The Guardian Group Story

After many years of working alongside each other, Michael Campopiano and Arthur Burkhard came together to bring over 50 years of combined experience to their clients and create The Guardian Group at Morgan Stanley.

Due to the fact that each person and family has their own unique needs, concerns and goals, The Guardian Group emphasizes the importance of creating a financial plan for all of their clients. We believe financial plans are constructed as a roadmap to success for individuals and families. We believe in being involved in our clients’ lives and our group members are required to be continuously involved at every life stage.

The Guardian Group works with individuals and multi-generational families who have various wealth and legacy goals. We strive to provide our clients freedom, clarity and peace of mind as they work towards accomplishing their financial goals. Our advice and process is intentional and driven towards solving short and long-term goals through our financial planning process.
Services Include
  • Wealth Management1
  • Financial Planning2
  • Retirement Planning3
  • Estate Planning Strategies4
  • Professional Portfolio Management5
  • Business Planning6
  • 401(k) Rollovers
  • Cash Management7
  • 529 Plans8
  • Long Term Care Insurance9
  • Planning for Education Funding10
  • Qualified Retirement Plans11
  • Lending Products
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

The Guardian Group Philosophy

“If you fail to plan, you are planning to fail.”
-Benjamin Franklin

The Guardian Group devotes our attention to a holistic, goals-based strategy which produces a comprehensive financial plan incorporating portfolio management, debt management, income replacement management, efficient transfers of wealth to loved ones, and creating a legacy with effective charitable gifts.

Before any strategy is implemented, we go through our planning process to determine what outcomes are achievable given our client’s needs for after tax income, desires for wealth transfer, and tolerance for risk.

We understand how unique each of our clients is and thus we customize each goals-based strategy centered on answering their financially related questions and achieving their defined financial goals. We take the guesswork out of working towards one’s goals. The Guardian Group is dedicated to providing our clients with peace of mind that comes from the knowledge that their future and their legacy have been well planned.

    The Guardian Group Process

    DISCOVER
    Our relationship begins with a thorough understanding of your immediate needs, priorities and goals. We’ll discover details about your credit and basic finances and help you take precautions to maintain credit and preserve assets.

    CREATE
    We develop a tailored roadmap to begin to help you rebuild your wealth and achieve the outcomes you seek. We’ll identify the strategies to help you:
    • Plan for retirement
    • Provide healthcare protection for yourself and your children
    • Revise your estate plan

    ACT
    Next, we help you implement the strategies we formulate together, taking into account special circumstances, such as alimony, child support and tax consequences of selling large assets like your home.

    ADJUST
    Achieving your goals requires vigilance and flexibility. We help monitor your progress and make adjustments as life evolves, markets and tax laws shift and priorities change.

      4 Step Process of Portfolio Management

      ESTABLISH FINANCIAL OBJECTIVES
      Work with you to establish a realistic set of objectives based on:
      Your financial goals
      Time horizon
      Liquidity needs
      Tolerance to volatility and risk

      DEFINE INVESTMENT STRATEGY
      Develop an investment strategy designed to help produce optimal portfolio performance
      Seek to generate the highest return potential consistent with the strategy’s level of risk

      EVALUATE AND SELECT INVESTMENTS
      Leverage the global resources of Morgan Stanley to select investments to implement your personal strategy

      ONGOING REVIEW PROCESS
      Monitor your portfolio to track its performance relative to your stated objectives
      Modify the portfolio on a discretionary basis as your needs and circumstances change over time

        Why Us?

        • Becoming a Better Investor
          The piece of mind that comes with a personalized financial plan makes our clients better investors. Far too many investors focus on the performance of their investment portfolio. This is not to imply that performance is not important but the daily, weekly and monthly swings of the stock market should never be the focus of long-term investing. A well-conceived financial plan is comprehensive and helps us understand that the investment portfolio is only one element in our financial lives. Since the financial plan takes into consideration sources of income, real estate, insurance, pensions, social security, gifts, and various expenses it helps clients understand that the investment portfolio is only part of their overall financial health. There is no doubt that the investment portfolio one of the most important elements of the financial plan, but during the initial discovery stage clients will understand there are many other financial elements in their lives that need attention. Once a client appreciates these other elements they become more adept at being patient and calm during inevitable market pull backs. As such, our clients with a well-conceived financial plan understand that market declines are part of the process and not events to dread and react to. Our goal is to put our client’s on a prudent path towards success and peace of mind, and the implementation of our plan analysis is key to its outcome.
        • Exploring Solutions After Changes in Your Financial Picture
          Recently a couple came to us for advice. They were at a crossroads in their lives as they wrestled with their impending retirement, the wind down of their closely held business and managing, liquid and illiquid, assets they had just inherited. The couple was struggling with the best way to make all of these pieces work together. Could they now afford to retire? Did they want to retire and if so, when? What was the best use of the newly inherited assets? They inherited a home. Should they sell the inherited California real estate and invest the funds? Should they renovate the property and rent it out? With the cash they inherited should they pay down their own mortgage or would they be better off using that cash for investments?



