Corey Wilson, CIMA®, CFP®
Executive Director, Wealth Management, Financial Advisor, Family Wealth Director
Phone:
(865) 769-2128(865) 769-2128
Tennessee Valley Wealth Management at Morgan Stanley
Corey Wilson, CIMA®, CFP®A. Brian Massengill, CIMA®Terry LeAnn KeltnerAlex Gilliam, CFP®Tina MooreEli Snyder
Direct:
(865) 330-0742(865) 330-0742
Direct:
(865) 694-1023(865) 694-1023
Toll-Free:
(800) 448-0020(800) 448-0020
Our Mission Statement
New Client Investable Assets Minimum ( Call for Exceptions)
-Individuals/Families: $1.25M
-Institutions: $15M
Empowering our clients to have confidence in their financial future...helping achieve tomorrow's goals with today's smart choices.
-Individuals/Families: $1.25M
-Institutions: $15M
Empowering our clients to have confidence in their financial future...helping achieve tomorrow's goals with today's smart choices.
Our Story
Tennessee Valley Wealth Management is a 5 person wealth management team entrusted with client assets approximately $600 million as of November 2024. We pride ourselves on providing access to a full suite of world class advisory services and customized strategies to help our clients seek to fulfill their personal and financial goals. With over 7 decades of combined industry experience our team applies a disciplined investment approach driven by proactive financial planning and bespoke strategies. See our Services tab to see our areas of concentration
Tennessee Valley Wealth Management traces its genesis to Morgan Stanley's predecessor firms in 1982. While growing their practices, our founders recognized the need for a broader team approach, thereby expanding their bespoke offerings. This led to the creation of the team as it exists today offering this boutique approach.
Team Awards:
- 2024 & 2025 Forbes Best-in-State Wealth Management Teams
2024 & 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (2024 & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Services Include
- Financial PlanningFootnote1
- Retirement PlanningFootnote2
- Wealth ManagementFootnote3
- Estate Planning StrategiesFootnote4
- Donor Advised Funds
- Business Succession PlanningFootnote5
- Alternative InvestmentsFootnote6
- 401(k) Rollovers
- Endowments and FoundationsFootnote7
- Executive Financial ServicesFootnote8
- Cash Management and Lending ProductsFootnote9
- Planning for Education FundingFootnote10
- Art AdvisoryFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Suite of Services
As your wealth grows, so does its complexities and the resources needed to manage it effectively. We leverage our experience and relationships to deliver innovative strategies that are tailored to your needs. We look forward to speaking with you to understand your challenges, so we may map out a strategy to help achieve your particular priorities and goals.
* $1.25 Million Account Minimum, call for exceptions
* $1.25 Million Account Minimum, call for exceptions
Tax-Efficient Strategies
Taxes act as a drag on your investment performance that can be heavier than any fee you pay. But they might also be the easiest to reduce, with the right strategies in place. Morgan Stanley Total Tax 365 offers a full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn and improve after-tax returns.
Total Tax 365
Sudden Wealth
Business owners who are selling their companies and determining how to invest their proceeds for further business opportunities, generational wealth transfers, or retirement. Recipients of an inheritance, divorce settlement, or insurance payouts. Lottery winners, entertainers, and athletes receiving large lump sums, continual payouts, or entering contracts.
Concentrated Positions
Often clients with substantial net worth have accumulated large single stock positions. While these positions have contributed to their wealth over time, this concentration comes with a unique set of risks and tax implications. Our team leverages the Morgan Stanley platform and our unique expertise to help clients navigate this reality.
Generally speaking our solutions fall into these categories, easily remembered by the acronym H.O.P.E.S:
-Hold
-Option Overlay
-Philanthropy
-Exchange Fund
-Sell
Managing a Concentrated Stock PositionGenerally speaking our solutions fall into these categories, easily remembered by the acronym H.O.P.E.S:
-Hold
-Option Overlay
-Philanthropy
-Exchange Fund
-Sell
Alternative Investments
Alternative Investments go beyond the stocks and bonds of the traditional 60/40 portfolio. Diverse and versatile, they can help grow and protect your wealth and can shape your portfolio to fit your needs. Alternatives may help you diversify your holdings, so you feel less tied to the ups and downs of the public market- potentially lowering volatility and mitigating downturns. With decades of experience and immense scale, Morgan Stanley is an industry leader in alternatives, resulting in 75% of our fund offerings either being first-look or exclusive to the firm. As an investor, this makes Tennessee Valley Wealth Management at Morgan Stanley the firm of choice for high-net worth investors.
