Our Story

Focused on modern wealth management, the Foothill Vista Group is committed to a collaborative and holistic relationship with our clients. Our team draws from more than a century’s worth of experience and a desire to remain current with the ever-evolving complexities of client’s financial needs and goals. Through our firm, Morgan Stanley, we gain access to world class research, intellectual capital as well as services necessary to deliver on our clients objectives. Working with the client, client’s families, CPA’s and attorneys, the Foothill Vista group is extremely motivated to provide the highest level of service.
Services Include
  • Professional Portfolio Management1
  • Wealth Management2
  • Endowments and Foundations3
  • Executive Financial Services4
  • Business Succession Planning5
  • Estate Planning Strategies6
  • Corporate Retirement Plans7
  • Qualified Retirement Plans8
  • 401(k) Rollovers
  • Financial Planning9
  • Alternative Investments10
  • Fixed Income11
  • Trust Services*
  • Sustainable Investing12
  • Long Term Care Insurance13
  • Life Insurance14
  • Lending Products
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

    The Foothill Vista Investment Philosophy

    Preservation - We have learned that for most investors, there is nothing more important than preserving what they have. While we are always conscious of the need to maintain an appropriate balance between growth and preservation of principal, our highest priority will always be, “Don’t Lose The Client’s Money”.

    Strategy - The most effective tools we have to help generate investment returns and actively manage portfolio risk, are diversification and asset allocation. Diversification involves insuring that our investors maintain sufficient exposure to a wide range of investment styles and asset classes, that the potential failure of one style or class will never have the ability to derail our overall strategy. Asset allocation primarily involves using our knowledge, expertise, and vision, to enhance investment returns by overweighting and underweighting those individual investment styles and classes where we see the best opportunities, or the greatest risks. In our opinion, consistency of returns is one of the most ignored aspect of portfolio performance. Higher levels of disparity in a portfolio’s rate of return from one time period to the next can have a negative impact on that portfolio’s cumulative return over time. Therefore, our goal is to generate solid investment returns with the greatest possible consistency.

    Research - For us, due diligence is mostly about avoiding unexpected surprises. No advisor has the ability to predict the future and there will always be events that arise without warning. We believe it is implicit in the responsibility we accept as advisors that we do everything in our power to help protect our clients from the unwanted effects of such an event. A main reason we choose to run our practice out of a large firm like Morgan Stanley is that we have access to one of the world’s best and most sophisticated research department.
    • Preservation
      We have learned that for most investors, there is nothing more important than preserving what they have. While we are always conscious of the need to maintain an appropriate balance between growth and preservation of principal, our highest priority will always be, “Don’t Lose The Client’s Money”.
    • Strategy
      The most effective tools we have to help generate investment returns and actively manage portfolio risk, are diversification and asset allocation. Diversification involves insuring that our investors maintain sufficient exposure to a wide range of investment styles and asset classes, that the potential failure of one style or class will never have the ability to derail our overall strategy. Asset allocation primarily involves using our knowledge, expertise, and vision, to enhance investment returns by overweighting and underweighting those individual investment styles and classes where we see the best opportunities, or the greatest risks. In our opinion, consistency of returns is one of the most ignored aspect of portfolio performance. Higher levels of disparity in a portfolio’s rate of return from one time period to the next can have a negative impact on that portfolio’s cumulative return over time. Therefore, our goal is to generate solid investment returns with the greatest possible consistency.
    • Research
      For us, due diligence is mostly about avoiding unexpected surprises. No advisor has the ability to predict the future and there will always be events that arise without warning. We believe it is implicit in the responsibility we accept as advisors that we do everything in our power to help protect our clients from the unwanted effects of such an event. A main reason we choose to run our practice out of a large firm like Morgan Stanley is that we have access to one of the world’s best and most sophisticated research department.

    Financial Planning with the Foothill Vista Group

    Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized.

    Using our suite of tools — our LifeView® platform — we can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions. 

    LifeView® helps us:


    - Analyze your current investments, and financial situation
    - Review and prioritize your goals with you, such as Retirement
    - Education funding
    - Major purchases and philanthropic goals
    - Protect your goals
    - Develop wealth transfer strategies

    Click the links below to access the sample LifeView® Goal Analysis and Client Profile:

    Experience

    • Kyle's Professional Details
      - 2009 - Present Morgan Stanley
      - 2003 - 2009 Merrill Lynch
      - MBA - California Baptist University
      - BS - Brigham Young University
      - Series - 7 General Securities Representative
      - Series - 66 Uniform State Exam / Investment Advisor
      - Series - 31 Managed Futures
      - Life Insurance and Long Term Care Licensed, CA
    • Jeremy's Professional Details
      - 2009 - Present Morgan Stanley
      - 2000 - 2009 Merrill Lynch
      - Series 7 - General Securities Representative
      - Series 66 - Uniform State Exam / Investment Advisor
      - Series 31 Managed Futures
      - Chartered Retirement Planning CounselorSM
      - Life Insurance and Long Term Care Licensed, CA
    • Richard's Professional Details
      - 1998 - Present Morgan Stanley
      - 1984 - 1998 Paine Webber
      - Series 7 - General Securities Representative
      - Series 63 - Uniform State Exam
      - Series 65 - Investment Advisor
      - Series 31 - Managed Futures
      - Life Insurance and Long Term Care Licensed, CA
    • Pam's Professional Details
      - 1998 - Present Morgan Stanley
      - 1984 - 1998 Merrill Lynch
      - 1978 - 1984 E.F. Hutton
      - Series 7 - General Securities Representative
      - Series 63 - Uniform State Exam

