The Harbor Financial Group at Morgan Stanley

Eric L. Applewhite III, Managing Director, Wealth Management Senior Portfolio Management Director, Financial Advisor of the Harbor Financial Group at Morgan Stanley has three priorities to best serve his clients: educate, develop and implement. He wants to educate clients about the importance of risk management and develop a disciplined plan of investing through implementing tactical asset allocation.  He sets out to accomplish this by using technical and fundamental analysis. Eric manages five portfolio strategies emphasizing relative strength and discipline. He utilizes exchange traded funds, closed-end funds, individual equities, and bonds. 

The strategies include: (1) the Tactical Income strategy, which seeks income using ETF’s, CEF’s and dividend yielding stock, (2) the Tactical Growth strategy, which seeks growth using tactical allocation emphasizing sector based ETF’s and using six asset classes; domestic equity, international equity, commodity, currency, fixed income or cash, (3) the Dividend Growth strategy, which seeks companies that are fundamentally strong and have a history of increasing dividend payouts, (4) the Focus Growth strategy, which seeks to maximize appreciation using fundamental screens and share price momentum, and (5) the Alternatives strategy. which emphasizes publicly traded, private equities, private credit, MLP’s, commodities, ETF’s and other investment ideas. All strategies employ a similar relative strength discipline, but the client’s investment objective and risk tolerance determines the blend of strategies we use.

Eric joined Morgan Stanley over thirty years ago and has over thirty-seven years of experience in the financial services industry. He conducts a weekly educational forum and conference calls for Morgan Stanley financial advisors to review the tactical and strategic use of technical and quantitative analysis.

He is a Certified Portfolio Manager and member of the Institute of Portfolio Managers, as well as an affiliate of the Market Technicians Association. He leads a twenty-five-member team in Boca Raton, Florida which as of June 1, 2023, has over $2 billion in discretionary assets under management and collaborates with advisors throughout the firm Eric resides in Boca Raton with his wife, Laurie, and their four grown children.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

2022, 2023, 2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)

Source: Barrons.com (Awarded INSERT YEARS AWARD WAS GIVEN). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
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Technical analysis is the study of past price and volume trends of a security in an attempt to predict the security's future price and volume trends. Its limitations include but are not limited to: the lack of fundamental analysis of a security's financial condition, lack of analysis of macroeconomic trend forecasts, the bias of the technician's view and the possibility that past participants were not entirely rational in their past purchases or sales of the security being analyzed. Investors using technical analysis should consider these limitations prior to making an investment decision.

Howard Guggenheim serves as Senior Portfolio Management Director, Senior Vice President, and Financial Advisor of The Harbor Financial Group at Morgan Stanley.

He started his career in 1954 in the operations department at Joseph, Mellen and Miller Inc. in Cleveland, Ohio while at Case Western Reserve University. After completing his studies, he joined the Firm as a Financial Consultant and rose through the ranks becoming Vice President in 1961.In 1965, Howard joined McDonald & Company, a leading investment banking and municipal underwriting firm, as a partner in sales. He joined Smith Barney in 1978 as an Assistant Branch Manager in Cleveland. Later, he relocated to Boca Raton, Florida to manage a new and expanding branch. Over the following 20 years, Howard oversaw the growth of the operation resulting in a significant increase in assets under management.

 
Howard continues to serve in leadership positions for numerous industry groups. He was a member of the Cleveland Security Traders Association. He served as chairman of the Florida Securities Dealers Association , the National Association of Securities Dealers Business Conduct Committee, and Securities Industry Association, Southern District. He also headed up the Stock Market Games, which is the Foundation for Investor Education’s program that simulates real-world investing for school children.

