Our Story and Services

Award winning portfolio managers, we are fluent in the language of finance: in commercial and residential lending, sophisticated tax and estate planning, insurance needs, and planning for business succession or sale. If PLAN is a four-letter word to you, we can help you define and meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve.

The Accent Group: our accent is on your wealth.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Digital Tools

Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
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    Morgan Stanley Online
    Seamlessly and securely manage your investments and everyday finances in one place. Have access to key information and the ability to make transfers and trades on Morgan Stanley Online (MSO) or the Morgan Stanley Mobile App.
    Learn More About MSO
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    Total Wealth View
    Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online and Total Wealth View, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place.
    Learn More About Total Wealth View
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    Goals Planning System (GPS)
    Our Goals Planning System is built on Morgan Stanley's intellectual capital and capabilities, to provide you with investing and planning solutions for your individual goals.
    Learn More About Our Planning Tools
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    Online Security Center
    At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
    Learn More About How We Protect You

Financial Planning Questionnaire

The Accent Group at Morgan Stanley delivers a personalized wealth management experience that begins with a meticulously crafted financial plan. Our planning process gives clients a background with which to make well informed financial decisions by engaging all areas of their financial life – investments, insurance, lending needs, and more. To begin your plan please reference the attached link and contact a member of our team for assistance.
Questionnaire

Investor Resources

We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.

We have assembled the following resources that reinforce the fundamental investment strategies and concepts of our practice. We've provided links to these materials, where available, and hope you’ll return often to learn more about the topics that impact your overall wealth.
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    Global Investment Committee on the Markets
    A monthly publication that summarizes the Global Investment Committee’s market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out the latest edition here.
    GIC on the Markets
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    Thoughts on the Market Podcast
    With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
    Listen Here
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    Morgan Stanley Ideas Podcast
    From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
    Listen Here
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    The Morgan Stanley Minute
    From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
    Watch Here
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    Ukraine Charitable Giving Guide
    Use this guide as a resource to find nonprofit organizations, vetted by Morgan Stanley, that support humanitarian relief efforts for those impacted by the conflict in Ukraine.
    Learn How You Can Donate Here
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    Forbes Best-In-State Wealth Management Teams 2023
    Source: Forbes.com (January 2023) 2023 Forbes Best-In-State Wealth Management Teams ranking awarded in 2023. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) during the period from 3/31/21 – 3/31/22. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC to obtain or use the ranking. This ranking is based on in-person and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and this ranking may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.. ©2023 Morgan Stanley Smith Barney LLC. Member SIPC.
    Learn more
    Forbes Best-In-State Wealth Management Teams 2024
    Source: Forbes.com (Jan 2024) 2024 Forbes Best-In-State Wealth Management Teams ranking awarded in 2024. This ranking was determined based on an evaluation process conducted by SHOOK Research LLC (the research company) in partnership with Forbes (the publisher) for the period from 3/31/22–3/31/23. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC, for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC, and may not be representative of any one client’s experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC or Forbes. For more information, see www.SHOOKresearch.com.
    © 2024 Morgan Stanley Smith Barney LLC. Member SIPC.
    Learn more
    Forbes 2024 Best-In-State Wealth Advisors
    Named to the 2024 Forbes Best-In-State Wealth Advisors ranking
    Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from
    6/30/22-6/30/23.
    Award Disclosures: https://www.morganstanley.com/disclosures/awards-disclosure/
    Learn more

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

    Equity Solutions

    Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

    • Equity Administration and Financial Reporting
    • Liquidity Events
    • 409A Valuation Services and Cap Table Management

    Learn more
    Retirement

    For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

    • Defined Contribution Consulting
    • Solutions-Oriented Plans
    • Fiduciary Investment Oversight

    Learn more
    Deferred Compensation

    Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

    Services include:

    • Recordkeeping and Plan Design
    • Portfolio Construction
    • Wealth Management Services
    Learn more
    Executive Services

    Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

    • Equity Compensation Services
    • Equity Award Analysis
    • Specialized Solutions
    Learn more
    Saving and Giving

    Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

    • College Savings
    • Student Loan Repayment and Refinancing
    • Charitable Giving
    Learn more
    Financial Wellness

    We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

    • Financial Education
    • Digital Tools
    • Financial Guidance

    Learn more

Location

9665 Wilshire Blvd
Ste 600
Beverly Hills, CA 90212
US
Direct:
(310) 285-2600(310) 285-2600

Meet The Accent Group

Photo of Gilles Barretieri

Gilles Barretieri

Senior Vice President, Wealth Management, Portfolio Management Director, International Client Advisor, Global Sports and Entertainment Director, Alternative Investments Director, Financial Advisor
Phone:
(310) 285-6518(310) 285-6518
Photo of Nina Kim

Nina Kim

Wealth Management Associate
Phone:
(310) 285-6564(310) 285-6564
Photo of Adriana Luna

Adriana Luna

Registered Associate
Phone:
(310) 285-4801(310) 285-4801

About Gilles Barretieri

A Financial Advisor with the Wealth Management division of Morgan Stanley Gilles has been named to the Forbes list of "Americas Top Next Generation Wealth Advisors" in 2018 and 2019. In addition, he is a Senior Portfolio Manager, who has vast subject matter knowledge in delivering services to, among others, entertainers, entrepreneurs and board members of private and public companies.

