Our Story and Services

The SPF Wealth Management Group brings together financial professionals with decades of industry experience to better service their clients. With each team member specializing in a different niche of financial advisory, The SPF Wealth Management Group can help plan for clients’ complex financial goals. Whether it is planning for retirement, financing a large purchase, contributing to a child or grandchild’s higher education, estate planning, or more, the team can help you along every step of the process.

With industry leading resources at their disposal, The SPF Wealth Management Group is committed to ensuring you are content with your financial situation. Outside of the office, the team is heavily involved in the North Florida community, supporting causes such as Rethreaded Inc., the Meninak Club of Jacksonville, the American Heart Association, St John’s County Port of the Storm, and more. The team is dedicated to leaving a positive impact not just on the clients they serve but also the community they live and work in.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

Our process is centered around client service, and we pride ourselves on client satisfaction. By utilizing a 4-step process, we ensure that all bases are met, and you are content with the solutions provided. Our 4-step process involves discovery, creation, presentation and implementation, and continued service.
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    Discovery
    In our first meeting, we will gather all the necessary information and data to compile a comprehensive investment and financial plan for your future. When applicable, we will meet with any attorneys and accountants to ensure we have all the information necessary.
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    Creation
    By listing all your financial goals, assets, and liabilities, we create a comprehensive financial picture for your future. Based on the information available to us, we compile investment recommendations and financial solutions necessary to achieve your goals in the timeframe you have set out.
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    Implementation
    During this meeting, we present to you the comprehensive financial plan that we have created. Additionally, we will ensure that you are happy with the plan we that was created and the steps necessary to achieve your goals.
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    Continued Service
    As one of our fundamental beliefs, we are committed to ensuring that you are happy with your financial standing. We ensure every client is called at a minimum of once a quarter. Investment reviews occur biannually, and a financial review takes place once a year. Outside of these meetings, we are a phone call away at any time, and are happy to discuss anything that comes to mind.

Typical Clients

Our clients come from a variety of different backgrounds and professions; however, they all share a common goal: the desire to simplify their finances and develop a comprehensive strategy to preserve and grow their wealth as well as achieving all their financial goals. Whether you would like to optimize investment performance, plan for a major purchase, create a succession plan for your wealth, or retire comfortably, we are here to help you every step of the way.

Investor Resources

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    2024 Tax Tables
    Here are the federal tax tables for 2023 along with other useful information
    View 2024 federal tax tables
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    2024 Contribution Limits
    With newly updated contribution limits in 2024, this resource contains all the relevant information necessary.
    View 2024 contribution limits
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    Thoughts on the Market Podcast
    Here you can find podcasts on a variety of market-related topics from Morgan Stanley thought leaders.
    Listen here
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    Morgan Stanley Online
    With Morgan Stanley Online, enjoy the freedom to manage your finances on your own devices while collaborating with your advisor. Multi-factor authentication and continuous threat monitoring ensure the safety of all your financial information.
    Learn more about Morgan Stanley Online
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    Total Wealth View
    It's hard to see the complete picture with only half the details. As a Morgan Stanley client, you can conveniently view your accounts from other financial institutions on Morgan Stanley Online or the Morgan Stanley Mobile App, giving you and your advisor a more complete financial picture. With full visibility of your financial picture, your advisor will be better able to track your financial goals and plan for your future.
    Learn more about Total Wealth View
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    MS Reserved
    Clients with $1million+ in assets and liabilities are eligible to enroll in Morgan Stanley's Reserved Living & Giving program. E*TRADE Platinum and Private Clients may also be eligible to enroll in the Reserved Living & Giving program. Members will have access to exclusive partner offers and discounts, in addition to a variety of leadership content ranging from lifestyle to personal finance topics.
    Learn more about MS Reserved

Location

50 N Laura St
Suite 2000
Jacksonville, FL 32202
US
Direct:
(904) 632-0224(904) 632-0224

Meet SPF Wealth Management Group

About Me

Terry Surrency is a Financial Advisor and member of the SPF Wealth Management Group at Morgan Stanley. Growing up, Terry knew he always wanted to make a positive impact on those he came across. During his time at University of Central Florida pursuing a degree in finance and business administration, Terry became fascinated with the concept of compounding interest and the value it holds. Working in the customer service industry, coupled with an acquired love of investing, Terry decided to pursue a career as a Financial Advisor.

Terry works diligently to understand his clients’ goals and objectives to create a unique, tailored plan to achieve those goals. Based on the individual needs of the client, Terry and his team will design an investment portfolio to meet the client’s risk tolerance and achieve the goals set out in the financial plan.

Outside of the office, Terry and his wife, Mya, are avid golfers and enjoy traveling. Additionally, Terry is an active member of the Jacksonville community, volunteering his time with the American Heart Association, St John’s County Port of the Storm, and the Kiwanis group of Fernandina Beach.
Securities Agent: MI, NV, TN, TX, WA, WI, VA, UT, SC, WY, OR, OK, NY, PA, NM, NJ, NH, NC, ME, MA, FL, CO, MD, AZ, LA, DC, IL, GA, CA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 813067

About Me

Diana Fanning is a financial advisor who works with clients to create and implement all-inclusive wealth management strategies to help clients preserve and grow their wealth. She has built her reputation on providing personalized and holistic financial planning services to her clients. Diana's passion for finance and her dedication to her clients, community, and personal interests make her a well-rounded financial advisor who is committed to helping her clients achieve their financial goals.