Alternative Investments at Morgan Stanley
Private Markets
Many of today’s companies stay private longer, with more of their valuation being created before they become publicly traded. Morgan Stanley Private Markets connects a broad network of potential private investors in an accessible ecosystem, allowing eligible clients to buy and sell securities of private companies.
Family Office Resources (FOR)
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth clients across a broad range of family wealth management issues. These issues include Comprehensive Wealth Planning, Family Governance and Wealth Education, Private Banking, Estate Planning Strategies, Philanthropy Management and more. Look at our Family Office Resources tab for more information.
Net Unrealized Appreciation (NUA)
If you have retired or left a company, and you own company stock, you should ask yourself “What is my NUA or Net Unrealized Appreciation?”
What is that? And... Why does it matter?
Net Unrealized Appreciation (NUA) is the difference between the cost basis of company stock and its current fair market value. Why does this matter? Because many investors hold company stock from their former employer after retiring from or leaving a job. They are left with the question…
What should I do with that stock in my old plan?
Traditionally, you would roll the plan assets over to an IRA, including the company stock. That very well might be the best option. However…
Depending on the amount of NUA (net unrealized appreciation), investors may realize an enormous tax benefit if they “distribute” the company stock out of the plan. It could be the difference in paying taxes at the capital gains rate versus the ordinary income rate, which can oftentimes be more than double the amount of tax liability.
We’ve helped several families in approaching and understanding this underutilized tool in their retirement and tax planning.
The Basics of NUAWhat is that? And... Why does it matter?
Net Unrealized Appreciation (NUA) is the difference between the cost basis of company stock and its current fair market value. Why does this matter? Because many investors hold company stock from their former employer after retiring from or leaving a job. They are left with the question…
What should I do with that stock in my old plan?
Traditionally, you would roll the plan assets over to an IRA, including the company stock. That very well might be the best option. However…
Depending on the amount of NUA (net unrealized appreciation), investors may realize an enormous tax benefit if they “distribute” the company stock out of the plan. It could be the difference in paying taxes at the capital gains rate versus the ordinary income rate, which can oftentimes be more than double the amount of tax liability.
We’ve helped several families in approaching and understanding this underutilized tool in their retirement and tax planning.
Philanthropy
Morgan Stanley offers a variety of charitable solutions for clients. These include:
-Donor-Advised Funds (DAFs): With a DAF clients make irrevocable, nonrefundable contributions of cash or securities. The assets in the DAF can grow free of federal income tax, and the donor can suggest when and which qualified charities should receive grants.
-Qualified Charitable Distributions (QCDs): Clients who are 70 ½ or older can make annual QCDs up to $105,000 directly from their IRA to a qualifying public charity. The client will not owe any federal income tax on QCDs.
-U.S. Legacy Income Trusts: The trusts provide Donors contributing cash and/or acceptable securities with the opportunity to avoid recognition of capital gains on contributions of appreciated assets. They also provide monthly distributions of tax-advantaged income for life up to ten individual income beneficiaries designated by the donor. Upon passing of the last income beneficiary, the remainder will be distributed to the donor’s qualified public charities.
-Charitable Remainder Trust: this is an irrevocable trust that is often used for income tax planning and is designed to benefit both individuals and charity. The term of the non–charitable interest may be for up to 20 years or the lives of the individuals – typically the donor and spouse. Contributions to the CRT can qualify for a charitable gift or estate tax deduction and the donor typically receives a charitable income tax deduction for lifetime trusts. Learn more below at the link.
Charitable Remainder Trusts (CRT)-Donor-Advised Funds (DAFs): With a DAF clients make irrevocable, nonrefundable contributions of cash or securities. The assets in the DAF can grow free of federal income tax, and the donor can suggest when and which qualified charities should receive grants.
-Qualified Charitable Distributions (QCDs): Clients who are 70 ½ or older can make annual QCDs up to $105,000 directly from their IRA to a qualifying public charity. The client will not owe any federal income tax on QCDs.
-U.S. Legacy Income Trusts: The trusts provide Donors contributing cash and/or acceptable securities with the opportunity to avoid recognition of capital gains on contributions of appreciated assets. They also provide monthly distributions of tax-advantaged income for life up to ten individual income beneficiaries designated by the donor. Upon passing of the last income beneficiary, the remainder will be distributed to the donor’s qualified public charities.
-Charitable Remainder Trust: this is an irrevocable trust that is often used for income tax planning and is designed to benefit both individuals and charity. The term of the non–charitable interest may be for up to 20 years or the lives of the individuals – typically the donor and spouse. Contributions to the CRT can qualify for a charitable gift or estate tax deduction and the donor typically receives a charitable income tax deduction for lifetime trusts. Learn more below at the link.