          We began the process with a face-to-face meeting which is always our preference during the discovery and planning process. The meeting was used to gather specific information on the couple. Our discovery process is open and friendly. The conversation allowed us to better understand the needs, concerns, hopes and dreams of the couple. The information gathered leads to a comprehensive, personalized financial plan. The financial plan provided the couple with four distinct scenarios. Each scenario was based on separate decisions and lead to four distinct outcomes with varying degrees of success. The financial plan allowed the couple to calmly look at each scenario and come to an informed decision. The financial plan provided the couple with a great sense of comfort and peace of mind, knowing they had options. The plan analysis provided us with a template on how best to allocate their investable assets, explore lowering their mortgage expense, setting up a line of credit for future real estate investing, and to properly review their life insurance needs. The result of the customized plan was based on their personal needs and concerns and not a simplistic, formulaic plan simply based on their age.
        • Estate and Legacy Planning
          How much will we be able to leave to our family? What amount should we use to fund our family foundation? How can we reduce our potential overall estate tax liability? How can we positively impact our grandson who has special needs, even beyond our lives? These are questions that most of us will face at some point. These are also questions that can be answered as part of one’s financial plan. Recently an ultra-high net worth couple posed these very questions to us. Our clients were in their early 70’s and our original plan many years earlier showed with a high degree of certainty they would be able to enjoy their retirement, without any concerns. However, our clients were now interested in establishing a legacy and providing care to family members. The couple wanted to leave as much to their children as possible and would like to help their grandchildren with their college educations, among other things.



          Like in every family, there are always dynamics that present an issue that can be solved with proper planning and guidance. As we have been working with our clients for many years, we knew of some of these family dynamics, such as their son’s second marriage, a grandson’s special needs, and making sure that the wealth their heir’s receive does not change this family’s mission of sound stewardship. Through our planning capabilities and firm resources, we were able to develop a sophisticated estate and legacy plan for our client’s, utilizing various revocable and irrevocable trusts, adding Morgan Stanley as a professional trustee, and using some life insurance for estate taxes and their special needs grandson. Our clients can be proud of the planning they have done and will continue to review. The importance of the couple to maintain the family mission has been built in as a theme to the overall estate and legacy they wish to leave beyond their lifetime.

        Location

        55 South Lake Ave
        Ste 700
        Pasadena, CA 91101
        US
        Direct:
        (626) 449-1240(626) 449-1240
        Toll-Free:
        (800) 488-1240(800) 488-1240

        Meet The Guardian Group

        Photo of Kaira Haynes

        Kaira Haynes

        Senior Client Service Associate

        About Me

        Michael Campopiano is a Senior Vice President with 15 years of experience working with families on their financial, retirement, and estate plans.  As a solutions-based Wealth Advisor, Michael handles the construction and execution of the client’s plan.  Michael is also a Senior Portfolio Management Director, which allows him the capability of managing client investment portfolios on a direct and discretionary basis. Michael was also named to Forbes Magazine's List of America's Best-in-State Wealth Advisors in 2018.  

        Michael started in Wealth Management as a college intern, while attending his alma mater, University of La Verne.  At the University of La Verne he majored in Finance and also played for the school’s soccer team.  

        Michael continues to live in La Verne with his wife, Alicia, and their three children.  Outside of the office, Michael is involved with his children at their various sporting events, involved with the University of La Verne’s capital campaign, and the capital campaign for his alma mater, Damien High School.  With any extra time, Michael still enjoys playing soccer and working to improve his golf game.
        Securities Agent: CA, WA, VI, UT, TX, OR, NY, NV, NM, NJ, NC, MO, MN, MI, IN, IL, ID, GA, DE, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
        NMLS#: 1255358

        About Me

        Art Burkhard is a First Vice President with 35 years of experience assisting families in the retention, growth and generational transfer of their hard earned assets.  Art began his investment career in 1981 with Dean Witter primarily as a portfolio advisor to individuals.  Over time Dean Witter evolved into Morgan Stanley and Art embraced more comprehensive solutions to family financial planning. 

