Kristen Yablonsky, CRPC®
Senior Vice President, Financial Advisor, Senior Portfolio Manager, Alternative Investments Director, Workplace Advisor – Equity Compensation
Phone:
(919) 881-2252(919) 881-2252
The Capitol Group at Morgan Stanley
Direct:
(919) 788-1120(919) 788-1120
Toll-Free:
(800) 745-7747(800) 745-7747
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story
With over a combined 245 years of industry experience, The Capitol Group at Morgan Stanley has the scope and experience to deliver an exceptional comprehensive wealth management experience to our clients.
Whether your priority is achieving financial independence, maintaining your standard of living in retirement, or leaving a legacy to the next generation, we work with you to develop and implement a customized plan to help achieve your specific goals. The Capitol Group is dedicated to the core tenet that risk management is the cornerstone of our investment process and actively manages investment portfolios to align with the specific risk profiles of all our unique clients.
The Capitol Group utilizes both comprehensive public investment strategies as well as access to Morgan Stanley’s industry leading alternative investments platform to deliver a genuinely diversified portfolio. These customized portfolios of alternative investments complement our traditional public market strategies specifically for qualified investors that have more complex financial needs. We provide access to the resources of Morgan Stanley for capital expansion and succession planning for business owners who are seeking to sell or expand their business. The Capitol Group also has a distinct insight working with professional baseball players and their families as they navigate the intricacies of what it means to play baseball at the highest level.
Whether your priority is achieving financial independence, maintaining your standard of living in retirement, or leaving a legacy to the next generation, we work with you to develop and implement a customized plan to help achieve your specific goals. The Capitol Group is dedicated to the core tenet that risk management is the cornerstone of our investment process and actively manages investment portfolios to align with the specific risk profiles of all our unique clients.
The Capitol Group utilizes both comprehensive public investment strategies as well as access to Morgan Stanley’s industry leading alternative investments platform to deliver a genuinely diversified portfolio. These customized portfolios of alternative investments complement our traditional public market strategies specifically for qualified investors that have more complex financial needs. We provide access to the resources of Morgan Stanley for capital expansion and succession planning for business owners who are seeking to sell or expand their business. The Capitol Group also has a distinct insight working with professional baseball players and their families as they navigate the intricacies of what it means to play baseball at the highest level.
Services Include
- Wealth ManagementFootnote1
- 401(k) Rollovers
- Alternative InvestmentsFootnote2
- Asset Management
- Business PlanningFootnote3
- Business Succession PlanningFootnote4
- Divorce Financial AnalysisFootnote5
- Endowments and FoundationsFootnote6
- Estate Planning StrategiesFootnote7
- Financial PlanningFootnote8
- Professional Portfolio ManagementFootnote9
- Qualified Retirement PlansFootnote10
- Retirement PlanningFootnote11
- Stock Option PlansFootnote12
- Structured ProductsFootnote13
- Trust Services*
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
As your dedicated wealth management team, The Capitol Group will tailor a personalized financial strategy that fits your needs. In our experience working with clients, we have developed a step-by-step approach to planning:
Discovery
We take the time to fully understand you and your family – whether you’re planning for retirement, purchasing a home, or living out your golden years – we consider virtually all of your challenges, goals, and aspirations when building your financial picture.
Forming Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to helping achieve your success.
Implementing Your Plan
We apply extensive research and analysis, and also utilize Morgan Stanley’s full suite of resources, to ensure swift decisive action in various market scenarios. Willard, a CFP®, Guy, a CFP®, and Kristen, a CRPC will provide the highest possible dedication and detail when creating your plan.
Measuring Your Success
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
Certified Financial Planner® (CFP®)
CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients' interests first.
Willard and Guy hold this designation.
Willard and Guy hold this designation.
Alternative Investments Director
The Alternative Investments Director certification is achieved through the Morgan Stanley Alternative Investments Director Program. It was developed for Financial Advisors and Private Wealth Advisors who meet the minimum criteria requirements and have significantly incorporated alternative investments into their practice.
The Capitol Group can provide clients with further guidance, insights and thought leadership about the alternative investments asset class and strategies provided by Morgan Stanley Wealth Management.
Louis and Kristen hold this designation.
The Capitol Group can provide clients with further guidance, insights and thought leadership about the alternative investments asset class and strategies provided by Morgan Stanley Wealth Management.