Providing Best-in-Class Rule 10b5-1 and 144 Transaction Services to Executives
As a corporate executive, you may be aware of material non-public information at any time and can also face company-imposed quarterly or specific blackout periods restricting market access to trading your company stock. A 10b5-1 plan is designed to address these issues. By utilizing a 10b5-1 plan, you can gain an affirmative defense against claims of insider trading. Your plan can include a tailored trading schedule that coordinates with your personal need for liquidity and your own timing requirements.
Learn more
1031 Exchanges
1031 Exchanges can be a tax-efficient investment vehicle available to real estate investors. This procedure helps enable eligible investors to increase purchasing power, defer capital gains taxes, and more.
Cybersecurity
Your security is our top priority. Morgan Stanley proactively defends our systems and monitors our digital landscapes to anticipate issues before they arise and respond appropriately when they do.
The firm is actively supporting multiple layers of security. Security includes the following: Strong encryption protocols designed to protect your data, continuous monitoring to help detect and prevent fraudulent activity in your accounts, routine testing of our systems to identify potential vulnerabilities, and independent reviews by outside security firms to penetration test our applications and evaluate our processes.
Here are some resources below to help you remain cybersafe.
The firm is actively supporting multiple layers of security. Security includes the following: Strong encryption protocols designed to protect your data, continuous monitoring to help detect and prevent fraudulent activity in your accounts, routine testing of our systems to identify potential vulnerabilities, and independent reviews by outside security firms to penetration test our applications and evaluate our processes.
Here are some resources below to help you remain cybersafe.
Digital Vault
Digital Vault lets you easily and conveniently manage and share life's most important documents, such as wills, deeds and estate plans as well as financial and tax filings.
Learn more about Digital Vault
How to Protect Your Mobile Phone
Your mobile phone makes it easier to connect with friends and family, improve your efficiency, and simplify your daily activities. Make sure that you are taking the necessary steps to protect your mobile phone.
Learn more
Should You Be Worried About Your "Smart" Devices?
Smart devices provide convenience and efficiency, but they also present security risks. Learn how to enjoy the benefits of this technology without compromising your security.
Learn more
Social Media Safety
Social media allows you to stay connected during these unprecedented times. However, it is important to remember to stay safe on social media.
Learn moreFamily Office Resources
Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth clients across a broad range of family wealth management issues.
Comprehensive Wealth Planning
Leveraging a sophisticated suite of analytic tools, as well as the extensive resources of Morgan Stanley, we can help you take charge of your financial future and achieve your goals.
Learn more
Family Governance and Wealth Education
We recognize that wealth consists not only of a family’s financial capital, but also consists of its human and social capital. We seek to help you address sensitive family issues; facilitate communication; manage conflict; and achieve a shared sense of common direction in coordination with your outside network.
Private Banking Group
The Private Banking Group offers clients a suite of Cash Management and Lending Solutions as an attractive alternative to a traditional bank. These solutions include a range of payment services, from traditional check writing and debit card to online and mobile app services.
Estate Planning Strategies
We offer a fully integrated analysis of your balance sheet, estate plan and investment strategy through a collaborative process, including your Morgan Stanley Family Wealth Director and Estate Planning Strategist and, at your request, your legal and tax advisors.
Learn more
Philanthropy Management
Our mission is to help you translate your personal values and family legacies into results-oriented, strategic giving programs by drawing upon our firm’s global reach and expertise in philanthropy.
Signature Access Lifestyle Advisory
Lifestyle Advisory understands the importance of enhancing your lifestyle experiences and provides access to knowledgeable third-party providers to help meet your personal needs, from every day to the extraordinary.
Learn more
Estate and Gift Taxes
Each US person is entitled to transfer via gift or bequest a certain amount of assets free of federal gift or estate tax. Working with your Morgan Stanley Family Wealth Director and Estate Planning Strategist we can help understand these exemptions and put them to work.
Learn more
Gift and Estate Tax Planning
Learn how specific trust strategies and the management of lifetime gifts can help you maximize your federal estate tax efficiency.
Learn more
Irrevocable Trusts
Explore the different types of irrevocable trusts and the benefits of each in relation to your estate plan.
Learn moreVideo Library
Total Tax 365 - Direct Indexing
Capital gains taxes are a fact of life, especially in volatile markets. But working with your Financial Advisor you can work toward lowering your tax burden using Total Tax 365 strategies, like Direct Indexing.
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Strategies with Concentrated Positions
Learn about the strategies we use to help clients deal with concentrated positions.
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Alternative Investments
Learn about alternative investments and their role in your portfolio.
