Phone:
(317) 818-7329(317) 818-7329
The Deckard Stamper Cahill Group at Morgan Stanley
Direct:
(317) 818-7300(317) 818-7300
Our Mission Statement
With extensive experience and a personal approach, our group designs tailored & intelligent investment strategies to help you build, and preserve your wealth.
Our Story
Our story begins with you. You work hard to build a meaningful life for yourself and your family. Perhaps you’re planning for a child’s education or your retirement. Or maybe you’re saving up to finally afford a vacation home you’ve always wanted. Whatever your aspirations, you deserve an experienced financial advisor to help you achieve the life you envision. Because let’s face it: you’re busy, and your goals often come with financial complexities that can be difficult to navigate.
That’s where we can help. While you may not have the time to analyze market behavior every day, we do. In fact, we have a passion for it. With more than a combined 100 years of industry experience, our team builds custom investment portfolios and financial planning strategies. Whether you’re facing challenges around retirement planning, passing wealth from one generation to the next, or need assistance with tax management, we help you through the complexities so that you can reach the future you’re working so hard to achieve.
Our team brings a Midwestern ethic to all that we do, which simply means that we believe in hard work, straight talk, and always lending a helping hand. We’re dedicated to offering personalized service, because our clients are more than just names on a spreadsheet. They’re individuals with families, interesting backstories and unique aspirations. That’s why we focus on the financials—so that you can focus on pursuing your passions and a life well-lived.
That’s where we can help. While you may not have the time to analyze market behavior every day, we do. In fact, we have a passion for it. With more than a combined 100 years of industry experience, our team builds custom investment portfolios and financial planning strategies. Whether you’re facing challenges around retirement planning, passing wealth from one generation to the next, or need assistance with tax management, we help you through the complexities so that you can reach the future you’re working so hard to achieve.
Our team brings a Midwestern ethic to all that we do, which simply means that we believe in hard work, straight talk, and always lending a helping hand. We’re dedicated to offering personalized service, because our clients are more than just names on a spreadsheet. They’re individuals with families, interesting backstories and unique aspirations. That’s why we focus on the financials—so that you can focus on pursuing your passions and a life well-lived.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Step-By-Step Journey
We have established a step-by-step process to help ensure that you and your family are headed down the correct path to achieve the goals and dreams that you have set forth. The key to successful outcomes within this journey is to work with you in lockstep along the way.
1. Introductory Meeting
We begin with a conversation to learn all about you both personally and professionally. We’ll discuss issues relating to your needs and goals, while providing you with some detailed information on our team and how we work with our clients. This provides you with an opportunity to interview us, as we get to know you. If we agree to move forward, we will schedule our next meeting and request more detailed information.
2. Discovery
We will continue our conversation, learning about you, your family and the complexities surrounding your financial life. We will ask about your personal aspirations, your core values and how you make decisions. This learning process helps us curate specific strategies and helps us customize a relationship that serves your preferences and requirements.
3. Analysis & Plan Development
We begin our analysis with a complete inventory of both sides of your balance sheet. We then utilize industry-leading financial planning tools to develop a personalized and detailed financial plan with specific recommendations to help you grow, preserve, and transfer your wealth. This serves as the foundation for building your initial plan, as well as future decisions.
4. Plan Delivery
This is the step where all the discovery conversations come to life. We will present you with your financial plan, which includes an investment strategy that aligns your investments with your goals and timeframes. We also discuss other wealth management solutions that may include family dynamics, estate planning, and philanthropic giving strategies.
5. Implementation
Upon your approval of our recommendations, we begin to implement the strategies outlined in the plan. Once your assets have been transferred to Morgan Stanley and are aligned with your investment strategy, we walk you through the details of your new statement and introduce all the tools and resources now available to you.
6. Ongoing Monitoring & Service
As a team, we are committed to a first-class, white glove experience. Our goal is to develop a longstanding relationship with you and your family where we can help you accomplish your financial goals and life aspirations. We will speak with you regularly to see how you and your family are doing. Most importantly, we provide ongoing monitoring of your investments and keep a keen eye on progress towards each of your respective goals. Where we see fit, we will make the necessary adjustments to your financial plan and investment strategy as changes in your life occur. To us, a good financial plan is one that evolves with your life and your changing priorities.
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The latest edition of “On the Markets,” a monthly collection of the most timely research and strategy from Morgan Stanley & Co., Morgan Stanley Wealth Management and external partners.
