The Costantino Group at Morgan Stanley

As a financial advisor, Mike takes pride in building long lasting relationships with his clients. In building the relationship and finding out his client's true aspirations, together they can figure out the path to help achieve their financial goals and personal dreams.

Mike began his career with Smith Barney in Syracuse in 2006, where he developed his fundamental knowledge of the business with hands-on experience, while studying and obtaining his Series 7 and 65 licenses. He joined the Costantino Group in 2009 with his father, Fred Sr., to take a team approach to provide personalized financial advice for individuals and families. Mike has been named to Morgan Stanley's Century Club and The Costantino Group has been named to Forbes Best-In-State Wealth Management Teams 2024 and 2025.

Mike is an Endwell native but attended the School of Management at Syracuse University where he went on to obtain his bachelor’s degree. Since moving back into the area, he has found a drive and passion to continue to educate and advance his knowledge. He currently holds a CRPS^®, Chartered Retirement Plans Specialist, designation through The College of Financial Planning.

Away from the office, Mike spends his free time staying active. He is very engaged in the community and believes in making the Binghamton area the best it can be. He tries to help the community through his membership in Rotary. Another organization he has been working closely with since 2012, is the Magic Paintbrush Project, which is not for profit which provides unique programs for individuals of all ages with developmental disabilities. Mike also enjoys all types of sports including golf, tennis, basketball and now spends a lot of time doing crossfit. He recently completed his first half marathon and a Spartan Race. If not participating in sports, Mike can be found watching sports. Most of all, he enjoys going up to see his Syracuse Orangemen play basketball, but also spends a lot of time supporting the local teams such as the Rumble Ponies and Senators. Besides sports, Mike likes to do a good amount of traveling. One of his current endeavors is to visit every Major League Baseball stadium.

Disclaimer:
Forbes Best-In-State Wealth Management Teams 2024-2025
Source: Forbes.com (Awarded Jan 2024-2025) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/24.

For nearly three decades, Fred has helped clients address their financial concerns and develop sound strategies by focusing on each individual’s specific needs. With extensive experience throughout major shifts in the markets, Fred dedicated his career to delivering the personalized investment planning services his clients deserve.

Fred began his career as a Financial Advisor with Carillon Investment in Endicott, New York, where he developed his fundamental investment knowledge and Life Insurance planning. He became the branch manager and owner of The Costantino Group of Raymond James Financial Services. Fred’s focus along with his team is to provide personalized financial advice, with a concentration on planning, for families and businesses. In 1992, Fred, earned the CFP^® certification by completing an approved educational program, passing a rigorous examination and meeting stringent experience requirements. The Costantino Group has been named to Forbes Best-In-State Wealth Management Teams 2024 and 2025

Fred’s passion for learning doesn’t end there. Fred learned to love music and has become an excellent blues guitar player. While earning his bachelor’s degree at New York Institute of Technology, he and a few friends started a rock band, which became very popular on the north shore of Long Island. After college, he married Mary and settled in Bayville, New York. They have three children and five grandchildren.

Away from the office, Fred spends his free time with his wife, Mary. They are both very active in their church. They like to stay active both physically and mentally, whether it’s playing tennis together at the park in their neighborhood or taking regular trips to see their grandchildren. Fred especially enjoys playing his guitars, fishing and building model rockets, and the beach vacations in Florida and Maine.

Disclaimer:
Forbes Best-In-State Wealth Management Teams 2024-2025
Source: Forbes.com (Awarded Jan 2024-2025) Data compiled by SHOOK Research LLC based for the period 3/31/22-3/31/24.

Eric focuses on helping clients connect their personalized goals through comprehensive financial planning. With his well-developed communication skills and extensive public speaking experience regarding financial topics, he’s adept at conveying complex information in a manner that’s easy for clients to understand.

Eric chose a career in financial services because he’s passionate about helping others, and enjoys educating them about financial matters. He believes clients find comfort and reassurance when they have a comprehensive financial plan designed around their goals.

Overall, Eric has more than 20 years of experience in financial services, including his tenure at Citizens Bank and Sidney Federal Credit Union (SFCU) where he primarily served in key management roles. As a manager, he always encouraged his staff to “do the right thing” with their customers, and continues the same approach today by considering the interests of his clients. Additionally, with his background in the business world, he understands the challenges facing small business owners which is useful when identifying potential solutions for them.

Eric holds the Financial Planning Specialist designation—a distinction awarded to those who’ve completed advanced training about wealth accumulation and wealth management for high net worth clients. He graduated with a degree in Financial Services, and holds the following licenses related to the industry: Securities Industry Essentials (SIE), Series 6, Series 7, and Life, Health and Accident insurance.

Born and raised in greater Binghamton, Eric is deeply involved with his faith and regularly supports various charities. He and his wife have been married for over 20 years, and are blessed with two wonderful children.

Away from the office, Eric has an eclectic array of hobbies, including traveling with his family, enjoying movie nights (especially when they involve “Star Wars”), collecting geodes, gardening, and playing guitar—which he’s been doing since he was 13 years old.

Lisa graduated from high school in 1982 and then business school in 1985.

She began her career in 1985 as a Sales Assistant with E.F. Hutton in Binghamton, NY where she developed her fundamental administrative investment knowledge.  In 2000, Lisa earned the title of Senior Registered Client Service Associate by completing an approved education program and passing a rigorous examination. She then was brought on by The Costantino Group in 2010 to provide personalized administrative services to individuals and families.

For over three decades, Lisa has helped clients address their administrative concerns and focused on each individuals need.  With extensive experience throughout the industry, Lisa has dedicated her career to getting to know each client personally and deliver the services the clients deserve.

Away from the office Lisa spends her free time with her family. Her daughter Laura recently moved to Fort Myers, Florida and is a Certified Dental Assistant. Lisa also has two step daughters, Michaela and Stephanie. Michaela, is a Pharmaceutical Recruiter in Rochester, NY and Stephanie, is an Engineer in Endicott, NY.  Lisa loves reading, working in her flower garden and hiking.  She also enjoys spending weekends cooking in the kitchen.