Scott D. Ferguson
Managing Director, Wealth Management, Wealth Advisor, Senior Portfolio Management Director
Phone:
(913) 402-5290(913) 402-5290
The Ferguson Smith Cohen Group at Morgan Stanley
Scott D. FergusonDianna L. Smith, CIMA®Patrick L. CohenAndrew H. SiglerRyan G. WidrigChris Malmgren, CRPC®Katie Lew, CFP®
Direct:
(913) 402-5200(913) 402-5200
Industry Award WinnerOur Mission Statement
The Power to Grow.
The Strength to Preserve.
The Confidence to Relax.
The Strength to Preserve.
The Confidence to Relax.
Welcome to The Ferguson Smith Cohen Group
At the Ferguson Smith Cohen Group, we are seasoned wealth advisors who understand that wealth management is about far more than the numbers on your account statement. It’s about finding solutions to all of your financial challenges, so you can afford the lifestyle you want to live, and support the people, causes and institutions that enrich your life.
You have worked hard to build a successful career, business or professional practice; or perhaps you are the current steward of a significant legacy. We work just as hard to help you preserve what you have earned and enjoy the rewards of your success. We will help create a comprehensive financial plan to address all of the challenges and opportunities you face.
Whether reducing your tax burden, planning for retirement, ensuring the funds will be there to send your children or grandchildren to college, or passing along your financial legacy, we can tailor highly customized strategies designed to help you reach your goals.
While we pride ourselves on being able to address every aspect of our clients’ financial lives, we are first and foremost a team of deeply experienced, hands-on investment professionals. Combining our own analysis with an extensive body of research from Morgan Stanley and beyond, we develop active portfolio management strategies based on our opinions of the overall markets, sectors and individual securities and funds.
You have worked hard to build a successful career, business or professional practice; or perhaps you are the current steward of a significant legacy. We work just as hard to help you preserve what you have earned and enjoy the rewards of your success. We will help create a comprehensive financial plan to address all of the challenges and opportunities you face.
Whether reducing your tax burden, planning for retirement, ensuring the funds will be there to send your children or grandchildren to college, or passing along your financial legacy, we can tailor highly customized strategies designed to help you reach your goals.
While we pride ourselves on being able to address every aspect of our clients’ financial lives, we are first and foremost a team of deeply experienced, hands-on investment professionals. Combining our own analysis with an extensive body of research from Morgan Stanley and beyond, we develop active portfolio management strategies based on our opinions of the overall markets, sectors and individual securities and funds.
Services Include
- Asset Management
- Retirement PlanningFootnote1
- Professional Portfolio ManagementFootnote2
- Financial PlanningFootnote3
- Institutional ServicesFootnote4
- Business Succession PlanningFootnote5
- Cash ManagementFootnote6
- Divorce Financial AnalysisFootnote7
- Executive Financial ServicesFootnote8
- Endowments and FoundationsFootnote9
- Lending Products
- Life InsuranceFootnote10
- Planning for Education FundingFootnote11
- Stock Plan ServicesFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Valued Clients
Our wealth management practice is very much a reflection of our surroundings. Our clients are accomplished individuals who have established, or built upon, significant financial legacies. They turn to us for help in handling their increasingly complex investment and wealth planning challenges. We take on the multifaceted tasks of managing their wealth so they are free to enjoy its rewards.
Multigenerational Families
We offer the expertise and resources to address your needs. We understand the complex, multi-generational needs of affluent families and are highly experienced in creating customized, comprehensive plans across numerous tax and estate structures.
Our financial planning process for multi-generational families includes a thorough examination of your life, tax obligations, future gifting plans and portfolio objectives. This analysis drives our strategy as it pertains to financial & estate planning, tax optimization, asset allocation and investment decisions.
Our financial planning process for multi-generational families includes a thorough examination of your life, tax obligations, future gifting plans and portfolio objectives. This analysis drives our strategy as it pertains to financial & estate planning, tax optimization, asset allocation and investment decisions.
Entrepreneurs, Executives & Business Owners
We work with highly accomplished individuals who have established, or built upon, significant financial legacies. We create a holistic wealth management plan based on the goals they have for their businesses, their families and themselves.
We offer the best of both worlds: a dedicated team of professionals highly skilled in both comprehensive wealth management and hands-on investment management backed by the resources of a best-in-class global financial leader, Morgan Stanley.
We offer the best of both worlds: a dedicated team of professionals highly skilled in both comprehensive wealth management and hands-on investment management backed by the resources of a best-in-class global financial leader, Morgan Stanley.
Individuals in Financial Transition
We strive to successfully lead our clients to transition smoothly through major life changes. We are loyal advocates and experienced wealth managers who do our best work during periods of change.
