George C Openshaw
Senior Vice President, Wealth Management, Financial Advisor, Corporate Client Group Director
Phone:
(919) 785-9457(919) 785-9457
The Glenwood Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story
We are Morgan Stanley financial professionals, who believe that you - as one of our most important clients - are entitled to a different kind of working relationship with the firm. In fact, it is a type of relationship that you have probably not encountered at any other firm. As financial advisors, we bring the scope and influence of the differentiating resources of Morgan Stanley to our most valued clients. This combination of personal attention and financial possibilities can help create opportunities for you. Your financial life requires the broadest possible scope of knowledge, and we are committed to helping you have an experience that is easier and rewarding.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process: Focused on You
Charting a clear, confident course to financial success begins with understanding your values, priorities and aspirations. Working together, we define what is most important to you and develop the solutions to help get you there.
1: Introductory Meeting
We begin with an informal conversation to understand how we may add value to your situation. This is our opportunity to learn about you and your opportunity to learn about us so that, collectively, we can determine whether we are a good fit for each other. If together, we agree to move forward, we will then schedule a more in-depth discussion.
2: Deep Discovery
We continue the dialogue to learn about the values that shape your decisions, the concerns that keep you up at night, and identify any unique family circumstances. We explore a host of qualitative and quantitative questions and request relevant supporting documents so that we have a complete understanding of your current situation and future goals.
3: Analysis and Strategy
Here, we collaborate internally as a team to review and analyze your current and future financial situation. We prepare a first draft of your financial plan and share it with you at our next meeting. This prompts additional discussion with you and further revision to the plan as clarity surrounding your future improves. We then prepare and present a second draft that includes the specific strategies we recommend.
4: Implementation
With your approval, we begin to implement the plan. This often encompasses a broad range of strategies – from investments and insurance to lending and estate planning. If necessary, we can introduce you to additional professionals, such as a CPA or estate attorney, to help implement our recommendations.
Disclaimer:
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Disclaimer:
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
5: Ongoing Stewardship
To ensure a personalized experience, we customize a communication plan that takes into account your preferences. We meet regularly to ensure your plan remains current and to review your progress towards achieving your goals.
THE SIGNIFICANCE OF A FAMILY WEALTH DIRECTOR
The Glenwood Group's Senior Vice President and Family Wealth Director, Michael Dickinson, leverages the versatile resources of Morgan Stanley and professionals to help our clients and their families maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation and support they need to potentially lead meaningful, fulfilled and engaged lives.
Our Team's Family Wealth Capabilities
A Family Wealth Director (FWD) is a rare distinction, earned by less than 4% of Morgan Stanley’s Financial Advisors as of February 2021. The designation is given to advisors who have undergone distinctive training to complement their extensive experience working with ultra-high net worth families. To learn more about our family wealth capabilities, click the link below.
Our Family Wealth Capabilities
Family Governance and Wealth Education
The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by addressing sensitive family issues, facilitate communication and manage your family dynamic in an effort to achieve a shared sense of common direction in coordination with your outside advisors.
Wealth Education Development Plan
Legacy & Estate Planning strategies
We engage with our Executive Planning Director and Wealth Planning Center to provide a fully integrated, comprehensive analysis of your balance sheet, estate plan, and investment strategy through a collaborative process- at your request we will coordinate with your legal tax advisors as well.
Philanthropy Management
We provide our clients with a smart way to give to causes and charities they care about through Morgan Stanley GIFT. Our donor advised fund, GIFT, is a 501(c)(3) public charity structured to offer you a simple, thoughtful and tax-advantageous way to support your favorite charities.
Learn More About GIFTMonthly Outlooks & Updates
Here at the Glenwood Group, we strive to simplify complex financial ideas so that our clients understand what is being done on their behalf to plan for their financial future. We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
Andrew Sheets: Thoughts on the Market
Each week, Chief Cross-Asset Strategist Andrew Sheets, or a member of his team, shares podcasts offering perspective on the forces shaping the markets as well as insights on investment opportunities and risk across global asset classes. Click the link below to listen to the latest edition.
