Robert Loughlin

Morgan Stanley Online (MSO) digital capabilities and the Morgan Stanley Mobile App provide you with access to your account information, enriched reporting tools, several cash management solutions and robust market research. With MSO, you can securely manage your account online or on your mobile device.

Total Wealth View allows you to view all of your assets and liabilities together, whether held at Morgan Stanley or elsewhere, for a more comprehensive overview of your financial picture.

Morgan Stanley's security center can help protect your personal information and safeguard your assets. The ideas and resources available to you can help defend against cyber threats.

The Digital Vault allows you to build a centralized library of your confidential documents and better protect against fraudulent activity.

The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.

Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.

Whether it's strengthening your passwords or treating emails from unknown senders with more caution, you can take a number of steps to help reduce the threat of identity theft, online scams, malware, fraud and more.

Cryptocurrency is attracting quite a bit of attention lately including from cybercriminals. Learn more about this digital currency, as well as some popular scams that are being perpetrated by fraudsters.

Safeguarding your assets and personal information is paramount to us. Learn about our extensive security measures and take advantage of our numerous resources and ideas that are geared towards helping you stay protected on the World Wide Web.

As companies accelerate the move toward cloud computing, cybersecurity challenges have unequivocally intensified. Learn how two key software markets are poised to converge to mitigate new threats.

College students may not be too concerned about being a target for hackers. Find out why cybercriminals may prey on students and how they can protect themselves.

You likely spend more time each day on your smartphone than on your computer, but do you pay as much attention to protecting the security of your phone as your computer? Find out why you should.

Going on vacation? You may be on a break, but cybercriminals aren't! Use these tips to help ensure you return home with your cybersecurity intact.

Know the steps to take if your identity, accounts, devices, or information is compromised.

Active investing is at the heart of Bopp Montalvo Group. We believe an overly active trading strategy has inconsistent proof of being neither effective nor prudent while a buy and hold approach to investing can be equally inefficient. Rather we feel a targeted tactical approach to investing, which consists of constant monitoring of the specific investments as well as asset allocation percentage changes, is extremely important. This results in occasional and periodic asset replacement and market navigation with cash.

It is important to understand how taxes can affect after-tax returns on a basic level. It is widely understood that the realization of gains and payment of taxes will ultimately have an impact on the ending value of the investment portfolio, but by how much? Tax-Efficiency and Active Tax-Loss Harvesting are prominent strategies targeted at minimizing these costs. This can be accomplished through proper asset allocation, calculated liquidation strategies across various holdings, tactical distributions and many more insights.

Budgeting can be the simplest of tasks and helps create a foundation in financial management, but often gets forgotten. Start with a focus on inflows vs. outflows. Specifically, what are the planned contributions and distributions? By identifying the cash flows, your forecasted risk can be prudently determined. Forecasted risk is a combination of calculated risk and behavioral risk which pinpoints an appropriate framework for asset allocation and behavioral finance tendencies. These pillars will help you keep short-term and long-term objectives equally in the limelight.

We are advocates of open architecture strategies because of the benefits they can provide for the longevity of your assets. When paired with our tactical portfolio management, resourceful and flexible private banking solutions can improve the positioning across your accounts and, ultimately, increase the efficiency and effectiveness of compounded growth of the overall portfolio.

Applying sophisticated analytical tools, models and applications, we are able to produce quantitative analysis of complex situations and scenarios. This helps quantify the implications of taking various courses of action, helping you make clear and informed decisions and ultimately solving the complex financial planning challenges you and your legacy can face. We work with you and your attorneys to help ensure your estate plan is aligned with your values and your aspirations for the next generation.

Collaborating with your legal and tax advisors, we can help integrate charitable giving or philanthropy into your wealth plan so you may enhance the impact within your community and organizations. We are there at each stage to better define your mission and values as we create a sustainable and effective charitable or philanthropic strategy throughout your life.

We strive to maximize family wealth education, making it more likely that all members of your family will have the foundation they need to lead meaningful, fulfilled and engaged lives. This includes the dynamics of intergenerational wealth transfer and, when needed, providing personalized wealth education to prepare younger generations to be stewards of the wealth they will inherit. Please view our "Commitment to Education" Section

Exiting your company in a way that supports your financial objectives, preserves business value and positions your wealth to potentially achieve your legacy and multigeneration goals takes careful planning that begins years and many months in advance. We assist at each stage of the process, helping you map and illustrate issues against your current timeline, all while working with your outside advisors to help ensure that you are properly positioned to help minimize taxes from the transaction.