vicki. He is a director of the Anglers’ Club of New York, and a member of the Lotos Club. He divides his time between residences in Bath, Maine and Manhattan.

Paul is a graduate of the College of William and Mary.
Securities Agent: TX, ME, VA, SC, RI, PA, OR, NY, NM, NJ, NC, MN, MD, MA, KS, IA, GA, FL, CT, CO, CA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1272959

About Me

Harold is responsible for all equity investing at The Harbor Group, including overseeing the relationships with, and due diligence on, the equity managers utilized to help Harbor’s clients achieve their financial goals. In addition, he oversees all client financial modeling.

After being awarded his CPA, he began his career in the consulting division of Deloitte and Touche. He spent the next decade traveling the country on a multitude of assignments, primarily helping to rehabilitate companies which were in danger of foundering. His work with distressed companies gave him the ability to analyze a set of numbers and convert them to a real life action plan leading to a successful outcome.

In 1998, with a growing family, and a desire to not travel three to four thousand miles per week, he was recruited by Paul Skydell to form what is today, The Harbor Group. Over the past twenty plus years, working with individuals as opposed to corporate entities and boards has been extraordinarily gratifying for him.

Harold is a voracious reader of books on American and European History, which allows him to travel without having to get, as he says, “ on a damn plane. I have had enough of that!”

Harold enjoys time spent with his sons and wife of 35 years, Peri. He resides in Hewlett Harbor, New York.

Harold is a graduate of Hofstra University.
Securities Agent: TX, VA, SC, RI, PA, OR, NY, NM, NJ, NC, MN, ME, MD, MA, KS, IA, GA, FL, CT, CO, CA, AZ, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1252963

About Me

Rosa has been in the Financial Industry over 30 years, joining The Harbor Group in 2006.

Rosa focuses on developing and maintaining strong client relationships, and enjoys supporting client needs and goals. She views each interaction as an opportunity to enhance the client’s experience. Rosa is versed in order executions and operational management of Harbor’s various investment models.

Rosa enjoys travel and adventure with her partner Joe. Trained as a fine artist, Rosa continues to paint in oil and explore the natural world through her art. She also enjoys hiking with her two rescue dogs, Harley and Penny.

Rosa is a graduate of Southampton College. She holds her Series 7 and Series 63.

About Me

Drawing on more than 25 years of experience in the financial service industry, Paula seamlessly manages the myriad of all client service activity at The Harbor Group. In particular she is responsible for insuring that every client of Harbor Group is scheduled to meet with one of the principals on a regular basis, and prepares the analytics reports for the meetings.

Community service is an important part of her life. As a member of Alpha Kappa Alpha Sorority, Inc. she volunteers a lot of her time with at risk youth in her home town of Queens, New York.

When not at work Paula enjoys spending time with her family, yoga and is also an avid film buff.

Paula is a graduate of St. John’s University and holds her Series 7,63, and 65 securities licenses.

Investment and Market Perspectives

On the Markets

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
The Simple Six-Step Retirement Checkup

The Simple Six-Step Retirement Checkup

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Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Five Smart Strategies to Use a Bonus or Raise

Five Smart Strategies to Use a Bonus or Raise

Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Financial Transition: A Guide for Women

Financial Transition: A Guide for Women

Here's how to take control of your finances if a death or divorce leaves you holding the reins.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

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Entrepreneurs share ideas and learnings from the experience of starting a company.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
A New Roadmap for Mission Alignment

A New Roadmap for Mission Alignment

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Ready to start a conversation? Contact The Harbor Group today.
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