Steve J. Malouf
Senior Vice President, Financial Advisor, Senior Portfolio Management Director
Phone:
(805) 494-0277(805) 494-0277
The Centerfield Group at Morgan Stanley
Direct:
(805) 494-0228(805) 494-0228
Our Mission Statement
Our mission is to provide clients a holistic, unique and comprehensive experience all while meeting their financial goals. We do this by our commitment to earning their trust and loyalty while keeping them at the center of all of our decisions.
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Whether you’re planning for retirement, building wealth, preparing for a liquidity event, or navigating life transitions, our role is to provide clear guidance, disciplined strategy, and ongoing accountability. Below is our six step process.
- eAuthorizations – A streamlined way to approve eligible transactions with a single click in Morgan Stanley Online or the Morgan Stanley Mobile App.
- eDelivery – Helps reduce paper mail and may enhance privacy by limiting the amount of sensitive information sent via postal delivery.
- Everyday money management – Options to manage routine finances, such as paying bills online, sending money, depositing checks, and transferring funds.
MSO
Morgan Stanley Online (MSO) offers a range of tools beyond simply viewing your account balances and transaction history. Consider taking advantage of the following features:
Total Wealth View
Total Wealth View enables you to securely connect and view eligible account information held at other financial institutions within your Morgan Stanley Online profile or the Morgan Stanley Mobile App.
By bringing your assets together in one place, we can provide guidance on your Morgan Stanley accounts with a more complete understanding of your overall financial situation.
With Total Wealth View, clients can round out their financial picture, supporting more informed wealth planning, secure access to their information, and convenient connectivity.
Cybersecurity Resources
Safeguarding your online security is a top priority at Morgan Stanley. We use a proactive, multilayered approach to protect our systems and continuously monitor the evolving threat landscape to help identify risks early and respond quickly when issues arise.
Digital Vault
Digital Vault provides a secure, centralized place to store, organize, and access important financial documents within your Morgan Stanley Online profile or the Morgan Stanley Mobile App.
Having key documents available in one location can help streamline day to day account servicing and support more effective wealth planning by making it easier to reference and share information when needed.
Using Digital Vault helps clients keep sensitive information protected with secure access controls, while offering convenient, anytime connectivity to important records.
Planning built around the areas that matter most.
Our team focuses on a set of core planning pillars designed to support your goals across different stages of life. We collaborate with you and, when appropriate, your other advisors to help you prioritize decisions, stay organized, and adjust your approach as circumstances change.
Retirement
We help clients translate retirement goals into an actionable plan that can evolve over time. Our role is to bring structure to key decisions such as defining priorities, evaluating available resources, and aligning savings and investment approaches with an appropriate time horizon and risk profile. We also help clients revisit the plan as life changes, markets shift, or retirement timing becomes clearer, so the strategy remains grounded in their objectives.
Estate Planning
We support the estate planning process by helping clients organize and coordinate the financial components that often connect to legal documents prepared by an attorney. This typically includes reviewing account registration and titling, beneficiary designations, and how different assets may be positioned to align with stated wishes. We also encourage periodic reviews, especially after major life events, and can help facilitate coordination across a client's outside professionals when appropriate.
Portfolio Management
We build and manage portfolios with the objective of staying aligned to a client's goals, liquidity needs, and comfort with market risk. Our work often includes setting an investment approach, maintaining diversification, monitoring for unintended concentration, and making adjustments as circumstances or markets evolve. We also help clients understand how different accounts and strategies fit together, so the portfolio supports both near-term needs and longer-term priorities.
Risk Management
We help clients identify potential risks that could impact their broader financial strategy, including market-related risks and planning risks tied to changing income needs, health events, or other unexpected developments. We then discuss practical ways to address those risks, which may include diversification, maintaining appropriate liquidity, and evaluating protection strategies such as insurance coverage. Our goal is to help clients understand trade-offs and make informed decisions within the context of their overall plan.
Build a retirement strategy designed around your life, today and tomorrow.
Retirement planning is more than choosing investments. It is about aligning your priorities and resources into a clear approach that can adapt over time. We can work with you to clarify what retirement looks like for you, assess key considerations that may influence your timeline, and develop a strategy that balances long-term goals with risk management. Along the way, we can help you think through decisions such as when to retire, how to access different accounts, and how various income sources may fit together so you can move forward with greater clarity.
What Kind of Retiree Do You Want to Be?
Everyone has a different idea of their dream retirement. Whatever you envision, it’s essential to plan ahead so that your nest egg will last.
Learn More
Creating Your Retirement Blueprint
Retirement means something different to everyone. Whether you want to see the world, spend time with family, pursue a new passion, or even continue working, it’s a time to focus on the things that matter most to you. But, as with most major milestones, achieving a specific vision for retirement takes some forethought and discipline.
Learn More
Are You Prepared for Retired Life?
