Jorge Morasso
Senior Vice President, Financial Advisor
Phone:
(305) 533-5311(305) 533-5311
The Cortex Group at Morgan Stanley
Direct:
(305) 533-5413(305) 533-5413
Our Mission Statement
We empower affluent families to make strategic financial decisions that help preserve, grow, and transition wealth seamlessly — across borders, across decades, and across generations.
Working With The Cortex Group at Morgan Stanley
Personalized. Global. Uncompromising.
Founded in Miami, The Cortex Group at Morgan Stanley delivers sophisticated, high-touch wealth management tailored to the needs of global families, C-suite executives, business owners and entrepreneurs. With deep experience in international wealth, alternative investments, and multi-generational planning, we are committed to helping build legacies of excellence across borders, across decades and across generations.
Our Family Office Approach
Every client is a world of their own, with distinct ambitions and opportunities. That's why we take a consultative, family office approach — offering institutional-caliber solutions with boutique-level precision. Our strategies are bespoke, crafted to reflect both the full complexity of your financial landscape and the full breadth of our team's collective experience.
Designed for Global Wealth, Our Designations Include:
- Family Wealth Director (designation held by 4% of MS advisors nationwide)
- Alternative Investment Directors
- Dedicated Professionals in Fixed Income and Options
- Elite Operations Team Committed to Seamless Execution and Superlative Service
- Fluency In Spanish, Portuguese and English
We Are Our Clients' Right Hand
At The Cortex Group, we are more than advisors — we are your right hand, guiding you through every financial decision at every stage of life. While technology enhances communication, nothing replaces personal connection. That's why we travel to meet clients wherever they are, ensuring a concierge-level of face-to-face service that has become all too rare in today's world.
Let's build a strategy as ambitious as your aspirations.
For a second opinion about your current investments or to talk about your goals, please call us at (305) 533-5413.
Services Include
- Wealth PlanningFootnote1
- Financial PlanningFootnote2
- Alternative InvestmentsFootnote3
- Professional Portfolio ManagementFootnote4
- Fixed IncomeFootnote5
- Cash Management and Lending ProductsFootnote6
- Corporate Investment SolutionsFootnote7
- Business PlanningFootnote8
- Trust ServicesFootnote9
- Estate Planning StrategiesFootnote10
- Philanthropic ManagementFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Case Studies
At The Cortex Group, you’ll find a refreshing alternative to conventional wealth management practices. Our global perspectives, cutting-edge resources, and “client-first/client-always” philosophy distinguish us within a crowded industry — helping us to craft solutions that not only meet but exceed the complex needs of ultra-high net worth families and individuals. Below are just a few examples:
Case Study 1: A Global Approach To Tax-Efficiency
In the wake of a significant liquidity event, a family approached us as they began allocating capital. They were strong advocates of index investing but had not considered the full tax implications of their approach. So when we introduced them to a unique offshore vehicle within the Morgan Stanley platform that would allow them to help reduce their tax burden on both gains and income — they were thrilled. By restructuring their investments through this vehicle, they were able to maintain their investment strategy while helping to mitigate after-tax consequences, ultimately helping to preserve more capital for future growth.
Case Study 2: Selling a Business, Building a Legacy
Family and money is always a delicate balance, but in a multi-generation family business — that balance becomes an art. After giving our clients guidance ahead of the sale of their business, the immediate post-sale challenge was how to sustain the windfall. With multiple family members relying on the proceeds as income, we knew a long-term strategy needed to address both income generation and risk mitigation. However, as with many multi-generational families, internal family dynamics posed a challenge. Tensions arose regarding how assets should be divided and allocated. To avoid the kinds of conflicts that can tear families apart, we leveraged Morgan Stanley’s family office professionals to help establish best practices, manage disagreements, and set clear guidelines for the future. Bottom line: Our approach not only provided a road map to help avoid friction, it created a unified vision for the family’s legacy. Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Case Study 3: Accessing Liquidity Without Sacrificing Strategy
The challenge of liquidity is not just about access to funds — it’s about access on your terms. For one client with substantial illiquid assets, we had to think outside-the-box, leveraging structured solutions that would enable the client to access liquidity while helping to mitigate potential tax consequences in the year of liquidation. This strategic move allowed them to address short-term needs without sacrificing the integrity of their long-term financial plan.
