Senior Vice President, Financial Advisor, Insurance Planning Director, Family Wealth Advisor, Senior Portfolio Manager
Phone:
(704) 571-3222(704) 571-3222
Ferguson King Wealth Management Group at Morgan Stanley
Direct:
(704) 442-3427(704) 442-3427
Our Mission Statement
Thoughtful advice. Tailored solutions. Concierge service.
OUR STORY AND SERVICES
At the Ferguson King Group at Morgan Stanley, we help clients take a fresh look at their financial lives. Our team works with you to build a comprehensive, integrated, goals-based plan that will guide all your financial decisions – including investments, wealth planning, banking, risk management, wealth transfer, and many other things. In short, anything involving money.
This holistic approach means we work closely with each client, leveraging the vast resources of Morgan Stanley, a global leader that offers expertise in every area of wealth management. We serve as your wealth advisor and manager, providing thoughtful advice and custom solutions.
As a result, our clients get the specialized services they need, combined with personal service and advice offered by a dedicated financial boutique.
With our focus on comprehensive wealth management, it's imperative that we have access to solutions for every financial situation. As CFP® professionals, we provide a wide range of services and recommendations.
Services Include
- Alternative InvestmentsFootnote1
- Professional Portfolio ManagementFootnote2
- Financial PlanningFootnote3
- Wealth ManagementFootnote4
- Retirement PlanningFootnote5
- Business Succession PlanningFootnote6
- AnnuitiesFootnote7
- Life InsuranceFootnote8
- Long Term Care InsuranceFootnote9
- 401(k) Rollovers
- Estate Planning StrategiesFootnote10
- Trust ServicesFootnote11
- Trust AccountsFootnote12
- Cash Management and Lending ProductsFootnote13
- Planning for Education FundingFootnote14
- Philanthropic ManagementFootnote15
- Corporate Retirement PlansFootnote16
- Executive Financial ServicesFootnote17
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
5 Reasons to Choose the Ferguson King Group
Certainly there is no shortage of financial advisors for you to work with. So what makes the Ferguson King Group the right choice for you? We offer serveral important differentiators.
Concierge Level of Services
Successful people are busy, and they want to be sure that every financial decision aligns with their overall strategy and goals. We focus on the specific, personalized needs of our clients and strive for one-hour response to any request, and a proposed resolution within 24 hours.
Assets AND Liabilities
It's easy to focus on investments, but a balance sheet has two sides for a reason. We will work to uncover ways to help you reach your goals, no matter whether the money is earned by investments or saved by other means.
A Focus On Risk
For many people, wealth management is more about mitigating potential losses rather than large capital gains. Our balanced, thoughtful approach helps clients feel good about their personal financial journey. We also incorporate insurance-based solutions into our wealth management practice as a foundational component of risk management.
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Private Markets
Many of today's companies stay private longer, with more of their valuation being created before they become publicly traded. Morgan Stanley Private Markets connects a broad network of potential private investors in an accessible ecosystem, allowing eligible clients to buy and sell securities of private companies.
A Customized Approach
1. Discovery
Our process begins with you. What are your goals? What's important to you? What keeps you up at night?
2. Comprehensive Wealth Management Strategy
Every dollar is important, whether it's earned, saved, invested or spent. We review every financial variable, from your personal balance sheet to your estate plan, while working with your tax and legal advisors.
3. Asset Allocation
We work with you to create a customized asset allocation model, based around your unique goals and preferences. It will drive our recommendations for your portfolio.
4. Tactical Adjustment
Markets are constantly evolving, so it pays to be flexible. Where appropriate, we will make specific short-term adjustments to your long-term strategy.
5. Investment Selection
Our platform includes both proprietary and third-party options across all asset classes and strategies. All have been vetted by Morgan Stanley's Global Investment Manager Analysis team.
6. Ongoing Assessment
We provide ongoing reviews and comprehensive reporting to help ensure that your strategy adapts to your changing needs and market conditions.
