Brandon C. Bailey
Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director
Phone:
(208) 338-2749(208) 338-2749
The 101 Capitol Group at Morgan Stanley
Direct:
(208) 338-2724(208) 338-2724
Toll-Free:
(800) 247-7813(800) 247-7813
Our Mission Statement
To help a select group of families protect, grow and transfer their wealth by design and with intention.
Welcome
We are The 101 Capitol Group at Morgan Stanley. We are committed to helping you protect and preserve your wealth, provide funding for your personal goals and pursue opportunities for the growth of your capital. At The 101 Capitol Group, we aim to establish long term relationships with a select group of clients by utilizing strategies that are personalized to each individual situation.
Our clients appreciate the structure of a multiple advisor team because of our coverage and continuity. To this end, Brandon formed a team with his former partner Valerie in 2009. Each brought a unique skill set and background to their advisory practice and they quickly found themselves better able to service their clients with a broader range of expertise. Valerie has since retired, but the team has continued to grow. In 2016, Annette joined the team to further enhance the diversity of thought. Our clients appreciate the team structure because they are able to draw on the knowledge of multiple, dedicated advisors to help navigate their financial journey.
Our goal is to become a trusted advisor for all of your financial decisions. To combine our own talents and experience with the vast resources of a global financial services firm. Please reach out to schedule an appointment. We are happy to provide a “sounding-board” or a brief “ask anything” session to answer your questions and see if we might be a good fit.
Our clients appreciate the structure of a multiple advisor team because of our coverage and continuity. To this end, Brandon formed a team with his former partner Valerie in 2009. Each brought a unique skill set and background to their advisory practice and they quickly found themselves better able to service their clients with a broader range of expertise. Valerie has since retired, but the team has continued to grow. In 2016, Annette joined the team to further enhance the diversity of thought. Our clients appreciate the team structure because they are able to draw on the knowledge of multiple, dedicated advisors to help navigate their financial journey.
Our goal is to become a trusted advisor for all of your financial decisions. To combine our own talents and experience with the vast resources of a global financial services firm. Please reach out to schedule an appointment. We are happy to provide a “sounding-board” or a brief “ask anything” session to answer your questions and see if we might be a good fit.
Services Include
- Financial PlanningFootnote1
- Wealth ManagementFootnote2
- Retirement PlanningFootnote3
- Professional Portfolio ManagementFootnote4
- Business Succession PlanningFootnote5
- 401(k) Rollovers
- Trust AccountsFootnote6
- AnnuitiesFootnote7
- Long Term Care InsuranceFootnote8
- Fixed IncomeFootnote9
- Corporate BondsFootnote10
- Municipal BondsFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
How We Help You
We help individuals and families define and achieve financial goals at different stages of their life. Our process can be applied to any point in your financial story.
Accumulation
During the accumulation phase, our clients are contributing to employer-sponsored retirement plans, Individual Retirement Accounts (IRAs), and other savings or investment accounts.
DISCOVER
Our relationship begins with a thorough understanding of you – your needs, lifestyle, family, risk tolerance and especially your goals for the future. What you want your wealth to do will dictate appropriate investments.
Consolidation
The consolidation phase typically begins when clients start planning for retirement. They bring all investment assets together under one manager to facilitate distribution and cohesive investment strategy.
DESIGN
Next we design a financial plan based on our understanding of you and current economic conditions. Our goal is to help guide you from where you are now, to where you want to be in the future.
Distribution
Distribution is the strategic syphoning of assets from investment accounts to our clients personal bank accounts for funding living expenses and other financial goals while investing the balance for continued growth.
DEPLOY
Your custom investment allocation will have the attention of a disciplined portfolio manager. We manage your investments from right here in our office, watching the markets daily for changing risks and opportunities. Adjustments are made as needed based on market cycles and inevitable life changes.
Transfer
At some point in the future, our clients' assets will transfer from their possession to their beneficiaries of their choosing. We help facilitate that transfer according to our clients' wishes whether to the next generation or charitable cause.
Valuable Tools and Resources
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients.
Morgan Stanley Online
Beyond viewing your account balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage your everyday finances from paying bills and sending money, to transferring funds and authorizing transactions with one click using eAuthorizations.
Morgan Stanley Online
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts with our Spending and Budgeting Tool. We make it easy for you and your financial advisor to oversee trends in your financial life.
Spending and Budgeting Tool
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows for easy sharing and convenient access to life’s most important documents from wills and deeds to financial statements and tax fillings. Easily manage your encrypted financial records all in one place.
