Nicholas S Grubb, CPWA®
Executive Director, Wealth Management, Financial Advisor, Family Wealth Director, Alternative Investments Director
Phone:
(301) 657-6335(301) 657-6335
The Bethesda Heritage Group at Morgan Stanley
Nicholas S Grubb, CPWA®J BrittLouis B LachterKevin Ebel, CFP®Anthony R Crisalli, CFP®Ramona HaiasDominic P. LoPiccoloPatrick Langevin
Direct:
(301) 657-6335(301) 657-6335
Toll-Free:
(866) 455-6622(866) 455-6622
Our Mission Statement
We serve as your personal financial stewards, delivering personalized service, trustworthy advice and quality investment management.
About Us
At The Bethesda Heritage Group, we are a team of seasoned advisors, whose diverse backgrounds, experience and skills reflect the unique financial circumstances of our clientele. We focus on what is most important to you and provide the sophisticated strategies and world-class resources needed to help you to make informed, confident decisions about your life, your family and your finances.
Working together, we develop a tailored strategy that lays out a clear path to your goals. Our disciplined process explores a broad range of topics that are likely to influence your future – from your family’s financial situation to career aspirations, from educational expenses to the retirement you envision. What we discover through this process becomes the foundation of a strategy that is based on who you are and where you want to go. Over time, we fine-tune your strategy to reflect new priorities in your life or changes in the marketplace.
As your team of advisors, we are committed to helping you navigate the distractions of challenging markets, executing and enhancing your strategy over time. Our approach emphasizes concierge service and close communication, so we always know what’s happening in your life, and you always know what’s happening with your wealth.
Working together, we develop a tailored strategy that lays out a clear path to your goals. Our disciplined process explores a broad range of topics that are likely to influence your future – from your family’s financial situation to career aspirations, from educational expenses to the retirement you envision. What we discover through this process becomes the foundation of a strategy that is based on who you are and where you want to go. Over time, we fine-tune your strategy to reflect new priorities in your life or changes in the marketplace.
As your team of advisors, we are committed to helping you navigate the distractions of challenging markets, executing and enhancing your strategy over time. Our approach emphasizes concierge service and close communication, so we always know what’s happening in your life, and you always know what’s happening with your wealth.
Services Include
- Executive Financial ServicesFootnote1
- Financial PlanningFootnote2
- Lending Products
- Life InsuranceFootnote3
- Municipal BondsFootnote4
- Wealth ManagementFootnote5
- 529 PlansFootnote6
- Alternative InvestmentsFootnote7
- Business Succession PlanningFootnote8
- Cash ManagementFootnote9
- Divorce Financial AnalysisFootnote10
- Endowments and FoundationsFootnote11
- Estate Planning StrategiesFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Preserving your family's heritage
As your wealth and your family have grown, the steps necessary to preserve your legacy have evolved. The most pressing questions you are now facing aren’t just about asset allocation, they’re also about family preparation.
FOR Overview
As your family grows and your wealth increases, you may face more subtle and profound wealth management issues. As the demands of your family grow and evolve, you will likely need professionals who have expanded capabilities.
Family Office Resources Overview
FOR Generalists
The Family Office Resources (FOR) Generalists help clients and Private Wealth Advisors curate and navigate resources so clients can make complicated decisions confidently.
Learn about FOR Generalists
Philanthropy Management
Philanthropy Management supports individuals, families, corporate and private foundations, and nonprofit
organizations by offering a suite of services to help define and realize clients’ charitable missions.
Learn Moreorganizations by offering a suite of services to help define and realize clients’ charitable missions.
Donor Advised Funds
A DAF is a charitable giving vehicle administered by a sponsoring organization to manage charitable donations on yours or your families behalf.
Learn More
Estate Planning Essentials: 7 Key Steps
Discussing the end of life and what happens to your assets is never an easy conversation to have, especially with family. But this type of planning is essential if you hope to ease what can be a difficult process for the people you love and to ensure that your wishes are respected.
Read Here
You've Been Named as Your Parent's Executor. Now What?
If you’ve been named the executor under your parent’s Last Will and Testament (the “Will”), it quickly becomes apparent that it’s a role with both emotional and administrative tasks.
Learn MoreEntrepreneurs & Executives
Business Financing & Planning
You have meaningful goals. Our Financial Advisors can help you reach them. We have worked with individuals, families, businesses and institutions—to deliver services and solutions that help build, preserve and manage wealth.
