Empowering You and Your Family

“Will I be okay?” That’s the question our clients really care about. It’s a question that means different things to different people. For some, it means, “Will I be able to retire as I hoped?” For others, it might mean, “Will I be able to send my kids to college without postponing my retirement?” Or maybe it might involve leaving a meaningful legacy to loved ones or perhaps adjusting to the loss of a spouse who made most of the family’s financial decisions.

At The Bridgewater Group, we help clients answer these questions through a comprehensive, personalized planning process that encompasses every aspect of their financial lives.  We separate ourselves by our experience and dedication to our clients success.

Our team of experienced financial professionals helps people like you plan for your most important goals – not just the ones you want to reach next month or next quarter, but 20-30 years from now. Stephen Wile and Melinda Sander, our two Wealth Advisors, bring more than 50 years of combined experience to the service of our clients. Together, we can help you create and implement strategies to meet even your most daunting financial challenges. We welcome you to schedule an appointment, to explore the possibility of working together towards the fulfillment of your goals.
Services Include
  • Wealth Management1
  • Financial Planning2
  • Retirement Planning3
  • Professional Portfolio Management4
  • Planning for Education Funding5
  • Business Planning6
  • Alternative Investments7
  • 401(k) Rollovers
  • Long Term Care Insurance8
  • Life Insurance9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

Our comprehensive financial planning process helps clients identify the goals that are really important to them and pursue those goals with strategies developed expressly with their needs, timeframe and risk tolerance in mind. Our investment management capabilities provide a degree of personalization that matches our planning approach and allows us to make custom financial plans. Once plans are implemented we will continue to assist you make informed decisions, measure your progress toward your objectives, and adjust to changing life events as they occur.
  • Our approach is not cookie-cutter. It is customized to:
    Identify not only your goals, but what you fear might be standing in your way of reaching them

    Explore your entire financial picture, including both sides of your personal balance sheet, and determine your likelihood of reaching the goals you’ve set within your required timeframe

    Provide you with strategies designed to improve the probability of successful outcomes--we call it goals-based investing

    Manage your assets in accordance with your objectives and risk tolerance. Our investment approach features several proprietary models focused on US stocks and bonds, as well as carefully selected third party managers for alternative investments

    Monitor your progress on an ongoing basis and make adjustments, as market conditions and changing life circumstances warrant

Education

  • Stephen Wile is a Senior Vice President, Family Wealth Advisor- a Morgan Stanley title awarded only to those Financial Advisors who have successfully completed an accreditation program focused on helping families communicate about money and values, share their goals, and grow and protect wealth across generations. To best serve his clients Stephen continues to educate himself and stay up-to-date on current tax policies and laws, including:

    Portfolio Management Director- created several proprietary investment models and manages client assets on a discretionary and non-discretionary basis
    Senior Investment Management Consultant
    Chartered Portfolio Manager (CPM®)
  • Melinda Sander is a Senior Vice President, Wealth Advisor, and has received advanced training through the firm to serve even the most financially sophisticated clients with complex strategies to meet their wealth management challenges. She has continued to educate herself to best serve her clients including:

    Portfolio Manager
    CERTIFIED FINANCIAL PLANNER™ (CFP®) practitioner
    CERTIFIED WEALTH STRATEGIST (CWS®)
    Charted Retirement Planning Counselor (CRPC®)

Our Clients

Our client relationships are marked by their depth and longevity. Many began several decades ago and have extended from generation to generation. We attribute this loyalty to the care we serve to each client. Though every client has unique needs and goals some concerns are universal, no matter how much you earn or how much you’ve managed to accumulate over the course of your career. Our clients want to know whether they’ll be able to:

• Maintain the lifestyle to which they’ve become accustomed once they retire
• Maintain that lifestyle for as long as they live without compromise
• Meet the rising costs of medical care
• Meet the soaring costs of higher education for their children and grandchildren
• Leave a meaningful legacy to loved ones and perhaps have enough left over to support a favorite not-for-profit.

    Community Involvement

    At the Bridgewater Group we believe in giving back to the community that has given so much. To give back to our local community we have worked closely with local and state organizations to better the lives around us.

    Stephen Wile is active with the American Cancer Society, John Wayne Cancer Foundation and Ronald McDonald House. In addition, Stephen is an enthusiastic supporter of local arts organizations, including Ballet Idaho, Opera Idaho and the Boise Philharmonic.