Digital Vault
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online (MSO) may enroll in eDelivery.
eDelivery
Total Wealth View
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind. Completing your financial picture with Total Wealth View gives our clients the benefit of more informed wealth planning, more secure data access, and convenient connectivity.
Total Wealth View
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Planning ToolsA Look Into The Markets
The following research is meant to transform complex financial analysis and research into concise and easily digestible content. We hope you find this information helpful.
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance, and fixed income.
Read The Latest Report
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy, and more.
Read The Latest Report
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology, and beyond.
Check Out The Latest Episode
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Global Equity Market Outlook 2024: Believe in the Rally
An uptick in retail fund flows, the end of the Fed’s rate hikes and a U.S. presidential incumbent seeking re-election are among the positive indicators for equities this year.
Click to Read Report
Megatrends: How to Invest in the AI Boom
Artificial intelligence (AI), and particularly generative AI, is currently one of the most disruptive forces in business, permeating virtually every sector of the economy and promising to usher in new levels of productivity. Morgan Stanley’s Global Investment Office sees AI as one of the most important investment themes of the next decade and estimates that it will rapidly grow to a $3 trillion industry in the next several years.
Click to Read Report
Sustainable Signals: Understanding Individual Investors’ Interests and Priorities
More than half of individual investors say they plan to increase their allocations to sustainable investments in the next year, while more than 70% believe strong ESG practices can lead to higher returns. Find out more information in Morgan Stanley's Institute for Sustainable Investing Report.
Click to Read Report
Protecting Your Retirement From Market Volatility
The unpredictability of financial markets can disrupt even the best-laid retirement plans. These five strategies may help investors stay on track.
Click to Read ReportOur Clients
Our clients are successful, hard-working individuals who have established, or built upon, significant wealth. They understand the value of personalized financial advice, tailored to their specific needs, even as those needs evolve over time. We provide them with sophisticated wealth planning strategies so they can focus on what matters most. While our clients come from various backgrounds, many find themselves and their families across more than one of the below demographics.
Multi-Generational Families
Given the tenure of our team, we have the privilege of working with multi-generational families. As wealth is accumulated and distributed over time, it creates unique situations that require thoughtful planning for tax and estate concerns. We strive to understand each client’s unique situation and aspirations to optimize impact and protect family legacy.
Corporate Executives
Income can be multi-faceted for the corporate executive which may include salary, bonuses, deferred compensation, stock options, restricted stock, performance units and more. We take all of these into consideration when designing your financial plan. Black-out periods? No problem. Diversifying a concentrated position? We can navigate that as well. We can coordinate with your tax advisor so that your complete financial picture is understood before making decisions.
Business and Real Estate Owners
Many of our clients have built wealth during their lifetime through business and property ownership. When your business or real estate portfolio are in a growth phase, let us walk beside you on your journey with our banking and lending solutions. Eventually, it will become important to consider your exit plan. We can help craft a plan to turn your business or real estate into a liquid asset, producing retirement income for you.
Professional Service Providers
Are you an attorney, accountant, architect, engineer, medical or dental professional? You have dedicated your career to serving your clients. Let us serve you by navigating financial markets so that your money can work for you as hard as you have worked for others during your career.
Location
101 S Capitol Blvd
Suite 401
Boise, ID 83702
US
Direct:
(208) 338-2724(208) 338-2724
Toll-Free:
(800) 247-7813(800) 247-7813
Meet The 101 Capitol Group
Annette McNiven, CFP®
First Vice President, Wealth Management, Financial Advisor, Portfolio Manager
Phone:
(406) 896-4431(406) 896-4431
Leslie Elgin
Client Service Associate
Phone:
(208) 338-6959(208) 338-6959
About Brandon C. Bailey
I began my investment career at a young age; buying, raising, and selling pigs on my family’s dairy farm. Eventually I parlayed pigs into calves and calves into dairy cows which I “donated” to the family business during economically challenging times. Growing up on the farm I learned first-hand the realities of running a business, the role of economics in market cycles, and the risks of not being diversified.
I worked my way through school earning both a Bachelor of Science in Business Management and a Master of Business Administration (MBA) from the University of Phoenix. I have been actively involved in the public and private investment markets for 20 years. I have helped raise capital for private equity, commercial real estate and direct private placements. Prior to joining Morgan Stanley in 2009 I was a wealth advisor in a boutique independent investment office focusing on active portfolio management and alternative investments.
