Randy Friedlander, CIMA®, CPWA®
Senior Vice President, Wealth Advisor, Lending Specialist
Phone:
(954) 713-8414(954) 713-8414
The Friedlander Group at Morgan Stanley
Direct:
(954) 713-8414(954) 713-8414
Toll-Free:
(800) 491-3359(800) 491-3359
Our Mission Statement
At The Friedlander Group at Morgan Stanley, we believe comprehensive wealth management goes far beyond managing an investment portfolio. It involves trust, empathy, careful listening and detailed insight into who you are and what you seek to accomplish with your wealth.
Our Story and Services
Focused on the Life You Envision; A Personalized, Strategic Approach to Wealth Management
Charting a clear, confident course to financial security begins with understanding your values, priorities and aspirations, all in the context of your full financial picture. Our personalized approach and disciplined consultation process centers around you and your family – where you are today and where you envision yourself in the future. We work together with you to define what is most important to you and then develop the strategies that are most appropriate for your unique needs, whether you are accumulating wealth, protecting against risk, planning for retirement or creating your legacy.
Our Clients
We serve a select group of clients, intentionally limiting the size of our practice to ensure that we can give each of our clients the service and attention they deserve. Many of our clients are highly successful executives who are in established careers or into retirement. They are building wealth through complex compensation plans and concentrated stock positions in their high-earning years as well as retirees that seek us to implement strategies that help them make the most of their benefits while seeking to minimize taxes. By delivering a greater level of service, we are enabled to have a more focused approach and deeper understanding in servicing clients' legacy and multi-generational wealth management objectives.
Our Four-Step Wealth Management Process
Step 1 – Discovery. We begin with an honest conversation about what makes you tick and what keeps you up at night. By asking the right questions, we earn your confidence and establish a clear understanding of your concerns. The more we know about you, the better we are able to develop a wealth management strategy that is personalized to your unique goals.
Step 2 – Financial Planning. We believe in doing a financial plan for every client, so you know where you stand in every area of your financial life, from cash flow and investments to retirement and estate planning.
Step 3 – Investment Strategy. Based on everything we've learned, we develop a customized investment strategy designed to help you meet your short- and long-term goals.
Step 4 – Review & Monitoring. We meet periodically, based on your preferences, to review investment performance and overall progress. We also check in with you to hear about what's new in your life, so we can help ensure that your wealth management strategy stays aligned with your goals.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Estate Planning Strategies
An estate plan can help ensure your assets are distributed according to your wishes after you pass. Discussing the end of life and what happens to your assets is never an easy conversation to have, especially with family. But this type of planning is essential if you hope to ease what can be a difficult process for the people you love and to ensure that your wishes are respected. Learn more about how we can help you with estate planning in the article linked below.
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Planning for Education
With education costs rising, paying for college has become a major life expense that requires smart planning. While 529 plans are the most well-known vehicle to help save for a college education, there a number of ways to fund education costs that could save you time, headaches, and money. Check out our Education Planning Center below to learn more about how The Friedlander Group can help you set your child up for success.
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Executive Financial Services
Your equity awards are a recognition of your contributions to your firm’s success. To help you make the most of your awards, it’s important to have a trusted team of professionals by your side. Our team works alongside the Executive Financial Services team to provide specialized guidance and tailored solutions to help you meet your unique needs. Click the link below and learn more.
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Alternative Investments
Working with our team, you may be able to use alternative investments to potentially reduce volatility, enhance returns, manage taxes and earn more income while maintaining a goals-based approach for your asset allocation. These strategies may deliver differentiated sources of return relative to traditional equity and fixed income investments, as well as offer potential for tax efficiency. Click the link below to learn more about the different types of alternative investments.
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Financial Planning
We're here to help reduce the stress around financial decisions by offering knowledge and thoughtful guidance. As your life stage changes, so do your goals. Our platform allows you to look across your assets and liabilities to help you adapt your strategy to meet those changing demands. Whether it is saving for retirement and other expenses, securing retirement income, healthcare planning, taxes, education, or legacy planning, we’re here for you. This process is very important because it allows you to make the most of your assets and it helps to ensure that you meet your future goals.
Learn More
Philanthropic Services
Philanthropy Management supports individuals, families, corporate and private foundations, and non-profit organizations by offering a suite of services to help define and realize clients' charitable missions. We deliver the information, advice, and support needed to help you define your philanthropic goals and create an effective strategy to reach them.
Learn More
Sustainable Investing
For us at Morgan Stanley, it is abundantly clear that the solutions to global challenges can only achieve the required scale if they can attract a critical mass of private capital. To this end, we've established the Morgan Stanley Institute for Sustainable Investing to lead work across our firm, with our clients, and with academic institutions to help mobilize capital to sustainable enterprises, via global markets and the investors who drive them.
