Robert Debbs
Managing Director, Financial Advisor
Phone:
(561) 650-7574(561) 650-7574
Industry Award WinnerOur Mission Statement
Our mission is to deliver quality financial strategies designed around your objectives — with the ultimate goal of serving as your trusted, primary financial advisor team. As a result, our focus centers on forging multi-generational client relationships through consistent service excellence.
Our Story and Services
The Royal Palm Group is proud to guide families, business owners, and individuals through the many stages of wealth. With nearly $1 billion in assets under management, we have demonstrated a robust process in cultivating meaningful client partnerships. Whether navigating complex balance sheets, planning for retirement, or creating legacies for future generations, we are dedicated to delivering thoughtful advice and full-service solutions.
Our team is guided by a simple philosophy: people don’t care how much you know until they know how much you care. That’s why we go the extra mile—combining disciplined financial planning, strategic asset allocation, and personalized service. We work closely with families, entrepreneurs, and high-net-worth individuals across generations, building lasting relationships rooted in trust and transparency. Our goal is to help clients succeed today while securing their financial future with confidence and peace of mind.
Our team is guided by a simple philosophy: people don’t care how much you know until they know how much you care. That’s why we go the extra mile—combining disciplined financial planning, strategic asset allocation, and personalized service. We work closely with families, entrepreneurs, and high-net-worth individuals across generations, building lasting relationships rooted in trust and transparency. Our goal is to help clients succeed today while securing their financial future with confidence and peace of mind.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
Our clients look to us for advice that includes their investments but goes far beyond to encompass business planning, investment management, lending strategies and other dimensions of their financial lives. That is why we employ a comprehensive financial planning approach that consists of the following steps:
Step 1: Discovery
We take the time to fully understand you and your family – whether you're planning for retirement, purchasing a home, or living out your golden years – We consider all your challenges, goals, and aspirations when building your financial picture.
Step 2: Form Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to achieving your success & reaching your goals.
Step 3: Implementing Your Plan
We apply extensive research and analysis, and utilize Morgan Stanley's full suite of resources, to ensure swift decisive action in all market scenarios.
Step 4: Measuring Your Success
We apply extensive research and analysis, and utilize Morgan Stanley's full suite of resources, to ensure swift decisive action in all market scenarios.
What We Provide
Our team at Morgan Stanley combines their years of expertise and knowledge to help clients of substantial wealth simplify and manage their complex financial lives so that their families can live the lifestyle that they wish. Our team's goal is to be an extension of your family.
Family Office Resources help clients and financial advisors utilize an expansive suite of highly specialized resources to address complex challenges of managing significant wealth so clients may make complicated decisions confidently.
Morgan Stanley Family Office
When it comes to providing institutional-level support for your family office, scale matters. Our offering aims to bring together specialized investment services and operational support to enhance your life and legacy.
Wealth Education
Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It is not always easy, but starting the conversation is a key step in long-term wealth planning.
Family Governance
For ultra-high net worth families involved in a shared enterprise—whether running a family business, managing a family office, or investing collectively—establishing a robust decision-making framework is essential. In other words, a well-defined family governance system provides the structure needed to guide choices and preserve unity.
Business Succession Planning
Selling a business should be the reward for years of entrepreneurial savvy and hard work. Here's how to make the process go smoothly.
Trust and Estate Planning
With you every step of the way. We analyze your tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed for the client.
Philanthropic Planning
Your set of philanthropic objectives is as personal as your vision of a better world. Determining your objectives, however, can be challenging when there are so many worthy causes and so many unmet needs.
Legacy Planning
Financial planning customized to your family's needs is essential to preservation of wealth. Keeping the next generation informed is key to their future financial goals.
Financial Literacy
Financial literacy means being equipped with the knowledge to make smart financial decisions during every stage of your life. It's never too early to start improving financial literacy in your family.
Conversation Guide
Money is one of the trickiest topics to discuss. But avoiding the conversation can lead to problems. Learn how to start the dialogue with your family.
“Thoughts on the Market” Podcast
Listen in as Morgan Stanley colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
"What Should I Do With My Money” Podcast
Join us as our guests share their stories around life's major moments. On this award-winning podcast, we match real people, asking real questions about their money, with experienced Financial Advisors.
Digital Resources for Clients
Morgan Stanley's comprehensive suite of digital resources has carefully been designed to help enhance each aspect of your financial portfolio. Take some time to learn about some of the many Modern Wealth Management resources that we offer to our clients.
Morgan Stanley Online
Morgan Stanley Online (MSO) enables you to view your account activity, manage your everyday finances, and authorize transactions.
Total Wealth View
You can now conveniently view your accounts from other financial institutions on Morgan Stanley Online giving you a complete financial picture.