Outside of work I am active in church and the community. I had the unique opportunity to spend two years as a volunteer in the West African nations of Ghana and Sierra Leone, and I continue to follow closely the economic and political developments in that region. I coached Little League baseball for 12 seasons and served in various positions on the board. My wife Nicole and I are the proud and busy parents of four boys (Spencer, Jackson, Peyton, and Carter). We enjoy spending time fishing, hiking, snowboarding and attending our kids many events.
Phone: (208) 338-2749
Email: brandon.bailey@morganstanley.com
*Diversification does not guarantee a profit or protect against a loss
I worked my way through school earning both a Bachelor of Science in Business Management and a Master of Business Administration (MBA) from the University of Phoenix. I have been actively involved in the public and private investment markets for 20 years. I have helped raise capital for private equity, commercial real estate and direct private placements. Prior to joining Morgan Stanley in 2009 I was a wealth advisor in a boutique independent investment office focusing on active portfolio management and alternative investments.
Outside of work I am active in church and the community. I had the unique opportunity to spend two years as a volunteer in the West African nations of Ghana and Sierra Leone, and I continue to follow closely the economic and political developments in that region. I coached Little League baseball for 12 seasons and served in various positions on the board. My wife Nicole and I are the proud and busy parents of four boys (Spencer, Jackson, Peyton, and Carter). We enjoy spending time fishing, hiking, snowboarding and attending our kids many events.
Phone: (208) 338-2749
Email: brandon.bailey@morganstanley.com
*Diversification does not guarantee a profit or protect against a loss
Securities Agent: MD, IN, WY, ID, FL, NY, MN, GA, AZ, MT, MA, OR, NE, CA, NV, WA, VA, UT, IL, WI, TX, NM, NH, MS, MI, HI, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1677623
NMLS#: 1677623
About Annette McNiven
Boise has been my home off and on for nearly 40 years. I hammered my way through college working for my father’s residential roofing company, graduating from Boise State with a bachelor’s degree in Mathematics, Economics minor.
After college, I lived in Utah where I had my inaugural experience in the financial services industry working for a mutual fund company in Salt Lake City. Career pursuits eventually took a back seat to being a full-time homemaker and home-educator to two energetic boys, Robinson and Tanner.
Following a lengthy sabbatical from the work force, I stepped back into the family roofing business, this time as manager. One more career move in 2016 brought me to Morgan Stanley. In 2019, I earned the Certified Financial Planner (CFP®) designation. In 2021, with the support of my team, I relocated to Billings, Montana where I took on an additional role as Branch Manager.
Those little boys I homeschooled so long ago are now launching their own careers. Robinson is in flight school and Tanner will be graduating High School soon and plans to pursue a career in welding.
Phone: (208) 338-2724
Email: annette.wells@morganstanley.com
After college, I lived in Utah where I had my inaugural experience in the financial services industry working for a mutual fund company in Salt Lake City. Career pursuits eventually took a back seat to being a full-time homemaker and home-educator to two energetic boys, Robinson and Tanner.
Following a lengthy sabbatical from the work force, I stepped back into the family roofing business, this time as manager. One more career move in 2016 brought me to Morgan Stanley. In 2019, I earned the Certified Financial Planner (CFP®) designation. In 2021, with the support of my team, I relocated to Billings, Montana where I took on an additional role as Branch Manager.
Those little boys I homeschooled so long ago are now launching their own careers. Robinson is in flight school and Tanner will be graduating High School soon and plans to pursue a career in welding.
Phone: (208) 338-2724
Email: annette.wells@morganstanley.com
Securities Agent: ID, WA, WI, WV, WY, VT, VI, VA, UT, TX, TN, SD, SC, RI, PR, PA, OR, OK, OH, NY, NV, NM, NJ, NH, NE, ND, NC, MT, MS, MO, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, IA, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1627132
NMLS#: 1627132
About Leslie Elgin
I have been with the 101 Capitol Group since 2019. Before joining the firm, I worked in fundraising for major gifts and capital campaigns at Boise State University and the University of Colorado in Boulder.
My husband Kevin and I welcomed our first child, a baby girl named Kaia, in the spring of 2021. On the weekends, you can find us in McCall with our Australian Shepherd, Bucha.
I look forward to getting to know you and am here to assist with all of your account needs.
My husband Kevin and I welcomed our first child, a baby girl named Kaia, in the spring of 2021. On the weekends, you can find us in McCall with our Australian Shepherd, Bucha.
I look forward to getting to know you and am here to assist with all of your account needs.
Contact Brandon C. Bailey
Contact Annette McNiven
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The 101 Capitol Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
10Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
11Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
10Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
11Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