For You and Your Family
At the Ferguson King Group, we take an integrated approach that includes family governance, wealth transfer, asset protection, and business succession planning to help you and your family maintain unity as you pass both assets and values across generations. With access to an extensive range of resources needed to help families manage the complex, multigenerational challenges of significant wealth, we have the ability to evaluate a broad array of cutting-edge solutions to formulate a tailored strategy for your specific needs, goals and circumstances. Below you will find more information on the many resources we utilize to assist you and your family:
Resources for Ultra High Net Worth Families
Your family is unlike any other we have ever served. You may, however, share many of the same questions, challenges and opportunities. We look forward to learning more about you and your family and discussing how we can help you safeguard what you have earned and pursue your most important life goals. We provide many resources to help you navigate your financial journey.
Resources for UHNW Families
What Is Holistic Wealth Planning?
Our mission is to work in a holistic way when helping client achieve their goals and round out the issues that ultra-high net worth families may face. Family Office Resources is a group of specialists in a variety of disciplines, including estate planning, family wealth education, philanthropy. We work to understand your dreams, goals, and objectives.
Holistic Wealth Planning
What Does Wealth Mean to You
What's your relationship with wealth? For many, it's complicated. If they are going to be successful, family conversations about wealth often require us to engage in deep, introspective analysis to understand our own personal values and opinions, as well as what drives and motivates us.
Read this to learn more
Lasting Legacy Planning
Managing your family's wealth is much more than simply reaching a desired return. To learn more about how we at Morgan Stanley help you leave a legacy that lasts beyond just numbers, please click the link below.
Read this to learn more
The Basics of Estate Planning
We look at all aspects of an individual’s estate to understand the potential income tax and estate planning implications. Our goal is to make informed investment decisions looking at your estate plan holistically. Click the link below to learn more about estate planning.
Watch the Video
Estate and Gift Taxes
Our team is here to help you navigate estate and gift taxes. Click on the link below to learn more about the federal and estate gift tax, exemptions, federal annual gift, and more.
Watch the VideoModern Wealth Management Tools and Resources
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances all in one place.
Learn more about Morgan Stanley Online
Total Wealth View
Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning and a comprehensive overview of your assets vs liabilities.
Learn more about Total Wealth View
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative tool used by several of the world's largest institutional asset managers, using this tool provides comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios.
Manage your Risk
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
Learn more about Reserved Living & Giving
Morgan Stanley Online Mobile App
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley mobile app!
Learn more about the MSO Mobile App
Digital Vault
Digital Vault allows you to easily and securely manage important documents such as account statements, tax fillings, and other relevant documents with your Financial Advisor.
Learn more about Digital VaultLocation
6805 Carnegie Blvd
Ste 400
Charlotte, NC 28211
US
Direct:
(704) 442-3427(704) 442-3427
Meet Ferguson King Wealth Management Group
Phone:
(704) 442-3479(704) 442-3479
Phone:
(704) 442-4813(704) 442-4813
Phone:
(704) 442-3408(704) 442-3408
Jason Westmoreland
Wealth Management Analyst, Financial Planning Specialist
Phone:
(704) 571-3346(704) 571-3346
Erik Kuschner
Registered Client Service Associate
Phone:
(704) 571-3210(704) 571-3210
Michael Feld
Registered Client Service Associate
Phone:
(704) 442-3455(704) 442-3455
About Shaun C Ferguson
Shaun is a 14-year industry veteran with Morgan Stanley and is passionate and dedicated to serving our clients. Shaun’s impressive credentials include the CERTIFIED FINANCIAL PLANNER™, a reflection of his extensive knowledge and planning skills. He is a Family Wealth Advisor, which demonstrates his experience in navigating wealth management across generations. And, as an Insurance Planning Director, he can integrate insurance solutions that help clients mitigate risk.
Shaun earned an undergraduate degree from the University of North Carolina at Charlotte, and an M.S. degree from Florida State University.
Shaun resides in Charlotte with his wife, Jennifer, and their three children. He is originally from Jacksonville, NC. Outside of work Shaun spends time reading and playing golf. He enjoys participating in school and sports activities of his twin daughters, Avery and Ellie, and his son Patrick. Taking family trips to the beach in eastern NC is a family tradition.
