James Cooper, CIMA®
Executive Director, Wealth Management, Financial Advisor, Senior Investment Management Consultant, Corporate Client Group Director, Lending Specialist
Phone:
(602) 954-5704(602) 954-5704
Spectrum Group at Morgan Stanley
Direct:
(602) 954-5720(602) 954-5720
Toll-Free:
(888) 477-2876(888) 477-2876
Our Mission Statement
Delivering the experience, resources and personalized service needed to help affluent families, Sovereign Nations, and other enterprises address their most complex wealth management issues.
WELCOME
At Spectrum Group, our mission is to empower you – through steadfast guidance, highly customized strategies and unwavering discipline – to make informed decisions that will enable you to reach your specific financial goals in today's complex global markets.
Financial Strategies for Life
As our name implies, our wealth management approach covers the full spectrum of customized solutions for high net worth clients, institutions, and Native American Sovereign Nations. We not only focus on helping you articulate your needs and aspirations, but also on reviewing all aspects of your financial life so that we may create a comprehensive roadmap designed to help ensure financial success over multiple generations.
Comprehensive Solutions
We combine the vast resources of a major global firm with the personalized service of experienced wealth management consultants who have spent their entire careers– advising individuals and institutions throughout Arizona and the Western United States.
Earning your Confidence
Money, in and of itself, does not create the skills to manage it. In an ever-changing global financial environment, we offer broad experience, deep resources, and objective advice. In short, we are committed to helping you preserve and grow your assets while inspiring a level of confidence that enables you to focus on the aspects of life you care most about. At Spectrum Group, we strive to be your primary financial advisor, providing timely, unbiased advice – making a difference in your life and earning your confidence every day.
Passion | Objectivity | Experience | Advice
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Forbes Best-In-State Wealth Management Teams for 2024 & 2025
2024, 2025 Forbes Best-In-State Wealth Management Teams Source: Forbes.com (Awarded 2024, 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Services Include
- Wealth ManagementFootnote1
- Financial PlanningFootnote2
- Professional Portfolio ManagementFootnote3
- Asset Management
- Alternative InvestmentsFootnote4
- Cash Management and Lending ProductsFootnote5
- Institutional ServicesFootnote6
- Business PlanningFootnote7
- Business Succession PlanningFootnote8
- Estate Planning StrategiesFootnote9
- Trust AccountsFootnote10
- Endowments and FoundationsFootnote11
- Philanthropic ManagementFootnote12
- Retirement PlanningFootnote13
- 401(k) Rollovers
- Life InsuranceFootnote14
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
FAMILY WEALTH MANAGEMENT
Your family is unlike any other we have ever served. You may, however, share many of the same questions, challenges and opportunities. We look forward to learning more about you and your family, and discussing how we can help you safeguard what you have earned and pursue your most important life goals. We deliver an exceptionally attentive level of service and dedicate ourselves to finding solutions to the challenges our clients face, even those challenges that fall well outside the traditional role of wealth managers.
Family Governance
Most families either never address their governance needs or wait until they are in a crisis—picking up the pieces afterwards—before they finally get serious about creating and implementing a robust family governance system.
What Makes a Sound Governance System?
Wealth Education
Financial literacy means being empowered with the knowledge to make smarter financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It's not always easy, but starting the conversation is a key step in long-term wealth planning.
Financial Literacy for Any Stage of Your Life
Trust and Estate Planning and Business Succession
The key to determining which trust, tax and estate strategies to execute is to understand the interplay of personal and exogenous factors. Liquidity events such as an initial public offering or a merger or acquisition may provide income and estate planning opportunities. Liquidity events also magnify the need to put in place or update certain essential estate planning documents.
Estate Planning Essentials
Intergenerational Wealth Planning
While all families face complex financial issues, each has its own challenges, opportunities and aspirations. We help families protect, preserve and successfully transfer wealth through multiple generations.
Emotional Challenges in Planning
Lifestyle Services
Reserved Living & Giving is a complimentary perks program for eligible Morgan Stanley clients designed to provide benefits beyond traditional wealth management services. The program provides access to one-of-a-kind experiences, discounts from popular brands, curated articles from our partners and Morgan Stanley thought leaders, and philanthropic inspiration.
