Theresa Chacopulos, CFP®, CIMA®
Senior Vice President, Wealth Management, Private Wealth Advisor
Phone:
(480) 922-7936(480) 922-7936
Morgan Stanley Private Wealth Management
The Chacopulos Group
Direct:
(480) 922-7936(480) 922-7936
Our Mission Statement
Our goal is to help you preserve and grow your financial, family and social capital, so that it may have the greatest positive impact for generations to come.
Welcome
Private Wealth Management is the boutique business within Morgan Stanley Wealth Management that is exclusively focused on Ultra-High-Net-Worth individuals, families and foundations. By providing advice founded on a culture of excellence and driven by global insight, Morgan Stanley PWM is devoted to helping clients preserve and grow their financial, familial, and social capital.We believe that wealth management plans are only truly successful when they reflect the values, concerns and aspirations of the families they support. We try to involve as many family members in our discovery and planning processes, and we pride ourselves on the fact that our average client relationship spans three generations.We foster long-term relationships with our clients, often working in close collaboration with their other advisors. Our goal is to create and implement comprehensive wealth management plans that address every aspect of their financial lives. Taking on the myriad changes of managing considerable wealth, we help our clients develop strategies to sustain the lifestyles they want to live and to support the people, institutions and causes that enrich their lives.
Capabilities
- Comprehensive Wealth Planning
- Family Governance & Wealth Education
- Pre-Liquidity Planning
- Investment Management
- Open-Architecture Platform
- Risk Management
- Philanthropy Management
- Sudden Wealth Financial Planning
- Lifestyle Advisory ServicesFootnote1
- Tax, Trust & Estate AdvisoryFootnote2
- Cash Management & LendingFootnote3
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $775 billion in AUM1
- Comprising 25% of the Barron’s Top 100 Financial Advisors list for 2023
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2023
Source: Barron's.com (April 2023) 2023 Barron's Top 100 Financial Advisors awarded in 2023. This ranking was determined based on an evaluation process conducted by Barron's during the period from Dec 2020 - Dec 2021. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Location
14850 N Scottsdale Rd
Suite 600
Scottsdale, AZ 85254
US
Direct:
(480) 922-7936(480) 922-7936
Meet The Chacopulos Group
Lindsey Martin
Vice President, Private Wealth Advisor, Financial Planning Specialist
Phone:
(480) 922-7937(480) 922-7937
About Theresa Chacopulos
Theresa E. Chacopulos, CFP®, CIMA®
Senior Vice President
Private Wealth Advisor
Drawing on four decades of experience in the financial services industry, Theresa Chacopulos provides outstanding service and thoughtful, proactive advice to her clients. Exceptionally well-versed in the complex financial challenges facing ultra high net worth families and individuals, Theresa works to create customized wealth management strategies that meet their needs and reflect their values and desires. Theresa fosters long-term relationships with her clients, often working in close collaboration with their other advisors.
Theresa has earned both CERTIFIED FINANCIAL PLANNER (CFP®) and Certified Investment Management Analyst (CIMA®) designations. Among her many accolades, she was named a Barron’s Magazine Top 100 Women Financial Advisor six times from 2006-2013. In 2014, she was named a Financial Times Top 400 Advisor. AZ Business Magazine nominated Theresa as one of the 50 Most Influential Women in Arizona Business, and Research Magazine inducted her into their Hall of Fame in 2011. She was named a Forbes Magazine Best-in-State Wealth Advisor from 2018-2025, and The Chacopulos Group was named a Forbes Best-In-State Wealth Management Team from 2024-2025.
Prior to joining Morgan Stanley, Theresa served as a senior financial advisor at Wells Fargo. She is a member of the Central Arizona Estate Planning Council, the Investment Management Consultants Association and the Financial Planning Association. Theresa also serves on the Arizona Community Foundation Professional Advisory Board.
Theresa.Chacopulos@morganstanleypwm.com
480.922.7936
Disclosures:
2006-2013 Barron's Top 100 Women Financial Advisors
Source: Barrons.com (Awarded June 2006-2013). Data compiled by Barron's based on 12-month period concluding in Mar of the year the award was issued.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2014) Data compiled by Financial Times based on time period from 9/30/12 - 9/30/13.