Howard has given his time and commitment to serve in leadership positions for several philanthropic and community groups. While in Cleveland, he was chairman of the Bankers and Brokers Division of the United Jewish Appeal. He served on the board of Menorah Park, Jewish home for aged, and was chairman of the Admissions Committee and its Foundation. He also served on the boards of the Jewish Vocational Services and the American Jewish Committee. Howard is currently an active member of the Rotary Club of Downtown Boca Raton In addition, Howard served as chairman of the Florida Atlantic University Foundation and was the first founder of the school’s football program. He also created the Howard Guggenheim Athletic Scholarship.

Howard resides in Boca Raton and enjoys spending time with his three children and five grandchildren.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Julie Clairmont-Shide has more than 35 years of experience in the financial services industry.  She is a CERTIFIED FINANCIAL PLANNER and is a Senior Vice President and Wealth Advisor at Morgan Stanley. As well, she is a Senior Portfolio Management Director within the firm’s Portfolio Management Program. Julie was named to Forbes Top Women Wealth Advisors Best in State in 2022.  She received her Bachelors of Science and Masters degree in Business Administration followed by studies at the Centre International D‘Etudes Francaises at Catholic University of the West in Angers, France. She then obtained her MBA with emphasis in both finance and marketing. Early in her career, she worked in land development with her family in Bismarck, North Dakota and completed the five Certified Commercial Investment Member courses. Julie received her Certificate of Graduate Studies from the American Graduate School of International Management in Arizona. She has deep experience and specialized training in the areas of financial and estate planning.  Julie serves as a Trustee at the Boca Raton Museum of Art and has been active in various committees with the museum since 1998.  She is married to Chuck and they have three amazing adult children and one grandchild.

Daniel Guggenheim, CFP^® brings over 35 years of investment experience to his role as a Financial Advisor and Financial Planning Specialist at the Harbor Financial Group at Morgan Stanley. He enjoys developing client relationships with professionals who are either preparing for retirement or are retired and those who are interested in multigenerational planning. 



Daniel began his career as an Institutional Equity Sales Trader with McDonald & Company Securities. He joined Smith Barney (Morgan Stanley’s predecessor firm) in 1989 to work with institutional clients, and in 1992 he moved to the retail side of the firm to support individuals, small businesses and nonprofit groups. During his years as a securities trader, Daniel became president of the Cleveland Security Traders Association. He has also served as a volunteer to help educate students and administrators through the Center for Economic Development at John Carroll University.  



Since graduating from the University of Florida with a degree in Finance, Daniel has been involved with the Northeast Ohio Gator Club alumni organization, where he has held the positions of president and treasurer. He is currently the Advisory Board Chairman of the Boys & Girls Club of Boca Raton and volunteers as a mentor with the Eda and Cliff Viner Community Scholars Foundation. Daniel resides in Boca Raton, Florida and enjoys activities including cycling, camping, fishing, and spending time with his two children.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Ryan Ward, CFP^®, First Vice President is a Financial Advisor, Portfolio Management Director and partner within The Harbor Financial Group. Ryan holds the Morgan Stanley Senior Portfolio Manager designation and manages proprietary investment strategies for the group. He also manages the team’s covered-call equity portfolio which is utilized by The Harbor Financial Group and other Morgan Stanley advisors and teams around the country.

Ryan has a special interest in working with investors that come into money from business sales, inheritances, divorces, retirement and other large liquidity events. Ryan enjoys educating and empowering his clients with the knowledge they need to be successful, confident investors. He strongly believes in the importance of trust and taking the time to build a solid foundation with clients to lead to continued success in the future.