Shaun earned an undergraduate degree from the University of North Carolina at Charlotte, and an M.S. degree from Florida State University.
Shaun resides in Charlotte with his wife, Jennifer, and their three children. He is originally from Jacksonville, NC. Outside of work Shaun spends time reading and playing golf. He enjoys participating in school and sports activities of his twin daughters, Avery and Ellie, and his son Patrick. Taking family trips to the beach in eastern NC is a family tradition.
Securities Agent: CT, CA, TN, UT, SD, AL, OR, DE, PA, NH, ND, VA, OH, NY, NC, MO, CO, WA, SC, KY, IL, GA, WI, NJ, MI, IN, AZ, TX, ME, MD, AR, MA, HI, FL, DC, WV, NM; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1321562
NMLS#: 1321562
About Chandler King
As a CERTIFIED FINANCIAL PLANNER™ and Portfolio Manager at Morgan Stanley, Chandler believes in creating meaningful and lasting value in every client relationship. He has developed a holistic wealth management process that combines the intimacy of a boutique family office with the world-class resources of a large investment management firm.
After graduating from College of Charleston with a Bachelor of Science degree in Economics, Chandler relocated to begin his career in Charlotte, NC. He has a Master of Business Administration from the University of South Carolina, and has earned the CFP® designation. The Certified Financial Planner™ certification is considered the industry standard for Wealth Management and Financial Planning.
In his spare time, Chandler enjoys spending time with his growing family, trips to the mountains and playing golf. He and his wife Stacey reside in Charlotte, NC with their two children, Will and Sophie and their dog Rory.
After graduating from College of Charleston with a Bachelor of Science degree in Economics, Chandler relocated to begin his career in Charlotte, NC. He has a Master of Business Administration from the University of South Carolina, and has earned the CFP® designation. The Certified Financial Planner™ certification is considered the industry standard for Wealth Management and Financial Planning.
In his spare time, Chandler enjoys spending time with his growing family, trips to the mountains and playing golf. He and his wife Stacey reside in Charlotte, NC with their two children, Will and Sophie and their dog Rory.
Securities Agent: PA, AL, WI, HI, UT, TN, SC, OR, NJ, MI, DC, VA, OH, ME, GA, CO, AZ, CT, NY, MO, WY, WV, ND, AR, TX, MD, KY, IN, IL, WA, MA, FL, DE, CA, NH, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1949125
NMLS#: 1949125
About Geoffrey Elliott
• Pacesetter’s Club Member since 2024
Geoff joined the financial services industry in 2015. He holds Series 7 and 66 securities licenses, as well as life, health, accident, long term care, and property and casualty insurance licenses. Geoff earned a BS from the Walker College of Business at Appalachian State University. He became a CERTIFIED FINANCIAL PLANNER™ practitioner in January of 2021. In 2023-2024 he completed education requirements through the Yale School of Management before testing to become a Certified Private Wealth Advisor® professional.
Geoff’s clients include executives, business owners, wealthy families, and emerging affluent investors. Geoff knows the importance of excellent service and understanding each individual clients’ needs and goals. Geoff focuses on holistic retirement and estate planning and portfolio management to obtain optimal growth and preservation.
Geoff and his wife, Ashley, are both South-Charlotte natives. They actively support the Diocese of Charlotte, the American Lupus Foundation, and their alma mater. They enjoy spending time with family and friends, the outdoors, cycling, hiking, and playing golf.
Geoff joined the financial services industry in 2015. He holds Series 7 and 66 securities licenses, as well as life, health, accident, long term care, and property and casualty insurance licenses. Geoff earned a BS from the Walker College of Business at Appalachian State University. He became a CERTIFIED FINANCIAL PLANNER™ practitioner in January of 2021. In 2023-2024 he completed education requirements through the Yale School of Management before testing to become a Certified Private Wealth Advisor® professional.
Geoff’s clients include executives, business owners, wealthy families, and emerging affluent investors. Geoff knows the importance of excellent service and understanding each individual clients’ needs and goals. Geoff focuses on holistic retirement and estate planning and portfolio management to obtain optimal growth and preservation.
