J. Jay Robinson Jr.
Executive Director, Wealth Management, Wealth Advisor
Phone:
(904) 632-0239(904) 632-0239
The Bridgeview IC Group at Morgan Stanley
Our Mission Statement
We provide the advice and clarity needed for our clients to pursue their own dreams, talents, and passions
Our Story and Services
The BridgeView IC Group was formed by the merger of The CU Focus Group and The Robinson Group to deliver a premier suite of family wealth management strategies. The merger of these two teams brings a unique skill set together into one team. The CU Focus Group has worked predominantly with institutions around the country. Whereas, The Robinson Group’s multigenerational team, with deep roots dating back to 1967, focuses on building multigenerational family relationships by providing customized solutions with exceptional service and execution.
By bringing together individual talents into a cohesive team, The BridgeView IC Group seeks to provide our clients with comprehensive, custom tailored solutions. From Retirement & Inheritance planning, to coordination with your trusted estate planning professionals, the Bridgeview IC Group is fixated on delivering our robust expertise to clients. Having access to institutional level resources, at one of the world’s preeminent global financial services firms, means that our advice is informed by a global perspective and backed by the latest strategies and concepts in the family wealth management field.
We believe there is more to wealth planning than advice on any one investment, so we take an integrated, holistic approach to helping you invest for your needs and goals. Our team based approach allows our clients to benefit from our diverse experience and knowledge of wealth management solutions. Just as our estate planning strategies are designed for durability across the generations of your family, our team is designed with succession plans to ensure your heirs have access to seamless advice far into the future.
By bringing together individual talents into a cohesive team, The BridgeView IC Group seeks to provide our clients with comprehensive, custom tailored solutions. From Retirement & Inheritance planning, to coordination with your trusted estate planning professionals, the Bridgeview IC Group is fixated on delivering our robust expertise to clients. Having access to institutional level resources, at one of the world’s preeminent global financial services firms, means that our advice is informed by a global perspective and backed by the latest strategies and concepts in the family wealth management field.
We believe there is more to wealth planning than advice on any one investment, so we take an integrated, holistic approach to helping you invest for your needs and goals. Our team based approach allows our clients to benefit from our diverse experience and knowledge of wealth management solutions. Just as our estate planning strategies are designed for durability across the generations of your family, our team is designed with succession plans to ensure your heirs have access to seamless advice far into the future.
Services Include
- 401(k) Rollovers
- 529 PlansFootnote1
- Asset Management
- Business Succession PlanningFootnote2
- Cash Management and Lending ProductsFootnote3
- Estate Planning StrategiesFootnote4
- Exchange Traded FundsFootnote5
- Executive Benefit ServicesFootnote6
- Financial PlanningFootnote7
- Professional Portfolio ManagementFootnote8
- Planning for Individuals with Special Needs and their Families
- Philanthropic ManagementFootnote9
- Stock Plan ServicesFootnote10
- Trust ServicesFootnote11
- Alternative InvestmentsFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Bridgeview IC Group
The Bridgeview IC Group is a dedicated, multigenerational team committed to serving families across generations. We take pride in the enduring relationships we have built, with many clients entrusting us with their financial needs for over 40 years. It is a privilege to extend our services to their children, grandchildren, and often their parents. Our team collaborates seamlessly to deliver exceptional service, objective guidance, and strategies focused on achieving results. Engaging with any member of our team helps ensure you benefit from the collective experience and dedication of our entire team.
5 Financial Advisors
4 Client service professionals
1 Corporate Cash Director
1 Portfolio Management Director
1 Senior Portfolio Manager
1 CFP® - Certified Financial Planner
1 CEPA® - Certified Exit Planning Advisor
5 Financial Advisors
4 Client service professionals
1 Corporate Cash Director
1 Portfolio Management Director
1 Senior Portfolio Manager
1 CFP® - Certified Financial Planner
1 CEPA® - Certified Exit Planning Advisor
Client Resources & Digital Tools
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
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Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning and secure data access.