4 Pillars of Excellence
At The Cortex Group, our core pillars define our culture of excellence and empower us to deliver an elite service for every client. For every decision. Every day. Our 4 Core Pillars include:
1. Intellect
Nothing about ultra-high-net-worth is simple. By combining industry-leading designations with deep firsthand experience, we bring the kind of sharp, analytical perspectives that help make your financial decisions more straightforward.
2. Energy
Excellence requires action. That’s why we are proactive, engaged, and relentless in our pursuit of results. For ultra-high-net-worth families, this means more than just financial oversight — it means consistent communication, in-person availability, and a seamless client experience.
3. Integrity
Your interests come first. Always. We are uncompromising and unwavering in our commitment to transparency, discretion, and ethical decision-making. We aim to earn your trust day after day, through actions big and small.
4. Access
Our deep relationships span the highest levels of the industry, including Morgan Stanley’s senior leadership in New York. This helps our clients gain access to resources and capabilities that others simply don’t know to pursue.
Multigenerational Wealth
For many of our clients, family is everything. That's why we believe multigenerational wealth management should be about more than just the preservation of assets — it should also be about the continuity of legacy, values, and vision.
A Prestigious Designation For Exceptional Families.
With a prestigious Family Wealth Director on our team, we are committed to providing families with the highest level of guidance to address both the financial and relational complexities inherent to ultra-high net worth legacies. From navigating succession planning amid competing family interests to structuring philanthropic initiatives that align with family values — we take a comprehensive approach. We also collaborate closely with our clients' attorneys and accountants to help seamlessly manage diverse assets and integrate every aspect of their wealth strategy.
Navigating Global Wealth With Precision.
For international families in particular, navigating tax-efficiency while investing in US markets can be critical. That's why we offer product and service-specific solutions designed to help families manage cross-border challenges, all while being mindful of cultural nuances. Our experience is particularly valuable in helping bridge the gap between more traditional investment methods in other markets and the innovative strategies available here.
At The Heart Of Our Work Is Family Governance.
Whether it's a patriarch steering the ship or a diverse family with multiple voices — we have the resources at Morgan Stanley to help families develop structured approaches to decision-making so that each generation has clarity on their roles and responsibilities. This is especially important as the next generation steps into leadership roles, often with a different set of experiences and expectations. Leveraging Morgan Stanley's Family Governance professionals, we provide tools and frameworks that help ensure legacies are respected, stewarded, and amplified across generations.
Location
200 S Biscayne Blvd
Ste 1100
Miami, FL 33131
US
Direct:
(305) 533-5413(305) 533-5413
Meet The Cortex Group
Alan Shlesinger
First Vice President, Financial Advisor, Alternative Investments Director, Portfolio Manager
Phone:
(305) 533-5413(305) 533-5413
Carlos Rodriguez
First Vice President, Financial Advisor, Alternative Investments Director, Family Wealth Director, Portfolio Manager
Phone:
(305) 533-5339(305) 533-5339
Rosa González
First Vice President, Financial Advisor, International Client Advisor
Phone:
(305) 533-1714(305) 533-1714
Rosalia Fontanals
Client Service Associate
Phone:
(305) 714-7257(305) 714-7257
About Jorge Morasso
Jorge Morasso is a Senior Vice President and Financial Advisor at Morgan Stanley, where he co-founded The Cortex Group in Miami. With a unique depth of experience and a client-first mindset, he has served as a trusted financial guide for affluent individuals and families across the U.S. and abroad for over 25 years.
A graduate of American University, Jorge went on to earn an M.B.A. from the University of Michigan before beginning his career in 1998 as a Financial Advisor at Charles Schwab & Co. After transitioning to Espirito Santo Bank in 2005, he further honed his skills in delivering bespoke investment strategies for global ultra-high net worth individuals and families. In 2014, Jorge joined Morgan Stanley, co-founding The Cortex Group to help his clients leverage the firm’s global platform and family office resources.
Jorge’s approach is built on the understanding that true wealth management goes beyond traditional investing. Focusing on asset allocation across public and private markets, his strategies span equities, fixed income, mutual funds, and alternative investments to help clients align investments with both immediate financial needs and long-term financial objectives. That’s also why he integrates sophisticated estate planning, tax optimization, and philanthropic giving strategies. First and foremost, however, Jorge prides himself on building lifelong, meaningful relationships with clients, where open communication and understanding are paramount.
