Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(772) 223-3261(772) 223-3261
The Allison, Lampert & Shapiro Group at Morgan Stanley
Direct:
(772) 223-3261(772) 223-3261
Our Mission Statement
Excellence in family wealth planning, tailored to your goals and built for generations.
Our Story and Services
Founded in 2025, our team was built to deliver a high-touch, planning-first experience—powered by the global capabilities of Morgan Stanley.
When you’re scrolling headlines and markets are moving fast, we help you stay focused on what matters: your goals, your plan, and your next best decision.
________________________________________
What we help with most
• Financial Planning: turning priorities into a clear, actionable roadmap
• Investment Management: disciplined portfolios built around your objectives and risk comfort
• Retirement Planning: income strategies, timing decisions, and lifestyle planning
• Estate & Legacy Planning Coordination: helping connect the dots with your attorney/tax professionals to support multigenerational goals
• Education & Family Planning: funding strategies aligned to your broader plan
• Philanthropy: charitable giving strategies aligned with your values
• Business Owner & Executive Planning: concentrated stock, equity compensation, liquidity-event preparation (as applicable)
________________________________________
What it’s like to work with us
• Clarity over complexity: we simplify decisions and explain the “why”
• Proactive communication: ongoing checkpoints—not one-time planning
• A team approach: personalized relationship, supported by firmwide specialists and resources
________________________________________
Powered by Morgan Stanley’s platform (and innovation)
As part of Morgan Stanley, we can help clients access:
• Institutional-caliber research and market insights to stay informed with perspective
• Modern digital tools designed to help organize your financial life
• Specialized capabilities across planning, investing, lending solutions (where appropriate), and broader wealth strategies
Morgan Stanley has also been investing in AI and advanced technology to enhance how teams serve clients—supporting areas like research, analytics, and advisor workflow so we can spend more time on what matters most: advice, planning, and service.
________________________________________
Our mission
Excellence in family wealth planning—tailored to your unique goals, values, and legacy.
When you’re scrolling headlines and markets are moving fast, we help you stay focused on what matters: your goals, your plan, and your next best decision.
________________________________________
What we help with most
• Financial Planning: turning priorities into a clear, actionable roadmap
• Investment Management: disciplined portfolios built around your objectives and risk comfort
• Retirement Planning: income strategies, timing decisions, and lifestyle planning
• Estate & Legacy Planning Coordination: helping connect the dots with your attorney/tax professionals to support multigenerational goals
• Education & Family Planning: funding strategies aligned to your broader plan
• Philanthropy: charitable giving strategies aligned with your values
• Business Owner & Executive Planning: concentrated stock, equity compensation, liquidity-event preparation (as applicable)
________________________________________
What it’s like to work with us
• Clarity over complexity: we simplify decisions and explain the “why”
• Proactive communication: ongoing checkpoints—not one-time planning
• A team approach: personalized relationship, supported by firmwide specialists and resources
________________________________________
Powered by Morgan Stanley’s platform (and innovation)
As part of Morgan Stanley, we can help clients access:
• Institutional-caliber research and market insights to stay informed with perspective
• Modern digital tools designed to help organize your financial life
• Specialized capabilities across planning, investing, lending solutions (where appropriate), and broader wealth strategies
Morgan Stanley has also been investing in AI and advanced technology to enhance how teams serve clients—supporting areas like research, analytics, and advisor workflow so we can spend more time on what matters most: advice, planning, and service.
________________________________________
Our mission
Excellence in family wealth planning—tailored to your unique goals, values, and legacy.
Services Include
- Professional Portfolio ManagementFootnote1
- Cash Management and Lending ProductsFootnote2
- Financial PlanningFootnote3
- Retirement PlanningFootnote4
- Estate Planning StrategiesFootnote5
- Trust ServicesFootnote6
- Alternative InvestmentsFootnote7
- Art AdvisoryFootnote8
- Corporate Retirement PlansFootnote9
- Defined Contribution PlansFootnote10
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Personal Finance
Your Guide to Personal Finance
Goals Planning System (GPS)
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Portfolio Risk Platform
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Total Tax 365
Your Guide to Tax Efficient PlanningHow We Can Help You
Financial Planning
The cornerstone of an effective wealth management plan is comprehensive financial planning, capturing your goals, resources and expectations for the future. Effective planning helps to successfully fund education and retirement income funding. Planning helps eliminate blind spots and helps ensure legacy goals are met.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf
Morgan Stanley Smith Barney LLC ("Morgan Stanley"), its affiliates and Morgan Stanley Financial Advisors do not provide tax or legal advice. Individuals should seek advice based on their particular circumstances from an independent tax or legal advisor.
Asset Management
After our financial planning process uncovers your goals, personal assets, liabilities, family dynamics and other unique circumstances, we create an investment strategy tailored to fit your needs. We make it a priority to educate our clients on the alignment between their goals and investment allocation.