The complexity of transitional events drives us to create a comprehensive solution specific to your financial needs. Whether you are selling a business, changing careers, or going through a divorce, we will make sure you are effectively positioned to move forward with clarity and confidence.
The complexity of transitional events drives us to create a comprehensive solution specific to your financial needs. Whether you are selling a business, changing careers, or going through a divorce, we will make sure you are effectively positioned to move forward with clarity and confidence.
Stock Plan Sponsors & Plan Participants
We understand how to help you build and manage a long-term financial plan given the complex challenges you face. The Ferguson Smith Cohen Group can serve as an effective member of your financial team, helping you sort through any financial issues and make informed decisions.
With our collective knowledge and Dedicated Equity Plan Specialists on the team, we are uniquely positioned to work with corporate stock plan directors, stock plan participants and individuals with concentrated stock positions.
With our collective knowledge and Dedicated Equity Plan Specialists on the team, we are uniquely positioned to work with corporate stock plan directors, stock plan participants and individuals with concentrated stock positions.
The Ferguson Smith Cohen Group Advantage
Our passion lies in working with clients who seek the same kind of long-term, fully engaged relationships we value and who appreciate the attributes that set us apart:
Active Portfolio Management
We believe that we can help serve our clients best by managing to their specific goals rather than an institutional benchmark.
Under the Morgan Stanley Portfolio Management program, our team manages six core strategies over 14 portfolios as a direct reflection of our views. Each is designed for a specific purpose, and seeks to achieve the best risk-adjusted returns.
Under the Morgan Stanley Portfolio Management program, our team manages six core strategies over 14 portfolios as a direct reflection of our views. Each is designed for a specific purpose, and seeks to achieve the best risk-adjusted returns.
Deep Industry Knowledge and Experience
Our team has substantial experience and credentials for one group of financial advisors. Collectively we have nearly 100 years of experience in financial services, portfolio management and advisory.
As a team, we have individuals that hold several designations and certifications. We are always broadening our horizons and seeking to find new ways to help you accomplish your financial goals.
As a team, we have individuals that hold several designations and certifications. We are always broadening our horizons and seeking to find new ways to help you accomplish your financial goals.
Multi-Generational Relationships
We make it a priority to build deep and personal relationships with our clients. We take the time to get to know you, how your financial position came to be, and the challenges you face.
We choose to work with those that appreciate who we are and the experience and knowledge we bring. Our strong bonds with clients are the foundation of our practice, and are evidenced by the generations of families we proudly serve.
We choose to work with those that appreciate who we are and the experience and knowledge we bring. Our strong bonds with clients are the foundation of our practice, and are evidenced by the generations of families we proudly serve.
Founders Specialist
As a Founders Specialist, my team and I are here to help guide you through every stage of your company's evolution and personal wealth journey. By leveraging experience across Morgan Stanley, we connect you to the appropriate resources that can help in addressing your unique wealth needs through strategic planning including cash flow management, tax-efficient wealth transfer, estate planning strategies and more. This comprehensive support allows Founders to maintain focus on expanding their business so we can help secure their financial interests.
Discover Ways We Can Support You
A Strong Moral Compass
We are all born-and-bred Midwesterners who value honesty, integrity and diligence. Our clients invariably share these values. Every decision we make is focused on doing the right thing for you.
We seek to help you simplify your financial life, offering the most efficient strategies combined with unbiased, objective advice. We are fully committed as a team to providing an exceptional level of service that emphasizes our core values.
We seek to help you simplify your financial life, offering the most efficient strategies combined with unbiased, objective advice. We are fully committed as a team to providing an exceptional level of service that emphasizes our core values.
OUR 7 CORE PROPRIETARY SOLUTIONS
We believe that over-diversification poses obstacles to risk-adjusted investment performance that rival those of under-diversification. We serve our clients best by managing specific goals rather than an institutional benchmark. Our flagship strategies, Earnings Momentum Strategy & Rising Dividend Strategy, are our longest tenured strategies.
Our team manages 7 core strategies over 16 portfolios as a direct reflection of our views. Each is designed for a different purpose, and seeks to achieve the best risk-adjusted returns within its prescribed boundaries.
- Global Opportunistic
- Earnings Momentum Strategy
- International Growth Equity Fund
- Rising Dividend Strategy
- Tactical Fixed Income
- Core Fixed Income
- Absolute Return
Earnings Momentum Strategy
Long-term capital appreciation through the selections of concentrated portfolio of primarily U.S.-based growth stocks. Objective is to beat the S&P 500 by 50%.