The GIC Weekly
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
MS Reserved
Detailed Market commentary from Morgan Stanley's though leaders on topics such as global equities, fixed income, monetary policy and more.
Location
777 S. Flagler Drive
Suite 700
West Palm Beach, FL 33401
US
Direct:
(561) 650-7574(561) 650-7574
Meet Royal Palm Wealth Management Group
Steve Colamarino, CPWA®, CRPS®
Executive Director, Financial Advisor
Phone:
(561) 650-7576(561) 650-7576
Nate Frasier
Assistant Vice President, Business Development Associate
Phone:
(561) 650-7578(561) 650-7578
Tyler Stevenson
Wealth Management Associate
Phone:
(561) 650-7581(561) 650-7581
Ashley Brown
Client Service Associate
Phone:
(561) 650-7593(561) 650-7593
About Me
Robert Debbs is a Financial Advisor at Morgan Stanley who takes pride in helping clients achieve their goals through a thoughtful, client-first approach. With over two decades of experience across private and institutional wealth management, Robert combines smart, out-of-the-box thinking with a compassionate style, offering a “white-glove,” family office–inspired service tailored to each client’s needs.
Robert began his career as an owner-operator of a staffing company, which he successfully sold in 2000. He then transitioned to a new financial career in 2001 at Source Capital. Following this, he spent more than 20 years at UBS before joining Morgan Stanley in 2025. Robert holds a B.A. in Finance from St. Michael’s College and an MBA from NYU Stern School of Business. His expertise in portfolio management and dedication to personalized strategies allow him to deliver lasting value for families, business owners, and individuals planning their financial futures.
Outside the office, Robert is the founder of Red Sneakers for Oakley, a nonprofit created in memory of his son to raise awareness of food allergies. The organization has reached millions worldwide and saved countless lives, earning him the Bank of America Volunteer of the Year Award in 2023. A proud husband and father of twins, Robert finds inspiration in family and community, values that continue to guide his professional and personal life.
Robert began his career as an owner-operator of a staffing company, which he successfully sold in 2000. He then transitioned to a new financial career in 2001 at Source Capital. Following this, he spent more than 20 years at UBS before joining Morgan Stanley in 2025. Robert holds a B.A. in Finance from St. Michael’s College and an MBA from NYU Stern School of Business. His expertise in portfolio management and dedication to personalized strategies allow him to deliver lasting value for families, business owners, and individuals planning their financial futures.
Outside the office, Robert is the founder of Red Sneakers for Oakley, a nonprofit created in memory of his son to raise awareness of food allergies. The organization has reached millions worldwide and saved countless lives, earning him the Bank of America Volunteer of the Year Award in 2023. A proud husband and father of twins, Robert finds inspiration in family and community, values that continue to guide his professional and personal life.
Securities Agent: AL, AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, ME, MD, MA, MI, MN, NV, NH, NJ, NY, NC, OH, OR, PA, SC, TN, TX, UT, VT, VA, WA, WY; General Securities Representative; Investment Advisor Representative
About Me
Steven Colamarino is a principal partner of the Royal Palm Wealth Management Group at Morgan Stanley. He is an Executive Director, Portfolio Management Director, Certified Private Wealth Advisor, and Chartered Retirement Plan Specialist TM. Before joining Morgan Stanley in 2025, Steven was Senior Vice President at Merrill Lynch, where he spent over a decade. He began his financial services career in 2007 in the Private Banking Division of Credit Suisse and also spent six years at UBS.
Steven builds close relationships with clients, helping them shape wealth strategies around their family goals. With the support of his dedicated team, he provides customized guidance and outstanding service. Steven has been consistently recognized among the top Wealth Advisors in the industry. In 2022, 2023, 2024, and 2025 he was named to the “Forbes Best-in-State Wealth Advisors” list. Additionally, he was named to the “Forbes Best-in-State Next Generation Wealth Advisors” list in 2022. Steven holds Series 7 and 66 FINRA registrations as well Life, Health and Variable Annuities insurance licenses.
Steven is actively involved in supporting several local non-profits; including The Raymond F. Kravis Center for the Performing Arts, The Rehabilitation Center for Children and Adults in Palm Beach, and Rosarian Academy. Outside of work, Steven enjoys golfing, traveling, and quality time with family and friends. He and his wife, Kelly, reside in West Palm Beach with their two children, Charlie and Lucy.
Steven builds close relationships with clients, helping them shape wealth strategies around their family goals. With the support of his dedicated team, he provides customized guidance and outstanding service. Steven has been consistently recognized among the top Wealth Advisors in the industry. In 2022, 2023, 2024, and 2025 he was named to the “Forbes Best-in-State Wealth Advisors” list. Additionally, he was named to the “Forbes Best-in-State Next Generation Wealth Advisors” list in 2022. Steven holds Series 7 and 66 FINRA registrations as well Life, Health and Variable Annuities insurance licenses.