Retirement Planning
Planning is paramount to securing a successful retirement. We bring intense focus and education to the retirement process, no matter where you are in your professional career, it is not too early to start preparing for your retirement. You have worked hard, or are working hard, to get to the retirement phase of life. Now it is up to us to help you live a work-optional lifestyle.
401k Rollovers
If you have a 401(k) from a previous job, we make it easy to consolidate your assets into one account so you can monitor your progress and investment results all in one place. With the benefit of added simplification from the client's perspective, we also ensure that there is no risky overlap or concentration in securities. You also have the full suite of an open platform from which to choose investments from.
Trust and Estate Services
A critical part of any financial plan is ensuring your assets are titled in a way that fits your specific needs, wants and wishes, while keeping taxes in mind. Whether you choose to leave assets to family members, endowments, or charities, we provide the access and guidance needed to align your assets to your goals. When necessary or requested, we work with any other financial, tax, or estate advisors you have.
Legacy Planning
We provide white-glove service to each and every client. We feel that the family members of our clients should be treated likes clients as well. Our practice is expanding and evolving alongside the families we work with, so we believe it is imperative to be able to offer the same level of service to the next generation(s). We believe starting financial education early is the best way to understand the complexities of effective wealth management.
Solutions Tailored To You
As a valued high net-worth client, your financial situation is distinct. The uniqueness of your wealth management needs arises from the complexity of your circumstances and your specific goals. Leveraging the extensive tools and resources available through Morgan Stanley, we are equipped to offer the comprehensive guidance necessary for managing the financial affairs of a high net-worth family.
The term "Family Office Resources" is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
Family Office Resources
As your family expands and your wealth grows, your financial needs may become more complex. With evolving priorities, this often calls for professionals with broader capabilities and deeper expertise.
Estate Planning
We work with you to evaluate important factors impacting your current and future estate structures, taking into account your evolving financial picture. Together, we'll explore a range of tax and estate planning strategies and collaborate with your external tax and legal advisors to ensure a cohesive and well-informed approach.
Family Governance & Wealth Education
Family Governance & Wealth Education is a comprehensive, family-focused offering designed to help UHNW families address their human capital challenges. Our team assists ultra-high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
Health and Wellness Education
Morgan Stanley's Family Office Resources offers Health and Wellness Education, providing personalized services to address health-related challenges and enhance personal wellbeing. Individual consultations, tailored educational guidance, and access to a network of specialized providers are key features, focusing on eldercare, mental health, and more.
Trust Services
Our team works with Morgan Stanley Trust Specialists to review your trust document and analyze your situation to recommend a selection of corporate trustee partners who they believe may be the right fit for your situation.
Signature Access Lifestyle Advisory
Morgan Stanley's Signature Access offers a comprehensive Lifestyle Advisory service, providing clients with a dedicated concierge to tailor solutions via top-tier third-party providers. Services span travel, asset management, health, and personal security, alongside financial administration, ensuring a holistic approach to enhancing clients' lives. These offerings, from private aviation to real estate and personal security consultancy, are designed to meet the unique needs of affluent clients.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC ("Morgan Stanley"). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Location
729 SW Federal Hwy
Suite 300
Stuart, FL 34994
US
Direct:
(772) 223-3261(772) 223-3261
Meet The Allison, Lampert & Shapiro Group
About Steven Allison
Steve is a Senior Vice President and Senior Portfolio Management Director with Morgan Stanley in Stuart, Florida.
Originally from Syracuse, New York, he relocated south after graduating from Ithaca College and joined Morgan Stanley in 2002. In 2005, he earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation to deepen his professional focus in investments, retirement planning, tax-aware strategies, insurance, and estate planning strategy. Steve is passionate about the financial planning process and enjoys helping clients turn goals into reality, with a particular focus on multigenerational asset protection planning and wealth transfer.
Steve married his wife, Mary Beth, in 2006, and they enjoy spending time with their four children. Their eldest recently graduated from high school and is attending the University of Florida in Gainesville. They also have two daughters in high school and a son who loves baseball.
After more than 20 years as primarily a solo practitioner, Steve is excited to continue to help build a team of financial professionals to deliver specialized knowledge, greater efficiency, and long-term continuity for clients.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Originally from Syracuse, New York, he relocated south after graduating from Ithaca College and joined Morgan Stanley in 2002. In 2005, he earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation to deepen his professional focus in investments, retirement planning, tax-aware strategies, insurance, and estate planning strategy. Steve is passionate about the financial planning process and enjoys helping clients turn goals into reality, with a particular focus on multigenerational asset protection planning and wealth transfer.
Steve married his wife, Mary Beth, in 2006, and they enjoy spending time with their four children. Their eldest recently graduated from high school and is attending the University of Florida in Gainesville. They also have two daughters in high school and a son who loves baseball.