Reserved Living & Giving
Tax-Savy Ways to Give
Many of our clients would like to support the causes and people they care about and also save on taxes. Fortunately, we're well versed on strategies that may help you accomplish both. If you’re inclined to help others, consider these tax-efficient ways to make your giving go further.
Consider These Strategies
Philanthropic Advisory
Believing that philanthropy must be more than checkbook writing, involved and engaged donors want to feel a connection and offer advice and input above and beyond money. Perhaps you want to use philanthropy to instill values in your children, or you want to apply your business acumen to philanthropy. Maybe it is the grassroots-type of organizations that inspire you. Holding philanthropic conversations with our team and your family to discuss values, motivations, visions and to develop a mission statement is an effective step to achieving long term philanthropic engagement. Deciding on what level of visibility you want, what type of program to support and how long you envision your involvement to last, are your matters that matter to us.
Sharpening Your Philanthropic Focus
Art Advisory
Whether you have inherited a valuable collection or built one of your own, the stewardship of fine art and collectibles presents an extensive range of formidable challenges. These unregulated markets can be confusing, fragmented and inefficient. With experienced art advisors at your side, you have the guidance you need to avoid pitfalls and the expertise to manage your collection as the significant asset it is.
Wealth Planning Principles for ArtEmpowering Tribal Sovereignty
Our team’s experience includes working with Tribal governments and their accounting, bond council, and legal advisors regarding Public Financing, Water Right Settlement funds, and Minor Trust Funds. We understand and have extensive experience with Tribal Sovereignty, Section 17, Revenue Allocation Act requirements, investment policy statement (IPS) development, annual budgeting, and auditing issues as well as working with the Bureau of Trust Funds Administration. We are proud and honored to have a 25-year record of integrity and experience working with Tribal Governments, Tribal Enterprises, Casino and Public Projects Financing, Minor Trust Funds, and Tribal Retirement Plans. In each or our Tribal client relationships, our team has helped develop, update, or modify investment policy statements on behalf of our Native clients. Services and mandates provided:
1) Community & Water Rights Fund
2) Permanent Fund, Roads & Construction Fund, General Operating Fund, Administrations & 457 Funds
3) Asset / Liability Study
4) Permanent Fund, General Fund and Tailored Line of Credit
5) Tribal Trust Funds Administration
6) Debt Repayment Funds Management
7) Profit Sharing Plan, and Telecommunications Operating Fund
8) Tribal Healthcare Foundation Management
9) Land Rights Settlement Funds Management
10) Defined Benefit Plan
11) Settlement Fund, IHS, BIA & HUD Fund, Timer Land Fund, General Fund and Self Sufficiency Fund
12) Tribal Healthcare and Hospital Retirement Fund Administration
13) Tribal 401k plan
14) Tribal Health Care Funds, Hospital Operations and 638 Program Management
15) Tribal Business Interruption Plan
16) Minor’s Trust Funds Management
2) Permanent Fund, Roads & Construction Fund, General Operating Fund, Administrations & 457 Funds
3) Asset / Liability Study
4) Permanent Fund, General Fund and Tailored Line of Credit
5) Tribal Trust Funds Administration
6) Debt Repayment Funds Management
7) Profit Sharing Plan, and Telecommunications Operating Fund
8) Tribal Healthcare Foundation Management
9) Land Rights Settlement Funds Management
10) Defined Benefit Plan
11) Settlement Fund, IHS, BIA & HUD Fund, Timer Land Fund, General Fund and Self Sufficiency Fund
12) Tribal Healthcare and Hospital Retirement Fund Administration
13) Tribal 401k plan
14) Tribal Health Care Funds, Hospital Operations and 638 Program Management
15) Tribal Business Interruption Plan
16) Minor’s Trust Funds Management
True Collaboration
The hallmark of our client service philosophy is our commitment to building client programs from the ground up and carefully turning them to their specific goals and objectives. We have built a deeply resourced team of investment professionals with extensive institutional backgrounds who are dedicated to meeting the needs of our clients and serving as an extension of their staff. We believe that our relationship with you is first earned through trust, which builds on unbiased advice and thoughtful recommendations for your portfolio. Our top priority is to understand and respond to your specific needs in a collaborative, professional and educational spirit – one that places you at the center of our relationship. We believe that the diversity of our team’s background and experience allows us to incorporate sophisticated institutional thinking and industry best practices from all of our client segments. Ultimately, we measure the success of the program in terms of our client’s ability to fulfill its financial objectives, not just beating benchmarks.
