The 2100 Group at Morgan Stanley

Margaret brings nearly two decades of experience advising clients, with a focus on family offices and entrepreneurs. She serves as an advisor for ultra-high-net-worth individuals and families, leveraging the full breadth of Morgan Stanley’s resources. Her career has been defined by a commitment to putting clients first, leading with integrity, and delivering thoughtful, team-based solutions rooted in optimism and long-term trust.

Before founding The 2100 Group within Morgan Stanley’s Private Wealth Management business, Margaret spent over 16 years at J.P. Morgan, where she held leadership positions in both San Francisco and New York across Private Banking, Human Resources, and Marketing. As Head of Analyst and Associate Programs, she led strategy for the firm’s early-career initiatives—impacting thousands of employees globally—while championing a culture of growth, excellence, and mentorship.

Margaret’s approach to wealth management is grounded in a deep understanding of the complexities families face when managing generational wealth. She thrives in collaborative environments and is passionate about helping clients bring structure and clarity to their financial lives—always through the lens of what matters most to them.

Originally from St. Louis, Margaret graduated from DePaul University in Chicago with a B.A. in Business Administration. Now based in Denver, she shares her love of adventure and good food with her husband, Travis, and their two sons, Cullen and Carter. She’s an avid runner, having completed several marathons and half-marathons, and is always seeking her next great travel or culinary discovery. Margaret is active in her community, serving on the Endowment Board of the Denver Botanic Gardens and volunteering regularly.

Drawing on more than 15 years of professional investing and wealth planning experience, Lola Santos designs, implements and maintains highly customized investment strategies for a global clientele of affluent families and individuals. Her primary focus is on developing goals-based plans that precisely address each client’s specific risk profile and liquidity needs. She often uses a sophisticated combination of equities, fixed income, alternative investments, derivatives and foreign exchange, through a diverse range of vehicles in the public and private markets, to deliver a remarkably personalized investment portfolio.

Prior to joining Morgan Stanley in 2025, Lola spent 15 years at the J.P. Morgan Private Bank. She joined J.P. Morgan in New York as an Analyst on the investments desk, where she worked with ultra high net worth families in Latin America. In 2021, Lola relocated with her family to Boulder, Colorado, and joined the investments team for the Rockies Region. Prior to J.P. Morgan, she was a Consultant with McKinsey & Company, working with the private initiative, governments and NGOs internationally. She also spent over a year volunteering in orphanages in Brazil and Malawi.

Lola brings a global mindset, a rigorous approach to portfolio construction, and a passion for delivering results that reflect each client’s unique objectives and risk tolerance. Her approach is defined by precision, depth of research, and an unwavering commitment to aligning investment strategy with each client’s broader financial vision.

Born and raised in Mexico, Lola earned a B.S. in economics from the Tec de Monterrey. She and her husband, Roberto, cherish outdoor adventures with their sons, Joaquín and Sebastián. They are passionate F1 enthusiasts and spend their weekends hiking, biking and skiing. When not exploring the great outdoors, you can find Lola in a yoga studio.

Shaped by her experience as a founder in the event-based marketing industry before entering the finance industry, Kate brings a rare blend of entrepreneurial perspective, strategic precision, and client-first mindset to her role as a Private Wealth Advisor. Her background gives her a deep appreciation for what it takes to build something from the ground up – and how personal the financial decisions behind that journey can be.

Prior to joining Morgan Stanley Private Wealth Management, Kate served as an Executive Director at J.P. Morgan Private Bank, advising some of the country’s most dynamic families and founders through periods of rapid growth, liquidity events, and legacy planning. Her clients often come to her at pivotal inflection points — when the right strategy can transform outcomes. Kate’s approach is centered on delivering thoughtful, high-touch advice with an emphasis on clarity, structure, and long-term strategic vision.

