Stephen Wile, CPM®
Executive Director, Wealth Advisor, Family Wealth Advisor, Senior Portfolio Management Director, Alternative Investments Director
Phone:
(208) 338-2760(208) 338-2760
The Bridgewater Group at Morgan Stanley
Direct:
(208) 338-2760(208) 338-2760
Our Mission Statement
As a client of The Bridgewater Group, we will never ask for your trust; rather, we create an environment where trust will naturally grow. We take a comprehensive, planning based approach to clients' wealth and have experience in working with entrepreneurs, high net worth individuals and their families through all stages of life: from their first home purchase, to retiring confidently, to leaving a lasting legacy.
Seeking to Empower You and Your Family
"Will I Be Okay?" — The Question That Drives Our Work
That's the question our clients really care about. It means different things to different people:
- "Will I be able to retire as I hoped?"
- "Can I send my kids to college without delaying my retirement?"
- "Can I leave a meaningful legacy?"
- "How do I adjust after losing a spouse who managed our finances?"
A Personalized, Holistic Approach
At The Bridgewater Group at Morgan Stanley, we help clients answer these questions through a comprehensive, personalized planning process that encompasses virtually every part of their financial lives. We differentiate ourselves through our experience and deep commitment to your future.
Over 100 Years of Combined Experience
Our team of financial professionals brings more than a century of combined experience to the table. We focus on helping clients not just plan for tomorrow — but for the next 20–30 years. Together, we can build strategies to help navigate even your most complex financial challenges.
Let's Talk About Your Goals
We invite you to schedule a conversation to explore how we can work together toward achieving your most important life goals.
Team Award Recognition
The Bridgewater Group is honored to be named one of Forbes Best-In-State Wealth Management Teams for both 2023, 2024, and 2025. This recognition reflects our commitment to excellence in client service and industry leadership.
Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award. Awards Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure/
Featured on Morgan Stanley's Podcast
We're proud to share that our own Stephen Wile was featured in Episode 7 of What Should I Do With My Money? In "Single Again, Double the Questions", Stephen offers strategies to help manage finances after divorce — a must-listen for anyone navigating a major life transition.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Bridgewater Group Approach
Set Your Financial Objectives
Together, we will explore your entire financial picture, including both sides of your personal balance sheet in order to determine your financial objectives.
Define an Investment Strategy
We will provide you with strategies designed to improve the probability of successful outcomes - we call it goals-based investing.
Evaluate and Select Investments
We will manage your assets in accordance with your objectives and risk tolerance. Our investment approach features several proprietary models focused on US stocks and bonds, as well as carefully selected third party managers for alternative investments.
Ongoing Review Process
We will monitor your progress on an ongoing basis and adjust your strategy as market conditions and changing life circumstances warrant.
Our Clients
Our client relationships are marked by their depth and longevity. Many began several decades ago and have extended from generation to generation. We attribute this loyalty to the care we serve to each client. Though every client has unique needs and goals some concerns are universal, no matter how much you earn or how much you’ve managed to accumulate over the course of your career.
The Entrepreneur Toolkit
We will work together to develop a clear and coherent business strategy so that you can focus on achieving your personal and professional goals.
Toolkit
Corporate Retirement Solutions
Comprehensive solutions to effectively maximize and customize retirement benefits, so managers can help employees make the most out of retirement.
Retirement Solutions
Family Governance & Wealth Education
Our team has experience in helping ultra high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
Wealth Education Plan
Next Gen Planning
Parents have long worried that if children know too much about their family’s wealth, the knowledge will stifle their initiative and ambition.
Our team believes that it is important to discuss the importance money and planning with the younger generation in order to help a facilitate a strong financial foundation.
Talking to Kids About MoneyOur team believes that it is important to discuss the importance money and planning with the younger generation in order to help a facilitate a strong financial foundation.
Morgan Stanley's Impact
Since Morgan Stanley opened its doors in 1935, the firm has worked relentlessly to deliver first-class business in first-class fashion. The difference that Morgan Stanley has been able to make for countless lives in communities across the globe is rooted in our five core values - Do the Right Thing, Put Clients First, Lead with Exceptional Ideas, Commit to Diversity and Inclusion, and Give Back.
Our History
Explore our new interactive historical timeline to learn more about Morgan Stanley's evolution from its foundational years to its modern success as a global firm.