Learn More >
Business Succesion
We will help you make well-informed personal wealth management decisions at every stage of your company's development. Our goal is to provide you with the information, insight and resources needed to help you reach your personal and professional goals.
Learn More
Corporate Executives
As a senior executive, you have significant responsibilities to your customers, colleague, board of directors, shareholders and members of the communities in which you do business. Our group offers a combination of experience, knowledge and insight to address your financial needs and family goals.
Learn More >
Pre-Liquidity Planning
Liquidity events such as an initial public offering or a
merger or acquisition may provide income and estate
planning opportunities. Liquidity events also magnify the
need to put in place or update certain essential estate
planning documents.
Learn more >merger or acquisition may provide income and estate
planning opportunities. Liquidity events also magnify the
need to put in place or update certain essential estate
planning documents.
Retirement Solutions
For your employees, retirement is more than a date in the future – it’s a milestone that takes time, hard work and the right tools to achieve. Morgan Stanley at Work provides plan sponsors with a comprehensive suite of solutions and investment experience that helps your employees maximize their potential to reach their long-term goals.
Learn More >
Employee Stock & Stock Options
Executives today are increasingly compensated with stock or stock options. However, exercising stock options presents a number of difficult—and sometimes divergent—choices. Accordingly, it is critical that an executive understand the risk of investing financial assets and the potential reward of preferential income tax treatment.
Learn More >
Preparing for Life After Selling a Business
Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall by reading more below.
Learn More >
Financial Strategies for Growing Your Business
As a small-business owner, you're not alone. There are millions of entrepreneurs across the country traveling the same road as you each day. The small-business sector is enormous.
Learn More Here >Digital Tools & Resources
We are here to help you navigate the current market environment and what it means for portfolios. These are some resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Also, we have linked some digital tools and services that can help you with asset management and protection.
Also, we have linked some digital tools and services that can help you with asset management and protection.
Morgan Stanley Online
Seamlessly and securely manage your investments and everyday finances in one place with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO >
Total Wealth View
Complete your financial picture with Total Wealth View in Morgan Stanley Online. By linking your outside account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View >
Digital Vault
Digital Vault lets you easily manage and share your important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings. All files are scanned for viruses and malware and are encrypted while transferred and stored. Access is limited to you and anyone you designate.
Learn More About Digital Vault >
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
View Offers from Reserved Living & Giving >
Global Investment Committee Weekly Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read the GIC Weekly Report Here >
On the Markets
Market Insights available to help articulate the capabilities of Morgan Stanley as the destination of choice for latest on the market.
Read On the Markets Here >
Morgan Stanley Investment Research
Through timely, in-depth analysis of companies, industries, markets, and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research.
Read MS's Latest Research Here >
Wealth Management Audiocast
Check out our recent market update audiocasts, including the latest from Wealth Management Chief Investment Officer: Lisa Shalett.
Listen to the Latest Episode Here >
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen Here >Awards & Certifications
Listed below are some of the accolades and certifications that we have received for our work within the Financial Services Industry.
Forbes Best-In-State Wealth Management Teams
The Forbes/SHOOK Best-In-State Wealth Management Teams list features groups of experienced wealth managers who have proven track records of success according to SHOOK Research, which uses quantitative and qualitative data, including interviews, to rank teams. The Bethesda Heritage Group is proud to have been selected in 2025.
Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24
Forbes Best-In-State Wealth Advisors
Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices, client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria. Both, Nicholas Grubb, and Clay Britt have been recogized in 2024.
Forbes Best-In-State Wealth Advisors
Source: Forbes.com (2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Alternative Investments Director
The Alternative Investments Director designation was developed for Morgan Stanley Advisors who meet the minimum criteria requirements and have significantly incorporated Alternative Investments into their practice. This internal designation attests to in-depth knowledge of our expansive alternatives platform and the suite of products available to our clients. Nicholas Grubb holds this designation.
Family Wealth Director
The Family Wealth Director designation within Morgan Stanley is awarded to a highly trained group of select Financial Advisors serving an elite clientele facing more complex wealth management challenges. Family Wealth Directors within Morgan Stanly have extensive experience, specialized training and the resources to address planning for ultra-high net worth families in the areas of wealth transfer, business succession planning, asset protection, family governance and wealth education. Nicholas Grubb holds this designation.