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Total Tax 365 - Exchange Funds
Highly concentrated stock positions can put you at increased risk from market volatility or result in significant capital gains when you sell. We can help qualified investors with solutions that enable you to diversify in a tax-smart way.
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Total Tax 365 - Why Choose Tax-Aware Investing?
By implementing tax-efficient strategies as part of your investment process you may increase potential portfolio returns and achieve your goals faster. Watch to learn more about how Morgan Stanley Total Tax 365 may help you save on taxes and keep more of what you earn.
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Total Tax 365 - Intelligent Withdrawals
Liquidating assets to meet a goal can be a land mine of tax risk. Your Financial Advisor can help you navigate the complexities with Total Tax 365 and Intelligent Withdrawals.
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Goals Planning System (GPS)
Our Goals Planning System (GPS) tool enables us to provide a single, comprehensive snapshot of your finances and adapt a wealth plan to your ever-changing life demands and modify goals as needed.
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Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
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Irrevocable Life Insurance Trust (ILIT)
Learn how you can use an Irrevocable Life Insurance Trust in your estate plan.
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Grantor Retained Annuity Trust (GRAT)
Learn how you can use a Grantor Retained Annuity Trust in your estate plan.
Generation Skipping Transfer Tax (GST Tax)
Learn how Generation Skipping Transfer Tax could affect your estate plan.
Morgan Stanley Private Markets
Learn how to effectively implement private market solutions into your portfolio.
Insured Solutions
Learn more about insurance and wealth protection solutions.
Total Tax 365 - Tax Management Services
Learn how Morgan Stanley Tax Management Services can help efficiently manage your capital gains with a complimentary and fully personalized experience.
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Managing Significant Private Wealth
Morgan Stanley Private Wealth Management helps address the unique and complex needs of highly affluent and multi-generational families.
Our goal is to preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
Watch VideoOur goal is to preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
Five Challenges to Plan for in Retirement
When it comes to retirement, how long can you make your retirement savings last?
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Personal Finance and The Art of Saying No
Building healthy money habits doesn’t happen overnight. For example, many of us could use help navigating uncomfortable monetary asks.
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Do Successful Investors Need A Financial Advisor
You’ve done well managing your investments so far. You know your way around the markets but as your life grows more complex, you just don’t have the time to be a do-it-yourself investor anymore.
When you partner with one of our Financial Advisors, you won’t have to. You'll benefit from the resources of a world-class firm, working to create a personalized financial plan that will help you build on the success you've already achieved.
Find out how financial advice can help you go further through any market condition.
Watch VideoWhen you partner with one of our Financial Advisors, you won’t have to. You'll benefit from the resources of a world-class firm, working to create a personalized financial plan that will help you build on the success you've already achieved.
Find out how financial advice can help you go further through any market condition.
How to Make Your Philanthropic Dollars Count
Giving back can be one of life’s greatest rewards. But it’s important to have a philanthropic or charitable giving strategy. Here are three simple steps to help make the most of your giving dollars.
Watch VideoLocation
1111 Northshore Dr
Suite N 160
Knoxville, TN 37919
US
Direct:
(865) 330-0742(865) 330-0742
Toll-Free:
(800) 448-0020(800) 448-0020
Fax:
(866) 755-9037(866) 755-9037
Meet Tennessee Valley Wealth Management
A. Brian Massengill, CIMA®
Senior Vice President, Wealth Management, Financial Advisor
Alex Gilliam, CFP®
Financial Advisor
Phone:
(865) 330-0717(865) 330-0717
Tina Moore
Senior Client Service Associate
Phone:
(865) 694-1023(865) 694-1023
Eli Snyder
Client Service Associate
Phone:
(865) 330-0752(865) 330-0752
Melissa Johnson
Registered Client Service Associate
Phone:
(865) 330-0709(865) 330-0709
About Corey Wilson
I have several passions in my life, none more important than my family. I have a beautiful wife and best friend, Becka, and two wonderful daughters, Reese and Reagan. When we are not traveling for our girls’ athletics teams (FC Alliance Soccer, Basketball, Volleyball, Track… to name a few), much of our time is spent in service to our Church and the community of Knoxville. When we do get a moment of rest, I enjoy traveling, golf, tennis, basketball, CrossFit, scuba diving, skiing, or simply spending time with our Goldendoodle, Huck.
I feel so blessed every day to wake up and serve our clients as a part of the Tennessee Valley Group at Morgan Stanley. Having worked in this industry since 2002, I offer clients a seasoned professional who is competent to assist you in making life changing financial decisions.