This Week's Podcast with Andrew Sheets
Mike Wilson: Thoughts on the Market
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
This Week's Podcast with Mike Wilson
Global Investment Committee on the Markets
A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition below.
Read: "GIC on the Markets"
GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income. Click the link below to read the full report.
Read: "GIC Weekly"
Top 10 Trends of 2021
Head of Emerging Markets and Chief Global Strategist Ruchir Sharma discusses how fallout from the pandemic could radically reshape the roster of winners and losers in global markets.
Read: "The Top 10 Trends of 2021"
Could the Delta Variant Derail Economic Growth?
The recent sharp rise in new infections has reignited fears of disruption to the U.S. recovery and outlook for markets.
Click Here To Read MoreOur Professional Backgrounds
Below you will find an overview of our team's professional and educational backgrounds.
George Openshaw
WORK EXPERIENCE:
• 2009 - Present: Morgan Stanley*
• 1993 - 2009: UBS Financial Services
PROFESSIONAL LICENSES:
• Series 7, 63 & 65 Licensed
• Insurance Licensed
• Life, Health & Disability Insurance
EDUCATION:
• B.S. Business Administration / Banking and Finance
• University of Southern Mississippi, Class of 1990
• 2009 - Present: Morgan Stanley*
• 1993 - 2009: UBS Financial Services
PROFESSIONAL LICENSES:
• Series 7, 63 & 65 Licensed
• Insurance Licensed
• Life, Health & Disability Insurance
EDUCATION:
• B.S. Business Administration / Banking and Finance
• University of Southern Mississippi, Class of 1990
Michael Dickinson, CFP ®
WORK EXPERIENCE:
• 2009 - Present: Morgan Stanley*
• 2000 - 2009: UBS Financial Services
• 1998 - 2000: RBC Centura
• 1992 - 1998: Nations Bank - Bank of America
PROFESSIONAL LICENSES:
• Series 7 & 66
• Life, Health, Long Term Care & Disability Insurance
EDUCATION:
• University of North Carolina at Chapel Hill
• B.A. Economics, Class of 1992
• 2009 - Present: Morgan Stanley*
• 2000 - 2009: UBS Financial Services
• 1998 - 2000: RBC Centura
• 1992 - 1998: Nations Bank - Bank of America
PROFESSIONAL LICENSES:
• Series 7 & 66
• Life, Health, Long Term Care & Disability Insurance
EDUCATION:
• University of North Carolina at Chapel Hill
• B.A. Economics, Class of 1992
Jason Crowder
WORK EXPERIENCE:
• 2009 - Present: Morgan Stanley*
• 2000 - 2009: UBS Financial Services
• 1999 - 2000: American Express Financial Advisors
PROFESSIONAL LICENSES:
• Series 7, 63 & 65
• Life, Health, Longer Term Care & Disability Insurance
EDUCATION:
• 1993 - 1998: North Carolina State University
• 2009 - Present: Morgan Stanley*
• 2000 - 2009: UBS Financial Services
• 1999 - 2000: American Express Financial Advisors
PROFESSIONAL LICENSES:
• Series 7, 63 & 65
• Life, Health, Longer Term Care & Disability Insurance
EDUCATION:
• 1993 - 1998: North Carolina State University
Location
3800 Glenwood Ave
Ste 500
Raleigh, NC 27612
US
Direct:
(919) 785-9460(919) 785-9460
Toll-Free:
(800) 752-7834(800) 752-7834
Meet The Glenwood Group
Michael Dickinson, CFP®
Senior Vice President, Financial Advisor, Portfolio Management Director, Family Wealth Director, Corporate Client Group Director
Phone:
(919) 785-9453(919) 785-9453
David E Smith
Senior Vice President, Financial Advisor, Portfolio Management Director
Phone:
(919) 785-7137(919) 785-7137
Jason Randolph Crowder
Vice President, Financial Advisor
Phone:
(919) 785-9459(919) 785-9459
Alexandra B. Odorizzi
Senior Registered Associate
Phone:
(919) 785-9460(919) 785-9460
About George C Openshaw
George has over 25 years of experience in wealth management spanning many market cycles. He began his career with J.C. Bradford & Company which was acquired by PaineWebber/UBS. After joining Morgan Stanley, George became a Portfolio Manager in the firm’s Portfolio Management Program and currently holds the title of Portfolio Management Director. George focuses on security and market research and analysis. He is actively involved in the asset allocation decisions and security selection in client portfolios. Lastly, George has vast experience with alternative investments and philanthropic donor advised funds.