Gilles began his career as an institutional trader at Merrill Lynch, Credit Suisse First Boston and UBS in London and Paris. He then spent the next 6 years engineering structured products for KBL and Goldman Sachs. He started his private wealth management career at Merrill Lynch in 2012 before being recruited to Morgan Stanley in 2019.

Gilles brings his institutional investment experience to his wealth management practice to deliver a proactive approach to asset management for his clients. He works extremely closely with his client’s CPAs, attorneys, and business managers, to make sure his plan fits best within the clients overall framework. His thought process is the more collaboration and communication with one another regarding the client’s situation, means the better the clients’ interests are served.

Gilles graduated with his Masters in Finance from Paris IX Dauphine University. He currently resides in Los Angeles.

2018, 2019 Forbes America’s Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors)
Source: Forbes.com (Awarded 2018, 2019). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
Securities Agent: CT, FL, GA, HI, IL, IN, LA, MA, MD, MI, NC, NE, NJ, NM, NV, NY, OH, DC, OR, PA, SC, TX, VA, VT, WA, WI, AK, AR, AZ, CA, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 988000

About Jed Archer Cohen

Jed A. Cohen is a Financial Advisor and founding member of The Accent Group at Morgan Stanley. As a Director of Morgan Stanley’s Global Sports and Entertainment Group, he works closely with top professionals in the Entertainment industry. He understands the special complexities and pressures they face, and helps them effectively manage their assets as their circumstances, priorities and goals evolve over time.

Prior to joining Morgan Stanley in 2006, Jed held a number of successful careers in the entertainment and manufacturing industries. He was an award winning writer and producer in the entertainment industry, working for such prominent studios as Nickelodeon, Disney and the Jim Henson Company. He was also a successful business owner, brokering oil and mining equipment to the Soviet Union and South America. An avid traveler, Jed has lived in Asia, Europe and South America, giving him the opportunity to enjoy many rich cultures around the world.

Jed became a Financial Advisor for the opportunity to help others gain the confidence needed to make sound financial decisions. His diverse set of life experiences provides him with a wide array of skills and knowledge to educate and guide his clients in achieving their personal and professional financial goals. Jed prides himself on serving as a catalyst for many of his clients, bringing them together to share ideas and add value to their lives professionally and socially.

Born in Rhode Island, Jed grew up in Cincinnati. He studied literature at the University of Michigan and over the years has published many of his poems and short stories. Jed is a member of the Academy of American Poets. In his free time, he enjoys reading, vegetable gardening, and adding to his collection of modern art and antiquities.
Securities Agent: IN, VA, NY, TX, SC, WI, WA, AR, OH, OR, CO, CT, FL, HI, AZ, IL, MD, MA, NE, MI, NC, AK, VT, PA, NV, NM, NJ, LA, GA, CA, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 1270219
CA Insurance License #: 1029325

About Phong Trang

Phong graduated from UCLA with a major in Economics and a minor in Philosophy in 2004. He started his career at ING Direct as a sales associate and eventually moved on to Ameriprise Financial Advisors as a financial planning associate and obtained his series 7 and 66 in 2005. Phong then joined Comerica Securities in 2007 and eventually found a home at Morgan Stanley in 2010.

When Phong is not looking for new investment opportunities, researching stocks and following the economic trends, he enjoys tennis, hiking, and spending time with his wife and two girls in Glendora, California. Phong believes that every financial decision should be rooted in the bigger picture, the long-term goals of each individual. He is true believer that financial planning is the cornerstone to financial freedom and success.
Securities Agent: DC, AK, AR, AZ, CA, CO, CT, FL, GA, HI, IL, IN, MA, MD, MI, NC, NJ, NM, NV, NY, OH, OR, PA, SC, TX, VA, WA, WI, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 2237929

About Nina Kim

Nina has over 10 years of experience in the financial industry. She started her career at JP Morgan Chase in 2007, transitioned to Merrill Lynch in 2016 and was recruited by Morgan Stanley Wealth Management in 2019. She currently holds her Series 6, 63, 66 and 7 securities licenses.

Nina is bilingual, fluent in English and Vietnamese. She is originally from Fountain Valley, CA and has a BA in business finance at California State University of Fullerton. On her free time, she enjoys going on hikes and camping trips to explore national parks with her two canines Kevin and Charlie. An avid traveler of international waters, she has visited over 15 countries thus far, and plans to keep adding to that list.

About Adriana Luna

Adriana graduated from University of California, Los Angeles with bachelor’s degree of arts in Sociology and a minor in Gender Studies. She began her career at Citibank in 2015 and then joined Merrill Lynch in 2019 where she obtained her Series 7 and 66 securities licenses. She is bilingual, fluent in English and Spanish.

