Jeffrey Ecklund
Senior Vice President, Wealth Advisor, Portfolio Manager
Phone:
(916) 984-3310(916) 984-3310
The Coastal Legacy Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
Our team's focus is helping our clients achieve their specific financial goals while growing and preserving their wealth. Our work together begins with getting a thorough understanding of what is important to you our client, now and in the future.
Taking a comprehensive view of all aspects of your life - current needs, lifestyle and future goals - together we will formulate a plan that provides guidance on achieving your specific goals, while growing and preserving your wealth. We consider planning to be a work in progress and creating a wealth plan that adapts to your changing circumstances is an important part of the process and we look forward to being lifelong partners in that process.
We are proud to have been awarded Forbes Best-In-State Wealth Management Teams for 2024!
Forbes Best-In-State Wealth Management Teams 2024
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
Taking a comprehensive view of all aspects of your life - current needs, lifestyle and future goals - together we will formulate a plan that provides guidance on achieving your specific goals, while growing and preserving your wealth. We consider planning to be a work in progress and creating a wealth plan that adapts to your changing circumstances is an important part of the process and we look forward to being lifelong partners in that process.
We are proud to have been awarded Forbes Best-In-State Wealth Management Teams for 2024!
Forbes Best-In-State Wealth Management Teams 2024
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based on time period from 3/31/22-3/31/23.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
Not all advice is the same. Our team’s advice is backed by advanced technology, exceptional insight and institutional scale of one of the worlds premier financial firms.
We offer wealth planning informed by sound advice, developing comprehensive strategies to help you meet your goals. We take the time to develop a deep understanding of your complete financial picture, using your unique objectives to construct an investment strategy that is appropriate for you. We will be sure to communicate with you regularly throughout our relationship and make adjustments as your life and the financial markets change.
We offer wealth planning informed by sound advice, developing comprehensive strategies to help you meet your goals. We take the time to develop a deep understanding of your complete financial picture, using your unique objectives to construct an investment strategy that is appropriate for you. We will be sure to communicate with you regularly throughout our relationship and make adjustments as your life and the financial markets change.
1. Introduction
Our first step is to have a discussion to listen to your worries and determine how we can benefit you. Since every advisor is not the best fit for every potential client, we discuss our methodology as well as our fee structure. If we agree to continue working together, we set up our next appointment and ask for important financial data.
2. Discovery
We continue the conversation we started in the introduction, gaining insight into the values that guide your choices and recognize any considerations related to your wealth. We review the documents you prepared and establish your priorities and deadlines.
3. Analysis and Plan Development
In this step, we employ industry-leading financial tools to create a customized financial plan with suggestions aimed at helping to grow, expand, and preserve your wealth. This serves as the cornerstone for establishing your initial strategy and your guide for future wealth management choices.
4. Plan Presentation
In this phase, we present you with your financial plan that features an investment portfolio that corresponds with your objectives, timeline, and risk tolerance. Additionally, we cover other wealth management options, such as risk management approaches and estate planning strategies.
Disclosure:
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Disclosure:
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
5. Implementation
Once you approve of our proposals from the previous step, we initiate the strategies outlined in the financial plan. Once your assets are transferred to Morgan Stanley and are consistent with your investment strategy, we guide you through your new statement and provide you with access to all the tools and resources now at your disposal.
6. Ongoing Service and Care
Dedicated to providing a first-class experience, we prioritize building long-lasting relationships that bring exceptional value to you and your family. We communicate with you frequently to provide updates on all accounts and manage your progress towards each of your goals, making modifications to your financial plan as needed to account for changes in your life.
Our Services
Portfolio Management
Together, we utilize the firm's global resources and stay current on investment trends to help design a personalized investment strategy. Through a customized portfolio, we strive to achieve your goals for growth, income, and wealth preservation, all while keeping within your risk tolerance.