    Melinda Sander was a founding member of the Legacy and Endowment Fund at First United Methodist Church in Boise. She is also a member of the Idaho Women’s Charitable Foundation and an avid supporter and sponsor of both Opera Idaho and Sun Valley Jazz and Music Festival. To leave a lasting legacy, she helped sponsor the statue of Abraham Lincoln in Julia Davis Park in Boise. Melinda helps fight hunger in her local community, she also supports the Food Pantry Program at First United Methodist Church and donates to the Idaho Foodbank Warehouse.

    Location

    101 S Capitol Blvd
    Suite 401
    Boise, ID 83702
    US
    Direct:
    (208) 338-6952(208) 338-6952
    Toll-Free:
    (800) 733-5231(800) 733-5231

    Meet The Bridgewater Group

    About Me

    Stephen Wile, CPM® 
    Senior Vice President
    Senior Investment Management Consultant
    Family Wealth Advisor
    208-338-6952


    A native of Nova Scotia, Stephen immigrated to the United States for his education and the opportunity to become a Wealth Advisor. More than 20 years later, he is still helping clients face their financial futures with greater confidence through comprehensive financial planning and personalized investment management.
    Stephen is a Morgan Stanley Family Wealth Advisor who is well qualified to help clients cope with the complexities that often accompany wealth. He has also earned the Morgan Stanley Portfolio Management Director designation that entitles him to provide clients with discretionary investment management and, in fact, Stephen has developed several proprietary investment models focused primarily on US stocks and bonds.
    A graduate of Andrews University in Michigan with a BA in History, Stephen became a US citizen in 2010. In the Boise community he is a supporter of the Wassmuth Center for Human Rights and the Ronald McDonald House, along with a number of local arts organizations, including Opera Idaho, Ballet Idaho and The Boise Philharmonic. Beyond Boise, Stephen supports the American Cancer Society and John Wayne Cancer Foundation.  He proudly serves on the Morgan Stanley Pacific Coast Regional Council.
    Stephen enjoys traveling near and far as well as running, cycling and playing ice hockey.
    Securities Agent: ID, WV, WI, WA, VA, UT, TX, SD, SC, RI, PA, OR, OH, NY, NV, NC, MT, MN, MI, MA, KS, IA, HI, GA, FL, DC, CO, CA, AZ; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1265065

    About Me

    Melinda Sander, CFP®, CRPC®
    Senior Vice President
    Wealth Advisor
    208-338-6973


    Melinda brings more than 30 years of experience to the service of our clients. At the time of her hire into the financial services industry, she was the only female Financial Advisor in the Boise Morgan Stanley office and was one of the first Financial Advisors in Idaho to earn the prestigious Certified Financial Planner® designation.
    Melinda always enjoyed helping clients plan for retirement and other major life goals. In addition to her CFP, she received the Chartered Retirement Plan Consultant credential from the College of Financial Planning in 2008.
    A native of southern California, Melinda came to Boise for the skiing but soon fell in love with the community. Her husband, Phil, is a third generation Idahoan.  They enjoy RVing, hiking, skiing and other winter activities.   Her bucket list includes visiting all our National Parks. She is a founding member of the Legacy and Endowment Fund at First United Methodist Church in Boise and a member of the Idaho Women’s Charitable Foundation. In addition, she is an avid supporter of Opera Idaho and the Sun Valley Jazz and Music Festival.
    Securities Agent: TX, ID, WV, WI, WA, VA, UT, SD, SC, RI, PA, OR, OH, NY, NV, NC, MT, MN, MI, MA, KS, HI, GA, FL, DC, CO, CA, AZ; Managed Futures; Transactional Futures/Commodities; General Securities Representative; BM/Supervisor; Investment Advisor Representative
    NMLS#: 1255652
    CA Insurance License #: OF44694
    Investment and Market Perspectives

    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
    • Retirement Income Strategies
    • Retirement Plan Participants
    • Annuities
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    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.
    • Asset Management
    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
    • Impact Investing
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    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
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    Business Planning

    Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Qualified Retirement Plans
    • Corporate Pension Funds
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    Philanthropy

    Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing
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    Ready to start a conversation? Contact The Bridgewater Group today.
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    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

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