Before graduating from East Tennessee State University with a Bachelor of Business Administration focusing on Finance, I spent much of my energy in serving as a part of Young Life, a ministry focused on impacting High School students. Through this experience I found a deeper understanding and appreciation of individuals’ beliefs, values, and motivations. Ultimately, I came to understand just how important relationships are in our lives. That understanding continues to motivate me today.
By combining my knowledge of finance, statistics, investment planning, and a desire to help people live more meaningful lives, I have been able to accomplish many of my professional and personal goals. My professional credentials include Executive Director-Wealth Management, CERTIFIED FINANCIAL PLANNER™ practitioner, and Certified Investment Management Analyst®, a designation obtained through a partnership between Morgan Stanley and the Wharton Business School at The University of Pennsylvania and The University of Chicago Booth School of Business.
Awards:
2022, 2023 & 2024 Forbes Best-In-State Wealth Advisors
Corey W. Wilson, CFP®, CIMA®
Executive Director
Family Wealth Director
Financial Advisor
2022, 2023 & 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2022 - 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
I feel so blessed every day to wake up and serve our clients as a part of the Tennessee Valley Group at Morgan Stanley. Having worked in this industry since 2002, I offer clients a seasoned professional who is competent to assist you in making life changing financial decisions.
Before graduating from East Tennessee State University with a Bachelor of Business Administration focusing on Finance, I spent much of my energy in serving as a part of Young Life, a ministry focused on impacting High School students. Through this experience I found a deeper understanding and appreciation of individuals’ beliefs, values, and motivations. Ultimately, I came to understand just how important relationships are in our lives. That understanding continues to motivate me today.
By combining my knowledge of finance, statistics, investment planning, and a desire to help people live more meaningful lives, I have been able to accomplish many of my professional and personal goals. My professional credentials include Executive Director-Wealth Management, CERTIFIED FINANCIAL PLANNER™ practitioner, and Certified Investment Management Analyst®, a designation obtained through a partnership between Morgan Stanley and the Wharton Business School at The University of Pennsylvania and The University of Chicago Booth School of Business.
Awards:
2022, 2023 & 2024 Forbes Best-In-State Wealth Advisors
Corey W. Wilson, CFP®, CIMA®
Executive Director
Family Wealth Director
Financial Advisor
2022, 2023 & 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2022 - 2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: WI, GA, PA, NC, MA, KY, CO, NJ, MO, WA, ME, NV, AK, TN, MN, OK, IL, FL, KS, CA, AL, VA, TX, PR, OH, NY, MD, ID, AZ, MS, SC, MI, IN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1274470
NMLS#: 1274470
About A. Brian Massengill
Brian is a Knoxville native from the Fountain City area of town. Brian attended the University of Tennessee at the flagship Knoxville campus. There he obtained a Bachelor’s in Finance with a specific focus on securities valuation. After graduating from university Brian began his career in banking at then
SunTrust Bank. He was then given the opportunity to join Morgan Stanley in an operational role learning the business and the firm. While excelling in and enjoying the role that he had, Brian still had his heart set on being a Financial Advisor at Morgan Stanley.
Brian and his wife Amy have two children, Mackenzie and Connor. The family are avid sports fans. Although enjoying watching their children compete first they also enjoy football, soccer, rugby, baseball and basketball. In their downtime the family enjoys playing sports, travel and visiting their family scattered throughout the Southeast.
Awards:
2024 Forbes Best-In-State Wealth Advisors
A. Brian Massengill
Senior Vice President
Financial Advisor
Tennessee Valley Wealth Management at Morgan Stanley
Source: Forbes (Awarded Apr 2024). Data compiled by SHOOK Research LLC based on time period from 6/30/22 - 6/30/23. mgstn.ly/3xkqypd
SunTrust Bank. He was then given the opportunity to join Morgan Stanley in an operational role learning the business and the firm. While excelling in and enjoying the role that he had, Brian still had his heart set on being a Financial Advisor at Morgan Stanley.
Brian and his wife Amy have two children, Mackenzie and Connor. The family are avid sports fans. Although enjoying watching their children compete first they also enjoy football, soccer, rugby, baseball and basketball. In their downtime the family enjoys playing sports, travel and visiting their family scattered throughout the Southeast.