Retirement Planning
Retirement planning has become more challenging in recent years, and we are here to help simplify the process for you. With your support, we'll develop a comprehensive approach to retirement planning, specifically tailored to your goals and financial situation. We'll track your progress and adjust your plan as needed for a secure retirement.
Estate Planning
Estate planning safeguards your assets during and after your lifetime, while reducing your taxes. It helps ensures you legacy and family are protected. As your advisor, we will work with you to evaluate all relevant factors and various estate structures. Together, we will consult with your tax and legal advisors to help develop strategies that meet your specific goals.
Educational Planning
529 Plans may provide tax benefits for educational funding. With our help, you can choose from a variety of investment options that fit your specific goals and timeline. We'll help you seamlessly integrate an education savings plan into your investment strategy, maximizing tax benefits and maintaining your long-term financial goals.
Global Sports and Entertainment
Morgan Stanley Global Sports & Entertainment is a specialized wealth management division of Morgan Stanley that focuses exclusively on addressing the unique needs of top professionals in the sports and entertainment industry. We understand the complexities and pressures facing high-achieving professionals in the sports and entertainment industries- we'll help you establish a distinctive financial strategy that can match your lifestyle and career trajectory.
Global Sports and EntertainmentMedia and Research
Morgan Stanley seeks to make complex financial ideas more digestible so that our clients understand what is being done on their behalf to plan for their financial future, and why. The links below provide in-depth analysis on interesting topics that are affecting the worlds of business and finance not only now, but in the future.
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Morgan Stanley Ideas Podcast
From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Disclosure:
The Global Investment Committee is a group of seasoned investment professionals who meet regularly to discuss the global economy and markets. The committee determines the investment outlook that guides our advice to clients. They continually monitor developing economic and market conditions, review tactical outlooks and recommend model portfolio weightings, as well as produce a suite of strategy, analysis, commentary, portfolio positioning suggestions and other reports and broadcasts.
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Digital Tools at Your Disposal
Digital technology is centered on how people communicate, consume, transact and travel. Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of. They include:
- eAuthorizations, an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App
- Managing your everyday finances such as paying bills online, sending money or transferring funds
Morgan Stanley OnlineMorgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of. They include:
- eAuthorizations, an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App
- Managing your everyday finances such as paying bills online, sending money or transferring funds
Total Wealth View
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Total Wealth ViewThe ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery. Currently, documents available through eDelivery include statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
eDelivery
Digital Vault
Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors. The Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
Digital Vault
Goal Planning System
GPS helps clients define what they want out of life, and then creates a financial framework to bring these goals to life. GPS helps clients define what they want out of life, and then creates a financial framework to bring these goals to life.
Tracks progress to goals: Using goals as a benchmark, the investment strategy is continuously evaluated to ensure clients are on track.
Stays flexible as goals change: As circumstances and goals change, Financial Advisors can help adjust priorities and introduce additional solutions.
Goal Planning SystemTracks progress to goals: Using goals as a benchmark, the investment strategy is continuously evaluated to ensure clients are on track.
Stays flexible as goals change: As circumstances and goals change, Financial Advisors can help adjust priorities and introduce additional solutions.