Ryan is a sixth generation Floridian and currently lives in Boca Raton with his wife and two young children. He graduated Cum Laude from the University of Florida Undergraduate Honors Program with a Bachelor of Science in Business Administration. Ryan is also a member of MENSA^® International, the High I.Q. Society. He enjoys traveling with his family, golf, tennis, fitness classes, and memorable dining experiences. Ryan has completed his Level 1 Sommelier training and has enjoyed visiting different wine producing regions around the world with his wife. Ryan is an active supporter of Honor Flight which provides veterans with all-expense paid trips to Washington DC to visit their memorials and be publicly honored for their service. Additionally, he supports The American Society for the Prevention of Cruelty to Animals^® and various Alzheimer’s, cancers, and children’s charities.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
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Ross O’Connor has been a Financial Advisor with Morgan Stanley since 2013. After graduating from Sewanee: The University of the South, Ross joined the Harbor Financial Group at Morgan Stanley - Ross was named one of Forbes Top Next-Gen Best-in-State Wealth Advisors for 2022, recognizing a select group of professionals who represent the future of the industry.

As both a Certified Private Wealth Advisor^® and Certified Financial Planner^®, he blends a passion for teaching prudent financial planning strategies with coordinating the overall governance of financial assets for clients. Ross works closely with attorneys, accountants, and other professionals that are integral to our clients’ long-term planning. As a Workplace Advisor - Equity Compensation, he helps business owners and their companies scale and align equity compensation strategies. Ross is a Vice President of the Estate Planning Council of Boca Raton and sits on the PULSE Board at the Boca Raton Chamber of Commerce – where he was a graduate of the Leadership Class of 2018.

Ross’s passion for volunteering focuses on furthering educational pursuits for students in his area. He serves as Vice Chair of the Delray Beach Education Board, mentors elementary school students at the Milagro Center, and helps student entrepreneurs bring their companies to life through the YEA! Program. He has competed as a ballroom dancer to raise funds for the George Snow Scholarship Fund’s Ballroom Battle and learned to play the keyboard to compete in the Golden Bell Education Fund’s Battle of the Bands.

Ross lives in Boca Raton with his wife, Margaret, and daughter, Eliza. He loves to compete, and can usually be found outside riding, running, or swimming while training for marathons or triathlons.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State

Source: Forbes.com (Awarded Aug 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22 - 3/31/23.
​Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State

Source: Forbes.com (Awarded Aug 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21 - 3/31/22

Larry Wachtel, CRPS^®, CLTC^®, First Vice President is a Financial Advisor and a partner within The Harbor Financial Group. He focuses on a holistic financial planning approach when advising high net worth, ultra high net worth and affluent business executives as they look to manage their wealth and for the financial futures of their families.

Over the years, Larry has built a commanding knowledge of the municipal and agency bond markets, structured products and insurance offerings to include long term care. He also has a strong background in institutional retirement plan structure and design which served as the foundation of his financial service career. Larry is a Chartered Retirement Plans Specialist – CRPS^® and holds the CLTC^® Certified Long Term Care designation. Larry has his Life, Health and Variable Annuity license as well as being a Series 7,Series 24, Series 31, Series 63, Series 65 licensed professional. Larry also holds Morgan Stanley’s internal Workplace Advisor - Equity Compensation designation and is a Morgan Stanley Insurance Planning Director. He has been in the financial service industry since 1987.

Born and raised in Palm Beach County, Larry is active in the Boca Raton community where he has been involved in several programs through the Levis JCC. Having raised his young family in the area as well, Larry has been active in coaching multiple sports throughout the years. In keeping with his upbringing in South Florida, Larry enjoys playing tennis and golf and has been known to take an occasional fishing trip.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Kenneth Feliciano is a Senior Vice President, Financial Advisor with the Harbor Financial Group at Morgan Stanley. In 2023, Ken completed his 28th year in the financial services industry. During those years, Ken has developed a great enthusiasm for helping high-net-worth families build, grow, and preserve financial wealth through advanced planning, portfolio management and generational wealth advisory.

His multi-generational financial planning includes developing and implementing broad investment strategies that are customized to reflect each client’s unique needs. Through the financial planning process, he can help access financial complexities and develop strategies that are designed to help you achieve your goals and strengthen your financial success. He strives to cultivate deep long-lasting relationships by providing his client's exceptional service. His ultimate goal is to make a difference in people’s lives.