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Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
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eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
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Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
Learn MoreMarket Insights & Updates
The latest market insights, investment trends, and economic outlooks provide the knowledge you need to navigate today's financial landscape.
2026 Global Economic Outlook
U.S. consumer spending and capital expenditures on AI are likely to drive moderate growth as global inflation slows.
Thoughts on the Market
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Location
50 N. Laura St
Ste 2000
Jacksonville, FL 32202
US
Direct:
(904) 632-0216(904) 632-0216
Meet The Bridgeview IC Group
Joe Ranucci
Executive Director, Corporate Cash Investment Director
Phone:
(904) 632-0230(904) 632-0230
Johnthomas Cumbow, CFP®
Senior Vice President, Wealth Advisor, Portfolio Management Director
Phone:
(904) 632-0216(904) 632-0216
Senior Vice President, Wealth Management, Wealth Advisor, Senior Portfolio Manager
Phone:
(904) 632-0214(904) 632-0214
Phone:
(904) 632-0240(904) 632-0240
Phone:
(904) 632-0283(904) 632-0283
Kim Bouscher
Senior Client Service Associate
Phone:
(904) 632-0274(904) 632-0274
Dawn Buchholz
Portfolio Associate
Phone:
(904) 632-0275(904) 632-0275
Kathryn Brinkman
Senior Registered Associate
Phone:
(904) 632-0282(904) 632-0282
Irina Norkina
Client Service Associate
Phone:
(904) 665-0472(904) 665-0472
About J. Jay Robinson Jr.
Jay Robinson Jr. is a second-generation Morgan Stanley advisor, Senior Vice President, and senior partner of The Bridgeview IC Group. He and his team provide customized solutions focusing on asset protection as well as income preservation for individuals, families, and institutions. Jay’s area of focus extends beyond investments and includes Liability Management, Trust & Estate Planning, as well as Philanthropic strategies. Joining Morgan Stanley in 1999, Jay was a founding member of the Robinson Group. Since then, he has provided tailored financial advice to multiple generations of clients.
Born and raised in Jacksonville, Jay attended Spring Hill college and graduated from the University of North Florida. Outside of work, he can be found spending time with his wife, Ashley, and two children, Kent and Elle. Jay and his family enjoy spending time on the water doing activities such fishing, tubing, skiing, snorkeling, and more.
Born and raised in Jacksonville, Jay attended Spring Hill college and graduated from the University of North Florida. Outside of work, he can be found spending time with his wife, Ashley, and two children, Kent and Elle. Jay and his family enjoy spending time on the water doing activities such fishing, tubing, skiing, snorkeling, and more.
Securities Agent: CA, MA, RI, OR, OK, OH, NH, ME, VA, NC, KS, GA, MS, MO, KY, DC, WY, VI, SC, NM, MN, IN, IL, CT, AZ, WA, PA, NJ, MD, LA, CO, AL, ID, HI, AR, UT, TX, NY, MI, NV, FL, WV, TN, DE, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 1268194
NMLS#: 1268194
About Joe Ranucci
Joe has more than 25 years of experience with institutional fixed income clients. He began his career on the bond desk at Lehman Brothers in New York City. He made his way to Morgan Stanley in 2000. He currently serves as an Executive Director in the Institutional Client Coverage department for Fixed Income Sales and was a founding partner of The CU Focus Group at Morgan Stanley. Joe is a graduate of High Point University. He earned degrees in both economics and marketing. When not at work, Joe can be found spending time with his wife and four kids, either at the soccer fields or on the water.
Securities Agent: AR, WA, IL, FL, NC, MO, CT, NV, LA, ID, GA, WY, WV, VA, PR, OR, NM, NJ, ME, KS, VI, TN, MS, MD, IN, CO, AZ, SC, TX, PA, OK, DE, DC, AL, VT, UT, OH, NY, NH, MN, IA, CA, WI, RI, MA, KY, HI, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1873863
NMLS#: 1873863
About Johnthomas Cumbow
John is currently a Senior Vice President at Morgan Stanley and one of the three senior partners with the Bridgeview IC Group. He is a Senior Portfolio Manager and holds a CFP® designation and works alongside individuals, families, business owners, and executives to create and implement comprehensive and customized solutions and strategies. With over two decades of experience, John brings a dedicated, loyal, and mid-western style approach to the team.