Your retirement has the potential to be the most fulfilling period of your life–but you need to have a plan for your time as well as your finances.
Learn More
A Simple Six-Step Retirement Checkup
Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.
Learn More
Building Your Retirement Plan: A Framework
In the years approaching retirement, you should be thinking about whether your current plan puts you in the best position to achieve the lifestyle you envision for your golden years.
Learn MoreLocation
2829 Townsgate Rd
Ste 200
Westlake Village, CA 91361
US
Direct:
(805) 494-0228(805) 494-0228
2141 Rosecrans Ave
Ste 3100
El Segundo, CA 90245
US
Direct:
(310) 297-3718(310) 297-3718
Meet The Centerfield Group
Senior Vice President, Wealth Advisor, Senior Investment Management Consultant
Phone:
(805) 374-8131(805) 374-8131
Phone:
(310) 297-3718(310) 297-3718
Beth Toscan
Client Service Associate
Phone:
(805) 494-0228(805) 494-0228
Dixie Yeck
Client Service Associate
Phone:
(310) 297-3703(310) 297-3703
About Steve J. Malouf
Senior Vice President | Senior Portfolio Management Director | Financial Advisor
Since 1988, Steve Malouf has helped clients translate complex financial questions into clear next steps.
Before becoming a financial advisor, Steve worked as a CPA for KPMG Peat Marwick, San Francisco, where his work focused on financial statement audits, analysis, and SEC-related investment banking activities.
Steve began his advisory career with Dean Witter, Beverly Hills where he served for a period as Assistant Manager. He has been based in Westlake Village since 2007, working primarily with high net-worth individuals, pre-retirees, retirees and charitable organizations
Steve takes a complete financial planning approach that considers cash flow, asset allocation, tax strategy and estate planning. He strives to build long-term relationships grounded in straightforward communication and informed guidance.
He earned a double major from the University of California, Santa Barbara in Business Economics, Accounting and Communication Studies.
Outside the office, he enjoys time with his two daughters and large extended family. Additional interests include traveling, skiing, and following baseball, college sports and lacrosse.
Since 1988, Steve Malouf has helped clients translate complex financial questions into clear next steps.
Before becoming a financial advisor, Steve worked as a CPA for KPMG Peat Marwick, San Francisco, where his work focused on financial statement audits, analysis, and SEC-related investment banking activities.
Steve began his advisory career with Dean Witter, Beverly Hills where he served for a period as Assistant Manager. He has been based in Westlake Village since 2007, working primarily with high net-worth individuals, pre-retirees, retirees and charitable organizations
Steve takes a complete financial planning approach that considers cash flow, asset allocation, tax strategy and estate planning. He strives to build long-term relationships grounded in straightforward communication and informed guidance.
He earned a double major from the University of California, Santa Barbara in Business Economics, Accounting and Communication Studies.
Outside the office, he enjoys time with his two daughters and large extended family. Additional interests include traveling, skiing, and following baseball, college sports and lacrosse.
Securities Agent: NC, MI, AR, NH, WV, NV, IA, CO, TN, MO, DE, CA, OK, HI, UT, NY, NM, CT, OR, NE, MT, IL, FL, AZ, WA, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1294025
NMLS#: 1294025
About Daryl Kibota
For more than four decades, Daryl Kibota has guided individuals, families and foundations with thoughtful, customized planning. He began his career in 1985 at Dean Witter Reynolds and continues to serve clients at Morgan Stanley today. Daryl relies on a disciplined, common-sense process designed to limit the influence of emotion on investment decisions. Each relationship starts with an in-depth discovery, leading to a comprehensive, tax-aware strategy built on broad diversification and strategic asset allocation.
Daryl’s practice places special attention on Baby Boomers who want to sustain their lifestyle throughout retirement. Clients value his attentive listening and his ability to explain complex topics in clear, straightforward terms. Regular reviews offer opportunities to revisit objectives and discuss fresh ideas as markets and personal circumstances evolve.
During his career, Daryl has also held leadership roles as an Area Sales Manager and as a Branch Manager in Ventura and Manhattan Beach, California. He earned a Bachelor of Science in Finance from California State University, Long Beach, and holds the Certified Financial Planner™ and Certified Investment Management Analyst® designations. Active in the community, he previously served on the board of directors for The Arc of Ventura County. Away from the office, Daryl enjoys time with family and exploring Southern California’s coastal communities.
Daryl’s practice places special attention on Baby Boomers who want to sustain their lifestyle throughout retirement. Clients value his attentive listening and his ability to explain complex topics in clear, straightforward terms. Regular reviews offer opportunities to revisit objectives and discuss fresh ideas as markets and personal circumstances evolve.
