Morgan Stanley Private Wealth Management
The Catena Group
Direct:
(239) 986-2110(239) 986-2110
Our Mission Statement
Fully customized solutions
to help highly affluent clients
pursue personally enriching goals.
to help highly affluent clients
pursue personally enriching goals.
Our Story and Services
At the Catena Group, we are a well-coordinated team of investing, wealth planning and client service professionals who serve a select clientele of high-achieving individuals and families, their foundations, and their business entities. By focusing all of our attention on relatively few relationships, we are able to serve as the close family advisors our clients rely upon for thoughtful advice, attentive service and guided access to world-class resources. Our goal is to create and maintain highly customized solutions to help our clients address the multifaceted challenges of managing generational wealth, leaving them free to focus on the people, causes and institutions that add joy and meaning to their lives.
Led by Larry Catena, a Private Wealth Advisor who has guided affluent families through multiple market cycles for 30 years, our team has the experience, commitment and specialized resources to help you address your most sophisticated financial challenges. We look forward to learning about you and your hopes for your family, your business and your community. To begin that conversation, please contact us.
Thanks to the trust his clients have placed in him, Larry Catena has been ranked as one of Barron’s Top 1,200 Financial Advisors in the U.S. from 2015 to 2021.
Named to Barron's Top 1200 Advisors from 2015-2021
2015-2021 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (2015-2021). Barron's Top 1,200 Financial Advisors: State-by-State ranking awarded in 2015-2021. Each ranking was determined based on an evaluation process conducted by Barron's which concluded in September of the previous year the award was issued having commenced in September of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
©2022 Morgan Stanley Smith Barney LLC. Member SIPC
Led by Larry Catena, a Private Wealth Advisor who has guided affluent families through multiple market cycles for 30 years, our team has the experience, commitment and specialized resources to help you address your most sophisticated financial challenges. We look forward to learning about you and your hopes for your family, your business and your community. To begin that conversation, please contact us.
Thanks to the trust his clients have placed in him, Larry Catena has been ranked as one of Barron’s Top 1,200 Financial Advisors in the U.S. from 2015 to 2021.
Named to Barron's Top 1200 Advisors from 2015-2021
2015-2021 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (2015-2021). Barron's Top 1,200 Financial Advisors: State-by-State ranking awarded in 2015-2021. Each ranking was determined based on an evaluation process conducted by Barron's which concluded in September of the previous year the award was issued having commenced in September of the year before that. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
©2022 Morgan Stanley Smith Barney LLC. Member SIPC
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 350 teams1 specialized in assisting individuals and families with $20MM+ in investable assets
- Over $980 billion in AUM1
- Comprising 23% of the Barron’s Top 250 Private Wealth Management Teams for 2024
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, December, 2024
Source: Barron's.com (May 2024) 2024 Barron's Top 250 Private Wealth Management Teams awarded in 2024. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases. The rankings are meant as a starting point for clients looking for an advisor—a first-pass vetting that can help investors narrow a search. Every advisor will have his or her own approach to investing, financial planning, and other services. Clients are encouraged to approach a search for an advisor the way they would a search for a doctor—interviewing multiple professionals and getting opinions from multiple third parties. Rankings are based on the opinions of Barron's and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Location
8889 Pelican Bay Blvd
Ste 300
Naples, FL 34108
US
Direct:
(239) 986-2110(239) 986-2110
340 Mount Kemble Avenue
Morristown, NJ 07960
US
Direct:
(973) 236-3683(973) 236-3683
Meet The Catena Group
Phone:
(973) 236-3683(973) 236-3683
Eric Berman, CFP®, CRPC®
Vice President, Private Wealth Advisor
Phone:
(239) 449-7807(239) 449-7807
Diane Woods
Senior Registered Associate
Phone:
(973) 236-3684(973) 236-3684
Catherine D'Agati
PWM Wealth Management Associate, Financial Planning Specialist
Phone:
(973) 236-3685(973) 236-3685
Sandra Swain
Senior Registered Associate, Financial Planning Specialist
Phone:
(973) 236-3687(973) 236-3687
About Lawrence W Catena
Drawing on three decades of experience, I create highly customized wealth management solutions for an elite clientele of accomplished entrepreneurs and executives, as well as their families, businesses and foundations. By focusing all of our attention on a limited number of relationships, my team and I can deliver a superior level of service and develop a nuanced understanding of each client’s unique needs. Combining our own talents and training with the vast resources of a global financial leader, we can then craft highly customized and truly comprehensive plans designed to achieve their precise objectives. Rooted in investment strategy, these plans encompass every aspect of our clients’ financial lives, from lending to life insurance to sophisticated wealth transfer strategies.