He serves as a member of the firm’s Southeast Regional Financial Advisor Council where he works closely with senior management to discuss the most important issues affecting the financial services industry.

Ken resides in Boca Raton with his wife, Gwenn, and three NautiDoodles (Skipper, Finn and Maui).  They have two adult sons, Kenny and Jordan.  In his free time, Ken enjoys boating, fishing, and cheering on the Miami Dolphins.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Barry Manko, CFP^®, CLTC^®, First Vice President is a Financial Advisor and partner of The Harbor Financial Group. Barry is a Certified Financial Planner™, a Certified Divorce Financial Analyst^®, and holds the CLTC^® Certified in Long Term Care designation. He has his Life and Variable Annuity licenses as well as the Series 7 , Series 63 and Series 65. Furthermore, Barry holds Morgan Stanley’s internal Equity Plan Specialist designation.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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As a Certified Financial Planner™ he focuses on a holistic financial planning approach advising high and ultra high net worth clients looking to manage their wealth and financial futures of their families. Additionally, as a Certified Divorce Financial Analyst^®, Barry has firsthand knowledge of the divorce process. He is able to assist his clients while they navigate the emotional and financial implications of the dissolution of marriage.

Originally from Long Island, New York, Barry relocated to South Florida in early 2000. He graduated from Lynn University in Boca Raton with a Bachelor of Science. Barry has three children attending school in Broward County and enjoys traveling, horology and spending time with his fiancé and children in his free time.

Patty is a partner with the Harbor Financial Group. She is a Vice President and Financial Advisor who brings over 30 years of financial services experience to the team. Patty is a CERTIFIED FINANCIAL PLANNER™ and has extensive knowledge on income, estate, tax, and business planning strategies. Throughout her career, Patty has served a wide array of clientele. She particularly enjoys multi-generational family wealth planning, investing with experienced individual investors, and collaborating with business owners on all financial aspects of their business.



Graduating from Florida State University with a degree in Biology, she worked with the Florida Department of Environmental Regulation, IBM, and then became a partner in an outdoor advertising company that was eventually sold. Patty has an MBA from Florida Atlantic University. This broad array of experience gives her a deep insight into her client’s varied backgrounds.

When she’s not serving her clients, Patty enjoys spending time with her family and friends. She likes to travel. Raising her three sons in Boca Raton, she has deep roots in the community. Patty also has a love for culinary pursuits and cultivating plants, particularly her large orchid collection. Patty currently resides in eastern Palm Beach County with her wonderful animals.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Monique Oerth works with affluent investors by identifying their personal and financial goals, developing a complete financial plan, and managing the risk in the portfolios. She accomplishes this through systematic review and analysis. Through working with Monique, you can expect consistent communication from her with regular monitoring of the investments.

A Florida native, she spent her younger years living in Illinois and Mississippi and has lived in the South Florida area for the last 25 years. She currently resides in Boca Raton with her husband, son, and rescue dog. She earned her undergraduate degree in International Finance and Marketing with a concentration in Spanish from the University of Miami and her Masters of Business Administration in International Business from Florida Atlantic University.

Before joining the Harbor Financial Group in 2018, Monique had 12+ years of corporate experience across several industries, with expertise in marketing, branding, and product development. She has considerable business acumen in P&L management, customer insights, and trends analysis.

In her free time, Monique is actively involved in various local charities & organizations, holding various leadership positions over the past 14 years. She loves to travel the globe; 40 countries and counting! She enjoys staying active at the gym and is known to be overly competitive about football. In her free time, Monique enjoys spends time with her extended family who live locally.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Bill French has been in the financial services industry for over 60 years. After serving as a branch manager for over ten years, Bill decided to return to his role as a Financial Advisor. Bill is currently Vice President Financial Advisor at The Harbor Financial Group at Morgan Stanley.

Bill is the former director of the Security Industry Association- southern District, the former Chairman of the Florida Securities Dealers Association, and a member Emeritus of the Economic Roundtable of Boca Raton.



