Derrick A Sullivan, CFA
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(843) 727-7771(843) 727-7771
The Crawford Sullivan Clarke Group at Morgan Stanley
Direct:
(843) 727-7761(843) 727-7761
Toll-Free:
(800) 727-7701(800) 727-7701
Our Mission Statement
We deliver unparalleled investment solutions, advice, and service for our clients.
Our Story and Services
With over 75 years of combined experience in the financial services industry, the Crawford Sullivan Clarke Group offers you a depth and breadth of talent. We pride ourselves on the comprehensive services we offer, backed by the vast global resources of Morgan Stanley. Our wealth management practice has provided clients and institutions financial solutions that have helped preserve and grow wealth.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Key Areas of Focus
At the Crawford Sullivan Clarke Group, we provide a vast suite of services - but we ensure that our approach is dedicated to your needs. We believe we have a competitive advantage in the areas listed below, all of which are key aspects of our practice.
We have many years of success working with high-net-worth individuals and their families - clients that fall into this category often find the most value from our specialized services.
We have many years of success working with high-net-worth individuals and their families - clients that fall into this category often find the most value from our specialized services.
Financial Planning
The cornerstone of an effective wealth management strategy is comprehensive financial planning. We take a personalized approach and create a tailored plan that works for you and your goals. We bring the full capabilities and resources of our firm into our planning process with the focus of simplifying the financial lives of our clients and their families.
Morgan Stanley Goals-Based Wealth Management
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
Morgan Stanley Alternative Investments
Tax Efficiency
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.
Learn More
Cash Management and Lending Solutions
Morgan Stanley offers clients a suite of Lending and Cash Management Solutions as an attractive alternative to a traditional bank which provide clients with additional solutions to complement their financial plans and investment strategy.
Morgan Stanley Cash Management
Wealth Management Capabilities
At Morgan Stanley Wealth Management, exclusive
access to vast resources, combined with our unique
capabilities, gives us the means to support your goals
at every life stage. Our commitment to building,
preserving and managing the wealth of our clients
forms the foundation of everything we do.
Read Moreaccess to vast resources, combined with our unique
capabilities, gives us the means to support your goals
at every life stage. Our commitment to building,
preserving and managing the wealth of our clients
forms the foundation of everything we do.
Why Morgan Stanley?
For over 87 years, Morgan Stanley has been helping clients build, preserve and manage wealth at every stage
of life.
Read Moreof life.
Barron's Top 1200 U.S. Financial Advisors (2014, 2015)
Derrick Sullivan was recognized on Barron's Top 1200 U.S. Financial Advisors list from 2014-2015.
Financial Times Top 400 Financial Advisors (2015, 2016)
Derrick Sullivan was recognized on Financial Times Top 400 Financial Advisors list from 2015-2016.
Certified Financial Planner® (CFP®)
CFP® professionals have met extensive training and experience requirements, and commit to CFP® Board's ethical standards that require them to put their clients' interests first.
Tommy holds this designation.
Tommy holds this designation.
Chartered Financial Analyst® CFA®
CFA® charterholders receive a globally-recognized designation given by the CFA® institute. Candidates are required to pass three levels of exams covering areas, such as accounting, economics, ethics, money management, and security analysis.
Derrick holds this designation.
Derrick holds this designation.
Wealth Management Planning For You
Our financial planning practice is focused on simplifying our clients’ financial life. Wealth management today is complex and much more than overseeing an investment account. We have found that our high net worth individuals and families want and need advice, counsel and coordination from a team of highly specialized professionals. We work diligently to understand our client’s goals and family situation. Then, we work within our local team and across our firm’s national network to present and implement custom wealth management solutions for our clients and their families.
Beginning with an established plan is the best step forward in the path to reach your long-term goals. As circumstances in your life change – your financial goals will often change as well. Utilizing the extensive planning tools that Morgan Stanley has to offer, we can develop a more focused financial future that incorporates all aspects of your life – not only your investments.
Beginning with an established plan is the best step forward in the path to reach your long-term goals. As circumstances in your life change – your financial goals will often change as well. Utilizing the extensive planning tools that Morgan Stanley has to offer, we can develop a more focused financial future that incorporates all aspects of your life – not only your investments.
Wealth Management Resources & Tools:
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read The Latest Report
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security Center
When Should You Take Social Security?
Deciding when to claim Social Security can have a significant effect on your retirement income. Learn how to help maximize your benefits.
When Should You Take Social Security?
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China’s underperformance restrains emerging markets.
View 2025 Global Economic Outlook
2025 Investment Outlook: Get Ready to Pivot
A stable global economy is likely to benefit equity and fixed-income markets, though increased uncertainty around U.S. tariffs and immigration policy could jeopardize markets’ recent gains.
