My Story and Services

Sarah L. Silva is a licensed broker and Financial Advisor with more than 25 years of experience in financial services. A graduate of Rutgers University–Camden School of Business, she earned a bachelor’s degree in both Finance and Economics. Sarah began her career in regional banking across Southern New Jersey and Philadelphia and went on to broaden her experience across multiple areas of the financial services industry throughout the United States. Today, Sarah advises a select group of clients, including small- to mid-sized businesses and their owners, family office clients, multigenerational families, nonprofit organizations, and international families. She works with affluent individuals and families delivering customized strategies that integrate financial planning, investment management, and broader wealth planning needs—bringing an institutional approach and a highly personalized experience to each relationship.

Sarah is a frequently requested speaker for women’s events, financial education programs, and leadership forums, and she has also spoken at Rutgers University. She is actively involved with the Rutgers Business Leadership Development Program, where she mentors students—helping them explore career paths and better understand the financial services industry and markets. In the community, Sarah serves as Co-President of the Women’s Board of The Cooper Foundation at Cooper University Health Care. She previously served as a State Trustee for the Sons of Italy (New Jersey Chapter) from 2018 to 2024. Sarah also served as President of the Red Shoe Society supporting the Ronald McDonald House in Camden, New Jersey, from 2013 to 2020. She continues to support community enhancement initiatives in Moorestown, New Jersey, where she lives with her two active sons.
Services Include
Securities Agent: AR, WY, PA, NJ, CT, TX, LA, WA, MA, IN, AZ, VA, TN, CA, NC, MD, FL, CO, NV, NY, SC, NH, GA, DE, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 370339
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Our Clients

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    Entrepreneurs, Executives & Business Owners
    We advise entrepreneurs, senior executives, and business owners who have built—or are actively building—significant financial legacies. Our role is to help you align personal wealth decisions with the demands of leadership and growth of your business, creating a holistic plan that supports your business objectives, your family priorities, and your long-term goals.
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    Multigenerational Families
    We work with affluent families to bring structure and clarity to increasingly complex, multi-generational wealth needs. With deep experience across a range of tax and estate planning structures, we create customized strategies designed to preserve, grow, and thoughtfully transfer wealth—so your financial plan supports both today’s priorities and tomorrow’s legacy.
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    International Clients
    Many of our clients have global lives—maintaining assets, family connections, careers, or future plans across multiple countries. We work with internationally connected individuals and families who need wealth management that is coordinated, detail-oriented, and mindful of cross-border complexity.

    We believe knowledge is essential to empowered decision-making. That’s why we start by listening—taking the time to understand your priorities, concerns, and the unique challenges you may be facing. Working at your pace, we offer thoughtful guidance, planning support, and practical next steps to help you move through a difficult transition and toward a renewed path forward.
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    Women in Financial Transition
    As an all-female team, we bring a distinctive perspective and a deeply personal understanding to the financial decisions women face during pivotal life transitions. We help women move through major change with clarity, empathy, and a steady plan—especially when timelines feel compressed and the stakes are high. Our role is to provide experienced wealth management and thoughtful advocacy focused on protecting what you’ve built and helping you move forward with confidence.

    As your financial goals shift over time, smart wealth management and financial planning can help you prepare for major life milestones and stay on track at every life stage. We handle the complexities of wealth management for you with the same care you apply to the most important people and aspects of your life.

Women and Wealth

Women face unique opportunities and challenges at every stage of their financial lives. Our team helps you build confidence and make informed decisions by listening closely, understanding your priorities, and partnering with you to develop tailored solutions to meet—and exceed—your goals.
    Wealth Planning for Women
    Investing is a key component of a comprehensive wealth plan—and it’s important to invest in a way that aligns with your lifestyle today while supporting your long-term goals. For many women, that planning may include considerations such as pay gaps, career pauses, longer life expectancies, and potentially higher healthcare expenses in retirement. Understanding how to get started—and how your investment strategy may evolve over time—can help you stay on course toward the future you want to build.
    Click Here to Learn About the SHEconomy
    Women’s Life Journey — Planning for Multiple Priorities
    Women often balance many financial priorities throughout life—such as saving for a child’s education, supporting aging parents, building and eventually transitioning a business, and preparing for a secure retirement. We’re here to help you bring these goals together into a coordinated plan, implementing strategies for each priority so you can move forward with greater confidence, clarity, and peace of mind at every stage of your journey.
    Financial Planning for Women at Every Stage of Life
    With a deep understanding of the demands on women at each stage of their life, we can provide you with personalized financial guidance to help you plan toward your most important goals.
    Taking Control of Your Finances After Divorce or the Loss of a Spouse: A Guide for Women
    After a divorce or the death of a spouse, many women find themselves stepping into unfamiliar financial responsibilities. We’re here to help you gain clarity and confidence by providing the tools, education, and resources you need to make informed decisions—so your finances can support you today and into the future.
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Digital Resources and Planning