Bill has served his community through the YMCA as Founder and first President as well as chairman of the FAU Foundation. He graduated with a B.A. from Amherst College and went on to receive his MBA from New York University.

Bill spends his leisure hours in Boca Raton and loves to travel to the Florida Keys where he spends most of his time out in the water fishing. Bill loves to spend time with his family and most of all his sweet golden retriever puppy.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
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Tim Grajko CRPS^® is a Financial Advisor with Morgan Stanley’s, Harbor Financial Group. Tim is a Chartered Retirement Plans Specialist™ –CRPS^® and holds his Series 3, Series 7, Series 63 and Series 65 licenses. His practice centers around strong relationships with motivated and successful professionals who are looking for assistance with taking their wealth accumulation goals to the next level. Tim delivers this experience by educating his clients on the importance of risk management, developing and maintaining disciplined financial plans as well as applying investment strategies that are congruent to each client’s goals.

Tim spent the early years of his financial services career at J.P. Morgan Asset Management, where he partnered with and advised corporate executives on institutional retirement plans. He later went on to trade equities and equity derivative products at Susquehanna Financial Group. He has a strong foundation in portfolio management, multi asset investment solutions and risk management in the market.

Tim served as a Scout Sniper in the United States Marine Corps with combat deployments to Afghanistan and to Iraq. After leaving active duty, he was a project manager and director of operations for a technology company in NYC while attending college. Tim holds a Master’s degree in Financial Risk Management from the University of Connecticut and a Bachelor’s degree in Business Management from Manhattan College. Tim currently lives in Delray Beach with his wife and three children. He enjoys spending time with his family, attending car events, going to the beach, and supporting local and national Veterans organizations.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Justin Cotroneo is a Financial Advisor and Associate Vice President at Morgan Stanley Wealth Management in Boca Raton Florida.  Justin utilizes the resources and capabilities of Morgan Stanley and his partners to provide full service financial advice to his clients, working closely with them to develop a disciplined financial plan with a focus on risk management to help ensure they achieve their goals. Justin started his career in the financial industry in 2011 working for TD Canada Trust in Canada after he obtain his Honors Bachelor’s degree from University of Guelph. At TD Canada Trust he worked his way up from an entry level bank position to become a Financial Advisor.
 
In 2016 Justin decided to relocate to Florida USA to work, finding a position as a TD Bank working management and supervision.  Justin was recruited by Merrill Lynch Wealth Management the following year and entered their Financial Advisor development program. At Merrill Lynch Justin obtained the Series 7, Series 66, insurance licenses and completed the development program in 2020.In 2022 Justin was recruited by Morgan Stanley Wealth Management after learning about the advantages and resources they provided to his clients.

In his free time, Justin enjoys volunteering in the community, being actively involved in the Canada-US Chamber of Commerce, Italian American Civic League. India-US Chamber of Commerce, Lauderdale by the Sea Chamber of Commerce, Lauderdale By The Sea Bocce Ball Club, and The Greater Pompano Beach Chamber of commerce. Justin also spends his time with his friends, family, reading staying active and traveling.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
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With a keen focus on the financial success and priorities of high net-worth individuals and families, Stephanie Levin has solidified herself as a staple in the financial services arena. She takes great pride in genuinely connecting and caring about her clients’ well-being. As she helps clients navigate through major life events, they ultimately end up seeing her less as a financial advisor and more as a trusted friend who creates paths to optimally capitalize on the opportunities success will inevitably present. 