John graduated from The Ohio State University with a degree in Economics. He began his career at Merrill Lynch in 1993 and joined Morgan Stanley in 1996. Outside of work, John can be seen spending time with his wife, Amy, and two children, Katherine and Alexander. He enjoys playing golf and tennis, and coaches middle school football for the Episcopal School of Jacksonville.
John graduated from The Ohio State University with a degree in Economics. He began his career at Merrill Lynch in 1993 and joined Morgan Stanley in 1996. Outside of work, John can be seen spending time with his wife, Amy, and two children, Katherine and Alexander. He enjoys playing golf and tennis, and coaches middle school football for the Episcopal School of Jacksonville.
Securities Agent: UT, VT, MN, CT, CO, OK, NV, MO, KS, IA, DC, TX, NJ, IN, ID, AZ, AR, WY, VI, NC, MA, KY, HI, NM, MI, AL, NH, LA, IL, DE, WA, VA, OH, ME, GA, TN, SC, PR, OR, RI, FL, WV, PA, NY, MS, MD, CA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288084
CA Insurance License #: 0E01077
NMLS#: 1288084
CA Insurance License #: 0E01077
About Matthew Benjamin Friedl
Securities Agent: VA, AL, CO, TN, NV, CT, MN, FL, WA, OR, NY, NM, ME, MA, DE, DC, WV, MS, ID, HI, CA, RI, NJ, NC, MO, KY, KS, GA, SC, OK, OH, NH, VT, UT, PA, MI, LA, IN, AZ, TX, IL, WY, MD, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 1279269
NMLS#: 1279269
About Parker Barriball
Parker is a Financial Advisor and partner with The Bridgeview IC Group at Morgan Stanley. He brings a wealth of international and business experience to the team. Prior to joining the firm in 2018, Parker spent six years living and working in China for American agricultural companies. Working with individuals, families, and business owners, Parker’s unique experience and perspective enable him to bring a broad view of global trends to his clients.
Parker graduated from Florida State University with degrees in International Affairs and Chinese Linguistics. In his free time, Parker is an avid water fowler and Brazilian Jiu Jitsu practitioner. He and his wife, Selenia, enjoy sampling Jacksonville’s culinary offerings.
Parker graduated from Florida State University with degrees in International Affairs and Chinese Linguistics. In his free time, Parker is an avid water fowler and Brazilian Jiu Jitsu practitioner. He and his wife, Selenia, enjoy sampling Jacksonville’s culinary offerings.
Securities Agent: NJ, AZ, WA, OR, OK, NY, MD, LA, RI, OH, NM, ME, HI, CT, WV, VA, FL, CA, VT, MN, KY, ID, AR, UT, MS, IL, DC, TN, SC, MO, KS, DE, AL, PA, NV, NH, NC, MI, MA, IN, GA, WY, VI, TX, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1805359
NMLS#: 1805359
About Matthew Monroe
Matthew Monroe is a Financial Advisor with The Bridgeview IC Group at Morgan Stanley, based in Jacksonville, Florida. He brings extensive experience in personal wealth management and retirement planning, working with individuals and families to help define goals, build tailored strategies, and navigate key financial decisions with confidence.
Matthew earned his finance degree from Florida State University. Born and raised in Jacksonville, he values building long-term relationships in the community he calls home. Outside of the office, he enjoys fishing, playing tennis, and traveling.
Matthew earned his finance degree from Florida State University. Born and raised in Jacksonville, he values building long-term relationships in the community he calls home. Outside of the office, he enjoys fishing, playing tennis, and traveling.
