Jacques Frachon
Senior Vice President, Wealth Advisor, Portfolio Management Director
Phone:
(619) 238-6287(619) 238-6287
The Frachon Group at Morgan Stanley
Direct:
(619) 238-6287(619) 238-6287
Toll-Free:
(866) 508-4750(866) 508-4750
Our Mission Statement
Investing in Relationships
Welcome
Helping you achieve financial success is our first priority. With over 70 years of experience and the credentials of Chartered Financial Analyst® (CFA®) and Certificate of Financial Planning ® (CFP®), The Frachon Group at Morgan Stanley provides long term financial coaching to high-net-worth families whose trust we seek to earn and keep. With a clear understanding of each of our clients, we lend our experience and knowledge to help craft and customize an investment strategy that is easily comprehensible. The individual plan we create for you addresses key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for asset preservation, education funding, trust and estate planning strategies, wealth transfer, and charitable gift strategies.
Minimum Engagement: $2,000,000
Minimum Engagement: $2,000,000
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
We offer a full spectrum of client relationships tailored to the experience you desire, but we find that our strongest relationships tend to be very interactive. The closer we work with your family, the better we will understand your circumstances – not just your finances, but also your individual and collective goals and how they may impact one another.
Our practice focuses on eliminating the financial stress of our clients. Our goal is to help you sleep at night. We accomplish this through in-depth financial planning and customized portfolios. While many financial advisors use pre-packaged models, The Frachon Group takes pride in creating customized portfolios to achieve your goals. We coordinate with your tax and legal advisors to design these holistic and personalized solutions.
Using over 70 years of combined experience, we will help you define and achieve your financial goals.
Our practice focuses on eliminating the financial stress of our clients. Our goal is to help you sleep at night. We accomplish this through in-depth financial planning and customized portfolios. While many financial advisors use pre-packaged models, The Frachon Group takes pride in creating customized portfolios to achieve your goals. We coordinate with your tax and legal advisors to design these holistic and personalized solutions.
Using over 70 years of combined experience, we will help you define and achieve your financial goals.
Commitment to You
Our Commitment to You:
- We are passionate to help you achieve financial success
- We are determined to deliver you the highest level of service we can offer
- We are not just checking boxes, but building trust
- We will continue to earn that trust everyday
Our Beliefs:
We have created our practice to be different.
- We want to be the best
- We never compromise on putting you first
- We want to go deep in the process
- Know as much as possible
- Control as much as possible
- We want you to enjoy our relationship!
We know that we cannot be all things to all people. With this in mind, we pride ourselves on building only a limited number of select client relationships.
- We are passionate to help you achieve financial success
- We are determined to deliver you the highest level of service we can offer
- We are not just checking boxes, but building trust
- We will continue to earn that trust everyday
Our Beliefs:
We have created our practice to be different.
- We want to be the best
- We never compromise on putting you first
- We want to go deep in the process
- Know as much as possible
- Control as much as possible
- We want you to enjoy our relationship!
We know that we cannot be all things to all people. With this in mind, we pride ourselves on building only a limited number of select client relationships.
2023 Forbes Best-In-State Wealth Management Teams Ranking
Morgan Stanley (NYSE: MS) today announced that The Frachon Group based in San Diego, has been named to Forbes Magazine’s 2023 list of America’s Best-In-State Wealth Management Teams.
Forbes Best-In-State Wealth Management Teams ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Forbes Best-In-State Wealth Management Teams ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms.
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Upcoming Firm Events
We hope you will join us for this upcoming event.
AI Revolution: The Breakthrough, the Buzz and a Blueprint for the Future
We invite you to watch the replay from our thought-provoking conversation on artificial intelligence (AI) with James Dyett, OpenAI's Head of Enterprise & Strategic Sales, Keith Weiss, Morgan Stanley's Head of U.S. Software Research Jeff McMillan, Morgan Stanley's Head of Firmwide Artificial Intelligence, recorded on Monday, March 24.
CRC4303146 03/2025
Online
Additional Replays
Location
101 W Broadway
Ste 1800
San Diego, CA 92101
US
Direct:
(619) 238-6287(619) 238-6287
Toll-Free:
(866) 508-4750(866) 508-4750
Meet The Frachon Group
Leif Sanchez, CFA
Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(619) 238-6287(619) 238-6287
Timothy Mehrer
Financial Advisor, Family Wealth Advisor
Phone:
(619) 238-6287(619) 238-6287
Annie Celentano, CFP ®
Portfolio Associate
Phone:
(619) 238-6287(619) 238-6287
About Jacques Frachon
Didier Jacques Frachon is a Senior Vice President, Wealth Advisor and Portfolio Management Director, with Morgan Stanley. Drawing on over 30 years of helping High Net Worth families, Jacques believes that a culture of hospitality and communication create an exceptional client experience. With this in mind, Jacques believes in taking the time to fully understand all aspects of his clients’ financial lives. This enables him to create customized wealth plans based around their individual goals.
He joined the firm in 1984 after receiving an MBA in finance from the Monterey Institute of International Studies. He did his undergraduate work in Accounting and Economics in France. In 1994, he attended an advanced consulting certification program at the Wharton School of Business and was named Senior Consultant.