        Art’s education background includes a Bachelor’s Degree in Geography and a Master Degree in Geomorphology from California State University, Northridge.  While on his way to a career in the energy sector he was sidetracked into financial advising and has been here ever since. 

        Art lives in Altadena with his wife Suzy and two wonderful children.  Art currently serves as president of the Board of Directors at Pasadena Christian School.  When not volunteering for the Make-A-Wish Foundation he enjoys camping, fly fishing, stained glass construction and the struggles of golf.
        Securities Agent: CA, WV, WA, VI, VA, UT, TX, OR, OH, NY, NV, NM, NJ, NC, MO, MN, IN, IL, ID, GA, FL, DE, CO, AZ; Managed Futures; Transactional Futures/Commodities; General Securities Representative; Investment Advisor Representative
        NMLS#: 1383218

        About Me

        As a Senior Client Service Associate, Kaira is the Administrative coordinator for The Guardian Group. She handles all administrative items: opening new accounts, document preparation and support clients in all areas except trade related functions, etc.

        Kaira has worked for Morgan Stanley for the last 18 years.

        Kaira is married with three kids. In her spare time she enjoys spending time with her family and volunteering for Mt. Baldy Pop Warner Conference, which she has participated with for the last 11 years.
        From Our Team

        Press release template Top State by State FAs


        Investment and Market Perspectives

        On the Markets

        Retirement

        Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
        • 401(k) Rollovers
        • IRA Plans
        • Retirement Income Strategies
        • Retirement Plan Participants
        • Annuities
        The Simple Six-Step Retirement Checkup

        The Simple Six-Step Retirement Checkup

        Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

        Investing

        Working closely with you to guide your wealth and investments through the most challenging market cycles.
        • Asset Management
        • Wealth Planning
        • Traditional Investments
        • Alternative Investments
        • Impact Investing
        Five Smart Strategies to Use a Bonus or Raise

        Five Smart Strategies to Use a Bonus or Raise

        Have extra money coming in? Here are ways to put your money to work for you now, so you can reap the rewards down the road.

        Family

        Creating customized financial strategies for the challenges that today's families face.
        • Estate Planning Strategies
        • 529 Plans / Education Savings Planning
        • Long Term Care Insurance
        • Special Needs Planning
        • Trust Services
        Financial Transition: A Guide for Women

        Financial Transition: A Guide for Women

        Here's how to take control of your finances if a death or divorce leaves you holding the reins.

        Business Planning

        Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
        • Succession Planning
        • Business Planning
        • Retirement Plan Sponsors
        • Qualified Retirement Plans
        • Corporate Pension Funds
        6 Keys to Building a Startup

        6 Keys to Building a Startup

        Entrepreneurs share ideas and learnings from the experience of starting a company.

        Philanthropy

        Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
        • Endowments
        • Foundations
        • Donor Advised Funds
        • Impact Investing
        A New Roadmap for Mission Alignment

        A New Roadmap for Mission Alignment

        Non-profits, foundations and endowments need to ensure that their sources of capital are in sync with their stated goals.

        More from Morgan Stanley

        Consolidate Your Cash at a Competitive Rate

        Consolidate Your Cash at a Competitive Rate

        2.30% APY with Preferred Savings for New Money deposited through your eligible Morgan Stanley brokerage account. Contact me to learn more or click here. Terms apply.
        Learn more about Consolidate Your Cash at a Competitive Rate
        Morgan Stanley and Justin Rose: A Winning Team

        Morgan Stanley and Justin Rose: A Winning Team

        Morgan Stanley and our brand ambassador, PGA TOUR champion Justin Rose, share a set of core values and a common cause: giving books to children in need.
        Learn more about Morgan Stanley and Justin Rose: A Winning Team
        Your Financial World. On the Go.

        Your Financial World. On the Go.

        With the Morgan Stanley Mobile App, you’ll have the freedom to manage your investments and instantly access a suite of personal cash management tools.
        Learn more about Your Financial World. On the Go.
        Reserved | Living & Giving

        Reserved | Living & Giving

        Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
        Learn more about Reserved | Living & Giving
        Sign Up for eDelivery

        Sign Up for eDelivery

        With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
        Learn more about Sign Up for eDelivery
        Access Morgan Stanley Online

        Access Morgan Stanley Online

        Morgan Stanley Online provides a comprehensive view of your assets and liabilities, projected income, breaking news, research and much more.
        Learn more about Access Morgan Stanley Online
        Ready to start a conversation? Contact The Guardian Group today.
        Market Information Delayed 20 Minutes
        1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

        3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

        5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

        6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

        Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

        8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

        9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

        10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        11Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

        The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

        Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

        The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

        Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

        The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

        *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


        CRC 2019752 10/2018