Securities Agent: MA, KS, IL, FL, UT, NH, NE, MT, MD, AR, TN, DC, CO, TX, SD, WI, ND, LA, HI, CA, AZ, AK, WY, WA, NV, WV, PR, NC, SC, RI, OK, NY, NM, KY, IN, DE, VA, NJ, ID, IA, GA, CT, AL, VT, PA, OR, MO, ME, VI, OH, MS, MN, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 2807823
NMLS#: 2807823
About Kim Bouscher
Kim Bouscher is a Senior Client Service Associate at Morgan Stanley. She began her career over 34 years ago and has been with the firm since 2000. She has gained invaluable operations and client service experience during that time.
Kim lived abroad as a naval dependent for most of her childhood, finishing high school, focusing on business, in rural Pennsylvania. Kim attended Penn State, majoring in broadcast journalism. She enjoys traveling, family time, and being active in the Church in the Orange Park Community where she and her husband Kelly have lived for 29 years. She has one daughter, Lauren, who is a graduate from FSU.
Kim lived abroad as a naval dependent for most of her childhood, finishing high school, focusing on business, in rural Pennsylvania. Kim attended Penn State, majoring in broadcast journalism. She enjoys traveling, family time, and being active in the Church in the Orange Park Community where she and her husband Kelly have lived for 29 years. She has one daughter, Lauren, who is a graduate from FSU.
About Dawn Buchholz
Dawn is a Portfolio Associate and has been with Morgan Stanley for over 25 years. By using the firms extensive resources and tools, she’s able to provide our clients with exceptional personalized service and problem solving in a timely manner. With her knowledge of the wealth management industry, she’s able to build strong relationships with our clients, assist with daily account maintenance, process asset transfers, and respond to client inquiries. She also uses her organizational skills and attention to detail in assisting institutional fixed income clients with trade reconciliation, settlement issues, and general client service processes.
Having started out in operations, she currently holds the Series 7, 63 and 66 licenses, and earned a bachelor’s degree from Wisconsin Lutheran College.
In her free time, Dawn enjoys spending time with her family, reading, cooking, and watching sports.
Having started out in operations, she currently holds the Series 7, 63 and 66 licenses, and earned a bachelor’s degree from Wisconsin Lutheran College.
In her free time, Dawn enjoys spending time with her family, reading, cooking, and watching sports.
About Kathryn Brinkman
Kathy Brinkman joined Morgan Stanley in 2022 and works with Matthew as a Senior Registered Client Service Associate. Kathy is a Florida native and has 12 years of industry experience. She started her career in the high net worth client service of a premier national service provider in Jacksonville, FL. She then transitioned to their Alpharetta, Georgia branch office to pursue a role in financial planning. In 2017, she joined a corporate division of another prominent financial firm where she worked with both high net worth participants and corporate clients that held their equity compensation plans at the firm. After living in Georgia for 7 years, she moved back to Florida in 2020 to be closer to family.
Kathy received a Bachelor of Science in Business Administration from The University of Florida, where she majored in Economics. She has also obtained her Series 7, 63, and 65 licenses. She married her husband, Nick, in 2019. They live in Fernandina Beach with their two dogs, Scout and Millie, and their cat, Murray. In her free time Kathy likes to spend time outdoors with her family, cooking, exercising, reading and the arts.
Kathy received a Bachelor of Science in Business Administration from The University of Florida, where she majored in Economics. She has also obtained her Series 7, 63, and 65 licenses. She married her husband, Nick, in 2019. They live in Fernandina Beach with their two dogs, Scout and Millie, and their cat, Murray. In her free time Kathy likes to spend time outdoors with her family, cooking, exercising, reading and the arts.