Outside the office, Jorge enjoys spending time with his wife, Irene, and their three sons, Jorge, Eduardo, and Andres. A passionate skier and avid BBQ enthusiast, he finds joy in both adventurous pursuits and the simple pleasure of gathering with family and friends. His personal and professional life are shaped by the same values: a deep commitment to family, legacy, and building enduring relationships.
A graduate of American University, Jorge went on to earn an M.B.A. from the University of Michigan before beginning his career in 1998 as a Financial Advisor at Charles Schwab & Co. After transitioning to Espirito Santo Bank in 2005, he further honed his skills in delivering bespoke investment strategies for global ultra-high net worth individuals and families. In 2014, Jorge joined Morgan Stanley, co-founding The Cortex Group to help his clients leverage the firm’s global platform and family office resources.
Jorge’s approach is built on the understanding that true wealth management goes beyond traditional investing. Focusing on asset allocation across public and private markets, his strategies span equities, fixed income, mutual funds, and alternative investments to help clients align investments with both immediate financial needs and long-term financial objectives. That’s also why he integrates sophisticated estate planning, tax optimization, and philanthropic giving strategies. First and foremost, however, Jorge prides himself on building lifelong, meaningful relationships with clients, where open communication and understanding are paramount.
Outside the office, Jorge enjoys spending time with his wife, Irene, and their three sons, Jorge, Eduardo, and Andres. A passionate skier and avid BBQ enthusiast, he finds joy in both adventurous pursuits and the simple pleasure of gathering with family and friends. His personal and professional life are shaped by the same values: a deep commitment to family, legacy, and building enduring relationships.
Securities Agent: SD, DE, AZ, PA, NJ, GA, FL, SC, PR, NY, MA, IL, CT, CA, TX, OR, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1764846
NMLS#: 1764846
About Alan Shlesinger
B.A. Bentley College
2010-present: Morgan Stanley
2008-2010: Barclays Wealth
2006-2008: Lehman Brothers
2010-present: Morgan Stanley
2008-2010: Barclays Wealth
2006-2008: Lehman Brothers
Securities Agent: IL, AZ, MD, MA, PR, GA, SC, PA, NJ, DE, SD, OR, CT, TX, FL, CA, NY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 2278347
NMLS#: 2278347
About Carlos Rodriguez
Carlos Guillermo Rodriguez is a First Vice President, Alternative Investments Director, Family Wealth Director, and Financial Advisor at Morgan Stanley, where he co-founded The Cortex Group in Miami. With over a decade of experience in wealth management, he designs bespoke investment solutions that help address the global financial, family, and governance needs of ultra-high net worth clients.
A graduate of the University of Miami with a Bachelor’s degree in Economics, Carlos began his career in 2012 as a Relationship Manager at Espirito Santo Bank. In 2014, he joined Morgan Stanley, bringing his passion for alternative investments and portfolio construction to the firm. Since then, Carlos has continued to elevate his offering for his clients. He has earned the prestigious Family Wealth Director designation (held by 4% of MS advisors nationwide ) in recognition of his ability to advise ultra-high net worth families. He also serves as an Alternative Investments Director, a role that highlights his commitment to incorporating non-traditional investment vehicles into sophisticated portfolio strategies.
Carlos’s work revolves around delivering integrated solutions that span across his clients’ entire balance sheet, helping them navigate the complexities of family governance, wealth education for the next generation, and the preservation of multi-generational wealth. Whether advising on private equity, hedge funds, or other alternative investments, Carlos crafts highly personalized strategies designed to help achieve long-term and risk-managed growth that align with clients’ evolving goals. His approach is deeply rooted in understanding each client's unique needs, providing personal service even across borders, and helping ensure that every solution is both strategic and actionable.
Outside of his professional life, Carlos enjoys spending time with his wife, Valentina, and their daughter, Joaquina. A dedicated fitness enthusiast, he enjoys running and working out.