In her free time, Diana enjoys boating and traveling to the mountains. She also enjoys spending her weekends at Vilano Beach. Diana is actively involved in her community and belongs to the Meninak Club of Jacksonville and the Uptown Civitan Club. She is dedicated to giving back to her community and making a positive impact.
Securities Agent: OK, NY, UT, WY, WI, NJ, TX, NV, OR, PA, SC, NM, LA, VA, WA, ME, MA, IL, TN, CO, GA, NH, CA, AZ, FL, DC, NC, MD, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 521799

About Me

Securities Agent: WA, WY, WI, VA, UT, TX, TN, OR, NY, SC, PA, NJ, NH, NC, MI, ME, MD, MA, LA, DC, CA, CO, IL, GA, AZ, FL, OK, NV, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 2695927

About Me

Brian Mojica is a financial advisor and member of a multi-generational wealth management team. Brian is passionate about helping his clients achieve their financial goals and takes a holistic approach to wealth management. Brian is committed to leaving a positive impact on his clients financially, as well as becoming a significant part of his clients’ lives. As The SPF Wealth Management Group is a multi-generational team, this concept holds true for the children and grandchildren of the clients the team serves.

Brian graduated from the University of North Florida with degrees in Finance and Financial Services. In his spare time, Brian is a fitness enthusiast and can be found working out. Additionally, Brian is actively involved in Leadership Jacksonville, an organization committed to improving and strengthening the Jacksonville community. Brian also enjoys playing golf, and can speak Tagalog, the language of the Philippines.
Securities Agent: UT, VA, NM, ME, WI, LA, AZ, IL, TX, SC, NJ, GA, MI, DE, WA, PA, NV, NC, MA, IN, NY, WY, OH, NH, FL, CA, TN, OK, MD, DC, CO, MS, OR; General Securities Representative; Investment Advisor Representative
NMLS#: 2691009

About Nathan B. Damron

As a Financial Advisor and a CERTIFIED FINANCIAL PLANNER™ Professional at Morgan Stanley, I provide wealth management solutions to successful families, business owners and professionals.

I believe clients are best served when their financial needs are viewed in the context of their entire life. Taking a holistic approach, my goal is to support the various needs of my clients as they transition through different lifestyle phases.

Working closely with you, we will develop an investment strategy focused clearly on your objectives- one that reflects your lifestyle expectations, cash flow needs, risk tolerance and aspirations for your family. From there, we will help you build a portfolio informed by the resources and insight available from Morgan Stanley, one of the world’s largest financial firms.

When you look at wealth management from a long-term perspective, one thing becomes clear: It’s your future, not just your money. Over time, we can help you navigate the noise and distractions of challenging markets, providing a disciplined sense of focus on what’s most important- your progress toward your goals.
Securities Agent: NM, NJ, NH, NC, ME, MD, MA, LA, IL, GA, FL, DC, CO, CA, AZ, MI, WA, WI, WY, VA, UT, TX, TN, SC, PA, OR, OK, NY, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 1849110

About Molly Hill

Molly Hill is a Senior Client Services Associate for The SPF Wealth Management Group at Morgan Stanley. Molly began her career in the industry as a stockbroker in the late 1980s. After leaving her position as a broker, she pursued other endeavors before returning to the industry as an assistant in 1996. Along the way, Molly has gained invaluable experience working with clients to meet their requests, however simple or complex.

Molly graduated from Central Michigan University with a degree in Business Administration and obtained the Series 7, 63, and 65 licenses. Spending over five years in England as a teenager, Molly developed a global perspective allowing her to provide the best possible service for the clients she serves.

In her spare time, Molly enjoys spending time walking on the beach or going on hiking trips. Additionally, Molly likes to read and always appreciates a good book suggestion.

About Sharmaine Shaffer

Sharmaine Shaffer is Client Services Associate for The SPF Wealth Management Group who recently began her career in the industry in 2021. With her passion for finance and dedication to clients Sharmaine is well-suited for a successful career in the wealth management industry. Her attention to detail, friendly demeanor, and willingness to go the extra mile makes her a valuable asset to the team.

As a Client Services Associate, Sharmaine is responsible for ensuring that all her clients' needs are met in a timely and professional manner, which includes providing support to clients and managing their accounts. She has been praised for her ability to understand the unique needs of each client and delivering tailored service to fulfill all requests that are brought to her attention.

In her free time, Sharmaine enjoys trying new restaurants in Jacksonville. She is always on the lookout for new and exciting dining experiences and is known for her adventurous palate. She also enjoys working out and spending time with her pets.

About Rachel Higgins

Rachel and her husband relocated to the Jacksonville area in March of this year. They have two dogs - Bama, a brown lab and Lillie an Australian Shepard. She recently completed my MSc Finance degree from the University of Miami and is pursuing her Series 7 (she joins us with her SIE). In her time away from work, she enjoys fishing, golfing, and going to Universal Studios.

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships

About Robert Mickler

Robert Mickler is a Private Banker serving Morgan Stanley Wealth Management offices in Florida and Georgia.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Robert began his career in financial services in 1991, and joined Morgan Stanley in 2014. Prior to joining the firm, he held several positions with Merrill Lynch, most recently as a Resident Manager and Wealth Management Banker in the Global Wealth Management organization.

Robert is a graduate of Villanova University, where he received a Bachelor of Science in Finance. He lives in Jacksonville, Florida with his wife and family. Outside of the office, enjoys playing golf, reading, and traveling.
NMLS#: 863115
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Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Mosaic

Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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A Change of Greenery

Houseplants add oxygen, flair, and warmth year-round, and the right one in the right space can do just as much for a room as any painting or side table.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact SPF Wealth Management Group today.
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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

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Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)