Independent, Objective and Focused Advice
Our approach is structured to provide unbiased, objective advice and guidance. Our goal is to provide the clients with the best of both worlds: a highly engaged boutique consulting client experience, backed by the deep resources and scale of a global financial services provider. We will leverage Morgan Stanley’s thought leadership in the capital markets and draw upon our deep understanding and experience with Native American communities.
Total Tax 365 - Tax Management Services
The Tax Management Services (TMS) team aims to reduce or eliminate cap gains for managed accounts within your desired investment portfolio. They can assist in designing, creating and analyzing a tax efficient advisory solution for tax sensitive clients.
Actively Pursuing Tax Alpha
- While taxes are top of mind for all investors, active tax management of an investment portfolio as a wealth planning tool is typically a passive consideration for most. Asset allocation and product selection are the primary drivers of investment results on a pretax basis; however, after-tax results can vary greatly depending on the tax treatment of those investment decisions. Incorporating tax-sensitive investing into the daily trading activity of an account can capitalize on market fluctuations and potentially yield better after-tax results.
Online Tools And Features Available To You
Morgan Stanley strives to ensure it serves clients on its technology platforms that are resilient, safe, efficient and smart. As part of our services, these resources are readily available to all of our clients. Learn more about each tool and feature to see how it can easily help you manage and secure your financial journey.
Morgan Stanley Online Mobile App and Online Wealth Management
Morgan Stanley Online allows you to seamlessly and securely manage your investments and finances in everyday finances.
Register today
Total Wealth View
It's hard to see the complete picture with only half the details. As a Morgan Stanley client, you can now conveniently view your accounts from other financial institutions on Morgan Stanley Online or by using the Morgan Stanley Mobile App. Giving you a more complete financial picture.
Learn More About Total Wealth View
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient and secure.
Enroll Today
Morgan Stanley Mobile App
Securely access your Morgan Stanley account from virtually anywhere. Simply download it on your mobile device and use your Morgan Stanley Online username and password to log in. From there you will have the resources of MSO on the go.
Discover More With Our Mobile App
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial account. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Watch Video On Spending and Budgeting Tool
Portfolio Risk Platform
Portfolio Risk Platform - Powered by aladdin is a risk management platform that provides comprehensive risk estimations and reporting across a broad range of asset classes and security types. This platform provides a holistic view to better enable risk to be effectively monitored and managed.
Watch Video on Portfolio Risk PlatformLocation
2398 E Camelback Rd
Suite 800
Phoenix, AZ 85016
US
Direct:
(602) 954-5720(602) 954-5720
Toll-Free:
(888) 477-2876(888) 477-2876
Meet Spectrum Group
Tyson Kelley, CFP®
Executive Director, Wealth Management, Financial Advisor, Senior Institutional Consultant, Senior Investment Management Consultant, Portfolio Management Director, Lending Specialist
Phone:
(602) 954-5702(602) 954-5702
Taylor Jeffers
Financial Advisor, Financial Planning Specialist
Phone:
(602) 954-5786(602) 954-5786
Trish Tallini
Portfolio Associate
Phone:
(602) 954-5712(602) 954-5712
Dana Unverferth
Senior Registered Client Service Associate
Phone:
(602) 954-5750(602) 954-5750
Brandon Clemente
Registered Client Service Associate
Phone:
(602) 954-5776(602) 954-5776
About James Cooper
For more than 20 years, Jim has been providing comprehensive wealth management and institutional consulting services to families, businesses, and Native American Nations. His experience includes financial planning, asset management, inter-generational wealth planning, as well as cash management and lending solutions
Jim’s responsibilities include analyzing client objectives, determining tactical and strategic Asset Allocation policies, selecting investment managers and reviewing ongoing performance results.