In 2002, Jacques was nominated by members of Morgan Stanley’s regional management team and accepted into the exclusive Wealth Advisor program. He has been a past member of Morgan Stanley’s prestigious Century Club. Jacques has been invited to attend the firm's Consultant University Program which recognizes the top Financial Advisors in providing consulting-based money management services.
Born and raised in Lyon, France, Jacques served in the Alpine Section of the French Army. He and his wife Kathleen have lived in San Diego since 1986 and have 3 children, Nicolas, Alexander, and Margaux. Jacques is a board member of Andson – a non-profit educational organization, offering academic and financial mentoring.
He joined the firm in 1984 after receiving an MBA in finance from the Monterey Institute of International Studies. He did his undergraduate work in Accounting and Economics in France. In 1994, he attended an advanced consulting certification program at the Wharton School of Business and was named Senior Consultant.
In 2002, Jacques was nominated by members of Morgan Stanley’s regional management team and accepted into the exclusive Wealth Advisor program. He has been a past member of Morgan Stanley’s prestigious Century Club. Jacques has been invited to attend the firm's Consultant University Program which recognizes the top Financial Advisors in providing consulting-based money management services.
Born and raised in Lyon, France, Jacques served in the Alpine Section of the French Army. He and his wife Kathleen have lived in San Diego since 1986 and have 3 children, Nicolas, Alexander, and Margaux. Jacques is a board member of Andson – a non-profit educational organization, offering academic and financial mentoring.
Securities Agent: SC, AZ, MA, WI, OR, IL, ID, NV, NM, MI, OK, ME, CT, VA, PA, KS, FL, CO, WA, NY, NJ, UT, TX, CA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1270268
CA Insurance License #: 0A75702
NMLS#: 1270268
CA Insurance License #: 0A75702
About Leif Sanchez
Leif Sanchez is an Associate Vice President, Financial Advisor and Senior Portfolio Manager. Leif’s areas of focus within the practice include custom portfolio design and analysis, investment due diligence, equity and fixed income trading and long-term financial planning.
Prior to joining Morgan Stanley in 2000, Leif was a portfolio manager and mutual fund manager. He has been a Chartered Financial Analyst® (CFA®) since 1989. He received his BA degree in Engineering from Harvard.
Leif enjoys being outdoors, watching his kids’ sporting activities and participating in book clubs.
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
Prior to joining Morgan Stanley in 2000, Leif was a portfolio manager and mutual fund manager. He has been a Chartered Financial Analyst® (CFA®) since 1989. He received his BA degree in Engineering from Harvard.
Leif enjoys being outdoors, watching his kids’ sporting activities and participating in book clubs.
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
Securities Agent: CT, CO, WI, NY, AZ, OR, MA, VA, TX, SC, OK, NV, MI, KS, FL, WA, UT, PA, NJ, ME, CA, NM, IL, ID; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1274642
CA Insurance License #: 0C99554
NMLS#: 1274642
CA Insurance License #: 0C99554
About Timothy Mehrer
Tim Mehrer is a Financial Advisor, focusing on financial planning, tailoring custom portfolio reports, coordinating client events and organizing philanthropic strategies. Tim has a passion for making the often complicated world of finances personal and easily understood. He is thoroughly dedicated to providing his clients with the high-end service they deserve.
Tim joined Morgan Stanley in 2005 after graduating with a Business Administration degree from Point Loma Nazarene University.
Tim, his wife Jenny and their family enjoy spending their free time hiking, traveling and at the beach. He also serves on the board of directors for a non-profit organization.
Tim joined Morgan Stanley in 2005 after graduating with a Business Administration degree from Point Loma Nazarene University.
Tim, his wife Jenny and their family enjoy spending their free time hiking, traveling and at the beach. He also serves on the board of directors for a non-profit organization.
Securities Agent: NJ, CT, TX, SC, NM, AZ, ID, FL, PA, ME, KS, CO, WA, NV, IL, WI, CA, VA, OR, NY, MI, UT, OK, MA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1295586
CA Insurance License #: 0F40774
NMLS#: 1295586
CA Insurance License #: 0F40774
About Annie Celentano, CFP ®
Annie Celentano is a Portfolio Associate. Highly efficient and detail-oriented, she specializes in a range of administrative and operational responsibilities with precision and poise. As the first point of daily client contact, you will find Annie knowledgeable, helpful, attentive and welcoming. She continually builds relationships with clients and their loved ones while delivering the highest level of professionalism.
She is a CERTIFIED FINANCIAL PLANNER™ professional and graduated from Pennsylvania State University’s Smeal College of Business. After work hours, Annie loves to travel, practice yoga and work with animals.
She is a CERTIFIED FINANCIAL PLANNER™ professional and graduated from Pennsylvania State University’s Smeal College of Business. After work hours, Annie loves to travel, practice yoga and work with animals.
CA Insurance License #: OK46245
Contact Jacques Frachon
Contact Leif Sanchez
Contact Timothy Mehrer
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Ready to start a conversation? Contact The Frachon Group today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