Geoff and his wife, Ashley, are both South-Charlotte natives. They actively support the Diocese of Charlotte, the American Lupus Foundation, and their alma mater. They enjoy spending time with family and friends, the outdoors, cycling, hiking, and playing golf.
Securities Agent: NJ, IA, TN, SD, NY, NV, NM, MA, AZ, AR, WI, WA, VT, TX, PA, OH, LA, IN, AK, NE, MO, MI, DC, NH, KS, WY, MS, ME, GA, MT, IL, VA, UT, SC, RI, OR, MN, CT, CA, KY, CO, AL, WV, OK, ND, HI, FL, DE, NC, MD, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 2322805
NMLS#: 2322805
About Kenneth Pryce
Kenneth brings almost 3 decades of experience advising investors in the US and Europe. Kenneth’s analytical and asset management background adds a level of technical expertise that differentiates our team’s ability to explain and provide clients with best-in-class investment opportunities and risk management throughout market cycles. Kenneth believes collaborating with an experienced Financial Advisor offers clients not only the opportunity to save time and energy, but also peace of mind that a disciplined professional is focused on amplifying their financial outcomes.
Securities Agent: RI, DE, VT, UT, NJ, DC, ME, IL, CT, CO, HI, WV, SD, NY, NH, MT, SC, OR, CA, AL, WI, TN, OH, NE, LA, KS, AZ, WY, WA, ND, MI, FL, AR, VA, OK, NV, MD, AK, PA, NM, NC, MA, KY, IN, TX, PR, MS, MO, MN, ID, IA, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 2593228
NMLS#: 2593228
About Jason Westmoreland
Jason recently joined Morgan Stanley as a Wealth Management Analyst after nearly 2 years at Vanguard. He graduated in May of 2022 from Clemson University with a Bachelor of Science degree in Financial Management and an emphasis in financial planning. In his free time, Jason enjoys hanging out with his golden retriever, Ziva, traveling and flying airplanes.
About Erik Kuschner
Erik delivers exceptional service and administrative support for the team and our clients. He handles our clients’ day-to-day financial needs, including account maintenance, trades, withdrawals, and money movement.
Prior to joining Morgan Stanley, Erik served as an equities trader at Wells Fargo.
He is a graduate of the James Madison University College of Business.
Prior to joining Morgan Stanley, Erik served as an equities trader at Wells Fargo.
He is a graduate of the James Madison University College of Business.
About Michael Feld
Michael began his professional career as an intern with Morgan Stanley’s Scottsdale, Arizona branch. Upon earning his degree in Economics from Indiana University of Bloomington, he transitioned to a full-time role with Morgan Stanley in May 2023. At the start of 2024, Michael returned to his hometown of Charlotte, North Carolina, where he continues his career as an Associate with the firm. Outside of his professional pursuits, Michael has a passion for the culinary arts and is an avid scuba diving enthusiast.
Contact Shaun C Ferguson
Contact Chandler King
Contact Geoffrey Elliott
Contact Kenneth Pryce
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Jared M. Bush
Jared Bush is a Private Banker serving Morgan Stanley Wealth Management offices in the Carolinas.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jared began his career in financial services in 2004, and joined Morgan Stanley in 2016. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Premier Client Manager at Bank of America and as a Licensed Financial Specialist at Wells Fargo.
Jared is a graduate of Slippery Rock University, where he received a Bachelor of Science in Sports Management. He lives in Charlotte, North Carolina with his family. Outside of the office, Jared enjoys playing golf, listening to music, and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jared began his career in financial services in 2004, and joined Morgan Stanley in 2016. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Premier Client Manager at Bank of America and as a Licensed Financial Specialist at Wells Fargo.
Jared is a graduate of Slippery Rock University, where he received a Bachelor of Science in Sports Management. He lives in Charlotte, North Carolina with his family. Outside of the office, Jared enjoys playing golf, listening to music, and spending time with family and friends.
NMLS#: 619654
Wealth Management
From Our Team
The Ferguson King Brochure
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Ferguson King Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
13Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
14When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
15Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
16When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
17Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
13Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
14When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
15Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
16When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
17Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