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Morgan Stanley is at the forefront of technology in the financial services industry. As a part of our services, these resources are readily available for our clients to utilize.
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At Morgan Stanley, safeguarding your assets and personal information is amongst our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
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The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
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Reserved Living and Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's clients. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
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Total Wealth View
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Learn More About Total Wealth ViewAward & Recognition
The Deckard Stamper Cahill Group at Morgan Stanley is dedicated to delivering a white-glove service for our clients. We are honored to have been recognized for our service through receiving an industry award. We pride ourselves on this achievement as we are able to use our experience and knowledge to help our clients take charge of their financial future and help achieve their goals.
2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC based for the period from 3/31/23-3/31/24.
Awards Disclosures
2025 Forbes Best-in-State Wealth Advisors
Brian Deckard, Senior Vice President, Financial Advisor and Bill Stamper, Senior Vice President, Financial Advisor, Senior Portfolio Management Director with the Deckard Stamper Cahill Group at Morgan Stanley have been named as Forbes Best-In-State Wealth Advisors for 2025.
2025 Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2025) Data compiled by SHOOK Research LLC for the period 6/30/23 - 6/30/24.
Awards Disclosures2025 Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2025) Data compiled by SHOOK Research LLC for the period 6/30/23 - 6/30/24.
Location
800 East 96 St
Ste 400
Indianapolis, IN 46240
US
Direct:
(317) 818-7300(317) 818-7300
Meet The Deckard Stamper Cahill Group
Phone:
(317) 818-7327(317) 818-7327
Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(317) 818-7357(317) 818-7357
Siobhan Minch
Wealth Management Associate
Phone:
(317) 818-7391(317) 818-7391
Teresa Esteb
Registered Portfolio Associate
Phone:
(317) 818-7383(317) 818-7383
About Brian Deckard
Brian Deckard
Senior Vice President, Wealth Management
Financial Advisor
Brian Deckard is a Senior Vice President, Financial Advisor at Morgan Stanley. With over 30 years of experience in the financial services industry, Brian focuses on comprehensive wealth management and financial planning for professionals, retirees, small business owners, and families.
A graduate of Indiana University Bloomington, Brian earned a Bachelor of Science in Finance. He joined Morgan Stanley in 1984, where he has helped guide countless clients through important financial decisions – from educational planning and real estate purchases to retirement and estate planning.
With extensive knowledge and decades of experience, Brian helps identifies opportunities, manages risk, and crafts customized financial strategies that help build and preserve his clients’ wealth. He believes that financial advising is about more than finding the best rate of return – it’s about anticipating clients’ needs, understanding their goals, and picking up the phone. Dedicated to providing attentive, client-centered service, Brian focuses on the financial details so that his clients are free to pursue a life well-lived.
Outside of the office, Brian is committed to staying active. He’s an avid golfer, and also enjoys bike riding, working out, and basketball.
Senior Vice President, Wealth Management
Financial Advisor
Brian Deckard is a Senior Vice President, Financial Advisor at Morgan Stanley. With over 30 years of experience in the financial services industry, Brian focuses on comprehensive wealth management and financial planning for professionals, retirees, small business owners, and families.
A graduate of Indiana University Bloomington, Brian earned a Bachelor of Science in Finance. He joined Morgan Stanley in 1984, where he has helped guide countless clients through important financial decisions – from educational planning and real estate purchases to retirement and estate planning.
With extensive knowledge and decades of experience, Brian helps identifies opportunities, manages risk, and crafts customized financial strategies that help build and preserve his clients’ wealth. He believes that financial advising is about more than finding the best rate of return – it’s about anticipating clients’ needs, understanding their goals, and picking up the phone. Dedicated to providing attentive, client-centered service, Brian focuses on the financial details so that his clients are free to pursue a life well-lived.
Outside of the office, Brian is committed to staying active. He’s an avid golfer, and also enjoys bike riding, working out, and basketball.
Securities Agent: NJ, AZ, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, KY, MA, MD, ME, MI, MO, NC, NH, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2177892
NMLS#: 2177892
About William R Stamper
William R. Stamper
Senior Vice President, Wealth Management
Senior Portfolio Manager
Financial Advisor
Bill Stamper is a Senior Vice President, Senior Portfolio Manager, and Financial Advisor at Morgan Stanley. With over 20 years of experience in the financial services industry, Bill focuses on financial planning and wealth management for professionals, retirees, small business owners, and families.
