J.P. Brescia
Financial Advisor, Portfolio Management Director
Phone:
(856) 231-4806(856) 231-4806
The Brescia Team at Morgan Stanley
Direct:
(856) 231-4806(856) 231-4806
Toll-Free:
(800) 932-0037(800) 932-0037
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
About Us
After working over 25 years at some of the largest and most prestigious financial services firms, J.P. Brescia, the managing partner of the team, had a vision. To achieve true excellence and distinction in the service of clients, a combination of diverse skills and personalities is necessary in the form of a team. The highest quality client experience could only be achieved by dedicated investment, planning and client service specialists seamlessly working in concert.We judge our success in only one way; client satisfaction. Our Goals Based approach establishes a personal financial blueprint. Later, clients receive periodic meetings and reports that strictly measure progress versus that blueprint. The plan is not changed unless there is a significant change in client goals.Particular client situations, developing events in the general economy, changes in the regulatory landscape and more specific industry and investment issues are discussed daily on an ongoing basis. How these things might affect our clients is examined with an eye to swift and decisive action. Recent investment moves are also reviewed. We are our own harshest critics. Important distinguishing factors:
- Use of individual bonds: We recommend investing in actual bonds versus bond funds. Holding individual bonds to maturity provides greater certainty as to return of principal.
- Allocation for cash flow needs: Our team typically recommends allocating for three years of cash flow needs in order to help maintain lifestyle continuity for clients. Seeking to reduce the probability that long-term investments will need to be liquidated at a market low.
- Control of costs: The use of actual bonds and proprietary stock models allows greater control of when and how taxable gains are taken.
- Transparency: We strive to give clients a clear picture of what they own and portfolio expenses.
Services Include
- Retirement PlanningFootnote1
- Professional Portfolio ManagementFootnote2
- Municipal BondsFootnote3
- Corporate BondsFootnote4
- 401(k) Rollovers
- 529 PlansFootnote5
- Certificates of DepositFootnote6
- Corporate Retirement PlansFootnote7
- Estate Planning StrategiesFootnote8
- Long Term Care InsuranceFootnote9
- Trust AccountsFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Clients
The Brescia Team serves a geographically diverse clientele in 19 states ranging from California, to Florida and the Carolinas to the Delaware Valley and New England.
Our typical client is an affluent, well-educated professional, or small business owner. Engineers, lawyers, doctors, college professors, scientists, and many investment professionals have recognized our skill and rewarded us with their patronage. Most of our clients are approaching retirement or retired although we also welcome millennials who understand the benefits of long-term growth investing.
Our typical client is an affluent, well-educated professional, or small business owner. Engineers, lawyers, doctors, college professors, scientists, and many investment professionals have recognized our skill and rewarded us with their patronage. Most of our clients are approaching retirement or retired although we also welcome millennials who understand the benefits of long-term growth investing.
Location
330 Fellowship Rd
Ste 400
Mount Laurel, NJ 08054
US
Direct:
(856) 231-4806(856) 231-4806
Toll-Free:
(800) 932-0037(800) 932-0037
Meet The Brescia Team
Stephanie M Mazzo
Vice President, Wealth Management, Financial Advisor
Phone:
(856) 231-4807(856) 231-4807
Andrew Mazzo
Financial Advisor
Phone:
(856) 231-4814(856) 231-4814
Edward P. Bell
Registered Associate
Phone:
(856) 231-4828(856) 231-4828
Kelsey Walsh
Team Administrator
Phone:
(856) 222-4542(856) 222-4542
Alyssa Maglio
Client Service Associate
Phone:
(856) 222-4577(856) 222-4577
About J.P. Brescia
J.P. Brescia brings nearly three decades of financial services experience to his role as Portfolio Management Director and managing partner of The Brescia Team at Morgan Stanley. He began his career as an accountant in Center City Philadelphia in 1995 before transitioning to wealth management in 1998 as a Financial Advisor with Merrill Lynch. In 2001, he earned the designation of Chartered Retirement Planning Counselor℠ (CRPC®) from the College for Financial Planning, further strengthening his expertise in retirement and wealth planning strategies.
Today, J.P. leads a client-focused practice at Morgan Stanley, working closely with individuals, families, and organizations to design strategies tailored to their specific goals and evolving needs. His clients include financial professionals, engineers, business owners, and nonprofit organizations. With a strong emphasis on multigenerational wealth planning, J.P. often meets with clients’ parents and children to provide cohesive guidance across family legacies.
At the core of his approach is a commitment to truly understanding what matters most to each client—their personal circumstances, loved ones, and passions—because he believes these factors shape financial decisions and long-term success. Through regular meetings, he ensures that strategies remain aligned with changing market conditions and life events.
J.P. holds a Bachelor of Arts in Accounting from Stockton University and has completed multiple graduate-level courses in taxation at Widener University.
*J.P. does not provide tax advice in his role at Morgan Stanley.
Today, J.P. leads a client-focused practice at Morgan Stanley, working closely with individuals, families, and organizations to design strategies tailored to their specific goals and evolving needs. His clients include financial professionals, engineers, business owners, and nonprofit organizations. With a strong emphasis on multigenerational wealth planning, J.P. often meets with clients’ parents and children to provide cohesive guidance across family legacies.
At the core of his approach is a commitment to truly understanding what matters most to each client—their personal circumstances, loved ones, and passions—because he believes these factors shape financial decisions and long-term success. Through regular meetings, he ensures that strategies remain aligned with changing market conditions and life events.
J.P. holds a Bachelor of Arts in Accounting from Stockton University and has completed multiple graduate-level courses in taxation at Widener University.