 Stephanie is a proud graduate of the University of Florida and with a Masters Degree from Arizona State University. Following her studies, she went on to successfully purchase, build and sell multiple franchises in Broward and Palm Beach County before following in her father’s illustrious footsteps in becoming one of the most sought after financial advisors.  At Morgan Stanley, she is currently a First Vice President, Financial Advisor and Portfolio Manager with extensive experience in business operations, family planning, and retirement services. Stephanie is one of the few selected Morgan Stanley advisors to hold the Corporate Retirement Director certification, which allows her to work with 401(k) plans for private and publicly traded companies. Stephanie has particular depth in long-term wealth generating strategies and analytics, including cash-flow projections and modeling, estate structuring, pre- and post-liquidity event planning, and access to customized lending. 

 A true pillar in her community, Stephanie has been extensively involved in a number of area charities and organizations, both as a leader, contributor, and benefactor.  Her two children have much of which to be proud and admire as Stephanie has shown herself to be among some of the most altruistically motivated women in the financial services industry. 

As a Financial Advisor with The Harbor Financial Group, Jeff focuses on enhancing client relationships through the modern wealth management process. His top priority with clients is gaining comprehensive understanding of their situation in order to provide tailored wealth planning solutions and investment advice that support their most-valued goals. With a background in financial management, he appreciates the complexities and opportunities that come with accumulation and preservation of net worth and strives to bring clarity to clients’ wealth strategy. Jeff joined the team in 2023, expanding its multigenerational wealth practice.​

Prior to joining Morgan Stanley, Jeff held positions as Financial Analyst and Senior Finance Manager of billion-dollar businesses, including Dawn, Cascade, and other household-name brands at the Procter & Gamble Co. In these roles, he focused on long range financial strategy planning, profit & loss statement management, and financial forecasting guidance. He graduated from Miami University’s Farmer School of Business, B.S. in Business Administration with a major in Finance and minor in Economics. He is also an Eagle Scout.​
Jeff holds Morgan Stanley’s Financial Planning Specialist designation and is a Series 7 and Series 66 licensed professional. ​

Jeff resides with his wife in Boca Raton, FL and enjoys spending time with his family.​

Holly McNulty has been in the Wealth Management industry since obtaining her BBA in Finance and Investments in 2007 at the Macaulay Honors College at Baruch College in New York. Holly began her Morgan Stanley career as a Portfolio Management Associate in midtown Manhattan and joined the Harbor Financial Group in 2015. Since then, Holly has become a Vice President and Portfolio Management Associate Director of The Harbor Financial Group at Morgan Stanley. In that time, she has also completed her MBA in Finance at Florida Atlantic University and her CERTIFIED FINANCIAL PLANNER™ designation.

Holly works with The Harbor Financial Group’s financial advisors and clients to execute and monitor our portfolio management strategies and financial plans. She works directly with Eric Applewhite, Managing Director & Financial Advisor of the Harbor Financial Group. She is also a member of Morgan Stanley’s Portfolio Management Institute.

Holly's strong attention to detail and extensive finance background allows her to deliver a superior client service experience both with clients directly and behind the scenes with the team.

A native New Yorker, Holly has lived in South Florida since 2015. In her free time, Holly enjoys volunteering in the community as a former Board member and current active member of the Junior League of Boca Raton, as a mentor for the Viner Scholars program, and as a member of Impact 100 Palm Beach County’s Membership Committee. She also enjoys spending time with her friends, family, and rescue dog Mickey, as well as reading, playing tennis, and cheering on her New York sports teams.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Courtney Dadas is a Client Service Associate with the Harbor Financial Group- She joined the team in 2015 and holds her Series 7 and 63 licenses. Courtney’s attention to detail, strong organizational skills and creativity helps her deliver an exceptional client service experience for new and existing clients.

A native of New Jersey, Courtney has spent most of her life living in South Florida. She currently resides in Boca Raton, where she received her Bachelors of Science from Florida Atlantic University.

In her free time, Courtney is actively involved in local philanthropy through the Junior League of Boca Raton, Impact 100, and serves as a board member for Open Court Inc., a non-profit organization that provides tennis lessons to underserved children in Palm Beach County. Courtney has a passion for helping others and enjoys playing tennis, pickleball, traveling and spending time with her sheepadoodle Winston.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Nicholas Russo is a client service associate for The Harbor Financial Group.