Rising Dividend Strategy
Income and capital appreciation through a concentrated portfolio of multinational blue-chip stocks.
Global Opportunistic
Long-term capital appreciation via an opportunistic approach to stock picking and international exposure. Invests in individual stocks around the globe, with an emphasis on growth stocks/ETFs.
International Equity Fund
Long-term capital appreciation and diversification through a portfolio of international Mutual Funds/ ETFs with a variety of styles and objectives.
Tactical Fixed Income
Income and preservation of capital by managing credit and duration with a flexible mandate to take advantage of market opportunities. Contains, primarily, individual bonds with up to 20% Mutual Funds and ETFs.
Core Fixed Income
Income and preservation of capital. Investment grade fixed income with some flexibility.
Absolute Return
Capital preservation, diversification and low volatility through various liquid alternative mutual funds.
Forbes Best-In-State Wealth Management Teams
2023 Best in State - #2 Kansas
2024 Best in State - #2 Kansas
2025 Best in State - #2 Kansas
2024 Best in State - #2 Kansas
2025 Best in State - #2 Kansas
Forbes Best-In-State Wealth Advisors
Scott Ferguson:
2018 Best in State - #3 Kansas
2019 Best in State - #5 Kansas
2020 Best in State - #4 Kansas
2021 Best in State - #3 Kansas
2022 Best in State - #2 Kansas
2023 Best in State - #2 Kansas
2024 Best in State - #4 Kansas
2025 Best in State - #4 Kansas
2018 Best in State - #3 Kansas
2019 Best in State - #5 Kansas
2020 Best in State - #4 Kansas
2021 Best in State - #3 Kansas
2022 Best in State - #2 Kansas
2023 Best in State - #2 Kansas
2024 Best in State - #4 Kansas
2025 Best in State - #4 Kansas
Forbes Best-In-State Wealth Advisors
Dianna Smith:
2018 Best in State - #8 Kansas
2019 Best in State - #10 Kansas
2020 Best in State - #12 Kansas
2021 Best in State - #5 Kansas
2022 Best in State - #9 Kansas
2023 Best in State - #8 Kansas
2024 Best in State - #12 Kansas
2018 Best in State - #8 Kansas
2019 Best in State - #10 Kansas
2020 Best in State - #12 Kansas
2021 Best in State - #5 Kansas
2022 Best in State - #9 Kansas
2023 Best in State - #8 Kansas
2024 Best in State - #12 Kansas
Forbes Best-In-State Wealth Advisors
Patrick Cohen:
2021 Best in State - #30 Kansas
2022 Best in State - #30 Kansas
2023 best in State - #27 Kansas
2024 Best in State - #38 Kansas
2025 Best in State - #46 Kansas
2021 Best in State - #30 Kansas
2022 Best in State - #30 Kansas
2023 best in State - #27 Kansas
2024 Best in State - #38 Kansas
2025 Best in State - #46 Kansas
Forbes Best-In-State Women Wealth Advisors | Top Women Wealth Advisors
Dianna Smith:
2017-2025 Best-In-State Women Advisors - #1 Kansas 2023-2025 US Top Women Wealth Advisors - Top 100
2021 & 2022 Forbes Top 250 Women Advisors
2017-2025 Best-In-State Women Advisors - #1 Kansas 2023-2025 US Top Women Wealth Advisors - Top 100
2021 & 2022 Forbes Top 250 Women Advisors
Barron's Top 1200 Financial Advisors State by State
Scott Ferguson:
Top 1200 Financial Advisor from 2011-2023
Top 1200 Financial Advisor from 2011-2023
Forbes Top Next Generation Wealth Advisors
Patrick Cohen:
2017-2021 Forbes Next Gen Wealth Advisors
2017-2021 Forbes Next Gen Wealth Advisors
Senior Portfolio Management Director
Scott, Dianna, and Patrick hold this designation.
Portfolio Management Director
Ryan holds this designation.
Morgan Stanley Family Wealth Director
Dianna holds this designation along with fewer than 5% of Morgan Stanley Financial Advisors As of Dec 2024.
Designated Family Wealth Directors must demonstrate professional knowledge and experience in a range of specialties including estate planning, alternative investments, control and restricted securities, lending, hedging and monetization, and business succession planning.
Designated Family Wealth Directors must demonstrate professional knowledge and experience in a range of specialties including estate planning, alternative investments, control and restricted securities, lending, hedging and monetization, and business succession planning.
Certified Investment Management Analyst®
Dianna holds this designation.
Certified Investment Management Analyst® (CIMA®) certification is the premiere international, technical portfolio construction program for investment consultants, analysts, financial advisors and wealth management professionals.