CFP® - Certified Financial Planner™
The Certified Financial Planner™ designation is awarded to candidates who have demonstrated expertise in the areas of Education, Investment, Tax, Retirement, Estate and Insurance planning. CFP® professionals must accrue several years of experience related to delivering financial planning services to clients and pass a comprehensive exam before calling themselves a CFP® Professional and are held to strict ethical standards to ensure financial planning recommendations are in the best interest of their clients. Kevin Ebel & Anthony Crisalli hold this designation.
Location
7500 Old Georgetown Rd
10th Fl
Bethesda, MD 20814
US
Direct:
(301) 657-6335(301) 657-6335
Toll-Free:
(866) 455-6622(866) 455-6622
Meet The Bethesda Heritage Group
J Britt
Senior Vice President, Wealth Management, Financial Advisor
Phone:
(301) 951-1172(301) 951-1172
Senior Vice President, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Family Wealth Advisor, Senior Portfolio Manager
Phone:
(301) 657-6361(301) 657-6361
Louis B Lachter
Senior Vice President, Financial Advisor
Phone:
(301) 664-6840(301) 664-6840
Anthony R Crisalli, CFP®
Associate Vice President, Wealth Management, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Financial Planning Specialist
Phone:
(301) 657-6326(301) 657-6326
Ramona Haias
Wealth Management Associate
Phone:
(301) 657-6372(301) 657-6372
Dominic P. LoPiccolo
Registered Associate
Phone:
(301) 664-6862(301) 664-6862
Patrick Langevin
Registered Associate
Phone:
(301) 657-6399(301) 657-6399
About Nicholas S Grubb
Nick Grubb works with ultra-high net worth families, combining intricate technical planning expertise with an understanding of family dynamics. He helps families create estate and giving strategies, including foundations and endowments, that maximize efficiency while minimizing tax liability and maintaining asset control.
Nick fell in love with the world of finance on a grade school trip to the floor of the New York Stock Exchange. Born and raised in Maryland, he interned at Morgan Stanley and joined the firm full time in 2004 after graduating from the University of Maryland at College Park with a degree in Economics. Nick worked as a Consulting Group Analyst before joining Clay Britt to help found The Bethesda Heritage Group in 2009 in order to work directly with clients. He lives in Bethesda with his wife, two young children and his Red Fox Lab Cannon. Nick is an avid golfer and fan of the Washington Commanders.
Nick fell in love with the world of finance on a grade school trip to the floor of the New York Stock Exchange. Born and raised in Maryland, he interned at Morgan Stanley and joined the firm full time in 2004 after graduating from the University of Maryland at College Park with a degree in Economics. Nick worked as a Consulting Group Analyst before joining Clay Britt to help found The Bethesda Heritage Group in 2009 in order to work directly with clients. He lives in Bethesda with his wife, two young children and his Red Fox Lab Cannon. Nick is an avid golfer and fan of the Washington Commanders.
Securities Agent: OR, CO, NJ, MS, MN, NC, MD, DC, MO, AL, RI, NY, NM, NE, WV, VA, NH, MI, ME, KY, CA, NV, GA, FL, AZ, VT, TN, PA, OH, MA, LA, DE, CT, SC, WA, TX, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1262268
NMLS#: 1262268
About J Britt
Clay Britt provides concierge-level service to clients, highlighted by frequent in-depth communications and attention to detail. He takes a planning-centric approach, helping ensure clients’ wealth is managed in a way that ensures it will provide for their current and future needs while leaving a legacy for their heirs.
Intrigued by an article he read while flying back from a college swim meet, Clay bought his first stock and had an epiphany that his future was in finance. A three-time NCAA swimming champion and one-time world record holder in the 100-meter backstroke, Clay graduated from the University of Texas at Austin. He first worked as a Financial Advisor with Wheat First Securities before joining Morgan Stanley in 2001 and founding the Bethesda Heritage Group. Originally from Potomac, he currently lives with his wife and daughter in Bethesda
Intrigued by an article he read while flying back from a college swim meet, Clay bought his first stock and had an epiphany that his future was in finance. A three-time NCAA swimming champion and one-time world record holder in the 100-meter backstroke, Clay graduated from the University of Texas at Austin. He first worked as a Financial Advisor with Wheat First Securities before joining Morgan Stanley in 2001 and founding the Bethesda Heritage Group. Originally from Potomac, he currently lives with his wife and daughter in Bethesda
Securities Agent: NV, CO, NM, NE, ME, DC, CT, VT, TN, KY, NJ, MT, MO, MD, MS, IN, IL, AL, DE, WA, VA, OR, FL, WY, WV, TX, RI, PA, OH, NY, CA, AZ, MA, ID, GA, SC, NH, NC, MN, MI, LA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278602
NMLS#: 1278602
About Kevin Ebel
Kevin Ebel’s mission is to clearly understand the goals and objectives of ultra-high net worth families and then draw on the resources and intellectual capital of Morgan Stanley to help meet those goals. He takes a planning focused approach and couples it with frequent open communications to ensure client expectations are met.