In her free time, Adriana enjoys long walks on the beach, traveling and exploring new hiking trails. When she’s not exploring nature, Adriana enjoys spending time with family.

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Photo of Cosmin Serban

Cosmin Serban

Private Banker
Photo of Molly Sakahara

Molly Sakahara, CFP®

Financial Planning Director, Assistant Vice President
Photo of Sean Lavin

Sean Lavin

Trust Specialist
Photo of Elizabeth Chand

Elizabeth Chand

Family Office Resources Generalist

About Cosmin Serban

Cosmin Serban is a Private Banker serving Morgan Stanley Wealth Management offices in California.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Cosmin began his career in financial services in 2004, and joined Morgan Stanley in 2014. Prior to joining the firm, he was a Private Banker at Wells Fargo Bank. He also served as a Financial Services Representative at Opus Bank/Fullerton Community Bank.

Cosmin is a graduate of the University of Houston - Downtown, where he received a Masters Degree of Business Administration in International Business. He lives in Rancho Palos Verdes, CA. Outside of the office, Cosmin enjoys playing soccer and traveling.
NMLS#: 845705

About Molly Sakahara

Molly Sakahara is an Assistant Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in the Los Angeles area. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.

Molly began her career in financial services in 1999 and joined Morgan Stanley in 2015. Prior to her current position, she held positions in wealth management and private banking with an emphasis on helping individuals achieve long term life goals and understanding client’s value system in relation to their wealth.

Molly graduated from UCLA and holds her Certified Financial Planner® designation, California insurance state licensing, and Series 7 and 65. She currently resides in South Pasadena, California with her spouse and two children. Outside of work, she is a squash coach at PlayLA, a committee volunteer with UCLA Chancellor’s Society, is the founder and administrator of Buy Nothing Group for her local city, and serves on the Board of Directors for SoCal Squash Association.

About Sean Lavin

Sean is a Regional Trust Specialist for Morgan Stanley based in Los Angeles. He is responsible for supporting Private Wealth Advisors and their clients’ legal counsel in developing trust and fiduciary solutions for families, institutions and charities. Sean works closely with clients and their legal and strategic advisors to help educate them on appropriate trust vehicles designed to meet the clients’ specific goals and objectives. Sean also provides advice on how to utilize the fiduciary services available through the Morgan Stanley’s comprehensive third party trustee platform that is available to clients.

Sean joined Morgan Stanley in 1999 including several years as a Senior Vice President and Regional Trust Specialist with Smith Barney and Citi Trust. Prior to then, Sean was a Senior Trust Officer with Merrill Lynch / Bank of America.

Sean graduated from the University of Southern California with a bachelor’s degree in business administration and received his master’s degree in business administration from the UCLA Anderson School of Management. Sean holds the Certified Financial Planner and Certified Trust and Financial Advisor designations and is Series 7 and 66 licensed.

About Elizabeth Chand

Elizabeth Chand leads the Family Office Resource Generalist team and also covers the Central Region. As a FOR Generalist Elizabeth provides specialized expertise to Financial Advisors and their UHNW clients, educating and advising across a broad spectrum of family wealth management concerns, including family legacy and governance, customized wealth education for the next generation, lifestyle advisory and concierge services, strategic estate and financial planning, and philanthropy management.

Most recently, Elizabeth worked with New York Life in their Advanced Planning Group. She worked with agents and their UHNW clients to advise them on issues of estate and legacy planning as well as business succession planning. Prior to New York Life she ran a boutique estate planning law firm in Southern California working with high net worth families and businesses. Her practice focused exclusively on trusts and estates, probate, trust administration and tax. She has over 15 years of experience as an attorney representing individuals and business clients in connection with the development and implementation of sophisticated estate planning strategies and techniques.

Elizabeth holds a Bachelor of Arts and Master of Science degrees from the University of Pennsylvania and her J.D. degree from Chapman University School of Law where she graduated Cum Laude. Elizabeth also holds her Series 7, 66 and 24 securities licenses. Elizabeth lives in the Dallas, TX area with her husband, four daughters and dog Zoe.
Wealth Management
Global Investment Office

Portfolio Insights

Read More about On the Markets
Read "On the Markets"
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Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your your larger financial picture – today and tomorrow.

  • Vesting events
  • Option expirations
  • Restricted stock units
  • Tax implications

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Wealth Management for Athletes and Entertainers

Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
  • Investment Management
  • Wealth Transfer & Philanthropy
  • Private Banking Solutions
  • Family Governance & Wealth Education
  • Lifestyle Advisory
Learn More about Wealth Management for Athletes and Entertainers
Planning for the Unexpected: Financial Tips for Unpredictable Careers
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Planning for the Unexpected: Financial Tips for Unpredictable Careers

Athletes and entertainers? careers often have their ups and down, all the more reason to plan ahead for a financially stable future. Here?s how.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
Learn More about Financial Wellness
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact The Accent Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)