Check Out Our Interactive Timeline
Morgan Stanley Philanthropy
In an ever-changing world, we recognize the importance of remaining responsive and nimble. Morgan Stanley is committed to using our capital and engaging our best asset - our employees, to deliver timely solutions to society's most pressing needs.
Giving Back
Our Core Values
At Morgan Stanley, we are proud to announce our newly adopted Core Value – Committing to Diversity and Inclusion. Read about our Core Values, and view the entire page to see how Morgan Stanley is cultivating a more inclusive workplace.
Diversity & Inclusion
Cybersecurity
To better protect you and your family, Morgan Stanley invests in cybersecurity and fraud prevention technology and employs world-class talent to lead these efforts. Additionally, we tailor our security technology and practices to today's cyber risk landscape.
Securing Your DataClient Resources
Morgan Stanley Online
Morgan Stanley Online (MSO) has a variety of digital features that help you keep track of your finances. They include:
• Managing Everyday Finances: Take advantage of mobile check deposit, paying your bills online and sending money through Zelle.
• Current Financial News: Gain access to up-to-date news, current market data, research, company profiles and quotes.
Morgan Stanley Online• Managing Everyday Finances: Take advantage of mobile check deposit, paying your bills online and sending money through Zelle.
• Current Financial News: Gain access to up-to-date news, current market data, research, company profiles and quotes.
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Total Wealth View
It is hard to see the complete picture with only half of the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions in one location to give you and your Financial Advisor a full picture of your financial wealth and health. Log into Morgan Stanley Online or download the Morgan Stanley Mobile App to link and add external accounts.
Total Wealth View
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Read The Latest Report
Reserved Living & Giving
Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
View Offers from Reserved Living & Giving
Reserved Insights
Curated insights and articles spanning such topics as Family, Lifestyle, Health & Planning, Travel and Giving Back.
Read the latest insights
4.25% Annual Percentage Yield Preferred Savings
Morgan Stanley clients with eligible brokerage accounts can earn 4.25% APY through deposits into our Preferred Savings Program for qualifying cash.
Contact Us to Learn More | Click Here for More Details
Save Smart with a CD up to 4.52% APY
Morgan Stanley clients can earn up to 4.52% APY. on a Certificate of Deposit (CD) issued by either Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A.
Contact Us to Learn More | Click Here for More DetailsLocation
101 S Capitol Blvd
Suite 401
Boise, ID 83702
US
Direct:
(208) 338-2760(208) 338-2760
444 South Flower St.
Los Angeles, CA 90071
US
Direct:
(213) 320-5667(213) 320-5667
Meet The Bridgewater Group
Theresa Wile, CPWA®, QPFC
Senior Vice President, Wealth Management, Financial Advisor, Alternative Investments Director
Phone:
(208) 338-2760(208) 338-2760
Giovanna Svenson
Portfolio Associate
Phone:
(208) 338-6939(208) 338-6939
Debbi Dunn
Senior Client Service Associate
Phone:
(208) 338-6911(208) 338-6911
About Stephen Wile
Stephen Wile
Executive Director
Certified Portfolio Manager®
Family Wealth Advisor
Senior Portfolio Management Director
Alternative Investments Director
Named to the 2023 Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
A native of Nova Scotia, Stephen immigrated to the United States for his education and the opportunity to become a Wealth Advisor. More than 28 years later, he is still helping clients approach their financial futures with greater ease and confidence through comprehensive financial planning and personalized investment management.
Stephen is a Morgan Stanley Family Wealth Advisor who is well qualified to help clients navigate the complexities that often accompany wealth. As the team’s Portfolio Manager and certified through the Academy of Certified Portfolio Managers, he has earned the Morgan Stanley Senior Portfolio Management Director designation that entitles him to provide clients with discretionary investment management. He has also earned the Morgan Stanley designation of Alternative Investments Director. Stephen has developed several proprietary investment models focused primarily on US stocks, bonds, and alternative investments.
A graduate of Andrews University in Michigan with a BA in History, Stephen became a US citizen in 2010 and completed his executive education through Columbia University and the Wharton School of Business. Stephen supports the Northstar Relief Fund and John Wayne Cancer Foundation. He is honored to have served as a member of both the Pacific Coast Region Advisor Council and the Firm’s National Financial Advisor Advisory Council. He is passionate about the Firm’s development and volunteers on several pilot programs within the firm, and has made himself available as mentor to those who are looking to learn from his experience.