    Location

    3750 University Ave
    Suite 600
    Riverside, CA 92501
    US
    Direct:
    (951) 682-1181(951) 682-1181
    456 W. Foothill Blvd
    Claremont, CA 91711
    US
    Direct:
    (909) 605-1330(909) 605-1330

    Meet The Foothill Vista Group

    About Me

    Kyle has 13 years experience in the Financial Services Industry. Kyle is a Vice President, Senior Portfolio Manager, and is currently the Branch Manager of the Riverside, CA Morgan Stanley office. Prior to joining Morgan Stanley Kyle worked as a Financial Advisor in the Private Client Division of Merrill Lynch. Kyle received a Bachelor of Science degree with an emphasis in Finance from Brigham Young University, and in addition received his Masters in Business Administration from California Baptist University. Kyle's passion for Finance has led him to share his experience and knowledge within the Finance Department at the University of California Riverside, where he is an adjunct faculty, and he periodically lectures a Financial Economics course. Kyle resides in Riverside with his wife and three children.
    Securities Agent: CA, WI, WA, VA, UT, TX, SD, SC, RI, PR, OR, OK, OH, NY, NV, NM, NJ, NE, ND, NC, MT, MS, MO, MN, MI, MD, MA, KS, IN, IL, ID, HI, GA, FL, DE, AZ, AR; Managed Futures; General Securities Representative; BM/Supervisor; Investment Advisor Representative
    NMLS#: 371346
    CA Insurance License #: OE22437

    About Me

    Kathy has 35 years of experience in the Financial Services Industry. Kathy has achieved many accolades throughout her distinguished career at Morgan Stanley including Morgan Stanley designations of Wealth Advisor, Executive Director, Top 100 Chairman’s club 1994-2008, and President’s club 2010, 2011, 2013, and 2015. Kathy has also been recognized by Barron’s as a Top 100 Women Financial Advisor in 2006 - 2008, and as a Top 1,000 Adviser State by State in 2009. Kathy received a Bachelor of Science, and an MBA from Business California State Polytechnic University, Pomona. Kathy is very involved in her community and had been Chairperson for the San Antonio Community Hospital Foundation Board for 15 years, board member for Cal Poly Pomona Foundation, and Member of Pomona Valley Estate Planning Council.
    Securities Agent: TX, CA, WI, WA, VA, UT, TN, SD, SC, OR, OK, OH, NY, NV, NJ, NE, NC, MT, MO, MN, MI, MD, MA, KY, KS, IN, IL, ID, HI, GA, FL, DE, CO, AZ, AR; Managed Futures; Transactional Futures/Commodities; General Securities Representative; Investment Advisor Representative
    NMLS#: 1282787
    CA Insurance License #: 0A37747

    About Me

    Jeremy has 16 years experience in the Financial Services Industry. Prior to joining Morgan Stanley Jeremy worked as a Financial Advisor in the Private Client Division of Merrill Lynch. Jeremy is a Vice President, Senior Portfolio Manager, and Certified Retirement Planning Counselor, which qualifies him to help review and offer any corporate or individual retirement planning structures. Jeremy currently resides in Riverside with his wife Wendy and their two children.
    Securities Agent: CA, WI, WA, VA, UT, TX, SD, SC, OR, OK, OH, NY, NV, NM, NJ, NE, NC, MT, MO, MN, MI, MD, MA, KS, IN, IL, ID, HI, GA, FL, DE, CO, AZ, AR; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1270108
    CA Insurance License #: OD49342

    About Me

    Richard has 33 years experience in providing investment and financial planning advice. He began as an Investment Executive with Paine Webber in 1984. In 1998 he joined Morgan Stanley to open a branch office in Riverside, CA. Prior to his Investment Career he managed a Design  and Manufacturing Business in Orange County. Richard attended and received an Associates of Arts degree from Fullerton College. Richard  is active in the Lake Arrowhead Mountain Communities where he lives with his wife and daughter.
    Securities Agent: TX, CA, WI, WA, VA, UT, SD, SC, OR, OK, OH, NY, NV, NJ, NE, NC, MT, MO, MN, MI, MD, MA, KS, IN, IL, ID, HI, GA, FL, DE, DC, CO, AZ, AR; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1265174
    CA Insurance License #: 0H44558

    About Me

    Pam has 38 years experience in the Financial Services Industry. Pam joined Morgan Stanley in 1998 as a Registered Associate to coordinate and open a branch office in Riverside, CA. Prior to joining Morgan Stanley, Pam worked for Merrill Lynch as a Registered Sales Assistant in the Private Client Division for 14 years. Prior to Merrill, Pam worked for EF Hutton as a sales Assistant for 6 years. Pam is married and lives in Corona, CA.

    About Me

    Ariel came to Morgan Stanley in 2017 from a local CPA firm where she worked as an assistant for two years. Currently Ariel is in the process of studying for the Series 7 test to become a registered Associate. In her spare time Ariel lives locally and enjoys going to Disneyland, concerts and taking her two dogs on road trips. 
    From Our Team

    LifeView Goal Analysis Client Profile


    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
    The Simple Six-Step Retirement Checkup

    The Simple Six-Step Retirement Checkup

    Given market volatility in 2018, checking in on your retirement plan may be one of the wisest New Year’s resolutions you can make.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
    Investing in Artificial Intelligence and Automation

    Investing in Artificial Intelligence and Automation

    AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
    A Parent's Guide to Talking to Your Kids About Money

    A Parent's Guide to Talking to Your Kids About Money

    Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
    Facing Financial Stress? Your Employer May Be Able to Help

    Facing Financial Stress? Your Employer May Be Able to Help

    Many of us face money worries. You may be able to get advice and education from an unexpected source.

    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
    Choosing an Environmental Charity

    Choosing an Environmental Charity

    There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

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    Ready to start a conversation? Contact The Foothill Vista Group today.
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