Securities Agent: WA, TX, HI, WV, SC, MN, MI, ME, KS, IN, CA, VA, NH, MO, KY, TN, FL, WI, PA, NV, ID, DE, CT, UT, NY, NM, NJ, DC, CO, VT, NC, MD, WY, SD, RI, OK, MS, AZ, VI, OR, MA, LA, IL, GA, AL, PR, OH, IA, AR; General Securities Representative; Investment Advisor Representative
About Irina Norkina
Irina Norkina has recently joined the Bridgeview Group as a Client Service Associate. She holds a Global MBA from the University of North Florida, which included international studies in Germany, Poland, and South Korea. Before joining Morgan Stanley, Irina gained valuable experience in accounting and finance within the healthcare industry.
Currently residing in Ponte Vedra Beach, Irina enjoys spending her free time with family and friends, traveling, and exploring new hobbies. Her diverse background and passion for client service make her a valuable asset to our team.
Currently residing in Ponte Vedra Beach, Irina enjoys spending her free time with family and friends, traveling, and exploring new hobbies. Her diverse background and passion for client service make her a valuable asset to our team.
Contact J. Jay Robinson Jr.
Contact Joe Ranucci
Contact Johnthomas Cumbow
Contact Matthew Benjamin Friedl
Contact Parker Barriball
Contact Matthew Monroe
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Robert Mickler
Private Banker
Rachael Crapsi, CFP®, CPWA®
Financial Planning Director, Vice President
About Robert Mickler
Robert Mickler is a Private Banker serving Morgan Stanley Wealth Management offices in Florida and Georgia.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Robert began his career in financial services in 1991, and joined Morgan Stanley in 2014. Prior to joining the firm, he held several positions with Merrill Lynch, most recently as a Resident Manager and Wealth Management Banker in the Global Wealth Management organization.
Robert is a graduate of Villanova University, where he received a Bachelor of Science in Finance. He lives in Jacksonville, Florida with his wife and family. Outside of the office, enjoys playing golf, reading, and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Robert began his career in financial services in 1991, and joined Morgan Stanley in 2014. Prior to joining the firm, he held several positions with Merrill Lynch, most recently as a Resident Manager and Wealth Management Banker in the Global Wealth Management organization.
Robert is a graduate of Villanova University, where he received a Bachelor of Science in Finance. He lives in Jacksonville, Florida with his wife and family. Outside of the office, enjoys playing golf, reading, and traveling.
NMLS#: 863115
About Rachael Crapsi
Rachael Crapsi, CFP®, CPWA® is a financial planning director serving Morgan Stanley’s Wealth Management offices in Florida. She is responsible for helping financial advisors with their clients’ financial planning needs.
Rachael began her career in financial services in 2012 and joined Morgan Stanley in 2022. Prior to her current position, she has worked as a financial advisor in Cincinnati, OH at JP Morgan and Fifth Third Private Bank, serving affluent families by developing authentic, lasting relationships while helping to preserve, build and transfer wealth.
She is a graduate of The Ohio State University where she earned degrees in Finance and International Business with a focus in Mandarin. Rachael holds her CERTIFIED FINANCIAL PLANNER® and CERTIFIED PRIVATE WEALTH ADVISOR® designations.
Originally from Buffalo, New York, Rachael now resides in Jacksonville, Florida. Outside of work, she enjoys playing soccer, traveling and cooking.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning, and other legal matters.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC# 4732896 08/2025
Rachael began her career in financial services in 2012 and joined Morgan Stanley in 2022. Prior to her current position, she has worked as a financial advisor in Cincinnati, OH at JP Morgan and Fifth Third Private Bank, serving affluent families by developing authentic, lasting relationships while helping to preserve, build and transfer wealth.
She is a graduate of The Ohio State University where she earned degrees in Finance and International Business with a focus in Mandarin. Rachael holds her CERTIFIED FINANCIAL PLANNER® and CERTIFIED PRIVATE WEALTH ADVISOR® designations.
Originally from Buffalo, New York, Rachael now resides in Jacksonville, Florida. Outside of work, she enjoys playing soccer, traveling and cooking.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning, and other legal matters.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
CRC# 4732896 08/2025
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
From Our Team
Want to Keep More of Your Investment Returns? Consider These Tax Moves
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Bridgeview IC Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.
Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