View 2025 Investment Outlook
2025 Tax Tables
VIEW 2025 TAX TABLESLocation
850 Morrison Drive
Ste 800
Charleston, SC 29403
US
Direct:
(843) 727-7761(843) 727-7761
Toll-Free:
(800) 727-7701(800) 727-7701
Meet The Crawford Sullivan Clarke Group
John M Crawford
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(843) 727-7762(843) 727-7762
Thomas S Clarke, CFP®
Vice President, Wealth Management, Financial Advisor, Workplace Advisor - Equity Compensation, First Vice President, Wealth Management
Phone:
(843) 727-7797(843) 727-7797
Paige V Statton
Business Development Associate
Phone:
(843) 727-7761(843) 727-7761
Alex J Shields
Registered Client Service Associate
Phone:
(843) 727-7775(843) 727-7775
About Derrick A Sullivan
Derrick has 25 years of experience with Morgan Stanley in the Financial Services industry. Derrick focuses on portfolio construction, risk management, and asset allocation.
When Derrick was younger, he was an active reader of the Wall Street Journal at his local public library. He developed a passion for financial markets, and knew that one day he would work in the Investment Industry.
Derrick views himself as more than just a Financial Advisor, he considers himself the CFO of each and every family he works with. It is imperative that Derrick takes a thorough and comprehensive approach to providing advice to all clients. He firmly believes that the stock market represents the foundation of the American dream, and that ownership in great companies in combination with his guidance, will help clients achieve their goals.
Derrick Holds a Bachelor of Arts from Shippensburg University, and has also received an MBA from the Citadel. Derrick has earned the Chartered Financial Analyst designation, and is a member of the CFA Institute and the South Carolina CFA Society. Derrick’s achievements include being listed on Barron’s Top 1200 U.S. Financial Advisors (2014, 2015) and the Financial Times Top 400 Financial Advisors (2015, 2016).
2014, 2015 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2014, 2015). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2015, 2016 Financial Times 400 Top Financial Advisors
Source: ft.com. Data compiled by the Financial Times based the following time periods:
Awarded 2016; data 9/30/13 - 9/30/15
Awarded 2015; data 9/30/13 - 9/30/14
When Derrick was younger, he was an active reader of the Wall Street Journal at his local public library. He developed a passion for financial markets, and knew that one day he would work in the Investment Industry.
Derrick views himself as more than just a Financial Advisor, he considers himself the CFO of each and every family he works with. It is imperative that Derrick takes a thorough and comprehensive approach to providing advice to all clients. He firmly believes that the stock market represents the foundation of the American dream, and that ownership in great companies in combination with his guidance, will help clients achieve their goals.
Derrick Holds a Bachelor of Arts from Shippensburg University, and has also received an MBA from the Citadel. Derrick has earned the Chartered Financial Analyst designation, and is a member of the CFA Institute and the South Carolina CFA Society. Derrick’s achievements include being listed on Barron’s Top 1200 U.S. Financial Advisors (2014, 2015) and the Financial Times Top 400 Financial Advisors (2015, 2016).
2014, 2015 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2014, 2015). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2015, 2016 Financial Times 400 Top Financial Advisors
Source: ft.com. Data compiled by the Financial Times based the following time periods:
Awarded 2016; data 9/30/13 - 9/30/15
Awarded 2015; data 9/30/13 - 9/30/14
Securities Agent: OR, MD, TN, OH, GA, CA, WA, CT, CO, ME, MA, TX, RI, NY, MT, KY, LA, IL, FL, PA, SC, AL, WI, NV, MN, AR, VA, NM, NC, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1295575
NMLS#: 1295575
About John M Crawford
John has over 25 years’ experience in the financial services area. John has been with Morgan Stanley since 1996. John has an extensive background advising individuals, families, and endowments on portfolio construction, risk management and overall asset allocation.
John received his Bachelor of Arts from Colorado College and received his Master of Business Administration from the University of North Carolina’s Kenan-Flagler Business School. He lives on Sullivan’s Island, SC with his wife, Katharine, and their two children Max and Leah.
John received his Bachelor of Arts from Colorado College and received his Master of Business Administration from the University of North Carolina’s Kenan-Flagler Business School. He lives on Sullivan’s Island, SC with his wife, Katharine, and their two children Max and Leah.
Securities Agent: TX, GA, OH, NC, MA, CA, RI, PA, MN, KY, CO, WI, IL, MT, IA, CT, AR, SC, NY, MD, VA, NV, ME, LA, TN, MI, AL, WA, FL, DC, MS; General Securities Representative; Investment Advisor Representative
NMLS#: 1295629
NMLS#: 1295629
About Thomas S Clarke
Thomas has 17 years of experience with Morgan Stanley in the Financial Services industry. Thomas’ main focus is leading the financial planning practice on the team.
Thomas moved to Charleston shortly after graduating college, and soon began working as an assistant to one of the largest financial advisor teams in the Carolinas. He attributes the success in his career to the early opportunity to learn from the very smart, successful individuals that he worked closely with. Thomas has always enjoyed working with numbers and solving problems, and now is able to carry out this practice on a daily basis. His favorite part of the business is encountering problems that require outside of the box thinking, and coming up with creative solutions.
Thomas holds a B.S. in Psychology from Centre College in Kentucky, and has also received an MBA from The Citadel in South Carolina. Thomas has the Certified Financial Planner certification, and is also Life, Accident, and Long Term Care Insurance certified.