A graduate of Indiana University Bloomington, Bill earned both a Bachelor of Science and a Master of Business Administration in Finance. He began honing his financial skills at an early age. In fact, you might say finance is “in his blood.” His father was also a financial advisor and Bill has vivid memories of buying his own stocks and depositing dividend checks in the bank as a young child. After college, Bill worked on the futures trading floor of the Chicago Mercantile Exchange. He then spent 10 years in retail and commercial banking before joining Morgan Stanley in 2005.
Drawing on his extensive industry experience, Bill helps clients navigate a variety of financial complexities – from designing investment plans to managing liabilities and management taxes. Deeply committed to putting his clients’ needs first, Bill carefully crafts comprehensive financial planning strategies that tailor to their unique objectives and risk tolerance. As a Senior Portfolio Manager, he has extensive experience managing asset allocation, doesn’t believe in a “one-size-fits-all” approach, and understands that building an effective investment strategy starts with being a good listener. With this client-centered approach, Bill helps build, grow, and protect clients’ wealth so that they are free to concentrate on what’s most important to them – their passions, their families, and their goals.
Outside of the office, Bill enjoys staying active and spending time with his wife and two daughters. A dedicated fan at his daughters’ volleyball and soccer events, he also enjoys travel, hunting, fishing, and playing recreational sports himself – namely basketball, golf, and pickleball.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Senior Vice President, Wealth Management
Senior Portfolio Manager
Financial Advisor
Bill Stamper is a Senior Vice President, Senior Portfolio Manager, and Financial Advisor at Morgan Stanley. With over 20 years of experience in the financial services industry, Bill focuses on financial planning and wealth management for professionals, retirees, small business owners, and families.
A graduate of Indiana University Bloomington, Bill earned both a Bachelor of Science and a Master of Business Administration in Finance. He began honing his financial skills at an early age. In fact, you might say finance is “in his blood.” His father was also a financial advisor and Bill has vivid memories of buying his own stocks and depositing dividend checks in the bank as a young child. After college, Bill worked on the futures trading floor of the Chicago Mercantile Exchange. He then spent 10 years in retail and commercial banking before joining Morgan Stanley in 2005.
Drawing on his extensive industry experience, Bill helps clients navigate a variety of financial complexities – from designing investment plans to managing liabilities and management taxes. Deeply committed to putting his clients’ needs first, Bill carefully crafts comprehensive financial planning strategies that tailor to their unique objectives and risk tolerance. As a Senior Portfolio Manager, he has extensive experience managing asset allocation, doesn’t believe in a “one-size-fits-all” approach, and understands that building an effective investment strategy starts with being a good listener. With this client-centered approach, Bill helps build, grow, and protect clients’ wealth so that they are free to concentrate on what’s most important to them – their passions, their families, and their goals.
Outside of the office, Bill enjoys staying active and spending time with his wife and two daughters. A dedicated fan at his daughters’ volleyball and soccer events, he also enjoys travel, hunting, fishing, and playing recreational sports himself – namely basketball, golf, and pickleball.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Securities Agent: MO, UT, NH, IA, DC, KY, DE, PA, NM, ME, MA, CA, RI, NY, IN, MD, CT, WI, OK, OH, NJ, GA, WA, VA, MI, TN, OR, NC, IL, FL, CO, SC, AZ, TX, ID, HI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1261968
NMLS#: 1261968
About Benjamin J Cahill
Benjamin J. Cahill
Senior Vice President- Wealth Management
Financial Advisor
Senior Portfolio Manager
Ben Cahill is a Senior Vice President, Senior Portfolio Manager, and Financial Advisor at Morgan Stanley. With over 22 years of experience in the financial services industry, Ben focuses on wealth management for professionals, retirees, small business owners, and families.
Ben started his career in wealth management in 2001 as a financial advisor with McDonald Investments. In 2008, he joined Morgan Stanley in Indianapolis, IN where he has spent the last 15 years helping his clients navigate the markets and coaching them through the accumulation and distribution phases of their financial journey.
Drawing on his extensive industry experience, Ben helps his clients build, grow, and protect their wealth so that they are free to concentrate on what’s most important to them – their passions, their families, and their life aspirations.
Outside of the office, Ben enjoys staying active and spending time with his wife, Megan and his two children, Henry, and Mallory. In his free time, he enjoys watching his children’s sporting events and loves to golf, ski and travel with the family.
