Eugene Fiamma, CFP®, CIMA®
Senior Vice President, Wealth Management, Wealth Advisor, CERTIFIED FINANCIAL PLANNER®, Certified Investment Management Analyst, Portfolio Management Director
Phone:
(561) 620-5022(561) 620-5022
The Fiamma Kochman Group at Morgan Stanley
Direct:
(561) 620-5022(561) 620-5022
Our Mission Statement
We assist clients in the self-discovery of what their money can do for them.
About Us
We assist clients in the self-discovery of what their money can do for them. While that may sound surprising, we have helped many clients decide how much money to save, spend, and give away. This is done by creating a customized financial plan that provides a roadmap for the future.
Services Include
- Asset Management
- Cash Management and Lending ProductsFootnote1
- Estate Planning StrategiesFootnote2
- Financial PlanningFootnote3
- Professional Portfolio ManagementFootnote4
- Retirement PlanningFootnote5
- Structured ProductsFootnote6
- Sustainable InvestingFootnote7
- Trust ServicesFootnote8
- Wealth ManagementFootnote9
- Wealth PlanningFootnote10
- 401(k) Rollovers
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Manage Your Financial Life & Beyond
Reaching your goals often involves going beyond investment advice. At The Fiamma Kochman Group, we provide a wide array of offerings and services centered on you and customized to help meet your needs specific goals.
- Goals-Based Planning
- CashFlow and Liabilities Solutions
- Estate & Wealth Transfer Planning
- Investment Strategies
- Insurance
- Philanthropy
Digital Tools
Here at Morgan Stanley, we strive to make complex financial ideas more digestible so that our clients understand what is being done on their behalf to plan for their financial future. We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
GIC On the Markets
The latest edition of “On the Markets,” a monthly collection of the most timely research and strategy from Morgan Stanley & Co., Morgan Stanley Wealth Management and external partners.
Learn MoreThoughts on the Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen Here2022 Midyear Economic Outlook
Persistent inflation, supply chain constraints, the continuing pandemic and war in Ukraine signal a significant slowdown in global GDP growth this year but not a worldwide recession. To view Morgan Stanley's midyear economic outlook, click on the link below.
Learn MoreHow Midterm Elections Can Affect Markets
Click the link below to learn more about why the 2022 midterm elections matter and the effects they may have on tech, taxes, healthcare and more.
Learn MoreMorgan Stanley's comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. We've provided links to various resources and some of Morgan Stanley's technologies. Learn more about how these resources can impact your wealth management strategy.
Morgan Stanley Online
Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Access Online Security Center
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Learn About Our Planning Tools
Digital Vault
Our digital tools are built with the security of client assets and data as a top priority. All login sessions to Morgan Stanley Online and the Morgan Stanley Mobile App have end-to-end, high-grade encryption. Learn more about services such as eDelivery, eAuthorizations, eSign, and more.
Learn MoreUpcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: Trump 2.0 and the Markets
DATE: February 25, 2025 at 4:15 p.m. ETJoin Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, on Tuesday, February 25, for a conversation with Chief Economic Strategist and Global Head of Thematic and Macro Investing, Ellen Zentner, and Head of U.S. Public Policy, Monica Guerra, on the top policy and regulatory actions that could impact investors in the months ahead.
CRC4192005 02/2025
Online
Location
1801 N.Military Tr
Ste 300
Boca Raton, FL 33431
US
Direct:
(561) 620-5022(561) 620-5022
Meet The Fiamma Kochman Group
Matthew Kochman
Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager, Lending Specialist
Phone:
(561) 620-5101(561) 620-5101
Dana Peek
Portfolio Associate
Phone:
(561) 620-5092(561) 620-5092
About Eugene Fiamma
Gene Fiamma, CFP®, CIMA® is a Senior Vice President, Portfolio Management Director, and Wealth Advisor at Morgan Stanley. He has over 28 years of experience in the financial services industry and has been with the firm since 2002.
Gene graduated from Dickinson College in Carlisle, PA with a BA in International Studies and earned his MBA in International Business at Thunderbird School of Global Management in Glendale, AZ. He began his investment career in 1986 as an export coal trader in New York City. In 1992 he left commodities trading to join a private New York firm as an equities trader overseeing corporate investment accounts. In 2002, Gene joined Morgan Stanley in Boca Raton, Florida where his focus is to deliver personalized investment solutions to individuals, families, and small businesses.
Gene is dedicated to developing a thorough understanding of each client’s financial situation as well as their values and goals. He and his team then utilize the firm’s financial planning tools to build a report to help clients “visualize” their money and how it will last well into the future. He values being approachable and readily available for his clients, understanding being a financial advisor takes total commitment to understanding the financial needs and requirements of each client.