2018-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Senior Vice President
Private Wealth Advisor
Drawing on four decades of experience in the financial services industry, Theresa Chacopulos provides outstanding service and thoughtful, proactive advice to her clients. Exceptionally well-versed in the complex financial challenges facing ultra high net worth families and individuals, Theresa works to create customized wealth management strategies that meet their needs and reflect their values and desires. Theresa fosters long-term relationships with her clients, often working in close collaboration with their other advisors.
Theresa has earned both CERTIFIED FINANCIAL PLANNER (CFP®) and Certified Investment Management Analyst (CIMA®) designations. Among her many accolades, she was named a Barron’s Magazine Top 100 Women Financial Advisor six times from 2006-2013. In 2014, she was named a Financial Times Top 400 Advisor. AZ Business Magazine nominated Theresa as one of the 50 Most Influential Women in Arizona Business, and Research Magazine inducted her into their Hall of Fame in 2011. She was named a Forbes Magazine Best-in-State Wealth Advisor from 2018-2025, and The Chacopulos Group was named a Forbes Best-In-State Wealth Management Team from 2024-2025.
Prior to joining Morgan Stanley, Theresa served as a senior financial advisor at Wells Fargo. She is a member of the Central Arizona Estate Planning Council, the Investment Management Consultants Association and the Financial Planning Association. Theresa also serves on the Arizona Community Foundation Professional Advisory Board.
Theresa.Chacopulos@morganstanleypwm.com
480.922.7936
Disclosures:
2006-2013 Barron's Top 100 Women Financial Advisors
Source: Barrons.com (Awarded June 2006-2013). Data compiled by Barron's based on 12-month period concluding in Mar of the year the award was issued.
Financial Times 400 Top Financial Advisors
Source: ft.com (Awarded Mar 2014) Data compiled by Financial Times based on time period from 9/30/12 - 9/30/13.
2018-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: DE, OK, NE, CO, WA, TX, MI, WY, UT, PA, MN, MA, GA, NC, MT, IA, NY, OH, TN, NV, IL, CA, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1279115
CA Insurance License #: 0H32993
NMLS#: 1279115
CA Insurance License #: 0H32993
About Lindsey Martin
Lindsey M. Martin
Vice President
Private Wealth Advisor
Financial Planning Specialist
Lindsey Martin has worked in the financial services industry since 2004, assisting ultra high net worth families and individuals in the development and implementation of comprehensive wealth management plans. Lindsey focuses on facilitating the Wealth Planning experience, serving as a conduit between the team’s clients and the global resources of Morgan Stanley. She comes to Morgan Stanley Private Wealth Management from Wells Fargo, where she also worked alongside Theresa Chacopulos.
Lindsey graduated from Arizona State University with a B.S. in Finance. She holds the Series 7, 66 and insurance licenses.
The Chacopulos Group was named a Forbes Best-In-State Wealth Management Team from 2024-2025.
Lindsey.Martin@morganstanleypwm.com
480.922.7937
Vice President
Private Wealth Advisor
Financial Planning Specialist
Lindsey Martin has worked in the financial services industry since 2004, assisting ultra high net worth families and individuals in the development and implementation of comprehensive wealth management plans. Lindsey focuses on facilitating the Wealth Planning experience, serving as a conduit between the team’s clients and the global resources of Morgan Stanley. She comes to Morgan Stanley Private Wealth Management from Wells Fargo, where she also worked alongside Theresa Chacopulos.
Lindsey graduated from Arizona State University with a B.S. in Finance. She holds the Series 7, 66 and insurance licenses.
The Chacopulos Group was named a Forbes Best-In-State Wealth Management Team from 2024-2025.
Lindsey.Martin@morganstanleypwm.com
480.922.7937
Securities Agent: WY, UT, NE, CO, NC, WA, PA, DE, AZ, CA, IL, TX, TN, OK, OH, MN, MI, NY, GA, MA, OR, HI, NV, MT, IA; General Securities Representative; Investment Advisor Representative
NMLS#: 1301171
CA Insurance License #: 0H31820
NMLS#: 1301171
CA Insurance License #: 0H31820
Contact Theresa Chacopulos
Contact Lindsey Martin
Wealth Management
Global Investment Office
Portfolio Insights
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
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Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Establishing Authority in a Family Enterprise
Article Image
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
1Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
2Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 6295606 (3/2024)