CIMA® certification continues to be the highest level of advanced investment education for client-facing advisors.
Certified Investment Management Analyst® (CIMA®) certification is the premiere international, technical portfolio construction program for investment consultants, analysts, financial advisors and wealth management professionals.
CIMA® certification continues to be the highest level of advanced investment education for client-facing advisors.
Workplace Advisor for Equity Compensation
Andy, Chris, and Dianna are Workplace Advisors for Equity Compensation.
This designation represents experience in equity award optimization within your broader financial goals.
This designation represents experience in equity award optimization within your broader financial goals.
Chartered Retirement Plans Counselor (CRPC)
Chris holds this designation.
Sponsored by the College for Financial Planning, the Chartered Retirement Plans Counselor (CRPC) designation targets professionals who design, install, and maintain retirement plans for the business community.
Sponsored by the College for Financial Planning, the Chartered Retirement Plans Counselor (CRPC) designation targets professionals who design, install, and maintain retirement plans for the business community.
Financial Planning Specialist
Katie holds this designation. Katie holds this designation. The Financial Planning Specialist designation identifies those Morgan Stanley Financial Advisors who have met the experience and ethical requirements, have successfully completed financial planning coursework and have passed the Financial Planning Specialist examination designed to provide Financial Advisors with the expertise necessary to address the wide range of financial issues confronting high net worth individuals, as well as individuals who are aggressively seeking to increase their wealth.
Morgan Stanley Chairman's Club
Scott has been to the firm's prestigious Chairman's Club in 2009-2025, an elite group of the firm's top Financial Advisors. The appointment recognizes excellence in providing a wide range of investment products and services to clients.
Morgan Stanley President's Club | Master's Club
Dianna has been named to the firm's prestigious President's Club from 2018-2025.
Dianna was also named to the firm's Master's Club from 2012-2017.
Patrick received his appointment to the Master's Club in 2022 and was named to the club again in 2025.
This appointment recognizes excellence in providing a wide range of investment products and services to clients.
Dianna was also named to the firm's Master's Club from 2012-2017.
Patrick received his appointment to the Master's Club in 2022 and was named to the club again in 2025.
This appointment recognizes excellence in providing a wide range of investment products and services to clients.
Morgan Stanley Century Club | Pacesetter's Club
Patrick was named to the Pacesetter's Club from 2015-2017.
Ryan has been named to the club from 2020-2025.
Chris was named to the club from 2023-2025.
Katie was names to the club in 2024 and 2025.
Patrick was also named to the firm's Century Club in 2021 and 2024.
The Firm's Pacesetter's Club is a global recognition for Financial Advisors who, within their first five years, demonstrate the highest professional standards and first-class client service.
Ryan has been named to the club from 2020-2025.
Chris was named to the club from 2023-2025.
Katie was names to the club in 2024 and 2025.
Patrick was also named to the firm's Century Club in 2021 and 2024.
The Firm's Pacesetter's Club is a global recognition for Financial Advisors who, within their first five years, demonstrate the highest professional standards and first-class client service.
In The Press: Patrick Cohen Startland News Article
"Launching a business? Balance your passion with relentless planning, wealth advisor urges", an article authored by Patrick Cohen, was featured in a local Kansas City publication. Please click the link below to read.
Read the Article HereLocation
11161 Overbrook Rd.
Ste 225
Leawood, KS 66211
US
Direct:
(913) 402-5200(913) 402-5200
Meet The Ferguson Smith Cohen Group
Dianna L. Smith, CIMA®
Managing Director, Wealth Management, Wealth Advisor, Senior Portfolio Management Director, Family Wealth Director, Certified Investment Management Analyst, Founders Specialist
Phone:
(913) 402-5289(913) 402-5289
Patrick L. Cohen
Executive Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(913) 402-5224(913) 402-5224
Andrew H. Sigler
Senior Vice President, Wealth Management, Financial Advisor, Workplace Advisor - Equity Compensation
Phone:
(913) 402-5228(913) 402-5228
Ryan G. Widrig
Vice President, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(913) 402-5263(913) 402-5263
Chris Malmgren, CRPC®
Associate Vice President, Financial Advisor, Chartered Retirement Planning Counselor, Workplace Advisor - Equity Compensation
Phone:
(913) 402-5243(913) 402-5243
Katie Lew, CFP®
Financial Advisor, Workplace Advisor - Equity Compensation
Phone:
(913) 402-5208(913) 402-5208
Debbie Cartwright
Senior Registered Client Services Associate
Phone:
(913) 402-5288(913) 402-5288
Sandra Fahlstrom
Associate Vice President, Business Development Associate
Phone:
(913) 402-5287(913) 402-5287
Riley Griffin
Senior Registered Client Service Associate
Phone:
(913) 402-5214(913) 402-5214
Andriea Nie
Portfolio Associate, Financial Planning Associate
Phone:
(913) 402-5254(913) 402-5254
Kyle Niehues
Registered Client Service Associate
Phone:
(913) 402-5262(913) 402-5262
About Scott D. Ferguson
Drawing from over three decades of investment management experience, Scott Ferguson crafts highly customized wealth management strategies for successful families, individuals and select institutions. His primary focus is on portfolio management, overseeing six core strategies over 14 portfolios. A registered and licensed wealth advisor, Scott has worked with his clients through multiple market cycles, helping them preserve, enhance and transfer wealth. Forbes Magazine has named Scott to their Best-In-State Wealth Advisors in 2017, 2018, 2019, 2020, 2021 & 2022. Barron’s has recognized Scott’s dedication to his clients by listing him on their Top 1,200 Financial Advisors in the country each year from 2009 to 2023. The Financial Times has also recognized Scott by naming him to their Top 400 Financial Advisors List in 2018.