Learn MorePrior and Upcoming Events
Making the Most of Your Equity Compensation
Equity can be one of the most valuable - and least understood - company bene ts. Understanding and managing your equity compensation can help you work toward your short-term objectives and can provide fexibility for your long-term plans. Join us for an informative seminar where you'll learn: How to value your equity compensation plan What you need to know about the tax implications of equity compensation How to build a personalized nancial roadmap.
Rollovers from Retirement Plans
Whether you are changing jobs, retiring, or seeking a wider array of investment options, you might be wondering whether a rollover is right for you. Rollovers might also be useful for consolidating multiple retirement accounts, reducing fees, or helping you build a financial plan that can adapt as your needs change.
Investing a Lump Sum
Investing can be complicated and overwhelming. Understanding the fundamentals of investing can help you make sense of risks and opportunities associated with investing so you can make more informed - and more confident - decisions about your portfolio.
Total Tax 365 Overview
Taxes are a fact of life and investing. Without proper planning, taxes can significantly reduce your portfolio returns and your future wealth. That's why it is essential to focus on after-tax returns, actively adapt to changes in the tax landscape, and integrate tax planning into all your investment decisions across all your accounts, 365 days a year.
Executive Financial Services
Concentrated Stock Solutions by Morgan Stanley™
Many successful investors find themselves with a concentrated position in their portfolio. Whether through company stock awards, inheritance or a successful investment, holding a large position in a single stock often reflects positive developments—but it can also create hidden risk.
Request a Meeting or Call
We want to help with your retirement and life goals
Randy S. Friedlander
Click here to request a Meeting or Call
Noah J. Solomon
To Schedule a Meeting or Call, please email Joshua.Lindsey@morganstanley.com
Location
350 East Las Olas Blvd
Ste 1500
Ft Lauderdale, FL 33301
US
Direct:
(954) 713-8414(954) 713-8414
Toll-Free:
(800) 491-3359(800) 491-3359
Meet The Friedlander Group
Noah Solomon, CFP®
Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(954) 713-8417(954) 713-8417
Joshua Lindsey
Registered Client Service Associate
Phone:
(954) 713-8454(954) 713-8454
About Randy Friedlander
For more than twenty years, Randy has been helping clients achieve their goals by developing and implementing customized wealth management strategies that align with their unique circumstances, values and hopes for the future. He earns trust and builds long-term relationships by listening to his clients’ concerns and delivering a strong combination of investment management experience and exceptional client service. A believer in investing with discipline and diligence, Randy strives to structure personalized wealth management plans that not only manage risk, but also increase the likelihood of positive outcomes.
Having spent his entire investment career at Morgan Stanley, Randy is well-versed in the global resources, specialized research and world-class solutions offered by the Firm. He utilizes this knowledge to deliver the comprehensive capabilities of Morgan Stanley to his clients, giving them a premier advisory experience. Recognizing that wealth is often a family affair, Randy completed the Institute for Preparing Heirs program taught at Pepperdine University and has also completed Morgan Stanley’s Institute of Family Wealth Management, earning the designation of Family Wealth Advisor.
Randy studied at the University of Florida and earned a dual B.S. degree in Mathematics and Political Science from the State University of New York. He earned his Certified Investment Management AnalystSM (CIMA®) designation from the Wharton School of the University of Pennsylvania in 1995 and his Certified Personal Wealth Advisor (CPWA®) designation from the University of Chicago in 2010. These designations signify Randy’s commitment to excellence, ongoing education, ethical standards and a higher, more holistic level of service that takes into account each client’s full financial picture.
A U.S. Navy veteran, Randy lives in Pompano Beach with his wife. They have two adult children. Committed to community involvement, Randy serves as a director of Feeding South Florida, a regional food bank serving 250 non profit partner agencies, nourishing families with healthy food. Randy has previously served on the boards of the Make-A-Wish Foundation of Southern Florida, the Jewish Community Foundation of Broward and the Planned Giving Council of Broward. A fitness enthusiast, Randy has participated in a number of marathons, including the Boston Marathon, and is now focused on triathlons. He finds that training for endurance sports is similar to investing – both disciplines require consistency, process and a plan.
Having spent his entire investment career at Morgan Stanley, Randy is well-versed in the global resources, specialized research and world-class solutions offered by the Firm. He utilizes this knowledge to deliver the comprehensive capabilities of Morgan Stanley to his clients, giving them a premier advisory experience. Recognizing that wealth is often a family affair, Randy completed the Institute for Preparing Heirs program taught at Pepperdine University and has also completed Morgan Stanley’s Institute of Family Wealth Management, earning the designation of Family Wealth Advisor.