Stephen is proud to be the father and stepfather to four terrific children. He enjoys traveling near and far as well as running, cycling, and playing hockey. Stephen has run the NYC Marathon three times in support of the American Cancer Society with the Morgan Stanley and Friends marathon team, most recently in 2021, crossing the finish line with his wife and business partner Theresa Wile.
Stephen loves what he does and finds it incredibly rewarding. He is grateful to have been able to do this for nearly 3 decades so far and appreciates every moment he gets to serve clients and their families.
This material is intended only for clients and prospective clients of the Portfolio Management program. It has been prepared solely for informational purposes only and is not an offer to buy or sell or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy.
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
The investments listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment will depend upon an investor's individual circumstances and objectives.
Executive Director
Certified Portfolio Manager®
Family Wealth Advisor
Senior Portfolio Management Director
Alternative Investments Director
Named to the 2023 Forbes Best-In-State Wealth Management Teams
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
A native of Nova Scotia, Stephen immigrated to the United States for his education and the opportunity to become a Wealth Advisor. More than 28 years later, he is still helping clients approach their financial futures with greater ease and confidence through comprehensive financial planning and personalized investment management.
Stephen is a Morgan Stanley Family Wealth Advisor who is well qualified to help clients navigate the complexities that often accompany wealth. As the team’s Portfolio Manager and certified through the Academy of Certified Portfolio Managers, he has earned the Morgan Stanley Senior Portfolio Management Director designation that entitles him to provide clients with discretionary investment management. He has also earned the Morgan Stanley designation of Alternative Investments Director. Stephen has developed several proprietary investment models focused primarily on US stocks, bonds, and alternative investments.
A graduate of Andrews University in Michigan with a BA in History, Stephen became a US citizen in 2010 and completed his executive education through Columbia University and the Wharton School of Business. Stephen supports the Northstar Relief Fund and John Wayne Cancer Foundation. He is honored to have served as a member of both the Pacific Coast Region Advisor Council and the Firm’s National Financial Advisor Advisory Council. He is passionate about the Firm’s development and volunteers on several pilot programs within the firm, and has made himself available as mentor to those who are looking to learn from his experience.
Stephen is proud to be the father and stepfather to four terrific children. He enjoys traveling near and far as well as running, cycling, and playing hockey. Stephen has run the NYC Marathon three times in support of the American Cancer Society with the Morgan Stanley and Friends marathon team, most recently in 2021, crossing the finish line with his wife and business partner Theresa Wile.
Stephen loves what he does and finds it incredibly rewarding. He is grateful to have been able to do this for nearly 3 decades so far and appreciates every moment he gets to serve clients and their families.
This material is intended only for clients and prospective clients of the Portfolio Management program. It has been prepared solely for informational purposes only and is not an offer to buy or sell or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy.
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.
The investments listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment will depend upon an investor's individual circumstances and objectives.
Securities Agent: PA, GA, VA, NM, ID, CT, AR, TX, MD, IL, DC, CA, WI, NV, MT, LA, IA, NY, MO, ME, OR, FL, CO, AK, WV, NE, NC, MA, AZ, SC, OK, OH, KS, WA, HI, UT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1265065
CA Insurance License #: CA Insurance Lic.# 0G81962
NMLS#: 1265065
CA Insurance License #: CA Insurance Lic.# 0G81962
About Theresa Wile
Theresa Wile
Vice President, Financial Advisor
Certified Private Wealth Advisor®
Qualified Plan Financial Consultant®
Named to the Forbes Best-In-State Wealth Management Teams 2023 Ranking*
Theresa began her career in Financial Services in 1995 and joined Morgan Stanley in 2010. She was a Senior Private Banker in Beverly Hills, CA and previously served as the Loan Portfolio Manager for the Pacific Coast Region with Morgan Stanley Private Bank. She holds the Certified Private Wealth Advisor® designation, administered by the Investments and Wealth Institute in conjunction with the University of Chicago Booth School of Business.
Theresa thrives on making the complex simple and her biggest priority is helping our clients have confidence in their financial journey. She does this by providing a listening ear regarding what is truly important to them and then creating a customized financial plan designed to accomplish those objectives. The responsibility of earning and maintaining a client’s trust, knowing they have a roadmap that will help guide them toward achieving their most significant goals, is one she takes very seriously.