A native of Kansas City, Scott graduated from the University of Kansas with a bachelor’s degree in civil engineering. Scott has many philanthropic interests including Children’s Mercy Hospital, the Keith Worthington Chapter of the ALS Association, and Junior Achievement to name a few. He enjoys spending time with his family and playing golf. He lives in Stilwell, Kansas with his wife Sarah.
2018-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2011-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2011-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors:
Source: ft.com Awarded 2018; data 6/30/15 - 6/30/17
A native of Kansas City, Scott graduated from the University of Kansas with a bachelor’s degree in civil engineering. Scott has many philanthropic interests including Children’s Mercy Hospital, the Keith Worthington Chapter of the ALS Association, and Junior Achievement to name a few. He enjoys spending time with his family and playing golf. He lives in Stilwell, Kansas with his wife Sarah.
2018-2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2022). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2011-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2011-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Financial Times 400 Top Financial Advisors:
Source: ft.com Awarded 2018; data 6/30/15 - 6/30/17
Securities Agent: NJ, NM, NV, NY, OH, OK, OR, PA, PR, WA, VA, UT, VT, MT, TN, TX, SD, SC, RI, WY, WV, WI, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1407649
NMLS#: 1407649
About Dianna L. Smith
As Co-Founder of the Ferguson Smith Cohen Group, Dianna Smith brings over two decades of financial services industry experience to her clients. Dianna works closely with wealthy families, individuals and endowments/foundations in the development and creation of their wealth management and investment plans. She provides comprehensive asset allocation and investment strategies, manager and investment selection, alternative investments, tax-efficient cash flow planning, estate distribution and legacy planning strategies.
Dianna attended Kansas State University and completed her Bachelor of Science in Business Administration through the University of Phoenix. She holds the Certified Investment Management Analyst® certification, administered by Investments and Wealth Institute in conjunction with The Wharton School of Business, University of Pennsylvania. Dianna is also a Family Wealth Director, a designation earned by fewer than 4% of all Morgan Stanley Advisors as of September 2019.
Dianna has received numerous national and state honors as a financial advisor. Most recently, Dianna was ranked #1 in Kansas for Forbes Magazine's "Best-in-State Women Wealth Advisors", in 2022. In 2017, she was named to the Working Mother’s inaugural list of “Top 200 Wealth Advisors” and Forbes Inaugural list of America’s “Top 200 Women Advisors”. Her dedication has also earned her the honor of Forbes Magazine naming her to its List of America’s “Best-In-State Wealth Advisors” in 2018, 2019,, 2020 & 2021, as well as Forbes Magazine’s “Top 250 Women Advisors” in 2018, 2019,, 2020 & 2021. Dianna has also been named to Working Mother & SHOOK Research's "Top Wealth Advisor Moms", 2018, 2019, 2020 & 2021.
Dianna serves as a member of the Morgan Stanley’s Consulting Group Advisory Board Council. She is currently involved in local Junior Achievement activities. Previously, Dianna has served as an officer for the Kansas City Estate Planning Society and formerly served as the Treasurer for the Heart of Kansas City National Charity League. She resides in Leawood, Kansas, with her husband, James, and two daughters, Madelaine and Lily.
Dianna attended Kansas State University and completed her Bachelor of Science in Business Administration through the University of Phoenix. She holds the Certified Investment Management Analyst® certification, administered by Investments and Wealth Institute in conjunction with The Wharton School of Business, University of Pennsylvania. Dianna is also a Family Wealth Director, a designation earned by fewer than 4% of all Morgan Stanley Advisors as of September 2019.