I began my career at Merrill Lynch in 1990 after graduating from Montclair State University. At Merrill, I underwent the rigorous training and gained the extensive experience needed to become a Private Wealth Advisor and Personal Investment Advisor. I moved my team to Morgan Stanley in 2020 to avail my clients of the resources of what I believe to be the world’s preeminent wealth management firm.
Larry and his wife of more than 30 years have three adult children. Originally from New Jersey, the Catenas reside in Naples, Florida.
I began my career at Merrill Lynch in 1990 after graduating from Montclair State University. At Merrill, I underwent the rigorous training and gained the extensive experience needed to become a Private Wealth Advisor and Personal Investment Advisor. I moved my team to Morgan Stanley in 2020 to avail my clients of the resources of what I believe to be the world’s preeminent wealth management firm.
Larry and his wife of more than 30 years have three adult children. Originally from New Jersey, the Catenas reside in Naples, Florida.
Securities Agent: VT, WA, WI, TX, MT, AZ, MA, DC, MI, IL, NC, GA, CT, UT, NM, DE, CO, SC, OH, NJ, NE, MN, ID, CA, AL, VA, PA, NY, MD, KY, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 536386
CA Insurance License #: 4153644
NMLS#: 536386
CA Insurance License #: 4153644
About Erik Beiermeister
Leveraging over two decades of wealth management experience and extensive professional training, I craft highly customized wealth management plans for an exceptional clientele of high net worth and ultra high net worth families. My goal is to help each of the families we serve move confidently toward their most important goals, providing the advice, experience and specialized resources they need to make well-informed financial decisions and put them into action. I also work with a select group of privately held companies, focusing on corporate retirement plans.
I earned my bachelor’s degree in mechanical engineering from the University of Massachusetts, Amherst. After working in the aerospace industry for several years, I began my financial services industry career at Merrill Lynch Wealth Management in 2001. Seeking to continually expand the scope and quality of advice I can offer my clients, I have earned multiple professional designations, including the CERTIFIED FINANCIAL PLANNER™ certification.
I earned my bachelor’s degree in mechanical engineering from the University of Massachusetts, Amherst. After working in the aerospace industry for several years, I began my financial services industry career at Merrill Lynch Wealth Management in 2001. Seeking to continually expand the scope and quality of advice I can offer my clients, I have earned multiple professional designations, including the CERTIFIED FINANCIAL PLANNER™ certification.
Securities Agent: GA, KY, MN, DC, CA, VA, SC, MI, FL, TX, NY, MT, MD, MA, DE, CO, UT, NC, VT, NM, CT, WA, OH, NJ, AZ, PA, ID, AL, NE, IL, WI; General Securities Representative; Investment Advisor Representative
NMLS#: 536370
NMLS#: 536370
About Eric Berman
Eric is a CERTIFIED FINANCIAL PLANNER™ who helps high net worth individuals and their families develop tailored financial strategies specific to their unique goals and circumstances. Eric is focused on a holistic approach around accumulation, preservation, and distribution of wealth. Eric takes a highly personalized approach to his work with his select clients to create customized wealth strategies which include disciplined investment management, cash flow planning, estate and insurance planning services, legacy formation & transfer, education planning, and all types of lending options.
Eric came to Morgan Stanley in 2021 after spending 8 years at Merrill Lynch Wealth Management. He also holds his Series 7, Series 63 and Series 66 FINRA Registrations, as well as Life and Health Insurance licenses. Eric earned his undergraduate degree from Bucknell University and holds the CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc. Eric, his wife, son and daughter, are NJ natives, currently residing in Naples, FL. Eric enjoys traveling, golfing, and skiing.
Eric came to Morgan Stanley in 2021 after spending 8 years at Merrill Lynch Wealth Management. He also holds his Series 7, Series 63 and Series 66 FINRA Registrations, as well as Life and Health Insurance licenses. Eric earned his undergraduate degree from Bucknell University and holds the CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc. Eric, his wife, son and daughter, are NJ natives, currently residing in Naples, FL. Eric enjoys traveling, golfing, and skiing.