After graduating with a Bachelor of Science in Business and Finance from the University of Southern Mississippi, George relocated to Raleigh in 1993 and began his investment career. He is married to his wife Juli and has 2 sons. George is an active member of Christ Episcopal Church, an avid golfer, and a voracious reader. In addition, he enjoys hunting, snow skiing, and exercise.
After graduating with a Bachelor of Science in Business and Finance from the University of Southern Mississippi, George relocated to Raleigh in 1993 and began his investment career. He is married to his wife Juli and has 2 sons. George is an active member of Christ Episcopal Church, an avid golfer, and a voracious reader. In addition, he enjoys hunting, snow skiing, and exercise.
Securities Agent: AZ, WV, ME, WI, WA, OR, NY, NV, IL, ID, FL, DC, OK, MO, LA, IN, PA, MT, CT, SC, OH, MA, AL, NC, AR, HI, TX, NJ, MI, MD, CA, VA, TN, GA, MS, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1407627
NMLS#: 1407627
About Michael Dickinson
Michael has spent over 30 years in the financial services industry between investment management, financial planning, commercial banking, and corporate finance. His wide array of industry experience has allowed him to provide a vast amount of advice to clients, business owners, and corporate executives.
In 2014, Michael was selected by the firm to participate in a rigorous accreditation development program and achieved the prestigious designation of Family Wealth Director. Less than 4% of Financial Advisors at the firm hold this designation as of December 2022. He has extensive knowledge in the areas of estate planning strategies, investments, and risk and liquidity management. His sophisticated approach to complex wealth management issues helps to set him apart from others in the industry.
After graduating with a Bachelor of Arts in Economics from the University of North Carolina-Chapel Hill, Michael started in the banking industry with NationsBank (predecessor to Bank of America). He joined RBC Centura Bank (predecessor to PNC Bank) before joining JC Bradford/Painewebber (predecessor to UBS). After spending almost 9 years with UBS, he joined Morgan Stanley Smith Barney in 2009. Along the way, he attained the Certified Financial Planner™ designation in 2006.
As a native of Raleigh, Michael is active and dedicated to many community organizations, including Wake County Boys and Girls Clubs-Board Chairman and Be The One Capital Campaign-Co Chairman, Boys Club Foundation-Trustee, Aldert Root Elementary Educational Foundation-Past Chairman, Salvation Army-Youth Sports Coach, and Christ Episcopal Church-Usher.
Michael has three sons and he enjoys an active lifestyle including boating, fishing, golf, music, college football, and his dog Honey.
In 2014, Michael was selected by the firm to participate in a rigorous accreditation development program and achieved the prestigious designation of Family Wealth Director. Less than 4% of Financial Advisors at the firm hold this designation as of December 2022. He has extensive knowledge in the areas of estate planning strategies, investments, and risk and liquidity management. His sophisticated approach to complex wealth management issues helps to set him apart from others in the industry.
After graduating with a Bachelor of Arts in Economics from the University of North Carolina-Chapel Hill, Michael started in the banking industry with NationsBank (predecessor to Bank of America). He joined RBC Centura Bank (predecessor to PNC Bank) before joining JC Bradford/Painewebber (predecessor to UBS). After spending almost 9 years with UBS, he joined Morgan Stanley Smith Barney in 2009. Along the way, he attained the Certified Financial Planner™ designation in 2006.
As a native of Raleigh, Michael is active and dedicated to many community organizations, including Wake County Boys and Girls Clubs-Board Chairman and Be The One Capital Campaign-Co Chairman, Boys Club Foundation-Trustee, Aldert Root Elementary Educational Foundation-Past Chairman, Salvation Army-Youth Sports Coach, and Christ Episcopal Church-Usher.
