Tim A Emerson, CFP®, CIMA®, CFA, CRPS®, CMT, CEPA®
Senior Vice President, Financial Advisor, Portfolio Manager
Phone:
(985) 360-4049(985) 360-4049
The Emerson Team at Morgan Stanley
Direct:
(985) 868-5250(985) 868-5250
Toll-Free:
(800) 737-2290(800) 737-2290
Our Mission Statement
Comprehensive wealth planning strategies for your life and legacy
Wealth Management Standard of Care
Since we believe that managing wealth involves far more than managing an investment portfolio, our entire practice revolves around our Wealth Management Standard of Care, a comprehensive process that addresses the multitude of issues clients face at differing life stages, whether it is growing your assets, building your retirement, living your retirement or planning for your legacy.
Our process begins when we listen intently to you while seeking to uncover your most pressing financial needs, as well as your dreams, a process through which we strive to know all we can about you, your family and your business (if applicable). This allows us to understand your goals, challenges, and fears, while discovering who the most important people in your life are and what you would like your legacy to them to be.
We then translate this information into a practical, but comprehensive wealth plan - a tailored approach for your financial future customized to you and the needs of your family. We believe our process, along with the vast resources of talent and technology of Morgan Stanley, provides our clients with one of the most comprehensive solutions and largest varieties of products available in the industry, and enables us to develop personalized advice in a manner that goes deeper than just a rate of return.
As Advisors, helping you make informed and confident decisions about your plans for retirement as well as the growth and preservation of your assets, we are committed to building lasting relationships based on trust, integrity and a high level of personal service. Our ultimate goal is that our clients are assured that the financial well-being of their families is secure, allowing them to spend their time doing the things they truly enjoy, worry free.
Our process begins when we listen intently to you while seeking to uncover your most pressing financial needs, as well as your dreams, a process through which we strive to know all we can about you, your family and your business (if applicable). This allows us to understand your goals, challenges, and fears, while discovering who the most important people in your life are and what you would like your legacy to them to be.
We then translate this information into a practical, but comprehensive wealth plan - a tailored approach for your financial future customized to you and the needs of your family. We believe our process, along with the vast resources of talent and technology of Morgan Stanley, provides our clients with one of the most comprehensive solutions and largest varieties of products available in the industry, and enables us to develop personalized advice in a manner that goes deeper than just a rate of return.
As Advisors, helping you make informed and confident decisions about your plans for retirement as well as the growth and preservation of your assets, we are committed to building lasting relationships based on trust, integrity and a high level of personal service. Our ultimate goal is that our clients are assured that the financial well-being of their families is secure, allowing them to spend their time doing the things they truly enjoy, worry free.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
The Emerson Team at Morgan Stanley believes that identifying financial solutions begins with a solid understanding of each client's unique situation, goals, objectives and risk tolerance. We follow a disciplined process that allows us to work with you to craft a solution that helps you meet your financial needs
Step 1: Introductory Meeting
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle, and your future goals.
Step 2: Discovery Meeting
During the discovery meeting, we will work together to establish your financial goals by reviewing your current financial situation and developing an appropriate risk tolerance that can help you achieve the financial outcome you envision for yourself and your family.
Step 3: Financial Plan Presentation
Financial plan presentations map out essential factors that play into your financial success such as your employee and employer contributions, liquidity events, and insurance coverage. Examining relevant financial information provides a holistic asset allocation analysis for your accounts helping ensure a comprehensive financial plan.
Step 4: Action Items / Next Steps
After the financial plan presentation, we will follow up with you regarding our analysis and recommendations, which may include adjustments to your financial plan, investment allocation, company benefits and insurance coverage.
Step 5: Implementation Meeting
The implementation meeting focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and saving/benefit modifications.
Step 6: Monitoring & Performance Tracking
Finally, we will be constantly monitoring your assets and analyzing your performance tracking data seeking to ensure your financial expectations are being met and adjusted accordingly. We will keep a high degree of communication with you to make sure your concerns and requests are always addressed.
Designations & Awards
Certified Financial Planner
Tim Emerson
Sherri Roach
Sherri Roach
Chartered Financial Analyst
Tim Emerson
Chartered Retirement Plans Specialist
Tim Emerson
Chartered Institute of Management Accountants
Tim Emerson
Chartered Market Technician
Tim Emerson
Certified Exit Planning Advisor
Tim Emerson
Digital Resources
We offer a comprehensive suite of digital tools to help manage your wealth more effectively in today's busy world. We strive to ensure that we provide our clients with market-leading technology platforms that are resilient, safe, smart, fast and reliable.
Morgan Stanley Online (MSO)
When you sign up for MSO, you can enjoy the freedom of managing your wealth from the convenience of your own device.
Learn More Here
Morgan Stanley Mobile App
The Morgan Stanley Mobile App give you the same capabilities as MSO- all from the convenience of your mobile device. It also offers features to help simplify your everyday finances.
Learn More Here
Total Wealth View
Instead of logging in to multiple sites to see your balances, you can use a single login to easily view and analyze all your finances.