Louis and Kristen hold this designation.
Global Sports and Entertainment Associate
Morgan Stanley's Sports and Entertainment Associate are chosen for their advanced experience working within very specific fields, including yours.
They understand what it is like when drafted and landing that large signing bonus or getting that endorsement deal. They can help you craft innovative financial strategies that account for the unique challenges and dynamics of your career.
Elliot and Willard hold this designation.
They understand what it is like when drafted and landing that large signing bonus or getting that endorsement deal. They can help you craft innovative financial strategies that account for the unique challenges and dynamics of your career.
Elliot and Willard hold this designation.
Chartered Retirement Planning Counselor (CRPC®)
CRCP® professionals are distinguished financial advisors that have meet several qualifications, underwent hours of training and passed any related examinations to obtain this designation.
CRPC® professionals have proven themselves in many areas relating to retirement planning. You can expect a high standard of care when dealing with a CRPC®.
Kristen holds this designation.
CRPC® professionals have proven themselves in many areas relating to retirement planning. You can expect a high standard of care when dealing with a CRPC®.
Kristen holds this designation.
Location
3800 Glenwood Ave
Ste 500
Raleigh, NC 27612
US
Direct:
(919) 788-1120(919) 788-1120
Toll-Free:
(800) 745-7747(800) 745-7747
Meet The Capitol Group
Louis Popielarcheck
Senior Vice President, Financial Advisor, Portfolio Management Director, Alternative Investments Director, Workplace Advisor – Equity Compensation
Phone:
(919) 881-2250(919) 881-2250
John Stone
Senior Vice President, Financial Advisor, Portfolio Management Director, Workplace Advisor – Equity Compensation, Alternative Investments Director
Phone:
(919) 571-6183(919) 571-6183
Elliot Johnson
Financial Advisor, First Vice President, Global Sports and Entertainment Director, Financial Planning Specialist, Workplace Advisor - Equity Compensation
Phone:
(919) 785-7136(919) 785-7136
Gaurav Judge
Financial Advisor, Financial Planning Specialist, Associate Vice President, Wealth Management, Workplace Advisor - Equity Compensation
Phone:
(919) 877-2464(919) 877-2464
Kathleen Welte
Group Director, Financial Planning Associate, Vice President
Phone:
(919) 881-2255(919) 881-2255
Brian Tarrant
Portfolio Associate
Phone:
(919) 881-2254(919) 881-2254
Charlene Barker
Client Service Associate
Phone:
(919) 881-2253(919) 881-2253
Sonja Aarnink
Wealth Management Associate
Phone:
(910) 509-1109(910) 509-1109
About Kristen Yablonsky
Krissy is dedicated to helping her clients develop and implement a comprehensive wealth management plan based on their long-term goals and risk tolerance, working collaboratively with the team to bring an array of perspectives and knowledge. With experience in the financial services industry since 2001, she is passionate about empowering clients and their families to make informed, confident decisions about their financial futures.
Krissy joined Morgan Stanley in 2012. She began her career with UBS Financial Services in 2001 in Washington, D.C. From 2004 to 2012, she was a financial advisor at Wells Fargo Advisors. Krissy earned her Bachelor’s degree with honors from Wake Forest University. She has also holds a Chartered Retirement Planning CounselorSM designation from the College for Financial Planning.
Krissy and her husband live in Raleigh with their son and daughter and spend most of their free time as active supporters of both their schools, The Franciscan School, and The Catholic Community of Saint Francis in Raleigh as well as cheering on Alex and James as they play soccer and basketball.
Krissy joined Morgan Stanley in 2012. She began her career with UBS Financial Services in 2001 in Washington, D.C. From 2004 to 2012, she was a financial advisor at Wells Fargo Advisors. Krissy earned her Bachelor’s degree with honors from Wake Forest University. She has also holds a Chartered Retirement Planning CounselorSM designation from the College for Financial Planning.
Krissy and her husband live in Raleigh with their son and daughter and spend most of their free time as active supporters of both their schools, The Franciscan School, and The Catholic Community of Saint Francis in Raleigh as well as cheering on Alex and James as they play soccer and basketball.