Theresa is a graduate of the University of Southern California Marshall School of Business, where she earned her Bachelor of Science with the Lloyd Greif Center for Entrepreneurial Studies and Master of Business Administration in Corporate Finance. She is the proud mother of amazing teenage twins and two lovely stepdaughters. She enjoys being active, traveling, and skiing with the family whenever she can. She is an avid runner and discovered marathon training in 2019. Since then, she has run three marathons with her husband, Stephen, and most recently ran the 50th NYC Marathon with the Morgan Stanley and Friends team, benefiting the American Cancer Society.
She is grateful to have the privilege of working with her husband and best friend as her business partner to serve our terrific clients every day alongside our superb team of professionals at The Bridgewater Group.
*Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Vice President, Financial Advisor
Certified Private Wealth Advisor®
Qualified Plan Financial Consultant®
Named to the Forbes Best-In-State Wealth Management Teams 2023 Ranking*
Theresa began her career in Financial Services in 1995 and joined Morgan Stanley in 2010. She was a Senior Private Banker in Beverly Hills, CA and previously served as the Loan Portfolio Manager for the Pacific Coast Region with Morgan Stanley Private Bank. She holds the Certified Private Wealth Advisor® designation, administered by the Investments and Wealth Institute in conjunction with the University of Chicago Booth School of Business.
Theresa thrives on making the complex simple and her biggest priority is helping our clients have confidence in their financial journey. She does this by providing a listening ear regarding what is truly important to them and then creating a customized financial plan designed to accomplish those objectives. The responsibility of earning and maintaining a client’s trust, knowing they have a roadmap that will help guide them toward achieving their most significant goals, is one she takes very seriously.
Theresa is a graduate of the University of Southern California Marshall School of Business, where she earned her Bachelor of Science with the Lloyd Greif Center for Entrepreneurial Studies and Master of Business Administration in Corporate Finance. She is the proud mother of amazing teenage twins and two lovely stepdaughters. She enjoys being active, traveling, and skiing with the family whenever she can. She is an avid runner and discovered marathon training in 2019. Since then, she has run three marathons with her husband, Stephen, and most recently ran the 50th NYC Marathon with the Morgan Stanley and Friends team, benefiting the American Cancer Society.
She is grateful to have the privilege of working with her husband and best friend as her business partner to serve our terrific clients every day alongside our superb team of professionals at The Bridgewater Group.
*Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2023) Data compiled by SHOOK Research LLC based on time period from 3/31/21-3/31/22.
Securities Agent: NV, KS, SC, MA, HI, CT, PA, IA, NE, NC, AR, GA, OK, DC, CA, AZ, TX, FL, CO, MD, IL, NM, ID, WI, WA, VA, UT, OR, NY, AK, WV, MT, MO, OH, ME, LA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 798327
CA Insurance License #: CA Insurance Lic. # 4191038
NMLS#: 798327
CA Insurance License #: CA Insurance Lic. # 4191038
About Giovanna Svenson
Also known as “Gio” she originally hails from Florence, Italy and is fluent in Italian, and conversant in several other languages as well. She has held positions with various branch operations departments over her career within the Firm and joined The Bridgewater Group in 2020. She endeavors to deliver a world class service experience to all clients and to put their best interests first.
Gio believes in an environment of teamwork and fostering an encouraging atmosphere for all team members - and it translates through to a positive client experience. She also believes that mentoring and coaching helps teams perform at their best and has participated in several firm pilot programs to continually enhance the firm’s offerings. Giovanna is proud to be a self-starter who works to be as efficient as possible in caring for clients’ needs. She thrives on achieving good rapport with clients and anyone she interacts with each day. All of us at The Bridgewater Group appreciate Giovanna’s “Can Do Attitude.”
Giovanna is very happy with her move to Idaho in 2020 and appreciates the ample opportunities it provides to participate in outdoor activities. She enjoys traveling internationally and having adventures with her husband and two very successful adult daughters. She also keeps her energy up by daily physical activity, including yoga and taking walks.
Gio believes in an environment of teamwork and fostering an encouraging atmosphere for all team members - and it translates through to a positive client experience. She also believes that mentoring and coaching helps teams perform at their best and has participated in several firm pilot programs to continually enhance the firm’s offerings. Giovanna is proud to be a self-starter who works to be as efficient as possible in caring for clients’ needs. She thrives on achieving good rapport with clients and anyone she interacts with each day. All of us at The Bridgewater Group appreciate Giovanna’s “Can Do Attitude.”
Giovanna is very happy with her move to Idaho in 2020 and appreciates the ample opportunities it provides to participate in outdoor activities. She enjoys traveling internationally and having adventures with her husband and two very successful adult daughters. She also keeps her energy up by daily physical activity, including yoga and taking walks.