Awards:
2024 Forbes Best-In-State Wealth Advisors
A. Brian Massengill
Senior Vice President
Financial Advisor
Tennessee Valley Wealth Management at Morgan Stanley
Source: Forbes (Awarded Apr 2024). Data compiled by SHOOK Research LLC based on time period from 6/30/22 - 6/30/23. mgstn.ly/3xkqypd
Securities Agent: AZ, AL, WI, VA, OK, CA, PR, WA, PA, NV, NM, NJ, ND, MO, ID, OH, ME, MD, FL, TN, MS, MN, SC, MI, KY, AK, TX, NC, IL, NY, MA, IN, GA, CO; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1293957
NMLS#: 1293957
About Alex Gilliam
Alex began his career at Morgan Stanley in 2017 as a Wealth Management Intern with the Tennessee Valley Group. In 2018, Alex advanced to a Wealth Advisor Associate role, gaining valuable experience across multiple branches and working with various financial advisor practices. Through this journey, Alex has developed a passion for understanding the unique needs of his clients and helping them achieve their financial goals with tailored strategies and planning tools.
Born and raised in Farragut, Knoxville, Tennessee, Alex earned his Bachelor’s degree in Finance with a Collateral in Marketing from the University of Tennessee. He currently resides in Knoxville with his wife, Maddie, who inspires and supports him in all aspects of life. In his free time, Alex enjoys playing golf, basketball, watching sports, traveling, and spending quality time with his family and friends. He is also dedicated to serving his community and church through outreach events.
Alex Gilliam, CFP®
Tennessee Valley Wealth Management at Morgan Stanley
Financial Advisor
Securities Agent: WY, AL, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KY, LA, MA, MD, MI,
MN, MO, NC, NJ, NM, NV, OH, OK, PA, SC, TN, TX, UT, VA, WA, WI, WV
Born and raised in Farragut, Knoxville, Tennessee, Alex earned his Bachelor’s degree in Finance with a Collateral in Marketing from the University of Tennessee. He currently resides in Knoxville with his wife, Maddie, who inspires and supports him in all aspects of life. In his free time, Alex enjoys playing golf, basketball, watching sports, traveling, and spending quality time with his family and friends. He is also dedicated to serving his community and church through outreach events.
Alex Gilliam, CFP®
Tennessee Valley Wealth Management at Morgan Stanley
Financial Advisor
Securities Agent: WY, AL, AZ, CA, CO, CT, FL, GA, HI, ID, IL, IN, KY, LA, MA, MD, MI,
MN, MO, NC, NJ, NM, NV, OH, OK, PA, SC, TN, TX, UT, VA, WA, WI, WV
Securities Agent: NY, GA, OK, MS, MA, IL, VA, PR, NC, ME, OH, KY, IN, CO, MO, CA, SC, AK, WA, TX, PA, NV, MI, MD, ID, FL, AL, NJ, AZ, WI, TN, MN; General Securities Representative; Investment Advisor Representative
NMLS#: 2147092
NMLS#: 2147092
About Terry LeAnn Keltner
With over 20 years of experience in the industry, Terry began her career in financial services with a local TN bank. There she spent several years as a FINRA Registered financial center manager before moving to their brokerage division in 2008. She joined Morgan Stanley to pursue her interest in wealth management. Terry has spent several years facilitating financial education workshops benefitting several community organizations including Knoxville Area Urban League and The Knoxville Housing Partnership. She also enjoyed serving on the Steering Committee as a founding member of WING’s (Women in the Next Generation) through the United Way of Greater Knoxville and where she served as a committee chair. Terry was also spent 3 years as President Elect of Girls on the Run of Greater Knoxville. During her leisure time Terry enjoys Crossfit, playing tennis, biking and playing amateur chef in the kitchen. She and her husband Corey enjoy taking day trips with their bikes and their newfound love for gardening.
Terry attained a B.A. in Anthropology in 2002 from the University of Tennessee, Knoxville.
Terry LeAnn Keltner
Financial Advisor|Financial Planning Specialist|Insurance Planning Director
Direct 865.330.0717
NMLS #1285714
Terry attained a B.A. in Anthropology in 2002 from the University of Tennessee, Knoxville.
Terry LeAnn Keltner
Financial Advisor|Financial Planning Specialist|Insurance Planning Director
Direct 865.330.0717
NMLS #1285714
Securities Agent: TN, SC, NV, ND, MA, OK, NC, VA, IN, GA, AL, TX, MS, MN, OH, ME, KY, IL, NY, NJ, MO, ID, FL, AK, PR, MI, PA, MD, CA, AZ, CO, DE, WI, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1285714
NMLS#: 1285714
About Tina Moore
Tina brings extensive experience in wealth management, high net worth families and corporate clients to her role as the first point of contact for our clients. In addition to providing exceptional customer service, she oversees all aspects of administrative support, special projects and new technology implementation for Tennessee Valley Wealth Management. Tina enjoys interacting with clients on a daily basis and helping them seek to achieve their goals.
