Frank A Wood
Hanks Garrison Wood Team at Morgan Stanley
Direct:
(337) 475-0191(337) 475-0191
Toll-Free:
(855) 750-7964(855) 750-7964
Our Mission Statement
Comprehensive wealth planning strategies for your life and legacy.
Who We Are
The Hanks Garrison Team is committed to providing the highest quality financial advice and service in the region. We are an experienced team of professionals, each with a diverse skillset and background, focused on serving the needs of high net worth clients throughout South Louisiana and beyond.
Over the years, our team has developed a comprehensive wealth management process. We follow a disciplined investment philosophy designed to help our clients fulfill their lifelong dreams. We believe in proactive communication with our clients and are genuinely interested in building personal relationships with those we serve—these standards serve as the foundation of our practice.
As your financial advisors, our role is to walk you through life’s stages—to serve as a sounding board for ideas and a resource to address concerns. Ultimately, our goal is to provide the insight and guidance to help you make informed, confident decisions in the face of today’s complex financial markets.
Over the years, our team has developed a comprehensive wealth management process. We follow a disciplined investment philosophy designed to help our clients fulfill their lifelong dreams. We believe in proactive communication with our clients and are genuinely interested in building personal relationships with those we serve—these standards serve as the foundation of our practice.
As your financial advisors, our role is to walk you through life’s stages—to serve as a sounding board for ideas and a resource to address concerns. Ultimately, our goal is to provide the insight and guidance to help you make informed, confident decisions in the face of today’s complex financial markets.
Services Include
- Wealth ManagementFootnote1
- Retirement PlanningFootnote2
- Financial PlanningFootnote3
- Professional Portfolio ManagementFootnote4
- 401(k) Rollovers
- Cash Management and Lending ProductsFootnote5
- AnnuitiesFootnote6
- Life InsuranceFootnote7
- Long Term Care InsuranceFootnote8
- Estate Planning StrategiesFootnote9
- Trust AccountsFootnote10
- 529 PlansFootnote11
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
1450 William Street
3rd Floor
Lake Charles, LA 70601
US
Direct:
(337) 475-0191(337) 475-0191
Toll-Free:
(855) 750-7964(855) 750-7964
Meet Hanks Garrison Wood Team
Brad Hanks
Natalie R. Fontenot
Frank Wood
Terry LeBert
Assistant Vice President, Portfolio Management Associate
Phone:
(337) 479-7607(337) 479-7607
Candace Moseley
Portfolio Associate
Phone:
(337) 479-7606(337) 479-7606
Melissa Derouen
Client Service Associate
Phone:
(337) 479-7613(337) 479-7613
Grace Houssiere
Client Service Associate
Phone:
(337) 479-7608(337) 479-7608
About Terry LeBert
As Portfolio Management Associate, Terry plays an integral role in overseeing the team’s daily operations. With an extensive background that includes over 35 years of experience in finance, she is the most tenured member of the client service team. Terry began her career in 1985 working for Lakeside National Bank before ultimately making the transition into financial services, joining Merrill Lynch in 1994 and Morgan Stanley in 2012.
Terry’s role is similar to that of business manager, helping run the day-to-day operations of the group while playing an active role in many different areas, including client service, account maintenance, financial planning, trading, cash management and business development. Terry is a registered representative holding her Series 7, 63, and 65 licenses as well as her Louisiana State Insurance License. Terry has also maintained her notary license in the state of Louisiana since 1994.
Terry is an active member of her church community and she enjoys giving back by her participation in The Catholic Daughters of America, one of the oldest and largest organizations of Catholic women whose mission is to donate time to charities and serving those in need. At home, Terry enjoys spending time helping her husband, Jim, in the garden and loving their ten grandchildren. She enjoys weekends around their pool entertaining friends and family.
Terry’s role is similar to that of business manager, helping run the day-to-day operations of the group while playing an active role in many different areas, including client service, account maintenance, financial planning, trading, cash management and business development. Terry is a registered representative holding her Series 7, 63, and 65 licenses as well as her Louisiana State Insurance License. Terry has also maintained her notary license in the state of Louisiana since 1994.
Terry is an active member of her church community and she enjoys giving back by her participation in The Catholic Daughters of America, one of the oldest and largest organizations of Catholic women whose mission is to donate time to charities and serving those in need. At home, Terry enjoys spending time helping her husband, Jim, in the garden and loving their ten grandchildren. She enjoys weekends around their pool entertaining friends and family.
About Candace Moseley
A Lake Charles native, Candace is a graduate of McNeese State University, where she earned a bachelor’s degree in Business Management. She began her career in 2009 with First Federal Bank, where she worked as a banker prior to joining Morgan Stanley in 2012.
Candace maintains her State of Louisiana life and health insurance license along with her Series 7, 63 and 65 registrations.
As a Portfolio Associate, Candace is often the first point of contact for clients calling in with questions about their accounts. She is involved with various aspects of the client on-boarding process, including account opening, account transfers and ensuring that all paperwork is processed properly. Candace also assists clients with cash management needs—such as withdrawals, transfers and deposits—as well as helping advisors and clients keep track of RMD’s, or required minimum distributions, throughout the year.
Candace and her husband, Gene, are huge LSU football fans and enjoy spending time with their loved ones, especially with their little girl, Tinley.
Candace maintains her State of Louisiana life and health insurance license along with her Series 7, 63 and 65 registrations.
As a Portfolio Associate, Candace is often the first point of contact for clients calling in with questions about their accounts. She is involved with various aspects of the client on-boarding process, including account opening, account transfers and ensuring that all paperwork is processed properly. Candace also assists clients with cash management needs—such as withdrawals, transfers and deposits—as well as helping advisors and clients keep track of RMD’s, or required minimum distributions, throughout the year.
Candace and her husband, Gene, are huge LSU football fans and enjoy spending time with their loved ones, especially with their little girl, Tinley.
About Melissa Derouen
Melissa has devoted 18 years of experience in the financial services industry. She began her career with Northwestern Mutual in 2005 as an Associate Financial Advisor. She continued in the financial services industry as a Registered Client Associate with Raymond James Financial, Inc. Her career success is a result of her dedication, commitment, knowledge in the industry, and her career advancements.
As a Client Service Associate at Morgan Stanley, Melissa is committed to making everyone feel like family by living each day with a positive intention to support and help others. She is instrumental to the success of her team and building long-term relationships.
Melissa and her husband, Nick, along with their two daughters, Gabby and Katelyn, are natives of Lake Charles. In her free time, she enjoys cooking and entertaining with family and friends.
As a Client Service Associate at Morgan Stanley, Melissa is committed to making everyone feel like family by living each day with a positive intention to support and help others. She is instrumental to the success of her team and building long-term relationships.
Melissa and her husband, Nick, along with their two daughters, Gabby and Katelyn, are natives of Lake Charles. In her free time, she enjoys cooking and entertaining with family and friends.
About Grace Houssiere
Grace Houssiere is a Client Service Associate with a graduate degree in Finance from McNeese State University. She joined our team in 2023. She provides administrative support to the entire team on a day-to-day basis. Grace is proficient in technology, marketing, and special projects. She has passed her SIE exam and is continuing to work towards licensing to develop her career and strengthen her skills and knowledge in the industry.
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Hanks Garrison Wood Team today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
8Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
11Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)