Securities Agent: AR, MO, ME, MD, FL, WA, UT, NJ, GA, CO, TX, NC, PA, OH, VI, SC, KS, DE, CT, WV, MN, IL, NY, MS, MI, DC, AL, WI, VA, MA, KY, ID, TN, NM, CA, IN, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1347308
NMLS#: 1347308
About Louis Popielarcheck
Since 1991, Financial Advisor, Louis Popielarcheck Jr. has been working closely with clients and their families on their financial planning. Lou understands careful planning is a critical component of long-term financial success.
Lou has extensive experience in retirement planning. He leads The Capitol Group at Morgan Stanley’s efforts to help business owners develop, implement and maintain employee benefit plans. Lou also advises business owners on strategies for capital expansion as well as exit planning. Lastly, as an Alternative Investment Director Lou focuses on diversifying portfolios with alternative investments for high and ultra-high net worth individuals, where appropriate.
Lou has extensive experience in retirement planning. He leads The Capitol Group at Morgan Stanley’s efforts to help business owners develop, implement and maintain employee benefit plans. Lou also advises business owners on strategies for capital expansion as well as exit planning. Lastly, as an Alternative Investment Director Lou focuses on diversifying portfolios with alternative investments for high and ultra-high net worth individuals, where appropriate.
Securities Agent: PA, AL, NC, MN, MI, KS, IN, CO, WI, SC, MS, ME, VI, NJ, MO, DC, WA, NM, KY, IL, GA, FL, WV, TX, TN, MD, CA, OH, AZ, NY, MA, CT, VA, DE, AR, UT; General Securities Representative; Investment Advisor Representative
NMLS#: 1377868
NMLS#: 1377868
About John Stone
As the head of The Capitol Group investment committee, John Stone, Financial Advisor, builds and manages our core discretionary strategies for high net worth families, foundations and non-profits. He is dedicated to the core tenet that risk management is critical to our investment process and maintains investment portfolios that match the risk profiles of all clients, as determined from the stated objectives articulated in their financial plans. For qualified investors, John also creates custom private investment portfolios to complement traditional investments. He and Lou Popielarcheck, Financial Advisor, together advise business owners on strategies for capital expansion and exit planning.
John began his career in the financial industry with Morgan Stanley in 1997. He attended St. Andrews College and North Carolina State University.
John began his career in the financial industry with Morgan Stanley in 1997. He attended St. Andrews College and North Carolina State University.
Securities Agent: VA, AK, NM, NC, AR, TX, NJ, CT, WV, AL, MN, ME, TN, OH, GA, DC, WI, VI, UT, MD, AZ, WA, NY, MS, MI, KS, IL, MO, MA, KY, CO, PA, IN, FL, SC, DE, CA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1968226
NMLS#: 1968226
About Elliot Johnson
Elliot Johnson, Financial Advisor, focuses on the unique needs of professional athletes, specifically baseball players. Elliot played 14 years professionally and 5 seasons in the major leagues with the Rays, Royals, Braves and Indians. His first-hand experience of the complexities an athlete must maneuver leading up to draft day through retirement makes him a distinctive asset to The Capitol Group at Morgan Stanley. Elliot is experienced with MLB defined benefit plans and defined contribution plans.
Elliot began his career in financial services in 2016.
Elliot began his career in financial services in 2016.
Securities Agent: MO, MD, KS, TN, PA, ME, CO, UT, TX, OR, MI, GA, DC, AZ, AR, WV, DE, WA, OH, NC, MS, MN, IL, CT, AL, WI, VI, KY, CA, SC, NY, IN, FL, MA, VA, NM, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 1900211
NMLS#: 1900211
About Gaurav Judge
Possessing valuable experience in financial planning for the entire Morgan Stanley Atlantic Coast Market, Gaurav brings that experience to the Capitol Group with a focus on creating personalized financial plans in order to help clients achieve both their personal and financial goals. Gaurav also works extensively with the digital advances Morgan Stanley has to offer and utilizes these tools in an effort to further benefit The Capitol Group and their clients.
Raised in Cary North Carolina, Gaurav went to high school locally at Cary Academy then proceeded to earn his Bachelor’s degree from Wake Forest University before joining Morgan Stanley in 2017. When he is not meticulously combing through financial statements Gaurav enjoys playing golf, working out at the gym and spending time with family, friends and his dog Arya. Gaurav is also a member of Morgan Stanley's Diversity and Inclusion Counsel whose goal is to identify and implement ways to better support underrepresented Financial Advisors and Client Service Associates in the Atlantic Coast Market.
