Steven Ware
My Mission Statement
My Story and Services
As a third-generation financial advisor, Steven continues a legacy of service and dedication in the financial industry. With a strong foundation in strategic planning and communication, he has transitioned seamlessly into his role at Morgan Stanley, where he focuses on developing tailored financial strategies for a diverse clientele.
Steven's approach to financial advising is both comprehensive and client-focused. He works with a wide range of clients, from individuals and families to charitable organizations, offering strategies that encompass everything from retirement planning to alternative investments. His holistic approach helps to ensure that each client's unique goals and financial outlook are understood and addressed, fostering long-term relationships built on trust and value.
Steven holds the necessary licenses and certifications to provide comprehensive financial advice, including Series 7 and Series 66 licenses, as well as Life and Health Insurance and Annuities certifications. As a Portfolio Manager with an MBA, he is well-equipped to offer experienced guidance and support.
Steven invites you to explore how you can work towards your financial goals together!
Please feel free to reach out to @Steven.Ware@morganstanley.com
NMLS#: 2780302
Investing with Discipline
Our personalized approach is centered around you, your family, and your future aspirations—considering your current situation and your goals. By collaborating closely, we craft strategies to guide you towards your objectives, helping you navigate life's obstacles and enabling you to make more informed decisions regarding your financial well-being.
- Gain an understanding of what holds significance for you, your family, and the legacy you wish to create.
- Recognize any unique aspects of your personal circumstances.
- Assess your investment background and risk tolerance.
- Collect essential data, documents, and financial statements.
- Perform a comprehensive analysis utilizing a range of financial planning and risk assessment tools.
- Utilize relationships and resources for insights, including exclusive investment and risk models.
- Develop a comprehensive financial plan to help build, preserve and transfer your wealth according to your goals.
- Coordinate with your legal and tax advisors to incorporate all aspects of your life into your plan.
- Present your plan comprehensively, incorporating various "what if" scenarios.
- Refine your plan based on our discussions.
- Once approved, prioritize tasks and set timelines for each solution.
- Prepare the necessary documentation to initiate the transfer of assets to Morgan Stanley.
- Establish tools to ensure convenient access to your accounts.
- Schedule regular meetings and calls to track progress towards your goals.
- Provide tailored reports that include detailed information on the performance of your investments.
- Discuss changes in your life, adjusting your plan accordingly.
- Conduct regular reviews of your investments to ensure they continue to align with your goals and reflect the latest market insights.
- Provide ongoing guidance, education, and support through a variety of wealth management services, including cash management, estate planning, and charitable giving strategies.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.<o:p></o:p> Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
WEALTH EDUCATION
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INVESTOR RESOURCES
Risk assets are poised for a strong year in a friendly policy and macroeconomic environment, with U.S. stocks outperforming peers. U.S. government bonds are likely to weaken after a rally in the first half of the year.
U.S. consumer spending and capital expenditures on AI are likely to drive moderate growth as global inflation slows.
A resilient economy and strong corporate earnings are likely to drive continued equity gains in 2026. But these gains may be tempered, with optimism already priced into valuations and policy risks looming.
Through timely, in-depth analysis of companies, industries, markets and world economies, Morgan Stanley has earned its reputation as a leader in the field of investment research.
Educate yourself on the 2026 tax tables and prepare for tax season with the Morgan Stanley Tax Tables 2026 Edition.
Learn more about the Maximum Benefit and Contribution Limits for 2019-2025 with Morgan Stanley Retirement Solutions.
Financial literacy means being equipped with the knowledge to help make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
DIGITAL TOOLS AND RESOURCES
We offer a comprehensive suite of tools to manage your wealth more effectively in today's busy world. Please find below links to resources you may find useful as you familiarize yourself with the Morgan Stanley Wealth Management platforms.
Be in control of all your finances with Morgan Stanley Online and Morgan Stanley Mobile App. Track your spending, create budgets, deposit checks, and pay bills are just a few things you can do. Take advantage of additional features like current news and market data.
Have a goal you always wanted to accomplish? Along with your Financial Advisor and our Goals Planning System, you will be able to quantify your goals, get advice on what approach to take, and track your progress. GPS is designed to evolve as your life changes to help you reach your goal, even with varying situations.
Client Service Team
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