Kevin graduated with a Bachelor’s degree from the University of Maryland and earned an M.B.A. at Babson College. He served in senior-level and C-suite positions with small and mid-sized public and private companies for more than a decade. Interested in working more directly with individuals, he became a Certified Financial Planner® and entered the financial services industry with Sun Trust. In 2012 he joined Morgan Stanley. Born and raised in Maryland, Kevin lives in Chevy Chase with his wife and two children. He is an avid fan of the Washington Commanders.
Kevin graduated with a Bachelor’s degree from the University of Maryland and earned an M.B.A. at Babson College. He served in senior-level and C-suite positions with small and mid-sized public and private companies for more than a decade. Interested in working more directly with individuals, he became a Certified Financial Planner® and entered the financial services industry with Sun Trust. In 2012 he joined Morgan Stanley. Born and raised in Maryland, Kevin lives in Chevy Chase with his wife and two children. He is an avid fan of the Washington Commanders.
Securities Agent: OH, DE, MO, MI, CT, CO, AZ, NY, NM, OR, NJ, CA, WY, RI, PA, AL, WV, SC, NV, MS, KY, DC, VA, NC, MT, LA, AK, ME, FL, WA, NE, IN, IL, GA, TN, TX, MD, MA, VT, NH, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 1285203
NMLS#: 1285203
About Louis B Lachter
Lou Lachter believes it’s not just vital for high-net-worth clients to have an effective financial plan, but it’s also essential they understand the elements of the plan and how it works together to help preserve their wealth, achieve their goals and build their legacy. Through his more than three decades in financial services, he has found that knowledge leads to a sense of security which can help weather the inevitable market fluctuations.
When his father passed away unexpectedly, Lou needed to provide financial guidance to his mother. Seeing first-hand the consequences and financial impact of a life changing event, he refocused his studies onto finance and resolved to help others avoid the dilemma his mother faced. Lou went on to earn a Bachelor’s degree from Syracuse University and an M.B.A. from Texas A&M University. In 1990 he became a Financial Advisor at Legg Mason which eventually became part of Morgan Stanley where he founded the Bethesda Heritage Group. Lou lives in Rockville with his wife and two children.
When his father passed away unexpectedly, Lou needed to provide financial guidance to his mother. Seeing first-hand the consequences and financial impact of a life changing event, he refocused his studies onto finance and resolved to help others avoid the dilemma his mother faced. Lou went on to earn a Bachelor’s degree from Syracuse University and an M.B.A. from Texas A&M University. In 1990 he became a Financial Advisor at Legg Mason which eventually became part of Morgan Stanley where he founded the Bethesda Heritage Group. Lou lives in Rockville with his wife and two children.
Securities Agent: PA, AZ, VA, NC, MO, CA, WY, VT, AK, FL, WV, TX, OR, NY, NM, MI, DE, CO, WA, NJ, NH, OH, NV, MN, MA, IN, AL, SC, RI, NE, ME, LA, KY, DC, CT, TN, MT, MS, MD, IL, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 1350199
NMLS#: 1350199
About Anthony R Crisalli
Anthony Crisalli’s goal is successfully coaching clients through the stages of their financial lives. By helping them stick with a financial plan developed around their goals and needs, and regularly reviewing the performance of their portfolio and strategy, he helps smooth transitions, preserve wealth and create a financial legacy.
Anthony’s interest in finance was sparked by his parents and grandparents being entrepreneurs who always needed to balance their businesses’ financial needs with achieving their personal retirement goals. Looking to help others achieve the balance his family members sought, he earned a Bachelor’s degree from the College of Charleston, majoring in Finance and minoring in Spanish, and subsequently joined Morgan Stanley in 2016. He passed the exam to become a Certified Financial Planner® in 2023. Anthony grew up Silver Spring and spent his summers in Ocean City, becoming an avid surfer. His wife, who was raised in Park City, Utah has turned him into a skier as well.
