Stephen J Brady

After getting to know you and your financial goals, we evaluate your appetite for risk, and your need for growth or income solutions. From there, we work with you to construct a fully bespoke, customized portfolio from the bottom up, incorporating individual securities and fixed income instruments. By designing your portfolio in this manner, we can help to create a diversified, thoroughly researched investment mix that meets your specific financial needs.

While your investment portfolio is a vital part of your financial toolkit, having an overarching strategy encompassing your complete financial picture is equally important. From our first discussion, we will be analyzing your goals and creating a plan that takes your assets, estate planning objectives, income, and taxes into account. Working with Morgan Stanley’s suite of Modern Wealth Management Tools, we can develop a plan that helps to keep you on track through the market’s peaks and troughs, with updates at your fingertips.

Volatile markets are inevitable in today's highly complex financial landscape. I believe prudent diversification can be a useful salve to heightened risk for long-term investors. While broad-based index investing has its upsides, my investment philosophy is focused on individual stock selection. I believe in the importance of principles such as fundamental analysis and value investing, and I take pride in the research I conduct to find new opportunities for client portfolios.

Equities have been the market pacesetters over the 10-plus year bull market we have experienced. However, fixed income instruments are not to be forgotten. These options have the potential to provide consistent income for retirees, manage risk, and the potential for improved diversification. We hold ourselves to the same rigorous standards as our stock selection process when evaluating the fixed income allocation of your portfolio. We implement a detailed process when making these decisions with you.

Disclaimers:
Diversification does not guarantee a profit or protect against loss in a declining financial market.

Bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally the longer a bond's maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which is the risk that the issuer will redeem the debt at its option, fully or partially, before the scheduled maturity date. The market value of debt instruments may fluctuate, and proceeds from sales prior to maturity may be more or less than the amount originally invested or the maturity value due to changes in market conditions or changes in the credit quality of the issuer. Bonds are subject to the credit risk of the issuer. This is the risk that the issuer might be unable to make interest and/or principal payments on a timely basis. Bonds are also subject to reinvestment risk, which is the risk that principal and/or interest payments from a given investment may be reinvested at a lower interest rate.

Morgan Stanley’s Chief Investment Officer and his colleagues break down the latest market trends and share their insights on recent opportunities in this monthly report. Here, they convey their thoughts on the global economy, equities, fixed income, and target asset allocations, among many other topics.

For a more robust analysis, this weekly report from Lisa Shalett and the Global Investment Committee provides a deep dive on the latest market news and investment themes. From global economic trends, to fixed income outlooks and thematic investing, the GIC Weekly is a terrific source for Morgan Stanley’s research content -check back here every Monday for the latest.

In this short-form podcast from Morgan Stanley, thought leaders from teams across the Firm's many departments share their most timely insights and highlight global investment opportunities. A new episode is released every weekday, covering a broad range of investment related topics.

This quarter, we're highlighting a recent Cybersecurity Webinar from our Data Security team at Morgan Stanley. In this webinar, Prashanth Challa, Head of Wealth Management Data Security, discusses tech industry buzzwords like Metaverse, Crypto, NFTs, and the Cloud and how these new innovations effect the safety of your data. Click the link below to fill in your information and watch the event replay.