Dianna has received numerous national and state honors as a financial advisor. Most recently, Dianna was ranked #1 in Kansas for Forbes Magazine's "Best-in-State Women Wealth Advisors", in 2022. In 2017, she was named to the Working Mother’s inaugural list of “Top 200 Wealth Advisors” and Forbes Inaugural list of America’s “Top 200 Women Advisors”. Her dedication has also earned her the honor of Forbes Magazine naming her to its List of America’s “Best-In-State Wealth Advisors” in 2018, 2019,, 2020 & 2021, as well as Forbes Magazine’s “Top 250 Women Advisors” in 2018, 2019,, 2020 & 2021. Dianna has also been named to Working Mother & SHOOK Research's "Top Wealth Advisor Moms", 2018, 2019, 2020 & 2021.
Dianna serves as a member of the Morgan Stanley’s Consulting Group Advisory Board Council. She is currently involved in local Junior Achievement activities. Previously, Dianna has served as an officer for the Kansas City Estate Planning Society and formerly served as the Treasurer for the Heart of Kansas City National Charity League. She resides in Leawood, Kansas, with her husband, James, and two daughters, Madelaine and Lily.
Securities Agent: NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY, MT, VT, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1395585
NMLS#: 1395585
About Patrick L. Cohen
Patrick Cohen began his career in the securities industry at the Ferguson Smith Cohen Group in 2011 where he provided portfolio strategy and financial planning analysis. He now works with affluent families, closely held businesses and endowments/foundations in the design and implementation of their investment allocations and comprehensive wealth plans. On behalf of all of his clients, Patrick seeks to achieve investment enhancement through individual security selection, alternative investments when appropriate, tax efficient cash flow planning and estate/legacy planning strategies.
Patrick has earned numerous accolades including Forbes Magazine’s “America’s Top Next Generation Wealth Advisors” 2017, 2018, 2019, 2020 & 2021. He also earned the recognition of being named a Forbes Magazine’s “Best-in State Wealth Advisor” 2021.
Patrick currently sits on the PMCC Advisory Council within Morgan Stanley, serving to improve the client acquisition experience across the firm. He also sits on the board and is a passionate advocate for the Children’s Mercy Cancer Center. Patrick currently resides in Overland Park, KS with his wife and three children. He is a Chiefs/Royals/Jayhawks Fanatic and an avid tennis player, golfer and traveler.
Patrick has earned numerous accolades including Forbes Magazine’s “America’s Top Next Generation Wealth Advisors” 2017, 2018, 2019, 2020 & 2021. He also earned the recognition of being named a Forbes Magazine’s “Best-in State Wealth Advisor” 2021.
Patrick currently sits on the PMCC Advisory Council within Morgan Stanley, serving to improve the client acquisition experience across the firm. He also sits on the board and is a passionate advocate for the Children’s Mercy Cancer Center. Patrick currently resides in Overland Park, KS with his wife and three children. He is a Chiefs/Royals/Jayhawks Fanatic and an avid tennis player, golfer and traveler.
Securities Agent: NM, WY, WV, WI, WA, VA, UT, TX, TN, SD, SC, RI, PR, PA, OR, OK, OH, NY, NV, VT, MT, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1372318
NMLS#: 1372318
About Andrew H. Sigler
Andrew Sigler spent nearly two decades of his career in the Capital Markets division of UMB and later Country Club Bank. Andy’s primary responsibility was institutional bond sales, which has given him a vast knowledge of both corporate and municipal bonds. Andy served as Head of National and International Sales for Russell Stover Candies, Inc. in the early 2000s. In 2003, Andy transitioned back to the bond industry, taking positions at Stern Brothers and Hutchinson, Shockey & Early in Chicago.
Andy returned to his home of Kansas City and in 2017 joined Morgan Stanley as a financial advisor. He now works directly with clients and foundations, assisting with their Wealth Management needs.
Andy graduated from the University of Kansas in 1979 with degrees in history and economics. In 1982, he attained his Juris Doctor from the University of Missouri-Kansas City (he is not practicing at Morgan Stanley). He has served on the board of the ALS Association Mid-America Chapter and volunteers for Great Plains ASPCA as well as Junior Achievement. Andy has two grown children, Collin and Hattie. He lives in Fairway, Kansas with his wife, Sydney.
Andy returned to his home of Kansas City and in 2017 joined Morgan Stanley as a financial advisor. He now works directly with clients and foundations, assisting with their Wealth Management needs.