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    Morgan Stanley Online
    Access your finances and invest in an instant with the help of this handy resource that is available 24/7.
    Learn More About MSO
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    MS Reserved
    Reserved Living & Giving is a tiered complimentary loyalty program that rewards clients with over one million dollars in assets and liabilities invested at the firm. The program is designed to enhance your lifestyle and relationship with the firm beyond traditional wealth management services.
    Learn More About MS Reserved
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    2026 Federal Income Tax Tables
    For help filling your taxes this year, we wanted to make the 2026 tax tables available to you.
    2026 Federal Income Tax Tables
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    Total Wealth View
    Complete your financial profile with Total Wealth View. By linking your external account information, you will benefit from more educated and holistic wealth planning, and convenient connectivity.
    Learn More About Total Wealth View
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    Thoughts on the Market
    With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief US Equity Strategist as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.
    Click Here For Our Latest Episode
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    The AI Economy
    Learn more about artificial intelligence, and see how Morgan Stanley experts focus on insights and ideas that explain key headlines, current data and emerging trends.
    Learn More

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

    Equity Solutions

    Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

    • Equity Administration and Financial Reporting
    • Liquidity Events
    • 409A Valuation Services and Cap Table Management

    Learn more
    Retirement

    For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

    • Defined Contribution Consulting
    • Solutions-Oriented Plans
    • Fiduciary Investment Oversight

    Learn more
    Deferred Compensation

    Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

    Services include:

    • Recordkeeping and Plan Design
    • Portfolio Construction
    • Wealth Management Services
    Learn more
    Executive Services

    Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

    • Equity Compensation Services
    • Equity Award Analysis
    • Specialized Solutions
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    Saving and Giving

    Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

    • College Savings
    • Student Loan Repayment and Refinancing
    • Charitable Giving
    Learn more
    Financial Wellness

    We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

    • Financial Education
    • Digital Tools
    • Financial Guidance

    Learn more

Location

330 Fellowship Rd
Ste 400
Mount Laurel, NJ 08054
US
Direct:
(856) 231-4832(856) 231-4832
Toll-Free:
(800) 932-0037(800) 932-0037
Fax:
(609) 651-8584(609) 651-8584

Meet My Team

Photo of Jack A. Jibrine

Jack A. Jibrine, Financial Planning Specialist, International Client Advisor

Senior Vice President, Financial Advisor
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Sonia Figueroa

Senior Client Service Associate
Phone:
(215) 274-2225(215) 274-2225
Photo of David Schaeffer

David Schaeffer

Client Service Associate
Phone:
(215) 274-2225(215) 274-2225

About Jack A. Jibrine

Securities Agent: AR, VA, OH, MD, AL, WA, TN, NV, IL, SC, NC, MI, MA, WY, PA, OK, CO, NY, NH, CT, TX, RI, LA, ID, FL, DE, DC, AZ, NJ, KY, GA, CA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
Wealth Management
Global Investment Office

Portfolio Insights

Read More about On the Markets
Read "On the Markets"
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Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your larger financial picture – today and tomorrow.

  • Vesting events
  • Option expirations
  • Restricted stock units
  • Tax implications

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
Learn More about Financial Wellness
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
Iran Conflict: Seven Takeaways for Investors
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Iran Conflict: Seven Takeaways for Investors

Prolonged conflict with Iran could lead to higher oil prices, hotter inflation and greater market uncertainty.
Ready to start a conversation? Contact Sarah L. Silva today.
Market Information Delayed 20 Minutes
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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4Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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7Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

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8Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

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9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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11Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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13Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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14Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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15Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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16Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)