Kate holds a Bachelor’s degree in applied economics from the University of Wisconsin–Madison and a Master of Science in entertainment business from Full Sail University. Kate is also a Certified Private Wealth Advisor^® professional, showcasing her commitment to continuing to deepen knowledge on all aspects of financial complexity her clients’ face.

Based in Denver, Kate is actively involved in the civic and cultural life of her city -- from the Denver Art Museum and the Denver Metro Chamber Leadership Foundation. She also serves as Treasurer of the Porsche Club of America – Rocky Mountain Region, and founded the Denver Athletic Club’s Whiskey Club — a nod to her belief that life should be lived with precision, performance, and the nuances that elevate an experience. Outside of work, Kate enjoys travelling with her husband -- exploring new cultures, food, and adventures together.

Drawing on a diverse background in institutional finance and private banking, Ali Carlino advises a global clientele of accomplished professionals, first-generation wealth creators, and affluent families to design long-term wealth strategies that align with their financial goals, personal values, and family legacies. Leveraging the full breadth of Morgan Stanley’s resources, Ali collaborates with firm specialists to implement thoughtful investment strategies and guide clients through complex planning decisions.

Prior to joining Morgan Stanley Private Wealth Management, Ali built her career for nearly a decade at J.P. Morgan. While in New York City, she held leadership roles within the Global Regulatory and Controls Management Practice and later expanded her responsibilities to include working with the Asset & Wealth Management Chief Operating Officer and Chief Control Manager on merger and acquisition transactions for the Firm. In 2022, she transitioned to J.P. Morgan Private Bank in Colorado as the Aspen Private Banker to focus on what she enjoys most—partnering with families and entrepreneurs to help them grow, preserve, and transfer wealth with purpose.

Ali is known for her candor, integrity, and strong client advocacy. She is passionate about creating meaningful connections, bringing like-minded individuals together to share insights and elevate best practices. Additionally, Ali brings a thoughtful, client-centered approach to financial planning. She is passionate about helping clients create clarity and structure in their financial lives by focusing on what truly matters to them. Recognizing that wealth management can sometimes feel complex or intimidating, Ali is known for making conversations feel grounded, approachable, and tailored to each client’s needs.

Originally from Raleigh NC, Ali holds a B.A. in Politics and International Affairs from Wake Forest University and an M.P.A. in Finance from New York University. After nearly 10 years in New York City, Ali moved to Denver, CO where she is currently based. When she is not skiing or playing tennis, Ali finds joy volunteering as a high school tutor, and spending time with her family and Golden Retriever.

Claire brings a strong foundation in finance and a client-first mindset to her role as a Wealth Management Associate at The 2100 Group within Morgan Stanley Private Wealth Management. She began her career as an Analyst at J.P. Morgan Private Bank, before transitioning to Morgan Stanley to focus on delivering highly personalized service to ultra-high-net-worth individuals and families.

Driven by a deep commitment to excellence, Claire is known for her thoughtful communication, attention to detail, and ability to anticipate and respond to clients’ needs with care and precision. She strives to create a seamless experience across every touchpoint- from onboarding and account management to banking and operational support. Claire is fully licensed and registered, having completed the SIE, Series 7, and Series 66 Exams, and is proud to be learning from a seasoned team as she works toward becoming a financial advisor.

At The 2100 Group, Claire supports a sophisticated clientele of affluent individuals and families, with a particular focus on the needs of family offices. She cares deeply about making wealth management feel approachable and is an advocate for financial literacy and education as a tool for long-term empowerment, especially for younger generations. Claire is passionate about understanding each client’s goals and helping to bring clarity and structure to their financial lives.

A Denver native, Claire attended Regis Jesuit High School before earning her B.A. in Business Administration from the University of Colorado, Boulder, with an emphasis in finance and accounting. She continues to call Denver home, where she enjoys travelling, pilates, spending time with friends and family, and cheering on her favorite Colorado sports teams- specifically the Buffs, Broncos, and Avs. An avid foodie, Claire is always trying new restaurants around the city.