Andy graduated from the University of Kansas in 1979 with degrees in history and economics. In 1982, he attained his Juris Doctor from the University of Missouri-Kansas City (he is not practicing at Morgan Stanley). He has served on the board of the ALS Association Mid-America Chapter and volunteers for Great Plains ASPCA as well as Junior Achievement. Andy has two grown children, Collin and Hattie. He lives in Fairway, Kansas with his wife, Sydney.
Securities Agent: TN, SD, SC, RI, PR, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NE, ND, NC, MS, MO, AK, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, WY, WV, WI, WA, VT, MT, VA, UT, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1855522
NMLS#: 1855522
About Ryan G. Widrig
Ryan Widrig began working with the team as an intern in 2010, and joined full time in 2012. As the Ferguson Smith Cohen Group analyst, Ryan supports the team in the implementation of its investment process and the creation of wealth management solutions.
Ryan graduated from the University of Kansas in 2012 with a degree in finance and was awarded the Outstanding Finance Senior Scholarship. This scholarship was presented to 12 seniors who exhibited exemplary performance in finance classes.
Born and raised in Kansas City, Ryan is an avid sports fan who enjoys cheering on the Jayhawks, Chiefs and Royals with his wife, Katherine, son, James, and daughters, Rose and Lucy.
Ryan graduated from the University of Kansas in 2012 with a degree in finance and was awarded the Outstanding Finance Senior Scholarship. This scholarship was presented to 12 seniors who exhibited exemplary performance in finance classes.
Born and raised in Kansas City, Ryan is an avid sports fan who enjoys cheering on the Jayhawks, Chiefs and Royals with his wife, Katherine, son, James, and daughters, Rose and Lucy.
Securities Agent: OH, ND, LA, NY, WY, GA, RI, IN, OK, TX, AL, PR, SC, NM, SD, PA, VA, WA, WI, MD, ME, MI, MA, WV, MO, NJ, UT, TN, ID, IL, KY, OR, AZ, AR, NV, DC, HI, NH, NE, NC, MS, CT, MN, CO, KS, IA, CA, FL, DE, AK, MT, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 2222311
NMLS#: 2222311
About Chris Malmgren
Chris Malmgren brings 19 years of financial services industry experience to the team. She began her career in this industry as a Client Service Associate, then Portfolio Associate, and now has joined the Ferguson Smith Cohen Group as a Financial Advisor. She is also assisting the team with business development, financial planning and new client onboarding.
A native of Kansas City, Chris received a BA from the University of Iowa and went on to earn the Chartered Retirement Plan Counselor (CRPC) designation. She currently sits on the board of the Greater Kansas City Iowa Club, where she also serves as the Treasurer. She resides in Olathe, KS with her husband, Greg, and has 2 grown children, Hayley and Drew.
A native of Kansas City, Chris received a BA from the University of Iowa and went on to earn the Chartered Retirement Plan Counselor (CRPC) designation. She currently sits on the board of the Greater Kansas City Iowa Club, where she also serves as the Treasurer. She resides in Olathe, KS with her husband, Greg, and has 2 grown children, Hayley and Drew.
Securities Agent: NY, PA, WY, VA, SD, KY, MI, ID, NH, WV, WI, WA, UT, TX, TN, SC, RI, PR, OR, OK, OH, NV, NM, NJ, NE, ND, NC, MT, MS, MO, MN, MD, MA, LA, KS, IN, IL, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, VT, ME; General Securities Representative; Investment Advisor Representative
NMLS#: 2117232
NMLS#: 2117232
About Katie Lew
As a Certified Financial Planner® professional, Katie works with individuals, families, and business owners to help create customized strategies that can support long-term goals—whether that means planning for retirement, education, legacy, or managing a complex balance sheet. Before entering the financial services industry, she spent over a decade in nonprofit leadership and healthcare strategy—experience that now informs her holistic approach to wealth planning and goals-based advice.
Katie is an alumna of the University of Michigan, where she studied Ecology & Environmental Studies. Originally from Chicago, she’s called Kansas City home since 2017. She’s a member of the Planning Giving Advisory Council at Children’s Mercy Hospital and volunteers often at her children’s school. Katie lives in Fairway, Kansas, with her husband and their three boys. Outside of work, you’ll find her on a tennis court, in the kitchen, or cheering from the sidelines at a little league game.
Katie is an alumna of the University of Michigan, where she studied Ecology & Environmental Studies. Originally from Chicago, she’s called Kansas City home since 2017. She’s a member of the Planning Giving Advisory Council at Children’s Mercy Hospital and volunteers often at her children’s school. Katie lives in Fairway, Kansas, with her husband and their three boys. Outside of work, you’ll find her on a tennis court, in the kitchen, or cheering from the sidelines at a little league game.