A graduate of the University of Miami with a Bachelor’s degree in Economics, Carlos began his career in 2012 as a Relationship Manager at Espirito Santo Bank. In 2014, he joined Morgan Stanley, bringing his passion for alternative investments and portfolio construction to the firm. Since then, Carlos has continued to elevate his offering for his clients. He has earned the prestigious Family Wealth Director designation (held by 4% of MS advisors nationwide ) in recognition of his ability to advise ultra-high net worth families. He also serves as an Alternative Investments Director, a role that highlights his commitment to incorporating non-traditional investment vehicles into sophisticated portfolio strategies.
Carlos’s work revolves around delivering integrated solutions that span across his clients’ entire balance sheet, helping them navigate the complexities of family governance, wealth education for the next generation, and the preservation of multi-generational wealth. Whether advising on private equity, hedge funds, or other alternative investments, Carlos crafts highly personalized strategies designed to help achieve long-term and risk-managed growth that align with clients’ evolving goals. His approach is deeply rooted in understanding each client's unique needs, providing personal service even across borders, and helping ensure that every solution is both strategic and actionable.
Outside of his professional life, Carlos enjoys spending time with his wife, Valentina, and their daughter, Joaquina. A dedicated fitness enthusiast, he enjoys running and working out.
Securities Agent: SD, NJ, CT, PR, FL, DE, PA, CA, AZ, TX, OR, NY, MD, IL, GA, SC, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1760545
NMLS#: 1760545
About Rosa González
Rosa Gonzalez is a First Vice President, International Client Advisor, and Financial Advisor with The Cortex Group at Morgan Stanley. With over three decades of financial experience, she has built a reputation for her deep, personalized approach to wealth management — not only guiding clients through the complexities of their own lives, but also helping empower the next generation with financial education and planning.
A graduate of Universidad Metropolitana with dual degrees in Finance and Management, Rosa began her career in 1995 at Merrill Lynch. She later transitioned to UBS, where she worked for nearly a decade before joining Morgan Stanley in 2009. Over the course of her distinguished career, Rosa has earned the title of International Client Advisor, a reflection of her global experience and commitment to providing tailored, high-touch service to clients across the world.
With an approach grounded in active listening, attention to detail, and a commitment to understanding each client’s unique needs — Rosa works closely with affluent individuals and families to build comprehensive strategies that evolve with their life changes, market conditions, and cross-border complexities. Whether advising on asset allocation, retirement planning, or legacy preservation, she leverages her deep experience in global tax strategies, estate planning, and international investment opportunities to help ensure her clients’ financial strategies are optimized for long-term success across jurisdictions. But beyond the numbers, she deeply values the human side of wealth management, partnering with families to preserve not only their financial assets but also the values, traditions, and vision that built the wealth in the first place.
Outside of her professional life, Rosa is deeply committed to giving back to her community. She teaches yoga at a rehabilitation center for women recovering from abuse and addiction, helping empower others on their path to healing.
A graduate of Universidad Metropolitana with dual degrees in Finance and Management, Rosa began her career in 1995 at Merrill Lynch. She later transitioned to UBS, where she worked for nearly a decade before joining Morgan Stanley in 2009. Over the course of her distinguished career, Rosa has earned the title of International Client Advisor, a reflection of her global experience and commitment to providing tailored, high-touch service to clients across the world.
With an approach grounded in active listening, attention to detail, and a commitment to understanding each client’s unique needs — Rosa works closely with affluent individuals and families to build comprehensive strategies that evolve with their life changes, market conditions, and cross-border complexities. Whether advising on asset allocation, retirement planning, or legacy preservation, she leverages her deep experience in global tax strategies, estate planning, and international investment opportunities to help ensure her clients’ financial strategies are optimized for long-term success across jurisdictions. But beyond the numbers, she deeply values the human side of wealth management, partnering with families to preserve not only their financial assets but also the values, traditions, and vision that built the wealth in the first place.
Outside of her professional life, Rosa is deeply committed to giving back to her community. She teaches yoga at a rehabilitation center for women recovering from abuse and addiction, helping empower others on their path to healing.
Securities Agent: FL, CA, IL, NJ, SC, TX, CT, PA, PR, MD, SD, GA, DE, MA, AZ, OR, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1889158
NMLS#: 1889158
Contact Jorge Morasso
Contact Alan Shlesinger
Contact Carlos Rodriguez
Contact Rosa González
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Teaching Your Teenagers About Money
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Cortex Group today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