Location
2800 Post Oak Blvd
Ste 3200
Houston, TX 77056
US
Direct:
(713) 966-2100(713) 966-2100
2365 Iron Point Road
Ste 235
Folsom, CA 95630
US
Direct:
(916) 983-8888(916) 983-8888
Meet The Coastal Legacy Group
Russell Martinez
Senior Vice President, Wealth Advisor, Portfolio Management Director
Phone:
(916) 984-3307(916) 984-3307
Managing Director, Private Wealth Management, Private Wealth Advisor, Senior Portfolio Management Director, Global Sports and Entertainment Director
Phone:
(713) 966-2135(713) 966-2135
Karen Jankowski
First Vice President, Wealth Management, Financial Advisor, Portfolio Manager
Phone:
(713) 966-2133(713) 966-2133
First Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist, Alternative Investments Director, Global Sports and Entertainment Associate Director
Phone:
(713) 499-3030(713) 499-3030
Jacob Martinez
Financial Advisor
Phone:
(916) 984-3318(916) 984-3318
Phone:
(713) 965-5055(713) 965-5055
Sunshine Coddou
Senior Client Service Associate, Portfolio Associate, Financial Planning Specialist
Phone:
(713) 966-6851(713) 966-6851
Andrea Maeker
Senior Client Service Associate
Phone:
(713) 966-2104(713) 966-2104
Angie Ecklund
Senior Client Service Associate
Phone:
(916) 984-3366(916) 984-3366
Sergio Gumucio
Consulting Group Analyst
Phone:
(713) 499-2049(713) 499-2049
About Jeffrey Ecklund
Securities Agent: UT, LA, PA, NV, MT, ME, IN, DC, CO, CA, AZ, WV, MI, MA, RI, MD, FL, WI, WA, OK, IL, ID, NM, NJ, NC, MO, KS, GA, AL, VA, SC, OH, NY, AK, MN, KY, IA, AR, NH, HI, DE, VT, TX, TN, OR, MS; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1297995
NMLS#: 1297995
About Russell Martinez
Securities Agent: TN, NC, ME, FL, TX, LA, KS, HI, DE, DC, AZ, WV, PA, VT, NY, NH, MN, WI, OK, MS, MO, CA, MT, IL, SC, OH, NJ, MD, AL, AK, WA, UT, NV, NM, KY, IN, ID, IA, CO, RI, MI, MA, VA, OR, GA, AR; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1412580
NMLS#: 1412580
About Robert Nelson Murray Jr
Securities Agent: AZ, WA, VT, VA, UT, TX, TN, SC, RI, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NC, MT, MS, MO, MI, ME, MD, MA, LA, KY, KS, IL, ID, IA, HI, GA, FL, DE, DC, CT, CO, CA, MN, IN, AK, AL, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1290556
NMLS#: 1290556
About Karen Jankowski
Karen’s career in the financial services industry began in 1983 at Underwood, Neuhaus & Co. as a Sales Assistant and in 1984 she began working with Joe Neuhaus. She remained at Underwood, Neuhaus (which eventually became Kemper Securities) for 11 years before joining Rauscher Pierce (now known as RBC Wealth Management) in 1994. In 2007 Karen became partners with Joe Neuhaus and in 2011 they joined Morgan Stanley. Joe retired in June, 2022 and Karen is now in a partnership with Nelson Murray and Scott Ecklund.
Karen graduated Summa Cum Laude from the University of Houston with a BBA in Finance. She holds Series 7, 63, and 66 securities licenses as well as an Insurance license.
Born in Massachusetts, Karen moved to Texas in 1983. She has been married for 36 years to her husband Ed, and they live in Kingwood, TX with their Golden Retriever and three rescue cats. She and her husband love travelling, attending Houston teams’ sporting events, entertaining friends, and enjoying their beach home in Freeport, Texas.
Karen graduated Summa Cum Laude from the University of Houston with a BBA in Finance. She holds Series 7, 63, and 66 securities licenses as well as an Insurance license.
Born in Massachusetts, Karen moved to Texas in 1983. She has been married for 36 years to her husband Ed, and they live in Kingwood, TX with their Golden Retriever and three rescue cats. She and her husband love travelling, attending Houston teams’ sporting events, entertaining friends, and enjoying their beach home in Freeport, Texas.