He is a native of South Florida and currently lives in Boca Raton with his girlfriend and their dog Dallas. He graduated from The Florida State University in 2015. Before joining Morgan Stanley, Nicholas gained experience working in program and project management at various companies in South Florida.

In his spare time, Nicholas likes to spend his time at the gym, with friends, and playing basketball.

Denise Prado has been in Wealth Management since 2000. She holds her Series 7, 63 and Life, Health & Annuity licenses. In 2023 she joined the Harbor Financial Group as a Wealth Management Associate. She also holds a Financial Planning Specialist Designation. Denise began her career at Smith Barney in Boston, MA and transferred to South Florida in 2003. In 2008 Smith Barney became part of Morgan Stanley.
Denise focuses on client relationship development and providing exceptional client service experience for new and existing clients, she has strong organizational skills and is detailed oriented and well versed on various areas of the business.

Denise is originally from Brazil and moved to the USA in 1989. She holds dual citizenship and speaks fluent English and Portuguese.

In her free time, Denise likes to explore the outdoors, read, travel with family & friends, and spend time with her grown two children. Denise resides in East Broward County with her pets Xena & Abu Simba.

Elsie Metzl has been in Wealth Management for 50 years and holds her Series 7, Series 63, Series 9, and Series 10 licenses. She began her career at Merrill Lynch as an Operations Manager before moving to Wachovia where she worked as a Complex Administrative Manager for over 20 years. In 2019, Elsie moved to South Florida where she joined the Harbor Financial Group as a Senior Registered Associate.



Elsie focuses on close personal client relationships. Her passion and desire to help others drives her and helps the Team deliver exceptional client service. Her vast knowledge of different sides of the business make each client experience unique and help build a strong foundation for trust, reliability, and communication.



Elsie Metzl is originally from Texas, but grew-up in Palm Springs Lakes, Florida. She attended Miami Dade and St. Pete College where she studied Nursing. In her free time, Elsie enjoys traveling with her husband Mark, barbeques with friends, and spending time with her family.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
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Cara was born and raised in New Jersey and attended Rutgers University. She began her career in finance with Merrill Lynch following her graduation in 2005. Cara joined The Harbor Financial Group in 2019. Through her work with the team, Cara has been instrumental in providing exceptional customer service. Cara holds her Series 7 & 66 licenses and has 14 years of industry experience.

Cara moved to South Florida for the sun and the sand and enjoys outdoor activities and exploring all hidden gems of this beautiful state.

Nann Burch started her career in the securities industry in 1982 as an OTC Trader with a small retail firm in Buffalo, New York. Nann came to Dean Witter Reynolds, West Palm Beach, in 1985 as a Sales Assistant. In 1989 she was promoted to Branch Manager Assistant where she held that position for 5 years before moving on to working with Alan Levinsohn in 1994. She currently holds a General Securities License (Series 7), has passed the Uniform Securities Agent State Law Examination (Series 63) and she is licensed as an Investment Advisor Representative (Series 65). Nann now works for The Harbor Financial Group at Morgan Stanley as a Portfolio Associate.

Getting back to nature in her free time, Nann raises heritage chickens, loves to garden (to feed those chickens), landscaping, and enjoys designing clothing patterns, machine knitting, clay and metal sculpting.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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uan Carlos Carballo is a Wealth Management Associate with the Harbor Financial Group. With over 18 years of industry experience, JC holds his Series 7, Series 66 and Series 31 licenses. JC originally joined Morgan Stanley in 2000 during which he became the recipient of the National Directors Award.  In 2007, He rejoined Morgan Stanley and has since become Assistant Vice President and Wealth Management Associate. 