Securities Agent: GA, CT, AZ, VA, LA, VT, OH, RI, PA, NE, MT, MN, CA, WA, TX, SC, NV, AL, NC, MA, FL, WI, NJ, NY, KY, DC, CO, AR, UT, MO, IL, DE, OK, MI, MD, ID, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 1123710
NMLS#: 1123710
About Diane Woods
Diane is an industry veteran, spending her entire career in Wealth Management Services. On a daily basis, she provides a wide range of client service support. Diane's primary responsibilities include handling all administrative and client relationship issues, portfolio trading and serves as a client liaison for other team members. Diane launched her career at Merrill Lynch over 30 years ago and moved to Morgan Stanley with the Catena Group in 2020.
Diane lives in Jefferson, New Jersey.
Diane lives in Jefferson, New Jersey.
About Catherine D'Agati
Cathy is responsible for The Catena Group's commitment to superior client service. Highly detailed oriented, she is dedicated to working closely with families and individuals who have complex needs and unique circumstances. Some of her primary responsibilities include leading the client onboarding process, implementing the team's portfolio strategies, preparing client portfolio reports and overseeing lending management for clients. Cathy began her career at Merrill Lynch in 1993 and joined The Catena Group in 1996, then moved with the team to Morgan Stanley in 2020.
Cathy earned a bachelors degree in Finance from William Paterson University. Cathy lives in Wayne, New Jersey with her husband Eric and two sons.
Cathy earned a bachelors degree in Finance from William Paterson University. Cathy lives in Wayne, New Jersey with her husband Eric and two sons.
About Sandra Swain
In 1995 Sandy began her career in the financial services industry. She joined the Catena Group at Merrill Lynch in 2006 and moved to Morgan Stanley with the team in 2020. Sandy handles all administrative and account needs including preparing client portfolio reports, client requests and portfolio trading.
Sandy graduated from Rutgers University and lives in Boonton Township with her husband and two daughters.
Sandy graduated from Rutgers University and lives in Boonton Township with her husband and two daughters.
Contact Lawrence W Catena
Contact Erik Beiermeister
Contact Eric Berman
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Stacey Herring
Private Banker
About Stacey Herring
Stacey Herring is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education
Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy,dedication, and commitment to children’s causes.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Stacey began her career in financial services in 1994, and joined Morgan Stanley in 2014. Prior to joining the firm, she was a Mortgage Sales Manager at SunTrust Bank and a Senior Mortgage Loan Officer for over 17 years at Fifth Third Bank. Stacey is a graduate of Florida State University, where she received a Bachelor of Science in Business Marketing and a Minor in Communications.
Stacey currently serves on the Women’s Foundation of Collier County Board of Directors, as well as Junior Achievement of SWFL’s Advisory Board. In addition, Stacey has chaired many community endeavors, serving Naples Community Hospital, PACE Center for Girls of Collier County, and Youth Haven. She is a graduate of the Naples Chamber of Commerce’s Leadership Collier program, awarded Gulfshore Business Magazine’s “40 Under 40 Award”, and in 2013 was awarded the Glass Slipper Award by The Education
Foundation, Champions for Learning. In 2014, Stacey was named a Woman of Initiative by the Community Foundation of Collier County for her philanthropy,dedication, and commitment to children’s causes.
NMLS#: 434321
Private Wealth Management
Professional Insights
On the Markets
Wealth Management
Global Investment Office
Portfolio Insights
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Funding Climate Action: Pathways for Philanthropy
Article Image
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
LISTEN | Passion Assets: Investing in Art
Article Image
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
2Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
1Morgan Stanley Smith Barney LLC (the “Firm”) and its affiliates do not currently offer the services provided by this Service Provider(s). The Service Provider(s) is not an affiliate of the Firm. Any review of the Service Provider(s) performed by the Firm was based on information from sources that we believe are reliable but we cannot guarantee its accuracy or completeness. This referral should in no way be considered to be a solicitation by the Firm for business on behalf of the Service Provider(s). The Firm makes no representations regarding the appropriate or otherwise of the products or services provided by the Service Provider(s). There may be additional service providers for comparative purposes. If you choose to contact the Service Provider(s), do thorough due diligence, and make your own independent decision.
2Tailored Lending is a loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. A Tailored Lending credit facility may be a committed or demand loan/line of credit. All Tailored Lending loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Tailored Lending loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from a Tailored Lending loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures
CRC 4237142 (02/2025)