Prior to joining Morgan Stanley in 2009, Tina was a co-owner of a successful private bath and candle company that manufactured and distributed bath products and candles worldwide. Tina and her husband, Mark have three children Keylee Rain, Jake and Jayden. An avid Disney devotee, Tina enjoys escaping to Disney World with her family. She also enjoys scuba diving and beach life.
Tina D. Moore
Senior Client Service Associate
Tennessee Valley Wealth Management at Morgan Stanley
Prior to joining Morgan Stanley in 2009, Tina was a co-owner of a successful private bath and candle company that manufactured and distributed bath products and candles worldwide. Tina and her husband, Mark have three children Keylee Rain, Jake and Jayden. An avid Disney devotee, Tina enjoys escaping to Disney World with her family. She also enjoys scuba diving and beach life.
Tina D. Moore
Senior Client Service Associate
Tennessee Valley Wealth Management at Morgan Stanley
About Eli Snyder
Eli began his career with Morgan Stanley in 2021 as a Wealth Management Intern for Corey, Brian, and Alex with Tennessee Valley Wealth Management. After graduating college with a degree in Finance, Eli endeavored to continue expanding his knowledge base. Therefore, he began his career in data analysis with Pilot Company as a Pricing Analyst. In this role, Eli was responsible for servicing Pilot’s sales department by providing competitive diesel discounts and in-depth savings analysis to customers. After a year with Pilot, Eli’s passion for the financial service industry came to fruition, and he was exhilarated at the chance to rejoin the team in April of 2024 as a Client Service Associate.
Eli was born and raised in Knoxville, Tennessee. He attended Bearden High School and is a member at Cedar Springs Presbyterian Church where he coaches youth football and basketball on the weekends. He earned his bachelor’s degree in finance with a collateral in entrepreneurship from the University of Tennessee in the spring of 2023. In his free time, Eli enjoys playing golf, traveling to Nashville to see his girlfriend Gillian, going to a variety of University of Tennessee sporting events, and spending time with his friends and family.
Eli was born and raised in Knoxville, Tennessee. He attended Bearden High School and is a member at Cedar Springs Presbyterian Church where he coaches youth football and basketball on the weekends. He earned his bachelor’s degree in finance with a collateral in entrepreneurship from the University of Tennessee in the spring of 2023. In his free time, Eli enjoys playing golf, traveling to Nashville to see his girlfriend Gillian, going to a variety of University of Tennessee sporting events, and spending time with his friends and family.
About Melissa Johnson
Melissa began her career in the financial services industry in 1991 at a small regional firm in Minneapolis, MN. Over the years she has been invited to follow the advisors she has supported to new ventures and various firms. She is a seasoned professional that brings a thorough understanding of the unique service required to maintain healthy relationships with clients. Her quality of care is integral to maintaining the team’s standard of service. With experience in organization, client communication, multigenerational relationships and service, Melissa seeks to help ensure clients are cared for every step of the way.
Melissa and her family moved to Alcoa, Tennessee in December of 2017. She has two young adult sons and became an empty nester about 6 months ago. Melissa and her husband enjoy spending time with their boys, and outdoor activities like hiking, skiing and bike riding. Her favorite hobby is curating formerly loved and used items for a new purpose and rollerblading wherever she can find a smooth clean path
Melissa and her family moved to Alcoa, Tennessee in December of 2017. She has two young adult sons and became an empty nester about 6 months ago. Melissa and her husband enjoy spending time with their boys, and outdoor activities like hiking, skiing and bike riding. Her favorite hobby is curating formerly loved and used items for a new purpose and rollerblading wherever she can find a smooth clean path
Contact Corey Wilson
Contact A. Brian Massengill
Contact Alex Gilliam
Contact Terry LeAnn Keltner
Hear from Our Clients
If you look up the dictionary for the word FRIEND, it says a friend is someone who supports something. This is what I believe the team at Morgan Stanley has done for my family. Your team has supported us by keeping us informed with financial information that has assisted in our retirement plan. We feel like we have many friends within Morgan Stanley that will continue to support our retirement goals.
John
Verified ClientNovember 17, 2024
Tennessee Valley Wealth Management at Morgan Stanley has been great to work with. They are a no pressure team who developed a sound financial plan for us based on our individual needs. They are very responsive, get things done quickly, and are always pleasant to work with. They supported us through managing a difficult estate in a very timely manner and handling the shut down of two family businesses. We would highly recommend Tennessee Valley Wealth Management.
Richard
Verified ClientNovember 18, 2024
I’m not the kind of investor who stays involved in my portfolio- I’d rather not think about money. But I know its crucial for enjoying the things I love. When I met Corey at a CrossFit gym, his integrity and drive stood out. Finding out he was a financial planner felt like a perfect match. Tennessee Valley Wealth Management is passionate about their work and respects that I care about the big picture, not the details, and they let me be that guy.