JC works directly with clients in the development of their LifeView^® financial plan.  He also utilizes tools such as LifeView^® Goal Analysis Tool and Goals Planning System to identify ideal asset allocation models. He prepares and analyzes these reports and other data for clients and delivers a holistic plan of action to conform with specific client risk profile and financial goals.



JC graduated from Florida Atlantic University with double majors in Finance and International Business & Trade.  For years, his passion has been to provide to underprivileged families. JC coordinates annual food distributions in Nicaragua consisting of the basics:  rice, beans, sugar, salt, soap and toys. He has enjoyed living in Florida since 1985 and currently lives in Palm Springs with his wife Karla and two young daughters, Noella and Karly.  During his free time, you are sure to find him spending quality time with his family at the beach, the park or out to dinner. 

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
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Christine Pulver is a Portfolio Associate with the Harbor Financial Group. In her role, she focuses on the administrative needs of the Team and spends the majority of her time interacting with clients. In addition to her role as Portfolio Associate, Christine has acted as a Morgan Stanley Complex Coach where she taught, coached, and mentored new client service staff members as they look to quickly integrate by learning the many tools and systems of the Firm. 

Christine has been with Morgan Stanley since 2015 and has been in the industry since 2011. Prior to her current role, Christine was with Raymond James serving as the administrative partner to the branch manager, supporting senior financial advisors through client service activities and portfolio assistant duties.

Born and raised in South Florida, Christine attended Cardinal Gibbons High School in Fort Lauderdale and spent her summers in the Swiss Alps with family. Before working in finance, she worked in Switzerland as a textile liaison for the import and export operations for Adidas. She is fluent in Spanish and German which has helped her deliver excellent client service to the team’s diverse client base.

Christine is a proud graduate of the University of South Florida –Tampa Campus with a degree in Spanish and German with a concentration in International Studies. Her two daughters have attended Florida Atlantic University and Florida State University.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.

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Mark Sutain Jr. began his career at Morgan Stanley in 2022 as a Registered Client Service Associate and joined the Harbor Financial Group in 2024. Mark currently holds Series 7, and 66 certifications. Since joining MS, Mark has obtained his Financial Planning Specialist designation and is currently a service coach for our market. His in-depth service knowledge helps to provide an exceptional service experience for the clients that he works with.


While living most of his life in Florida, he is originally from New York. In our community, he is an advocate of mental health awareness and adoption of sheltered pets. Outside the office, Mark enjoys hiking, basketball, football, snowboarding, and surfing.

Cosi is the Team Administrator for the Harbor Financial Group at Morgan Stanley. Prior to joining the Team full-time, Cosi worked for the group as an intern for 9 months in 2022 until early 2023, and then returned once again in the Summer of 2023 as the Group’s Pathways Associate Intern. During her Summer in the Program, Cosi successfully completed the Firm’s Capstone Project and set curriculum, where she was able to broaden her knowledge of Morgan Stanley’s many capabilities and functions.

Her strong organizational skills and prior work experiences have allowed Cosi to successfully assist the Team in her current role with tasks relating to marketing, administration, and general project management.

In May of 2023, Cosi graduated Magna Cum Laude from Lynn University in Boca Raton with a Bachelor of Science in International Business Management. She joined the group full-time as the Team Administrator in August of 2023 and is looking forward to her future with the firm.

Before moving to Florida with her family, Cosi grew up in New York City and has family in England. In her free time, Cosi’s favorite hobbies include traveling and spending time with her family & friends.

2024 and 2023 Forbes Best-In-State Wealth Management Teams

Source: Forbes.com (Awarded 2023 and 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.

Forbes America’s Top Wealth Management Teams
Source: Forbes.com (Awarded Nov 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.

Barron's Top 100 Private Wealth Management Teams

​Source: Barron's.com (Awarded April 2023) Data compiled by Barron's based on time period from Dec 2021 - Dec 2022.

Forbes America’s Top Wealth Management Teams

Source: Forbes.com (Awarded Nov 2022) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.


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