During his career, Daryl has also held leadership roles as an Area Sales Manager and as a Branch Manager in Ventura and Manhattan Beach, California. He earned a Bachelor of Science in Finance from California State University, Long Beach, and holds the Certified Financial Planner™ and Certified Investment Management Analyst® designations. Active in the community, he previously served on the board of directors for The Arc of Ventura County. Away from the office, Daryl enjoys time with family and exploring Southern California’s coastal communities.
Securities Agent: OR, CO, TX, WA, MT, RI, CA, VA, IA, AR, NV, NM, MO, MI, KS, IL, FL, NY, NH, MD, HI, TN, AZ, ID, CT, NC; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1141639
CA Insurance License #: 0A61811
NMLS#: 1141639
CA Insurance License #: 0A61811
About Michael Wilhite
Michael Wilhite has served clients as a Financial Advisor with Morgan Stanley for 20 years. His designation as Financial Planning Specialist allows Michael to formulate creative plans to help his clients meet their financial goals.
After graduating from Loyola Marymount University and attending a Semester at Sea, Michael considers himself lucky to have found a career helping clients invest their life’s savings. He takes the responsibility very seriously as he continues to seek better ways to help his clients.
Michael believes in a balanced life and strives to make his community a better place for all. He serves on the board of directors for the Loyola Marymount University Alumni and is involved with the Richstone Family Center.
Michael enjoys spending time with his wife, daughter, dog and his brothers/parents in his free time. Travel is also a big part of his life.
After graduating from Loyola Marymount University and attending a Semester at Sea, Michael considers himself lucky to have found a career helping clients invest their life’s savings. He takes the responsibility very seriously as he continues to seek better ways to help his clients.
Michael believes in a balanced life and strives to make his community a better place for all. He serves on the board of directors for the Loyola Marymount University Alumni and is involved with the Richstone Family Center.
Michael enjoys spending time with his wife, daughter, dog and his brothers/parents in his free time. Travel is also a big part of his life.
Securities Agent: IA, FL, AR, CA, MO, AZ, TX, MT, SC, WA, CT, NY, IL, CO, NM, NH, OR, NV; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288167
NMLS#: 1288167
About Beth Toscan
Beth Toscan joined Morgan Stanley’s The Centerfield Group in May 2022. As a Registered Client Service Associate, she brings more than 17 years of experience in wealth management.
Beth earned a Bachelor’s degree in Business Administration from California Lutheran University in Thousand Oaks, California. She began her career in 2001 with Smith Barney in Santa Barbara as a Senior Operations Associate. After a brief hiatus to complete massage therapy school, she rejoined the firm in 2012 and went on to hold a variety of roles, including a move to Salt Lake City, Utah, where she obtained her Series 7, 63, and 65 licenses. She returned to Santa Barbara in 2018.
Since joining The Centerfield Group, Beth has obtained her insurance license and earned the Certification for Long-Term Care (CLTC®) and Qualified Plan Financial Consultant (QPFC) designations. Her strong interest in retirement and estate planning continues to motivate her professional development and her commitment to helping clients pursue their goals.
Originally from Santa Barbara, Beth now resides in Thousand Oaks, which allows her to stay closely connected with family and friends. Outside of the office, she enjoys quilting, reality television, reading, watching hockey, and pet sitting for friends.
Beth earned a Bachelor’s degree in Business Administration from California Lutheran University in Thousand Oaks, California. She began her career in 2001 with Smith Barney in Santa Barbara as a Senior Operations Associate. After a brief hiatus to complete massage therapy school, she rejoined the firm in 2012 and went on to hold a variety of roles, including a move to Salt Lake City, Utah, where she obtained her Series 7, 63, and 65 licenses. She returned to Santa Barbara in 2018.
Since joining The Centerfield Group, Beth has obtained her insurance license and earned the Certification for Long-Term Care (CLTC®) and Qualified Plan Financial Consultant (QPFC) designations. Her strong interest in retirement and estate planning continues to motivate her professional development and her commitment to helping clients pursue their goals.
Originally from Santa Barbara, Beth now resides in Thousand Oaks, which allows her to stay closely connected with family and friends. Outside of the office, she enjoys quilting, reality television, reading, watching hockey, and pet sitting for friends.
About Dixie Yeck
Dixie Yeck is a Portfolio Associate with nearly two decades of experience in the financial services industry. She is passionate about providing exceptional service and seamless support, ensuring that clients have an outstanding experience every step of the way.
Actively involved her community, she serves on the RCOA Board of Directors and for the past 15 years, as a Project Leader in the Palos Verdes Peninsula 4-H.
Dixie is an avid equestrian, teaches sailing, and actively competes in local and offshore yacht racing.
Actively involved her community, she serves on the RCOA Board of Directors and for the past 15 years, as a Project Leader in the Palos Verdes Peninsula 4-H.
Dixie is an avid equestrian, teaches sailing, and actively competes in local and offshore yacht racing.
Contact Steve J. Malouf
Contact Daryl Kibota
Contact Michael Wilhite
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Centerfield Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)