Steven is actively involved in supporting several local non-profits; including The Raymond F. Kravis Center for the Performing Arts, The Rehabilitation Center for Children and Adults in Palm Beach, and Rosarian Academy. Outside of work, Steven enjoys golfing, traveling, and quality time with family and friends. He and his wife, Kelly, reside in West Palm Beach with their two children, Charlie and Lucy.
Securities Agent: AZ, CA, CO, CT, DE, FL, GA, IL, IN, KS, KY, ME, MD, MA, MI, MN, NV, NH, NJ, NY, NC, OH, OR, PA, SC, TN, TX, UT, VT, WA, WY; General Securities Representative; Investment Advisor Representative
About Nate Frasier
Nate Frasier is an Assistant Vice President and Business Development Associate with Morgan Stanley. Prior to joining Morgan Stanley, Nate was an Officer and Registered Wealth Management Client Associate at Merrill Lynch, where he spent more than six years supporting clients and financial advisors in the development and execution of personalized wealth strategies.
Nate began his career after earning his degree in Finance from Louisiana State University. He brings a client-focused approach to every relationship, drawing on his experience in wealth management and business development to help clients work toward their long-term financial goals.
Actively engaged in the local community, Nate serves on the Business and Professional Committee of the Town of Palm Beach United Way. Outside of work, he enjoys playing golf, traveling, and spending quality time with family and friends. Nate and his wife, Brooke, reside in West Palm Beach, Florida, with their King Charles Cavalier, Rowen.
Nate began his career after earning his degree in Finance from Louisiana State University. He brings a client-focused approach to every relationship, drawing on his experience in wealth management and business development to help clients work toward their long-term financial goals.
Actively engaged in the local community, Nate serves on the Business and Professional Committee of the Town of Palm Beach United Way. Outside of work, he enjoys playing golf, traveling, and spending quality time with family and friends. Nate and his wife, Brooke, reside in West Palm Beach, Florida, with their King Charles Cavalier, Rowen.
About Tyler Stevenson
Tyler Stevenson is a Wealth Management Associate of the Royal Palm Wealth Management Group at Morgan Stanley. He is an Accredited Asset Management Specialist with the College of Financial Planning. Before joining Morgan Stanley in 2025, he was a senior Registered Wealth Management Client Associate at Merrill Lynch. He began his career with Merrill Lynch in 2019.
Tyler is a service oriented professional. He specializes in executing on wealth management strategies to meet client goals. Tyler was recognized by Forbes as part of a “Best-in-State Wealth Management Team” as a member of the Royal Palm Wealth Management Group in 2023, 2024, and 2025.
Tyler sits on the Steering Committee of the Historical Society of Palm Beach County. He is very passionate about our community and giving back. When not at work, he can be found out on the water fishing or scuba diving or on a local golf course.
Tyler is a service oriented professional. He specializes in executing on wealth management strategies to meet client goals. Tyler was recognized by Forbes as part of a “Best-in-State Wealth Management Team” as a member of the Royal Palm Wealth Management Group in 2023, 2024, and 2025.
Tyler sits on the Steering Committee of the Historical Society of Palm Beach County. He is very passionate about our community and giving back. When not at work, he can be found out on the water fishing or scuba diving or on a local golf course.
About Ashley Brown
Ashley Brown is a Client Service Associate of the Royal Palm Wealth Management Group at Morgan Stanley. She supports individuals and families through financial planning, investment strategy, and long-term portfolio management. With a focus on values-aligned wealth strategies, Ashley helps clients navigate retirement, legacy, and wealth preservation goals.
Before joining Morgan Stanley, Ashley was a Senior Consultant at Deloitte and previously held roles across the White House, U.S. Department of Commerce, U.S. Senate and U.S. House of Representatives, leading national initiatives and communications, economic development, and policy innovation.
Ashley lives in Delray Beach, Florida with her husband, Alex, and their dog Peanut. Outside of work, she enjoys travel, yoga, and spending time with family and friends.
Before joining Morgan Stanley, Ashley was a Senior Consultant at Deloitte and previously held roles across the White House, U.S. Department of Commerce, U.S. Senate and U.S. House of Representatives, leading national initiatives and communications, economic development, and policy innovation.
Ashley lives in Delray Beach, Florida with her husband, Alex, and their dog Peanut. Outside of work, she enjoys travel, yoga, and spending time with family and friends.
Contact Robert Debbs
Contact Steve Colamarino
Awards and Recognition
Forbes Best-In-State Wealth Advisors
2023-2025 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes America's Top Wealth Management Teams
2023-2025 Forbes America's Top Wealth Management Teams Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year the award was issued.
2
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Royal Palm Wealth Management Group today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