Learn More Here
Digital Vault
Digital Vault lets you easily and securely manage and share life’s most important documents, such as financial statements, authorizations, tax filings, and other relevant files.
Get Started with Digital Vault
eDelivery
Use Morgan Stanley Online or the Morgan Stanley Mobile App to access your account documents 24/7, with the paperless convenience and security of eDelivery.
Sign Up for E-Delivery
2025 Tax Tables
If you are interested in viewing the updated tax tables and other details for 2023, please follow the link below.
View 2025 Tax Tables
2024 Tax Tables
Explore the 2024 Tax Tables to better prepare yourself for this upcoming tax year.
View 2024 Tax TablesInsights & Resources
We believe that financial education leads to deeper conversations with your wealth management team, and allows for better insights into your investment strategy. As a result, we are committed to providing you with timely information to help manage your wealth more effectively in today's complex global markets.
Global Investment Committee Weekly Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
On the Markets Research Reports
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Location
1214 St. Charles Street
Houma, LA 70360
US
Direct:
(985) 868-5250(985) 868-5250
Toll-Free:
(800) 737-2290(800) 737-2290
Meet The Emerson Team
Michele Dantin
Senior Portfolio Associate, Wealth Management
Phone:
(985) 360-4047(985) 360-4047
About Tim A Emerson
Tim currently serves as Senior Vice President, Financial Advisor and Portfolio Managing Director at Morgan Stanley and has spent the past 30 plus years of his career helping professionals and business owners make informed and confident decisions regarding their finances, including wealth accumulation, retirement income, gifting, distribution, and estate planning.
Tim plays an integral role as the team’s Portfolio Managing Director, focusing on the selection, management and allocation of investments for the group’s clients to help preserve values and maximize opportunities for client investment portfolios. He brings considerable experience and knowledge in this area of wealth management, having earned multiple industry designations during his career.
As a Chartered Financial Analyst (CFA) charter holder, Tim has demonstrated an in-depth understanding of security analysis, capital markets, diversification methods, risk reduction and investment behavior. Tim also holds the Certified Investment Management Analyst (CIMA®) designation and is well-versed in topics related to asset allocation, behavioral finance, and portfolio manager research, selection and performance analysis.
Tim has also earned the Certified Financial Planner™ (CFP®) designation, which has further enhanced his ability to educate and advise clients on comprehensive wealth management matters such as financial planning, risk management, tax planning, retirement and employee benefits, and estate planning. Additionally, as a Chartered Retirement Plan Specialist (CRPS®), Tim helps our business owner clients understand the various benefit plans, such as 401(k)’s, that are available to their workforce and how these plans function for both the business owner, as well as the employee.
Tim graduated Magna Cum Laude with a Business Administration degree in Finance with an emphasis on Investments from Nicholls State University and a Master of Business Degree with Welch Scholar Distinction from the Jack Welch Management Institute at Strayer University. He and his wife, Nicole, volunteer their time in the community. Tim is a member and past president of Kiwanis of Houma and is also a member of the Chamber of Commerce of Terrebonne, South Central Industrial Association, and on the board of United Way.
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
Tim plays an integral role as the team’s Portfolio Managing Director, focusing on the selection, management and allocation of investments for the group’s clients to help preserve values and maximize opportunities for client investment portfolios. He brings considerable experience and knowledge in this area of wealth management, having earned multiple industry designations during his career.
As a Chartered Financial Analyst (CFA) charter holder, Tim has demonstrated an in-depth understanding of security analysis, capital markets, diversification methods, risk reduction and investment behavior. Tim also holds the Certified Investment Management Analyst (CIMA®) designation and is well-versed in topics related to asset allocation, behavioral finance, and portfolio manager research, selection and performance analysis.
Tim has also earned the Certified Financial Planner™ (CFP®) designation, which has further enhanced his ability to educate and advise clients on comprehensive wealth management matters such as financial planning, risk management, tax planning, retirement and employee benefits, and estate planning. Additionally, as a Chartered Retirement Plan Specialist (CRPS®), Tim helps our business owner clients understand the various benefit plans, such as 401(k)’s, that are available to their workforce and how these plans function for both the business owner, as well as the employee.
Tim graduated Magna Cum Laude with a Business Administration degree in Finance with an emphasis on Investments from Nicholls State University and a Master of Business Degree with Welch Scholar Distinction from the Jack Welch Management Institute at Strayer University. He and his wife, Nicole, volunteer their time in the community. Tim is a member and past president of Kiwanis of Houma and is also a member of the Chamber of Commerce of Terrebonne, South Central Industrial Association, and on the board of United Way.
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
Securities Agent: OH, WV, VT, WY, VI, PA, PR, UT, TX, WI, VA, NM, NJ, OR, NE, NV, ND, SD, NC, WA, NH, MS, NY, MO, MT, MA, SC, TN, MD, ID, KY, LA, DE, ME, RI, MN, OK, DC, IN, MI, IA, CO, AZ, CA, IL, AK, KS, GA, CT, HI, AR, AL, FL; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1255571
NMLS#: 1255571
Contact Tim A Emerson
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Emerson Team today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
7Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
8Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)