Raised in Cary North Carolina, Gaurav went to high school locally at Cary Academy then proceeded to earn his Bachelor’s degree from Wake Forest University before joining Morgan Stanley in 2017. When he is not meticulously combing through financial statements Gaurav enjoys playing golf, working out at the gym and spending time with family, friends and his dog Arya. Gaurav is also a member of Morgan Stanley's Diversity and Inclusion Counsel whose goal is to identify and implement ways to better support underrepresented Financial Advisors and Client Service Associates in the Atlantic Coast Market.
Securities Agent: TX, DE, WV, WI, PA, NC, MA, IN, CO, AZ, AR, VI, DC, CA, VA, MN, ME, MD, NM, MI, GA, FL, CT, SC, OH, WA, TN, MS, MO, KY, UT, NJ, KS, AL, NY, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1920559
NMLS#: 1920559
About Kathleen Welte
Kathleen Welte, Group Director, leads the client experience for the Capitol Group at Morgan Stanley. She maintains close contact with clients directly on service and operational requests to provide the highest level of timely client service. In addition, she works closely with the advisors on the operation and administration of the group’s practice.
Kathleen joined Morgan Stanley in 2011 and has a B.A. from North Carolina State University with a major in Business Administration and a minor in Finance.
Kathleen joined Morgan Stanley in 2011 and has a B.A. from North Carolina State University with a major in Business Administration and a minor in Finance.
About Brian Tarrant
Brian Tarrant, Portfolio Associate, leads The Capitol Group at Morgan Stanley in operational and trading management. He works with John Stone, Financial Advisor, and the Investment Committee on execution of trading strategies. His experience in the financial services industry in a variety of roles has given him the knowledge to serve our clients with exceptional service.
Brian began his career in the financial industry in 2001 and has been with Morgan Stanley since 2012. He has a degree from the University of NC at Wilmington.
Brian began his career in the financial industry in 2001 and has been with Morgan Stanley since 2012. He has a degree from the University of NC at Wilmington.
About Charlene Barker
Charlene Barker, Team Administrative Assistant, is committed to providing the highest level of customer service to all of our clients. She leads The Capitol Group at Morgan Stanley’s administrative efforts with over 22 years of experience in financial services.
Charlene began her career in financial services in 1997 with Wachovia and has been with Morgan Stanley since 2012.
Charlene began her career in financial services in 1997 with Wachovia and has been with Morgan Stanley since 2012.
About Sonja Aarnink
Sonja Aarnink, Wealth Management Associate, joined the Capitol Group in 2022, expanding our presence at the coast in our Wilmington office. Sonja brings over 34 years of financial experience to the Team, all of which have been with Morgan Stanley and its predecessor firms. Her breadth of knowledge and understanding of Firm resources are key in her dedication to providing clients with an exceptional experience.
Sonja attended the University of Oregon in Eugene, OR., Studying Earth Sciences.
Sonja attended the University of Oregon in Eugene, OR., Studying Earth Sciences.
Contact Kristen Yablonsky
Contact Louis Popielarcheck
Contact John Stone
Contact Elliot Johnson
Contact Gaurav Judge
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Kristina Shifflett
Private Banker
About Kristina Shifflett
Kristina Shifflett is a Private Banker serving Morgan Stanley Wealth Management offices in North Carolina and Virginia.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kristina began her career in financial services in 1995, and joined Morgan Stanley in 2005 as a Client Service Associate. Prior to joining the firm, she was an Operations Manager at Wachovia Securities.
Kristina lives in Raleigh, North Carolina with her dog Rosco. Outside of the office, she enjoys traveling, spending time with her children, puzzles, baking, gardening, and crafting.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Kristina began her career in financial services in 1995, and joined Morgan Stanley in 2005 as a Client Service Associate. Prior to joining the firm, she was an Operations Manager at Wachovia Securities.
Kristina lives in Raleigh, North Carolina with her dog Rosco. Outside of the office, she enjoys traveling, spending time with her children, puzzles, baking, gardening, and crafting.
NMLS#: 1709833
Private Bankers, Ultra High Net Worth (“UHNW”) Sales Specialists, Lending Advisors, Mortgage Consultants, Relationship Managers, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Ready to start a conversation? Contact The Capitol Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
13Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
8Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
9Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
13Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
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Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
