Welcome

Helping you achieve financial success is our first priority. With over 70 years of experience and the credentials of Certified Investment Management Analyst® (CIMA®), Chartered Financial Analyst® (CFA®) and Certificate of Financial Planning ® (CFP®), The Frachon Group at Morgan Stanley provides long term financial coaching to high-net-worth families whose trust we seek to earn and keep. With a clear understanding of each of our clients, we lend our experience and knowledge to help craft and customize an investment strategy that is easily comprehensible. The individual plan we create for you addresses key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for asset preservation, education funding, trust and estate planning strategies, wealth transfer, and charitable gift strategies.

Minimum Engagement: $750,000
Services Include
  • Retirement Planning1
  • Financial Planning2
  • Planning for Education Funding3
  • Estate Planning Strategies4
  • 401(k) Rollovers
  • Philanthropic Services
  • Sustainable Investing5
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

We offer a full spectrum of client relationships tailored to the experience you desire, but we find that our strongest relationships tend to be very interactive.  The closer we work with your family, the better we will understand your circumstances – not just your finances, but also your individual and collective goals and how they may impact one another. 

Our practice focuses on eliminating the financial stress of our clients.  Our goal is to help you sleep at night.  We accomplish this through in-depth financial planning and customized portfolios.  While many financial advisors use pre-packaged models, The Frachon Group takes pride in creating customized portfolios to achieve your goals.  We coordinate with your tax and legal advisors to design these holistic and personalized solutions.

Using over 70 years of combined experience, we will help you define and achieve your financial goals.

    Commitment to You

    Our Commitment to You:
       -  We are passionate to help you achieve financial success
       -  We are determined to deliver you the highest level of service we can offer
       -  We are not just checking boxes, but building trust
       -  We will continue to earn that trust everyday


    Our Beliefs:
    We have created our practice to be different.
       -  We want to be the best
       -  We never compromise on putting you first
       -  We want to go deep in the process
               -  Know as much as possible
               -  Control as much as possible
       -  We want you to enjoy our relationship!

    We know that we cannot be all things to all people.  With this in mind, we pride ourselves on building only a limited number of select client relationships.

      Location

      101 W Broadway
      Ste 1800
      San Diego, CA 92101
      US
      Direct:
      (619) 238-6287(619) 238-6287
      Toll-Free:
      (866) 508-4750(866) 508-4750

      Meet The Frachon Group

      About Me

      Didier Jacques Frachon is a Senior Vice President, Wealth Advisor, with Morgan Stanley. Drawing on over 30 years of helping High Net Worth families, Jacques believes that a culture of hospitality and communication create an exceptional client experience. With this in mind, Jacques believes in taking the time to fully understand all aspects of his clients’ financial lives. This enables him to create customized wealth plans based around their individual goals.
      He joined the firm in 1984 after receiving an MBA in finance from the Monterey Institute of International Studies. He did his undergraduate work in Accounting and Economics in France. In 1994, he attended an advanced consulting certification program at the Wharton School of Business and was named Senior Consultant.

      In 2002, Jacques was nominated by members of Morgan Stanley’s regional management team and accepted into the exclusive Wealth Advisor program. He has been a past member of Morgan Stanley’s prestigious Century Club. Jacques has been invited to attend the firm's Consultant University Program which recognizes the top Financial Advisors in providing consulting-based money management services.

      Born and raised in Lyon, France, Jacques served in the Alpine Section of the French Army. He and his wife Kathleen have lived in San Diego since 1986 and have 3 children, Nicolas, Alexander, and Margaux. Jacques is a board member of Andson – a non-profit educational organization, offering academic and financial mentoring.
      Securities Agent: TX, OK, CA, WY, WI, WA, VA, SC, PA, OR, NY, NV, NJ, MI, ME, MA, LA, IL, ID, FL, CT, CO, AZ; Managed Futures; Transactional Futures/Commodities; General Securities Representative; Investment Advisor Representative
      NMLS#: 1270268
      CA Insurance License #: 0A75702

      About Me

      Leif Sanchez is an Associate Vice President, Financial Advisor and Portfolio Manager. Leif’s areas of focus within the practice include custom portfolio design and analysis, investment due diligence, equity and fixed income trading and long-term financial planning.

      Prior to joining Morgan Stanley in 2000, Leif was a portfolio manager and mutual fund manager. He has been a Chartered Financial Analyst® (CFA®) since 1989. He received his BA degree in Engineering from Harvard.

      Leif enjoys being outdoors, watching his kids’ sporting activities and participating in book clubs.

      The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
      Securities Agent: TX, CA, WY, WI, WA, VA, SC, PA, OR, OK, NY, NV, NJ, MI, ME, MA, LA, IL, ID, FL, CT, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
      NMLS#: 1274642
      CA Insurance License #: 0C99554

      About Me

      Tim Mehrer is a Financial Advisor, focusing on financial planning, tailoring custom portfolio reports, coordinating client events and organizing philanthropic strategies. Tim has a passion for making the often complicated world of finances personal and easily understood. He is thoroughly dedicated to providing his clients with the high-end service they deserve.

      Tim joined Morgan Stanley in 2005 after graduating with a Business Administration degree from Point Loma Nazarene University.

      Tim, his wife Jenny and their young family enjoy spending their free time hiking, traveling and at the beach. He also serves on the board of directors for a non-profit organization.
      Securities Agent: TX, OK, CA, WY, WI, WA, VA, SC, PA, OR, NY, NV, NJ, MI, ME, MA, LA, IL, ID, FL, CT, CO, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
      NMLS#: 1295586
      CA Insurance License #: 0F40774

      About Me

      Annie Kustin is a Registered Client Service Associate. Highly efficient and detail-oriented, she specializes in a range of administrative and operational responsibilities with precision and poise. As the first point of daily client contact, you will find Annie knowledgeable, helpful, attentive and welcoming. She continually builds relationships with clients and their loved ones while delivering the highest level of professionalism.

      She holds a Certificate of Financial Planning® (CFP®) and graduated from Pennsylvania State University’s Smeal College of Business. After work hours, Annie loves to travel, practice yoga and work with animals.
      CA Insurance License #: OK46245
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      Family

      Creating customized financial strategies for the challenges that today's families face.
      • Estate Planning Strategies
      • 529 Plans / Education Savings Planning
      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
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      Investing

      Working closely with you to guide your wealth and investments through the most challenging market cycles.
      • Asset Management
      • Wealth Planning
      • Traditional Investments
      • Alternative Investments
      • Impact Investing
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      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
      • 401(k) Rollovers
      • IRA Plans
      • Retirement Income Strategies
      • Retirement Plan Participants
      • Annuities
      The Simple Six-Step Retirement Checkup

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      Ready to start a conversation? Contact The Frachon Group today.
      Market Information Delayed 20 Minutes
      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

      The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

      Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

      Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

      The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

      *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


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