Anthony’s interest in finance was sparked by his parents and grandparents being entrepreneurs who always needed to balance their businesses’ financial needs with achieving their personal retirement goals. Looking to help others achieve the balance his family members sought, he earned a Bachelor’s degree from the College of Charleston, majoring in Finance and minoring in Spanish, and subsequently joined Morgan Stanley in 2016. He passed the exam to become a Certified Financial Planner® in 2023. Anthony grew up Silver Spring and spent his summers in Ocean City, becoming an avid surfer. His wife, who was raised in Park City, Utah has turned him into a skier as well.
Securities Agent: MD, SC, MS, GA, FL, CA, OR, NM, DC, WV, OH, MT, WY, AZ, NV, NJ, MN, IN, ID, RI, MI, MA, WA, VA, NC, LA, KY, IL, VT, NY, MO, ME, TN, PA, NH, DE, CT, CO, AL, TX, NE; General Securities Representative; Investment Advisor Representative
NMLS#: 1581097
NMLS#: 1581097
About Ramona Haias
Ramona Haias does whatever it takes to ensure the needs of clients are addressed promptly and accurately. She leads operations and support and believes every client is entitled to focused and meticulous service from professionals who understand and respect their unique needs.
Growing up in Romania, Ramona dreamed of travel. After graduating from college in 2005 with a teaching degree she had an opportunity to come to the United States. With the support of her American employer she went to Anne Arundel Community College to earn a degree in accounting and then Hood College where she earned an M.B.A. Ramona began her financial services career as a Client Associate with Wells Fargo before joining Morgan Stanley in 2018 as a Wealth Management Associate. She lives in Fairfax, Virginia and still loves to travel, both around the U.S. and overseas.
Growing up in Romania, Ramona dreamed of travel. After graduating from college in 2005 with a teaching degree she had an opportunity to come to the United States. With the support of her American employer she went to Anne Arundel Community College to earn a degree in accounting and then Hood College where she earned an M.B.A. Ramona began her financial services career as a Client Associate with Wells Fargo before joining Morgan Stanley in 2018 as a Wealth Management Associate. She lives in Fairfax, Virginia and still loves to travel, both around the U.S. and overseas.
About Dominic P. LoPiccolo
Dominic LoPiccolo takes care of the day-to-day administrative and service needs of clients in order to relieve them of bureaucratic burdens . He works at developing relationships with clients so he can anticipate as many of their needs as possible.
Playing a stock market game in high school put financial services on Dominic’s radar as a potential career path. An internship with Morgan Stanley while still in college reinforced that decision, and after graduating from the University of Maryland with a degree in Economics he joined the firm full time as a Client Service Associate. Born and raised in New Jersey, Dominic fell in love with Maryland while in college. He currently lives in Rockville and enjoys taking in the D.C. area’s history and culture.
Playing a stock market game in high school put financial services on Dominic’s radar as a potential career path. An internship with Morgan Stanley while still in college reinforced that decision, and after graduating from the University of Maryland with a degree in Economics he joined the firm full time as a Client Service Associate. Born and raised in New Jersey, Dominic fell in love with Maryland while in college. He currently lives in Rockville and enjoys taking in the D.C. area’s history and culture.
About Patrick Langevin
Patrick Langevin helps with administrative tasks ranging from money movements to account openings and updates to placing trades and administering alternative investments. His goal is to ensure any and all requests are met as efficiently as possible.
Patrick has always been comfortable speaking with new people and focused on developing effective communication. Combining those interests with his desire to help others, led him to pursue a career in financial services. Following his graduation the University of Dayton, Patrick began his career with UBS Wealth Management before moving to Morgan Stanley at the beginning of 2023. He grew up in Silver Spring. Outside of the office, he enjoys sports, especially football, basketball, rugby, and golf, as well as spending quality time with his close friends and family.
Patrick has always been comfortable speaking with new people and focused on developing effective communication. Combining those interests with his desire to help others, led him to pursue a career in financial services. Following his graduation the University of Dayton, Patrick began his career with UBS Wealth Management before moving to Morgan Stanley at the beginning of 2023. He grew up in Silver Spring. Outside of the office, he enjoys sports, especially football, basketball, rugby, and golf, as well as spending quality time with his close friends and family.
Contact Nicholas S Grubb
Contact J Britt
Contact Kevin Ebel
Contact Louis B Lachter
Contact Anthony R Crisalli
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Mark Jansen
Family Office Resources Generalist
Maria Tashjian
Private Banker
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
About Maria Tashjian
Maria Tashjian is a Private Banker serving Morgan Stanley Wealth Management offices in Maryland.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
NMLS#: 1500388
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Bethesda Heritage Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
5Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
