The Avocet Group at Morgan Stanley

Welcoming a child into the family is a joyous occasion for everyone. As a trusted advisor to our clients, we play a critical role in helping you plan and prepare for the financial components that a new child introduces into your lives.

Education is a major investment and expense for most of our clients—one that often requires years of careful, advanced planning. As educational costs continue to rise—from primary education through undergraduate, graduate and professional schools—we can help you approach the range of educational expenses, such as tuition, extension programs and advanced professional training, with appropriate funding strategies for your particular situations.

There are few events more exciting than when our client decides to align their life with the person they love. Of course, there are conversations you should have with your partner before tying the knot. One of the most important is about money—how you will make it, save it, spend it and invest it. In addition, helping fund an adult child's wedding is a goal for many parents (and grandparents).

Today's 65-year-olds have a high likelihood of living until their mid-80s, and it's not uncommon anymore to reach substantially beyond that. That means you need to plan for a retirement that will span two decades and potentially much more. Longer retirements are great outcomes, but also place a great deal of stress on a household's finances.

Health care costs are rising—especially for retirees, and sometimes might require long-term care. Learn the moves you can make to help prepare yourself.

Dealing with death is never easy. Aside from coping with the loss of a loved one, legal matters also require immediate attention, including administration of the estate. Though it may be hard for individuals to talk about estate planning because of the heartache, addressing it promptly is crucial to saving both time and money, and to minimizing family conflict or confusion.

After more than 25 years of innovation, artificial intelligence is having a breakthrough moment. AI has reached an inflection point as it offers game-changing innovations in technology for consumers.

The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.

Data privacy continues to be a major concern for many Americans. Learn how to take back control of your information.

Mike Wilson's Thoughts on the Market is one of Morgan Stanley's most popular podcasts. Join Mike Wilson as he dives into the market, explaining complex topics in a concise, easy-to-understand way.

They're tax friendly, flexible and available to anyone. Yet 529 education savings plans are still underused. Here are a few things that parents, grandparents and anyone hoping to get a leg up on college costs need to know.

Being aware of how and where we invest is an important factor in some of our financial portfolios. Those who want their investing to properly reflect their values may consider implementing ESG-conscious strategies into their financial plan, which can be mindful of a variety of social causes and sectors.

The recent volatility has made it important to check your current retirement plan to confirm that you're on track toward meeting your investment goals.

How you plan your finances in retirement may be just as important as the process of saving for retirement. Here are some key considerations.

Even small contributions to a retirement fund can have a big impact. Let us know if you would want to talk more about this.

Smart tax planning can help you save more for retirement and keep more of what you've already saved. Consider these tax-efficient retirement planning strategies.

Your set of Philanthropic objectives is as personal as your vision of a better world. Determining your objectives however, can be challenging when there are so many worthy causes and so many unmet needs.

With you every step of the way. I analyze your tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed for the client.

Intangible assets are becoming increasingly important for individuals and companies to grow and generate profits.

Particularly in the case of an ultra high net worth family engaged in a common enterprise, such as running a family business, operating a family office, or simply investing together as a family, it's extremely important to have a sound framework within which to make decisions - in other words, a family governance system.

A broad range of specialty services are available to enrich and enhance the health, safety, comfort, and interests of affluent families, from private aviation, personal security, art advisory, and household staffing, to private health advisory services and advisory services for single family offices.

Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It's not always easy, but starting the conversation is a key step in long-term wealth planning.