Outside the office, Gene enjoys long-distance motorcycling, precision motorcycling, golf, and traveling. He has visited 55 countries on 5 continents, is a volunteer Golf Rules Official for the Florida State Golf Association, and is a member of the Ft. Lauderdale Harley-Davidson Drill Team, a synchronized, precision motorcycling team that performs at charity events throughout the southeastern United States. As an avid motorcycle enthusiast, each summer Gene takes a 2-week motorcycle trip and makes sure to share his travel stories with all of his clients.
Gene graduated from Dickinson College in Carlisle, PA with a BA in International Studies and earned his MBA in International Business at Thunderbird School of Global Management in Glendale, AZ. He began his investment career in 1986 as an export coal trader in New York City. In 1992 he left commodities trading to join a private New York firm as an equities trader overseeing corporate investment accounts. In 2002, Gene joined Morgan Stanley in Boca Raton, Florida where his focus is to deliver personalized investment solutions to individuals, families, and small businesses.
Gene is dedicated to developing a thorough understanding of each client’s financial situation as well as their values and goals. He and his team then utilize the firm’s financial planning tools to build a report to help clients “visualize” their money and how it will last well into the future. He values being approachable and readily available for his clients, understanding being a financial advisor takes total commitment to understanding the financial needs and requirements of each client.
Outside the office, Gene enjoys long-distance motorcycling, precision motorcycling, golf, and traveling. He has visited 55 countries on 5 continents, is a volunteer Golf Rules Official for the Florida State Golf Association, and is a member of the Ft. Lauderdale Harley-Davidson Drill Team, a synchronized, precision motorcycling team that performs at charity events throughout the southeastern United States. As an avid motorcycle enthusiast, each summer Gene takes a 2-week motorcycle trip and makes sure to share his travel stories with all of his clients.
Securities Agent: KS, CA, TX, TN, LA, UT, WA, VA, MO, IL, GA, DE, CO, MA, NY, CT, FL, HI, MN, NH, SC, AZ, DC, MI, NJ, IN, MD, NV, OH, PA, ME, AL, NC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1387979
NMLS#: 1387979
About Matthew Kochman
Matthew Kochman is a Vice President, Financial Advisor, and Senior Portfolio Manager at Morgan Stanley. He has over 9 years of experience in the financial services industry and has been with the firm since 2013.
Matthew works with clients to meet their long-term financial goals and dreams. One way he does this is by creating a customized financial plan which provides a “road map” towards a successful retirement. In addition, by leveraging Morgan Stanley’s investment research, Matt develops investment strategies that match client risk tolerances. Finally, Matt’s deep knowledge of Banking & Lending allows him to offer investment solutions not only pertaining to client assets, but to their liabilities as well.
Prior to joining Morgan Stanley, Matt owned and worked for several small businesses in south Florida. His work has been recognized at Morgan Stanley as he has earned the prestigious Pacesetters Club Award as well as the Private Banking Group Summit Club Award. Most notably, Matt was named Vice President after only three years with the firm. He graduated from Vanderbilt University in Nashville, TN in 2001 with a Bachelor of Science and a Master’s Degree. He is also Series 7, 66, and 215 licensed.
In his free time, Matt enjoys spending time with his wife and two twin daughters, playing tennis, skiing, and exercising. He donates his time to NAMI (National Alliance for mental Illness) and helps organize their annual walk. He lives in Boynton Beach, FL with his wife Brooke and twin daughters Maggie and Julia.
Matthew works with clients to meet their long-term financial goals and dreams. One way he does this is by creating a customized financial plan which provides a “road map” towards a successful retirement. In addition, by leveraging Morgan Stanley’s investment research, Matt develops investment strategies that match client risk tolerances. Finally, Matt’s deep knowledge of Banking & Lending allows him to offer investment solutions not only pertaining to client assets, but to their liabilities as well.
Prior to joining Morgan Stanley, Matt owned and worked for several small businesses in south Florida. His work has been recognized at Morgan Stanley as he has earned the prestigious Pacesetters Club Award as well as the Private Banking Group Summit Club Award. Most notably, Matt was named Vice President after only three years with the firm. He graduated from Vanderbilt University in Nashville, TN in 2001 with a Bachelor of Science and a Master’s Degree. He is also Series 7, 66, and 215 licensed.
In his free time, Matt enjoys spending time with his wife and two twin daughters, playing tennis, skiing, and exercising. He donates his time to NAMI (National Alliance for mental Illness) and helps organize their annual walk. He lives in Boynton Beach, FL with his wife Brooke and twin daughters Maggie and Julia.
Securities Agent: DC, TN, VA, SC, NH, LA, GA, NC, NJ, PA, AL, ME, CA, AZ, MN, MI, MA, DE, CO, HI, MD, OH, NY, IN, FL, CT, NV, IL, KS, MO, TX, UT, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1273040
CA Insurance License #: 0L58897
NMLS#: 1273040
CA Insurance License #: 0L58897
Contact Eugene Fiamma
Contact Matthew Kochman
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Fiamma Kochman Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
7The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