About Debbi Dunn
Debbi is a resident of Meridian, Idaho and graduated from The College of Idaho with a Bachelor of Science degree in Political Science/Pre-law and a History minor. She began her career in the Financial Services industry in 1990 and joined Morgan Stanley in 2001. She has been a valuable and integral part of The Bridgewater Group since 2017.
Debbi's extensive knowledge helps her provide personal comprehensive assistance and she welcomes the opportunity to serve our clients and their families. Her multifaceted responsibilities include assuring a high level of client service and efficiently administering day-to-day operations. She takes pride in developing a close connection with our clients so that everyone knows how important they are to us. Not only does Debbi have extensive industry experience, but she also brings lots of positive energy with her.
Her accomplishments include serving as the Annual Appeal Coordinator for the Boise Branch and participation in several pilot programs within the firm. Outside of the office, Debbi enjoys spending time with her two incredible children, hiking in the local foothills with her adorable dog, as well as gardening and reading.
Debbi's extensive knowledge helps her provide personal comprehensive assistance and she welcomes the opportunity to serve our clients and their families. Her multifaceted responsibilities include assuring a high level of client service and efficiently administering day-to-day operations. She takes pride in developing a close connection with our clients so that everyone knows how important they are to us. Not only does Debbi have extensive industry experience, but she also brings lots of positive energy with her.
Her accomplishments include serving as the Annual Appeal Coordinator for the Boise Branch and participation in several pilot programs within the firm. Outside of the office, Debbi enjoys spending time with her two incredible children, hiking in the local foothills with her adorable dog, as well as gardening and reading.
Contact Stephen Wile
Contact Theresa Wile
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Dwight Guinto
Private Banker
Peter Barash
Private Banker
Joy Quiza
Associate Private Banker
About Dwight Guinto
Dwight Guinto is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Dwight began his career in financial services in 1996, and joined Morgan Stanley in 2014 as a Private Banker. Prior to joining the firm, he was a Business Banking Area Manager at Wells Fargo. He also served as a Senior Business Relationship Manager and Business Development Officer at Wells Fargo.
Dwight is a graduate of the California State Polytechnic University - Pomona, where he received a Bachelor of Liberal Arts in Education. He lives in Monrovia, California with his family. Outside of the office, Dwight enjoys spending time with his family in outdoor activities.
NMLS#: 1211641
About Peter Barash
Peter Barash is a Private Banker serving Morgan Stanley Wealth Management offices in California.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Peter began his career in financial services in 1984, and joined Morgan Stanley in 2010 as a Private Banker. Prior to joining the firm, he was a Private Banking Specialist at U.S. Bank.
Peter is a graduate of Columbia University, where he received a Bachelor of Arts in Economics and Comparative Literature. He holds an MBA from the University of Southern California. He lives in Glendale, California with his family. Outside of the office, Peter enjoys, hiking, playing bass guitar and reading.
NMLS#: 799189
About Joy Quiza
Joy Quiza is an Associate Private Banker serving Morgan Stanley Wealth Management offices in California.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joy began her career in financial services in 2007, and joined Morgan Stanley in 2021 as a Associate Private Banker. Prior to joining the firm, she was a Premier Banker II at Wells Fargo Bank, N.A.
Joy is a graduate of Centro Escolar University, where she received a Bachelor of Arts in Mass Communication. She lives in Los Angeles, California with her husband. Joy is the founder of Alexis Louise Quiza (ALQ) Children’s Foundation, and past president of the Filipino American Business Association of Glendale – Greater Los Angeles from 2018-2019. Outside of the office, Joy volunteers in various community events serving the AAPI community. She and her husband love to travel and enjoy the joy their daughter and three dogs bring in their lives.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Joy began her career in financial services in 2007, and joined Morgan Stanley in 2021 as a Associate Private Banker. Prior to joining the firm, she was a Premier Banker II at Wells Fargo Bank, N.A.
Joy is a graduate of Centro Escolar University, where she received a Bachelor of Arts in Mass Communication. She lives in Los Angeles, California with her husband. Joy is the founder of Alexis Louise Quiza (ALQ) Children’s Foundation, and past president of the Filipino American Business Association of Glendale – Greater Los Angeles from 2018-2019. Outside of the office, Joy volunteers in various community events serving the AAPI community. She and her husband love to travel and enjoy the joy their daughter and three dogs bring in their lives.
NMLS#: 642535
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Bridgewater Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