Jeff
Verified ClientNovember 20, 2024
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
3846129 9/24
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Mark Jansen
Family Office Resources Generalist
Blair Patteson, CFP®
Managing Director, Private Wealth Management, Private Wealth Advisor, Family Wealth Director, Alternative Investments Director
Bill Burnett
Trust Specialist
Mark Thompson
Private Banker
About Mark Jansen
Mark Jansen is a Family Office Resources Generalist for Morgan Stanley’s Family Office Resources, covering the Southeast Region. In this capacity, Mark provides specialized expertise to Financial Advisors and their UHNW clients across a broad range of family wealth management issues including; family governance and wealth education, strategic estate and financial planning, philanthropy management and lifestyle advisory. Mark has over 30 years of experience advising wealthy families, business owners, and their children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
Most recently, Mark worked with New York Life in their Advanced Planning Group working with agents and their UHNW clients advising them on estate and legacy planning, business buy sell planning, and succession planning. Prior to New York Life, Mark held similar Advanced Planning Consulting roles in several National financial organizations. He originally started his career in the financial services industry in the tax department of the public accounting firm Grant Thornton. He is known for taking complex ideas and making them easy to understand. Frequently speaking to groups and individuals on estate and business planning, he brings a conversational style that helps to clarify the complex nature of these topics.
Mark received a Bachelor of Science degree from St. John’s University in Collegeville MN, received his JD degree Cum Laude from the University of Minnesota and his CPA license while working at Grant Thornton. He holds a Series 7, 24 and 63 securities licenses. He currently lives in Richmond Virginia with his wife and occasionally one of their 6 children.
About Bill Burnett
As Executive Director and Trust Specialist, Bill is responsible for helping Financial Advisors, clients, prospects and the legal community to understand and utilize Morgan Stanley’s Trust Services and its “open architecture” corporate trustee platform. He’s available to meet with clients, conduct conference calls, review trust documents and explain to estate planning attorneys the numerous fiduciary solutions our platform can provide. Bill covers the Southeast region and is based in West Palm Beach, FL.
Bill has over 25 years of experience as a comprehensive wealth advisor developing trust and investment management relationships with families, business owners, executives and institutions. Bill cultivated this experience at firms such as Northern Trust, BNY Mellon, The Private Bank at Bank of America, and Merrill Lynch. He holds the Certified Financial Planner (CFP®) and Certified Investment Management Analyst (CIMA®) professional designations. He is a graduate of the University of North Texas with a Bachelor of Arts degree in Interpersonal Communications and Public Address and earned his way through college on a soccer scholarship. He has lived in Florida since 1994.
Bill has over 25 years of experience as a comprehensive wealth advisor developing trust and investment management relationships with families, business owners, executives and institutions. Bill cultivated this experience at firms such as Northern Trust, BNY Mellon, The Private Bank at Bank of America, and Merrill Lynch. He holds the Certified Financial Planner (CFP®) and Certified Investment Management Analyst (CIMA®) professional designations. He is a graduate of the University of North Texas with a Bachelor of Arts degree in Interpersonal Communications and Public Address and earned his way through college on a soccer scholarship. He has lived in Florida since 1994.
About Mark Thompson
NMLS# 152531
Mark Thompson is a Private Banker serving Morgan Stanley Wealth Management offices in Tennessee, Kentucky, and West Virginia.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Mark began his career in financial services in 1995, and joined Morgan Stanley in 2016. Prior to joining the firm, he was a Private Banker at Merrill Lynch.
Mark is a graduate of St. Thomas University, where he received a Bachelor of Arts in Political Science. He lives in Franklin, Tennessee with his family. Outside of the office, Mark enjoys playing golf and hockey.
Mark Thompson is a Private Banker serving Morgan Stanley Wealth Management offices in Tennessee, Kentucky, and West Virginia.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Mark began his career in financial services in 1995, and joined Morgan Stanley in 2016. Prior to joining the firm, he was a Private Banker at Merrill Lynch.
Mark is a graduate of St. Thomas University, where he received a Bachelor of Arts in Political Science. He lives in Franklin, Tennessee with his family. Outside of the office, Mark enjoys playing golf and hockey.
NMLS#: 152531
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
From Our Team
Tax-Smart Strategies for Your Retirement
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Tennessee Valley Wealth Management today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
11Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley does not assist with buying or selling art in any way and merely provides information to clients interested learning more about the different types of art markets at a high level. Any client interested in buying or selling art should consult with their own independent art advisor.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