Securities Agent: MT, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, WA, WI, WY, WV, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 2295080
NMLS#: 2295080
About Debbie Cartwright
Debbie Cartwright serves as the Ferguson Smith Cohen Group’s administrative professional, tending to the diverse operational and administrative needs of the team and its clients. Drawing on over three decades of financial industry knowledge and experience, she ensures diligent follow through and otherwise supports the team’s efforts to provide the highest level of personalized service to each and every client.
A lifelong resident of Shawnee, Kansas, Debbie is an active supporter and fundraiser for the KVC charity of Wyandotte County. She is also active with several other nonprofit organizations within her hometown. She and her husband of 36 years, Steve, have two grown children and three grandchildren. Their son is a lieutenant of the United States Navy.
A lifelong resident of Shawnee, Kansas, Debbie is an active supporter and fundraiser for the KVC charity of Wyandotte County. She is also active with several other nonprofit organizations within her hometown. She and her husband of 36 years, Steve, have two grown children and three grandchildren. Their son is a lieutenant of the United States Navy.
About Sandra Fahlstrom
Sandra Fahlstrom has worked in the financial industry since 1997 in both client service and office management capacities. She currently serves as the initial point of contact for clients of the Ferguson Smith Cohen Group. Drawing upon her vast knowledge of the industry, Sandra provides clients with an outstanding experience through various administrative, marketing, client service, and mortgage and lending efforts. She also supports the team in data management, scheduling and event planning.
Sandra is an avid supporter of local community programs. Sandra has two married sons who live in the Kansas City area and in 2018 welcomed her first grandchild. Sandra enjoys spending her time traveling the world with her husband, Joe.
Sandra is an avid supporter of local community programs. Sandra has two married sons who live in the Kansas City area and in 2018 welcomed her first grandchild. Sandra enjoys spending her time traveling the world with her husband, Joe.
About Riley Griffin
Riley Griffin became a member of the Ferguson Smith Cohen Group in July 2020. Her direct experience in the banking industry and her branch management organizational skills support her efforts in overseeing the operational processes for the team. Riley brings high touch banking expertise and a deep understanding of industry technology allowing her to assist the team with workflow optimization and client service.
Riley attended the University of Kansas where she completed her bachelor’s degree in dance, with minors in both Business and French. She enjoys her dogs and exploring all that Kansas City has to offer with her husband, Brandon.
Riley attended the University of Kansas where she completed her bachelor’s degree in dance, with minors in both Business and French. She enjoys her dogs and exploring all that Kansas City has to offer with her husband, Brandon.
About Andriea Nie
Andriea began her career in the financial services industry as an office manager and client service associate in 2000. She was born and raised in Southern California and has a Bachelor of Arts degree with honors in Communication Studies from California State University, Long Beach. She has also completed two-year certificate programs in Technical Writing and Organizational Leadership Studies at Orange Coast College. Andriea is a Portfolio and Financial Planning Associate, has been fully registered since 2007, and has her Life Agent license.
Andriea loves to listen to live music, is an avid gardener and animal lover who has three cats and a dog. She enjoys spending time at home with her husband and two children.
Andriea loves to listen to live music, is an avid gardener and animal lover who has three cats and a dog. She enjoys spending time at home with her husband and two children.
About Kyle Niehues
Kyle Niehues began his career with the Ferguson Smith Cohen Group as an intern beginning in 2020, later joining the team full-time in 2023 as a Registered Client Service Associate and Analyst. Kyle utilizes his passion for finance by assisting the team in operational responsibilities and by supporting the team’s investment related processes.
Kyle graduated from Kansas State University in 2021 with a Bachelor of Science Degree in Business Administration, Financial Management, along with a certificate in Integrated Investment Management. His favorite pastime interests include sporting activities, playing guitar, and spending time with his dog, Layla, and fiancée, Ally.
Kyle graduated from Kansas State University in 2021 with a Bachelor of Science Degree in Business Administration, Financial Management, along with a certificate in Integrated Investment Management. His favorite pastime interests include sporting activities, playing guitar, and spending time with his dog, Layla, and fiancée, Ally.
Contact Scott D. Ferguson
Contact Dianna L. Smith
Contact Patrick L. Cohen
Contact Andrew H. Sigler
Contact Ryan G. Widrig
Contact Chris Malmgren
Contact Katie Lew
Awards and Recognition
Forbes Best-In-State Wealth Management Teams
2023-2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
2018-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron's Top 1,200 Financial Advisors: State-by-State
2013-2023 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State) Source: Barrons.com (Awarded 2013-2023). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
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Wealth Management
Global Investment Office
Portfolio Insights
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Ferguson Smith Cohen Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