Senior Vice President- Wealth Management
Financial Advisor
Senior Portfolio Manager
Ben Cahill is a Senior Vice President, Senior Portfolio Manager, and Financial Advisor at Morgan Stanley. With over 22 years of experience in the financial services industry, Ben focuses on wealth management for professionals, retirees, small business owners, and families.
Ben started his career in wealth management in 2001 as a financial advisor with McDonald Investments. In 2008, he joined Morgan Stanley in Indianapolis, IN where he has spent the last 15 years helping his clients navigate the markets and coaching them through the accumulation and distribution phases of their financial journey.
Drawing on his extensive industry experience, Ben helps his clients build, grow, and protect their wealth so that they are free to concentrate on what’s most important to them – their passions, their families, and their life aspirations.
Outside of the office, Ben enjoys staying active and spending time with his wife, Megan and his two children, Henry, and Mallory. In his free time, he enjoys watching his children’s sporting events and loves to golf, ski and travel with the family.
Securities Agent: NJ, ME, KY, MI, MO, ID, UT, IL, MN, AZ, WA, SC, PA, OH, CA, NC, DE, WI, CO, NY, NM, FL, IN, NH, MA, GA, VA, OR, TN, TX, OK; General Securities Representative; Investment Advisor Representative
NMLS#: 1282687
NMLS#: 1282687
About Teresa Esteb
Teresa L. Esteb
Registered Portfolio Associate
Teresa started her journey in the Wealth Management business over 30 years ago. She’s been with Morgan Stanley serving as a Support Professional for the last 21 years. As a Registered Portfolio Associate, Teresa enjoys applying her knowledge and experience of 30+ years to her role, where she focuses on superior client service.
A native from the South Side of Indianapolis, Teresa and husband now reside in Avon, IN where they raised their two - now adult sons. Outside of the office, she enjoys spending time with her family. She has 2 grandsons who she absolutely adores. Both boys keep Teresa on her toes at their energetic ages of 5 and 8. In addition to spending time with the family, Teresa loves to travel and his often found with a great book in her hand.
Registered Portfolio Associate
Teresa started her journey in the Wealth Management business over 30 years ago. She’s been with Morgan Stanley serving as a Support Professional for the last 21 years. As a Registered Portfolio Associate, Teresa enjoys applying her knowledge and experience of 30+ years to her role, where she focuses on superior client service.
A native from the South Side of Indianapolis, Teresa and husband now reside in Avon, IN where they raised their two - now adult sons. Outside of the office, she enjoys spending time with her family. She has 2 grandsons who she absolutely adores. Both boys keep Teresa on her toes at their energetic ages of 5 and 8. In addition to spending time with the family, Teresa loves to travel and his often found with a great book in her hand.
Contact Brian Deckard
Contact William R Stamper
Contact Benjamin J Cahill
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Mamta Shah
Trust Specialist
Carlos Cruz
Planning Associate
About Mamta Shah
Mamta Shah is the Trust Specialist based in Chicago, covering the Midwest Region. Morgan Stanley provides a full array of personal and institutional trust services to high net worth clients of the firm. Mamta’s responsibilities include educating Financial Advisors and their clients on the open architecture trust service model and helping them identify opportunities to leverage the trust partners on the platform.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
Before joining Trust Services in 2010, she was the Wealth Analyst with the Chicago based Wealth Planning Center at Morgan Stanley. Mamta was responsible for providing information and education on a full range of income and estate tax topics and concerns.
Prior to joining the Planning Center team in 2006, Mamta was Vice President of an Independent Investment Advisory Firm. She worked closely with the clients of the firm on a variety of financial planning and investment advisory services.
Mamta obtained her bachelor’s degree from Babson College with a major in Finance/Entrepreneurship. Mamta is a licensed CPA and holds a CFP® designation, She has been in the financial services industry since 1999. She is Series 7, 63, 65 and life/health insurance licensed. She is a member of the AICPA and the Illinois CPA Society. She lives in Chicago with her family.
About Carlos Cruz
Carlos Cruz is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Carlos provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Florida International University and received the Financial Planning Specialist® designation from the College for Financial Planning. Carlos is originally from Miami, FL and currently resides in New York.
He earned his undergraduate degree from Florida International University and received the Financial Planning Specialist® designation from the College for Financial Planning. Carlos is originally from Miami, FL and currently resides in New York.
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1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Awards Disclosures
CRC 6491812 (04/2024)