Having achieved the level of Family Wealth Advisor and Corporate Client Group Director at Morgan Stanley; Jim is experienced to handle the unique needs of corporations and executives, assisting them with business and employee related liquidity events.
Jim is a true veteran in every sense of the word. After leaving the US Army and prior to joining Morgan Stanley in 1994, Jim began his career with Kidder Peabody at GE Capital. With 20 years of military experience as a US Army Ranger, an Infantry Officer and a decorated combat veteran, Jim clearly understands the importance of executing a strategic plan. His long-term approach translates directly into his passion for assisting clients with holistic wealth planning.
Mr. Cooper has earned a Certified Investment Management Analyst (CIMA®) designation from the Wharton School of Business. He was a Distinguished Graduate, Army ROTC and received his Bachelors of Science degree from Arizona State University.
Skills and Experience:
Series 7, 31, 63, 65; Wealth Management; Estate Planning Strategies; Financial Advisory; Financial Planning; Risk Management; Foundations; Pensions; Pension Funds; Small Business; 401(k) Plans
Jim’s responsibilities include analyzing client objectives, determining tactical and strategic Asset Allocation policies, selecting investment managers and reviewing ongoing performance results.
Having achieved the level of Family Wealth Advisor and Corporate Client Group Director at Morgan Stanley; Jim is experienced to handle the unique needs of corporations and executives, assisting them with business and employee related liquidity events.
Jim is a true veteran in every sense of the word. After leaving the US Army and prior to joining Morgan Stanley in 1994, Jim began his career with Kidder Peabody at GE Capital. With 20 years of military experience as a US Army Ranger, an Infantry Officer and a decorated combat veteran, Jim clearly understands the importance of executing a strategic plan. His long-term approach translates directly into his passion for assisting clients with holistic wealth planning.
Mr. Cooper has earned a Certified Investment Management Analyst (CIMA®) designation from the Wharton School of Business. He was a Distinguished Graduate, Army ROTC and received his Bachelors of Science degree from Arizona State University.
Skills and Experience:
Series 7, 31, 63, 65; Wealth Management; Estate Planning Strategies; Financial Advisory; Financial Planning; Risk Management; Foundations; Pensions; Pension Funds; Small Business; 401(k) Plans
Securities Agent: MA, CA, GA, NJ, MT, UT, OR, MN, FL, WA, MO, ID, NE, MI, AZ, OH, NM, NC, NV, LA, KS, IN, PA, NY, TX, MD, IA, WI, WY, VA, OK, KY, IL, CO; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1255760
CA Insurance License #: 0B36962
NMLS#: 1255760
CA Insurance License #: 0B36962
About Tyson Kelley
For 25 years, Tyson has provided highly customized advice, investment solutions, and financial planning services to high net worth families, businesses, and Native American Sovereign Nations. With a passion for investment management and client education, Tyson is dedicated to providing excellent client service and sound financial advice.
Tyson joined Morgan Stanley in 1998 and was named partner at Spectrum Group in 2006. His areas of focus include comprehensive financial planning, portfolio construction, hedging and monetization strategies, stock option strategies, and credit and lending capabilities. With his partners, Tyson takes a holistic approach to wealth planning by providing a high caliber of investment advice and by managing their practice with full transparency, honesty, and integrity.
After receiving his Bachelor of Science degree in Economics and Finance from the University of Utah, he continued his studies, receiving his Certified Financial Planner™ (CFP®) certification in 2009. This prestigious certification is the recognized standard of excellence for personal financial planning. As a CFP®, Tyson is responsible for creating customized plans and investment strategies, as well as holistic wealth planning for our clients. A key element in this process is helping clients understand the critical connection between portfolio construction and liability modeling. Tyson also completed the Accredited Investment Fiduciary (AIF) program in 2007. This program is conducted by the Center for Fiduciary Studies, a nationally recognized training organization for fiduciaries.
Tyson lives in Phoenix with his wife, Teri, and four children. In his free time, Tyson enjoys mountain biking, golfing, and spending time with his family. He is also an avid triathlete and five-time Ironman finisher, competing in Canada, Louisville, Cabo San Lucas, Arizona and Coeur d'Alene.