*J.P. does not provide tax advice in his role at Morgan Stanley.
Securities Agent: IL, NY, WV, MA, NC, SC, PA, OH, CO, CA, DE, FL, DC, GA, WA, MD, VA, TX, NJ, MI, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 557534
NMLS#: 557534
About Stephanie M Mazzo
Stephanie began her career in the Wealth Management field and with The Brescia Team in 2008. Throughout the years she has filled many different roles within the team, executing each role with unmatched attention to detail and client satisfaction.
Leveraging her 17 years of experience in the financial services industry, Stephanie provides customized guidance across a wide range of planning areas, including retirement readiness, estate planning, tax-efficient investment strategies, and risk protection. Her approach begins with a deep understanding of each client’s unique needs and priorities, followed by the development of a tailored financial roadmap designed to grow, protect, and transfer wealth efficiently.
A hallmark of her practice is her proactive review process. By meeting with clients regularly, she ensures their financial plans adapt to life changes, market conditions, and evolving priorities. These ongoing conversations allow clients to stay informed and make confident decisions every step of the way.
She works closely with individuals, families, business owners and other financial professionals to simplify complex financial matters, always prioritizing clear communication and trusted relationships. Whether navigating a major life transition or seeking long-term legacy planning, clients value Stephanie’s thoughtful guidance and steady support.
Stephanie graduated from Rutgers University with a Bachelor of Science in Finance and currently resides in Tabernacle, NJ with her husband, Donny and their daughters, Aurora & Angeline. In her free time, she enjoys spending time with her family and friends at their home, at the Jersey Shore.
Leveraging her 17 years of experience in the financial services industry, Stephanie provides customized guidance across a wide range of planning areas, including retirement readiness, estate planning, tax-efficient investment strategies, and risk protection. Her approach begins with a deep understanding of each client’s unique needs and priorities, followed by the development of a tailored financial roadmap designed to grow, protect, and transfer wealth efficiently.
A hallmark of her practice is her proactive review process. By meeting with clients regularly, she ensures their financial plans adapt to life changes, market conditions, and evolving priorities. These ongoing conversations allow clients to stay informed and make confident decisions every step of the way.
She works closely with individuals, families, business owners and other financial professionals to simplify complex financial matters, always prioritizing clear communication and trusted relationships. Whether navigating a major life transition or seeking long-term legacy planning, clients value Stephanie’s thoughtful guidance and steady support.
Stephanie graduated from Rutgers University with a Bachelor of Science in Finance and currently resides in Tabernacle, NJ with her husband, Donny and their daughters, Aurora & Angeline. In her free time, she enjoys spending time with her family and friends at their home, at the Jersey Shore.
Securities Agent: WV, IL, NY, NC, SC, WA, CO, CA, DE, DC, FL, MA, MD, MI, VA, TX, OH, RI, PA, NJ, NV, GA, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 903954
NMLS#: 903954
About Andrew Mazzo
Andrew joined the Brescia Team in June 2015. Since joining the team Andrew has worked along-side J.P. and Edward Bell to help design, evaluate and refine the team's proprietary investment portfolios using Morgan Stanley's trading platforms. Andrew's investment focused role for the team allowed him to hone his skills in portfolio construction. Portfolio construction is now at the forefront of Andrew's growing practice as he uses his knowledge to create custom investment portfolios catered to his clients risk tolerance and cash flow needs. Andrew graduated from Rutgers University with a Bachelor of Arts in Human Resources. When out of the office Andrew enjoys surfing, traveling and spending time with his fiancée Kelsie.
Securities Agent: IL, VA, WA, MD, TN, VT, SC, GA, MA, WV, CA, TX, CT, DC, PA, OH, NY, NJ, NC, MI, FL, DE, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1447781
NMLS#: 1447781
About Kelsey Walsh
Kelsey comes from a strong customer service background with over 10 years of experience in customer satisfaction. Kelsey strives to ensure a positive client experience from start to finish. She plays a key role in managing client appointments and supporting the financial advisors. Her attention to detail, addressing client concerns, and commitment to excellent customer service makes her an integral part of the team. In 2021, Kelsey graduated from Stockton University with a Bachelor of Health Science with a minor in Business Studies, combining a robust foundation in healthcare and business management. Currently, Kelsey is studying to take the SIE and plans to pursue taking the series 7 and 63 to further advance in the financial sector. Outside of work, Kelsey enjoys spending quality time with her family and friends, relaxing at the beach, and caring for her two beloved dogs.
About Alyssa Maglio
Alyssa Maglio has worked at Morgan Stanley for 3 years and is our teams Client Service Associate. She supports clients with dedication, attention to detail, and a commitment to exceptional service. Alyssa is currently working towards obtaining her SIE, Series 7, and Series 66 licenses, she is focused on deepening her expertise in financial services and growing her career within the industry.
She earned her undergraduate degree from Fairleigh Dickinson University and later completed her master’s degree at Purdue University. Alyssa brings a strong educational foundation, a passion for client relationships, and a drive for continuous learning to her role.
Outside of work, she enjoys reading, traveling and spending quality time with her friends, family, and three furry friends Willow, Scarlett, and Aurora.
She earned her undergraduate degree from Fairleigh Dickinson University and later completed her master’s degree at Purdue University. Alyssa brings a strong educational foundation, a passion for client relationships, and a drive for continuous learning to her role.
Outside of work, she enjoys reading, traveling and spending quality time with her friends, family, and three furry friends Willow, Scarlett, and Aurora.
Contact J.P. Brescia
Contact Stephanie M Mazzo
Contact Andrew Mazzo
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Brescia Team today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
5Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
6Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