After more than 20 years as primarily a solo practitioner, Steve is excited to continue to help build a team of financial professionals to deliver specialized knowledge, greater efficiency, and long-term continuity for clients.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Securities Agent: FL, MS, WI, NV, ID, DC, WA, VA, OR, IN, DE, CO, WV, CT, AZ, OK, NJ, ME, CA, MI, MD, SC, PA, MO, RI, NC, LA, TX, MA, IL, WY, NY, VT, TN, OH, NH, MT, MN, GA; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1261885
NMLS#: 1261885
About David M Lampert
Securities Agent: PA, OK, NJ, ME, DE, OR, MA, IN, LA, GA, CO, WA, NY, MD, SC, MS, WV, MO, RI, NC, CA, NV, MT, WI, VA, MI, CT, FL, DC, VT, TN, OH, KS, AZ, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1312737
NMLS#: 1312737
About Collin D. Shapiro
Collin Shapiro is a CERTIFIED FINANCIAL PLANNER® professional who helps individuals, families, and professionals build disciplined financial strategies designed to help grow, preserve, and transition wealth across generations.
He helps oversee more than $100 million in client assets as of March 2026 and works with clients across the country to develop long-term investment and planning strategies.
Many of Collin’s clients are professionals and families who are looking for guidance as their financial lives become more complex—particularly those seeking to build wealth beyond employer-sponsored retirement plans.
As a younger advisor with a long-term perspective, Collin is focused on building relationships that can serve families for decades.
He believes the best outcomes occur when financial planning, tax-efficient investing, and estate planning strategies are coordinated thoughtfully. Because of this, Collin frequently collaborates with CPAs and estate planning attorneys to help ensure clients receive well-aligned advice across various areas of their financial lives.
Areas of Focus:
• Investment management and portfolio strategy
• Retirement planning and income distribution strategies
• Tax-efficient wealth accumulation strategies
• Strategies for saving and investing beyond employer-sponsored retirement plans
• Multigenerational wealth and legacy planning
Clients Collin Enjoys Working With:
• Professionals and families building long-term wealth
• Individuals seeking guidance beyond employer retirement plans
• Families navigating generational wealth transitions
• Clients who value disciplined planning and long-term relationships
Professional Collaboration:
Collin values strong working relationships with other trusted professionals and regularly collaborates with:
• Certified Public Accountants (CPAs)
• Estate planning attorneys
• Business owners and other professional advisors
These relationships help ensure clients receive coordinated and thoughtful financial guidance.
Personal:
Collin is based in the Buffalo, New York area and works with clients across the country. Outside of the office, he enjoys spending time with his wife and two young children and looks forward to the day he can coach their sports teams.
He helps oversee more than $100 million in client assets as of March 2026 and works with clients across the country to develop long-term investment and planning strategies.
Many of Collin’s clients are professionals and families who are looking for guidance as their financial lives become more complex—particularly those seeking to build wealth beyond employer-sponsored retirement plans.
As a younger advisor with a long-term perspective, Collin is focused on building relationships that can serve families for decades.
He believes the best outcomes occur when financial planning, tax-efficient investing, and estate planning strategies are coordinated thoughtfully. Because of this, Collin frequently collaborates with CPAs and estate planning attorneys to help ensure clients receive well-aligned advice across various areas of their financial lives.
Areas of Focus:
• Investment management and portfolio strategy
• Retirement planning and income distribution strategies
• Tax-efficient wealth accumulation strategies
• Strategies for saving and investing beyond employer-sponsored retirement plans
• Multigenerational wealth and legacy planning
Clients Collin Enjoys Working With:
• Professionals and families building long-term wealth
• Individuals seeking guidance beyond employer retirement plans
• Families navigating generational wealth transitions
• Clients who value disciplined planning and long-term relationships
Professional Collaboration:
Collin values strong working relationships with other trusted professionals and regularly collaborates with:
• Certified Public Accountants (CPAs)
• Estate planning attorneys
• Business owners and other professional advisors
These relationships help ensure clients receive coordinated and thoughtful financial guidance.
Personal:
Collin is based in the Buffalo, New York area and works with clients across the country. Outside of the office, he enjoys spending time with his wife and two young children and looks forward to the day he can coach their sports teams.
Securities Agent: WI, MO, WY, MI, CO, CA, UT, RI, MS, IN, WA, VT, VA, TX, KY, KS, DC, CT, NJ, MD, IA, LA, ID, WV, PA, OH, NV, NH, NC, MN, FL, OK, GA, OR, ND, MT, ME, IL, NM, MA, DE, AZ, TN, SC, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 2156290
NMLS#: 2156290
Contact Steven Allison
Contact David M Lampert
Contact Collin D. Shapiro
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Allison, Lampert & Shapiro Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)