Outside of the office, Thomas can be found spending as much time as possible with his family.
Thomas moved to Charleston shortly after graduating college, and soon began working as an assistant to one of the largest financial advisor teams in the Carolinas. He attributes the success in his career to the early opportunity to learn from the very smart, successful individuals that he worked closely with. Thomas has always enjoyed working with numbers and solving problems, and now is able to carry out this practice on a daily basis. His favorite part of the business is encountering problems that require outside of the box thinking, and coming up with creative solutions.
Thomas holds a B.S. in Psychology from Centre College in Kentucky, and has also received an MBA from The Citadel in South Carolina. Thomas has the Certified Financial Planner certification, and is also Life, Accident, and Long Term Care Insurance certified.
Outside of the office, Thomas can be found spending as much time as possible with his family.
Securities Agent: WI, AZ, TX, SC, MT, FL, CO, AR, WA, NY, NC, LA, GA, ME, MD, KY, TN, MA, CT, CA, AL, PA, NJ, VA, RI, OH, NV, MN, MI, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1372296
NMLS#: 1372296
About Paige V Statton
As a dedicated employee to the business, Paige helps run client services. She is responsible for welcoming new clients and making sure that current clients are taking full advantage of all that our team has to offer. Her commitment to the business lead to her receiving the Morgan Stanley Smith Barney Service Excellence Award in 2012. She is FINRA Series 7 (General Securities Representative) and a FINRA Series 66 (Uniformed Combine State Law) licensed.
Paige is a graduate of College of Charleston's School of Business, with a B.S. in Business Administration. She resides in Mount Pleasant, SC, with her recently married husband, Tyler and their king charles cavalier. In her free time, Paige enjoys taking advantage of the local beaches and the great outdoors that Charleston has to offer.
Paige is a graduate of College of Charleston's School of Business, with a B.S. in Business Administration. She resides in Mount Pleasant, SC, with her recently married husband, Tyler and their king charles cavalier. In her free time, Paige enjoys taking advantage of the local beaches and the great outdoors that Charleston has to offer.
About Alex J Shields
As a Registered Client Service Associate, Alex is dedicated to helping clients reach their financial goals. This is something he is passionate about, and he works with each client to ensure that they have the foundation needed to establish a successful path towards their goals. Alex also helps to educate clients on the resources and tools that Morgan Stanley has to offer.
Alex is a graduate of Ole Miss, where he studied Managerial Finance. He joined Morgan Stanley in January of 2022, also obtaining his Series 7 and Series 66 licenses. Continued education is something that Alex is passionate about.
Having recently moved to Charleston from Florida, Alex enjoys spending time outside. He is involved with the Challenger Baseball League – a little league team that focuses on connecting special needs children to the game of baseball. He can often be found on the golf course, maintaining a single digit handicap. Alex is an avid traveler and hopes to continue to see many parts of the world in the future.
Alex is a graduate of Ole Miss, where he studied Managerial Finance. He joined Morgan Stanley in January of 2022, also obtaining his Series 7 and Series 66 licenses. Continued education is something that Alex is passionate about.
Having recently moved to Charleston from Florida, Alex enjoys spending time outside. He is involved with the Challenger Baseball League – a little league team that focuses on connecting special needs children to the game of baseball. He can often be found on the golf course, maintaining a single digit handicap. Alex is an avid traveler and hopes to continue to see many parts of the world in the future.
Contact Derrick A Sullivan
Contact John M Crawford
Contact Thomas S Clarke
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Jared M. Bush
Private Banker
Morgan Baughman
Planning Associate
About Jared M. Bush
Jared Bush is a Private Banker serving Morgan Stanley Wealth Management offices in the Carolinas.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jared began his career in financial services in 2004, and joined Morgan Stanley in 2016. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Premier Client Manager at Bank of America and as a Licensed Financial Specialist at Wells Fargo.
Jared is a graduate of Slippery Rock University, where he received a Bachelor of Science in Sports Management. He lives in Charlotte, North Carolina with his family. Outside of the office, Jared enjoys playing golf, listening to music, and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jared began his career in financial services in 2004, and joined Morgan Stanley in 2016. Prior to joining the firm, he was a Wealth Management Banker at Merrill Lynch. He also served as a Premier Client Manager at Bank of America and as a Licensed Financial Specialist at Wells Fargo.
Jared is a graduate of Slippery Rock University, where he received a Bachelor of Science in Sports Management. He lives in Charlotte, North Carolina with his family. Outside of the office, Jared enjoys playing golf, listening to music, and spending time with family and friends.
NMLS#: 619654
About Morgan Baughman
Morgan Baughman is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Morgan provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Connecticut College and received the Financial Planning Specialist® designation from the College for Financial Planning. Morgan is originally from Waterbury, Vermont and currently resides in New York City, NY.
He earned his undergraduate degree from Connecticut College and received the Financial Planning Specialist® designation from the College for Financial Planning. Morgan is originally from Waterbury, Vermont and currently resides in New York City, NY.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Crawford Sullivan Clarke Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
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Awards Disclosures
CRC 6491812 (04/2024)