Michael has three sons and he enjoys an active lifestyle including boating, fishing, golf, music, college football, and his dog Honey.
Securities Agent: WA, TX, OR, PA, ID, HI, DC, CT, CA, AL, FL, NY, MT, IL, VA, TN, MD, MA, WV, OK, OH, IN, GA, AZ, AR, SC, NJ, MS, MO, MI, ME, CO, NV, NC, LA, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 1407066
NMLS#: 1407066
About David E Smith
David has spent over 35 years in the investment management industry and began his career with Morgan Stanley in 1989 through predecessor company Legg Mason Wood Walker. David has an undergraduate degree from UNC Chapel Hill and holds a MBA Finance degree from Wake Forest University. Within The Glenwood Group, David's emphasis is in capital markets research, portfolio construction, and financial planning. He holds the Portfolio Management Director title with Morgan Stanley. David and his wife are Raleigh natives and have two daughters. An avid outdoorsman, David enjoys hunting, surfing, and fly fishing.
Securities Agent: NJ, CA, TN, SC, GA, PA, OR, OH, MT, MS, MO, WV, OK, IL, ID, FL, ME, LA, AZ, WA, MA, HI, CO, TX, DC, CT, MI, AL, VA, MD, NY, NV, NC, IN, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2352692
NMLS#: 2352692
About Jason Randolph Crowder
With over 20 years in the investment business, Jason focuses on financial planning and investment management for the Glenwood Group’s clients. In addition, he concentrates on portfolio construction, trading, and options for the team.
Jason entered the investment business with American Express Financial Advisors in 1999, and then joined UBS Financial Services in 2000. Jason spent 9 years at the Firm as a Financial Advisor and Corporate Stock Benefit Consultant. He also attained the “Chartered Retirement Plan SpecialistSM” designation.
A native of Raleigh, Jason is dedicated to his local community, and is involved in several organizations, including White Memorial Presbyterian Church, Finding Purpose Ministry, Coastal Conservation Association, Ducks Unlimited, and Triangle Delta Waterfowl. He is a member of North Hills Club, Carolina Yacht Club, NC State Alumni Association, and the Wolfpack Club. Jason and his wife Dorothy have a son and daughter and spend much of their time together at the coast.
Jason entered the investment business with American Express Financial Advisors in 1999, and then joined UBS Financial Services in 2000. Jason spent 9 years at the Firm as a Financial Advisor and Corporate Stock Benefit Consultant. He also attained the “Chartered Retirement Plan SpecialistSM” designation.
A native of Raleigh, Jason is dedicated to his local community, and is involved in several organizations, including White Memorial Presbyterian Church, Finding Purpose Ministry, Coastal Conservation Association, Ducks Unlimited, and Triangle Delta Waterfowl. He is a member of North Hills Club, Carolina Yacht Club, NC State Alumni Association, and the Wolfpack Club. Jason and his wife Dorothy have a son and daughter and spend much of their time together at the coast.
Securities Agent: IN, TX, ID, CA, AZ, WI, OH, NJ, NC, MA, WA, PA, ME, MD, FL, VA, TN, MI, AR, NV, MT, NY, MS, IL, HI, DC, OK, MO, CT, AL, SC, GA, CO, WV, OR, LA; General Securities Representative; Investment Advisor Representative
NMLS#: 1694652
NMLS#: 1694652
About Alexandra B. Odorizzi
Alexandra has a highly valued twenty plus years of industry experience with Morgan Stanley, highlighting her dedication to delivering first-class service. Alexandra joined The Glenwood Group in 2011. Within the team, she manages our client service operations and focuses on the administrative needs of our high net worth and institutional clients. She is a graduate of the State University of New York at Geneseo with a BS in Business Management. She and her husband, Dan, reside in Cary with their son and daughter.
Contact George C Openshaw
Contact Michael Dickinson
Contact David E Smith
Contact Jason Randolph Crowder
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Glenwood Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