Securities Agent: MD, AK, MS, MN, KS, HI, GA, CO, WI, RI, OR, NC, VA, PA, OK, NH, DE, CA, UT, NV, NJ, LA, IA, AR, MA, TX, IL, SC, NM, ME, KY, DC, WA, TN, MI, ID, VT, OH, NY, MT, MO, AZ, IN, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 1275597
NMLS#: 1275597
About Scott Ecklund
Securities Agent: NH, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1747301
NMLS#: 1747301
About Jacob Martinez
Securities Agent: AR, AZ, WV, WA, MS, LA, AL, NC, KS, CO, VA, TN, RI, NY, NJ, MI, AK, MN, IA, WI, HI, SC, PA, OR, OK, NV, NH, MT, ME, CA, NM, DC, FL, DE, VT, UT, TX, MO, MA, IN, IL, GA, OH, MD, ID; General Securities Representative; Investment Advisor Representative
NMLS#: 2562931
NMLS#: 2562931
About Joris Buffa
Joris Buffa joined Morgan Stanley in March 2020 as a Financial Planner. Prior to joining Morgan Stanley, Joris was an Investment Analyst Intern at a private investment company in the Dallas/ Fort Worth metroplex and focused on analysis of Private Equity and Commercial Real Estate investments.
Joris grew up in France in the Pyrenees Mountains where he competed in Giant Slalom and won his State Championship. He later competed in the National Championship in the French Alps. As a senior in high school, Joris was sponsored by the French Rotary International and studied abroad in San Antonio, TX for one year.
Joris earned the French Baccalauréat Général in Economics. He received his BS in Agricultural business with a minor in Economics from Texas A&M University and he received his MBA from Texas A&M in San Antonio with an emphasis in Macroeconomics and Sustainable Securities.
Joris is a member of the CFA Society of Houston. He is a CFA Charterholder.
Joris grew up in France in the Pyrenees Mountains where he competed in Giant Slalom and won his State Championship. He later competed in the National Championship in the French Alps. As a senior in high school, Joris was sponsored by the French Rotary International and studied abroad in San Antonio, TX for one year.
Joris earned the French Baccalauréat Général in Economics. He received his BS in Agricultural business with a minor in Economics from Texas A&M University and he received his MBA from Texas A&M in San Antonio with an emphasis in Macroeconomics and Sustainable Securities.
Joris is a member of the CFA Society of Houston. He is a CFA Charterholder.
Securities Agent: DC, AK, KY, ID, SC, NJ, MN, IA, WA, PA, AL, RI, NY, MT, MS, MI, IL, NM, NC, ME, KS, CO, AR, WY, VA, IN, HI, VT, OK, NV, UT, NE, MA, GA, FL, CT, TN, NH, MO, CA, AZ, WI, OR, OH, LA, DE, TX, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 2027089
NMLS#: 2027089
About Sergio Gumucio
Sergio focuses on portfolio performance reporting, as well as fund research, analysis and due diligence. He is committed to helping align the team’s investment recommendations with clients’ specific objectives and risk tolerance and adjusting their portfolios as their needs evolve. He applies his analytical skills to understand the complexities of various investment options to determine if or how they might align with each clients’ goals. Sergio particularly enjoys the research aspects of his role, which require him to remain current in his knowledge of market dynamics
Sergio graduated from Indiana University’s - Kelley School of Business with a B.S. in Finance. He began his career as a Pathways Intern at Morgan Stanley in 2022.
He later became a full time Branch Analyst in 2023 where he earned the SIE, Series 7 and 66 industry licenses
Sergio was born and raised in La Paz, Bolivia. In his free time, he enjoys strength training, running, tennis and traveling.
Sergio graduated from Indiana University’s - Kelley School of Business with a B.S. in Finance. He began his career as a Pathways Intern at Morgan Stanley in 2022.
He later became a full time Branch Analyst in 2023 where he earned the SIE, Series 7 and 66 industry licenses
Sergio was born and raised in La Paz, Bolivia. In his free time, he enjoys strength training, running, tennis and traveling.
Contact Jeffrey Ecklund
Contact Russell Martinez
Contact Robert Nelson Murray Jr
Contact Karen Jankowski
Contact Scott Ecklund
Contact Jacob Martinez
Contact Joris Buffa
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Ready to start a conversation? Contact The Coastal Legacy Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