Randy studied at the University of Florida and earned a dual B.S. degree in Mathematics and Political Science from the State University of New York. He earned his Certified Investment Management AnalystSM (CIMA®) designation from the Wharton School of the University of Pennsylvania in 1995 and his Certified Personal Wealth Advisor (CPWA®) designation from the University of Chicago in 2010. These designations signify Randy’s commitment to excellence, ongoing education, ethical standards and a higher, more holistic level of service that takes into account each client’s full financial picture.
A U.S. Navy veteran, Randy lives in Pompano Beach with his wife. They have two adult children. Committed to community involvement, Randy serves as a director of Feeding South Florida, a regional food bank serving 250 non profit partner agencies, nourishing families with healthy food. Randy has previously served on the boards of the Make-A-Wish Foundation of Southern Florida, the Jewish Community Foundation of Broward and the Planned Giving Council of Broward. A fitness enthusiast, Randy has participated in a number of marathons, including the Boston Marathon, and is now focused on triathlons. He finds that training for endurance sports is similar to investing – both disciplines require consistency, process and a plan.
Securities Agent: TX, TN, SC, MO, DE, OH, NV, NJ, OK, MN, CA, UT, PR, OR, NM, NC, HI, AR, FL, DC, PA, MI, GA, CT, CO, WY, WI, WA, VI, VA, NY, MA, IL, AZ, KS, MD; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1297978
NMLS#: 1297978
About Noah Solomon
As a CERTIFIED FINANCIAL PLANNER™ professional and Financial Advisor, Noah provides sound investment and financial guidance and builds strong relationships with our clients and their families. He prides himself on delivering a standard of excellence that puts his clients’ best interests at heart. With his easygoing manner, youthful perspective and strong sense of ethics, Noah enjoys connecting with multiple generations of a family and making a difference.
By working closely with clients to articulate their short- and long-term financial goals, Noah utilizes a holistic approach to customize wealth management strategies that target what matters to clients most. His core areas of focus include managed money platforms, retirement planning, estate planning strategy, trusts, business succession and fixed income investments. Noah is also committed to helping families with special needs find integrated solutions through a teamwork approach that leverages the combined experience of a Financial Advisor, special needs attorney and disability advocate.
Noah joined Morgan Stanley Wealth Management in 2012 and began working with The Friedlander Group in 2016. Previously, he served as a Financial Advisor at Merrill Lynch. Before that, during the heart of the 2008 financial crisis, Noah worked as a project assistant in the corporate division of one of the top international law firms. In that role, he gained experience in evaluating credit and loan agreements, analyzing contract stipulations and conducting independent due diligence, a skill he finds valuable for investment selection.
Noah earned his Master’s in Business Administration (MBA) and his Bachelor of Science in Finance with a minor in Economics from Florida State University. During his studies, he was trained in upper-level macroeconomics by an advisor to the Federal Reserve, principles he applies when making financial recommendations to clients.
By working closely with clients to articulate their short- and long-term financial goals, Noah utilizes a holistic approach to customize wealth management strategies that target what matters to clients most. His core areas of focus include managed money platforms, retirement planning, estate planning strategy, trusts, business succession and fixed income investments. Noah is also committed to helping families with special needs find integrated solutions through a teamwork approach that leverages the combined experience of a Financial Advisor, special needs attorney and disability advocate.
Noah joined Morgan Stanley Wealth Management in 2012 and began working with The Friedlander Group in 2016. Previously, he served as a Financial Advisor at Merrill Lynch. Before that, during the heart of the 2008 financial crisis, Noah worked as a project assistant in the corporate division of one of the top international law firms. In that role, he gained experience in evaluating credit and loan agreements, analyzing contract stipulations and conducting independent due diligence, a skill he finds valuable for investment selection.
Noah earned his Master’s in Business Administration (MBA) and his Bachelor of Science in Finance with a minor in Economics from Florida State University. During his studies, he was trained in upper-level macroeconomics by an advisor to the Federal Reserve, principles he applies when making financial recommendations to clients.
Securities Agent: CA, NM, NJ, IL, CO, MI, AR, WI, KS, HI, MN, MA, GA, DE, MD, CT, AZ, WY, VA, TN, PR, OH, NY, FL, PA, NV, NC, MO, DC, WA, UT, OR, OK, TX, SC, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 842101
NMLS#: 842101
Contact Randy Friedlander
Contact Noah Solomon
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Friedlander Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