Tyson joined Morgan Stanley in 1998 and was named partner at Spectrum Group in 2006. His areas of focus include comprehensive financial planning, portfolio construction, hedging and monetization strategies, stock option strategies, and credit and lending capabilities. With his partners, Tyson takes a holistic approach to wealth planning by providing a high caliber of investment advice and by managing their practice with full transparency, honesty, and integrity.
After receiving his Bachelor of Science degree in Economics and Finance from the University of Utah, he continued his studies, receiving his Certified Financial Planner™ (CFP®) certification in 2009. This prestigious certification is the recognized standard of excellence for personal financial planning. As a CFP®, Tyson is responsible for creating customized plans and investment strategies, as well as holistic wealth planning for our clients. A key element in this process is helping clients understand the critical connection between portfolio construction and liability modeling. Tyson also completed the Accredited Investment Fiduciary (AIF) program in 2007. This program is conducted by the Center for Fiduciary Studies, a nationally recognized training organization for fiduciaries.
Tyson lives in Phoenix with his wife, Teri, and four children. In his free time, Tyson enjoys mountain biking, golfing, and spending time with his family. He is also an avid triathlete and five-time Ironman finisher, competing in Canada, Louisville, Cabo San Lucas, Arizona and Coeur d'Alene.
Securities Agent: KS, IL, WI, MD, MA, VA, NC, OR, UT, PA, NV, NE, MO, MI, NM, LA, KY, ID, GA, AZ, OK, NJ, MN, IA, WY, CA, OH, IN, MT, FL, CO, WA, TX, NY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1264969
CA Insurance License #: 0E77670
NMLS#: 1264969
CA Insurance License #: 0E77670
About Taylor Jeffers
Taylor Jeffers began his professional career in the logistics industry working in electrical sales and coordinating projects for electrical communications and wire distribution. Through this experience, he developed an understanding of tax administration, logistical procedures, and inside sales operations for some of the largest communications contractors in the United States.
Taylor developed a fascination for investing and finance through his internship with Morgan Stanley and decided to transition his career into financial services in 2018, becoming a partner with the Spectrum Group. Taylor proudly dedicated his time in being an advocate for the team’s modern wealth solutions and servicing platform. He is passionate in providing world-class client service and financial advice and is dedicated to innovating industry standards for the client service experience.
Taylor is one of two in his family who is not native to Montana, having grown up and lived in Phoenix for the entirety of his life. Taylor possesses a passion for education and financial literacy in the community and dedicates much of his spare time in mentoring the youth to help instill confidence in their lives to pursue their dreams.
Taylor has his Associates of Arts degree with an emphasis in Psychology. In his free-time, Taylor enjoys spending time with his family and friends along with reading and keeping up to date with sports.
Taylor developed a fascination for investing and finance through his internship with Morgan Stanley and decided to transition his career into financial services in 2018, becoming a partner with the Spectrum Group. Taylor proudly dedicated his time in being an advocate for the team’s modern wealth solutions and servicing platform. He is passionate in providing world-class client service and financial advice and is dedicated to innovating industry standards for the client service experience.
Taylor is one of two in his family who is not native to Montana, having grown up and lived in Phoenix for the entirety of his life. Taylor possesses a passion for education and financial literacy in the community and dedicates much of his spare time in mentoring the youth to help instill confidence in their lives to pursue their dreams.
Taylor has his Associates of Arts degree with an emphasis in Psychology. In his free-time, Taylor enjoys spending time with his family and friends along with reading and keeping up to date with sports.
Securities Agent: ID, FL, IA, WI, VA, MO, KY, LA, OK, ND, TX, NY, MT, KS, AZ, SD, PA, MA, IN, GA, MN, IL, WY, NV, OH, NM, MI, CA, UT, NJ, CO, WA, OR, NE, NC, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 2414658
NMLS#: 2414658
About Dana Unverferth
As a Minnesota transplant to Arizona it was a major adjustment to how things are done “in the sun”. Work was no different and when I entered the financial services industry, similar challenges arose. I was blessed to have a mentor help me and then have had more throughout my career. They treated me like family and cared about my success and challenges. They do to this day.
I understand the impact a strong mentor can have, and I try to emulate that to the clients the Spectrum Group is privileged to serve. My passion is to treat our clients like family and strive to have them succeed in all they set out to do. The Spectrum Group is home and our clients are family.
· 30+ Years in Financial Services
· Series, 7, 63 and 66 Registrations
· Life & Health, Property & Casualty
· Long-Term Care licenses
· CashPlus Ambassador for the Spectrum Group
· On the Fun Committee for the Phoenix Branch
I understand the impact a strong mentor can have, and I try to emulate that to the clients the Spectrum Group is privileged to serve. My passion is to treat our clients like family and strive to have them succeed in all they set out to do. The Spectrum Group is home and our clients are family.
· 30+ Years in Financial Services
· Series, 7, 63 and 66 Registrations
· Life & Health, Property & Casualty
· Long-Term Care licenses
· CashPlus Ambassador for the Spectrum Group
· On the Fun Committee for the Phoenix Branch
About Brandon Clemente
Brandon Clemente is a dedicated finance professional with a passion for helping others understand and harness the power of money. Originally from Southern California, Brandon has spent the majority of his adult life in Arizona, where he developed a deep connection to the region and its communities.
A graduate of Northern Arizona University with a degree in Finance, Brandon’s journey in the financial world began with a desire to uncover the true meaning of wealth and empower others to use it effectively. He started his career as an insurance agent, building a solid foundation in risk management and client service. Transitioning into the role of a stockbroker, Brandon deepened his expertise in investment strategies and market dynamics. His career path then led him to Morgan Stanley’s virtual branch, where he gained invaluable experience supporting clients in a fast-paced, technology-driven environment.
Now at The Spectrum Group, Brandon focuses on delivering exceptional support to advisors and providing world-class client service. His commitment to excellence and ability to build meaningful relationships make him a trusted partner in helping clients achieve their financial goals.
Outside of work, Brandon enjoys spending quality time with his wife, engaging in outdoor activities, and exploring the world of fitness and nutrition. His adventurous spirit and dedication to personal growth reflect the same passion he brings to his professional life.
A graduate of Northern Arizona University with a degree in Finance, Brandon’s journey in the financial world began with a desire to uncover the true meaning of wealth and empower others to use it effectively. He started his career as an insurance agent, building a solid foundation in risk management and client service. Transitioning into the role of a stockbroker, Brandon deepened his expertise in investment strategies and market dynamics. His career path then led him to Morgan Stanley’s virtual branch, where he gained invaluable experience supporting clients in a fast-paced, technology-driven environment.
Now at The Spectrum Group, Brandon focuses on delivering exceptional support to advisors and providing world-class client service. His commitment to excellence and ability to build meaningful relationships make him a trusted partner in helping clients achieve their financial goals.
Outside of work, Brandon enjoys spending quality time with his wife, engaging in outdoor activities, and exploring the world of fitness and nutrition. His adventurous spirit and dedication to personal growth reflect the same passion he brings to his professional life.
Contact James Cooper
Contact Tyson Kelley
Contact Taylor Jeffers
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Nikki Ranck
Private Banker
About Nikki Ranck
Nikki Ranck is a Private Banker serving Morgan Stanley Wealth Management offices in Arizona and New Mexico.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Nikki began her career in financial services in 2006, and joined Morgan Stanley in 2022 as a Private Banker. Prior to joining the firm, she was a Senior Client Service Associate at JP Morgan’s Private Bank. She also served as a Mortgage Banker and Branch Manager at JP Morgan Chase, and a Service Manager and Personal Banker at Wells Fargo Bank, N.A.
Nikki lives in Scottsdale, Arizona with her family. Outside of the office, she enjoys traveling and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Nikki began her career in financial services in 2006, and joined Morgan Stanley in 2022 as a Private Banker. Prior to joining the firm, she was a Senior Client Service Associate at JP Morgan’s Private Bank. She also served as a Mortgage Banker and Branch Manager at JP Morgan Chase, and a Service Manager and Personal Banker at Wells Fargo Bank, N.A.
Nikki lives in Scottsdale, Arizona with her family. Outside of the office, she enjoys traveling and spending time with her family.
NMLS#: 1075581
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Spectrum Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
13When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
14Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
