Welcome

As a Senior Vice President, I have been a Financial Advisor for 28 years, helping clients with their planning and investments. I strive for attention to detail and great customer service. My clients have referred to it as the "Phil Benefit".

I have been ranked in Forbes Best-In-State Wealth Adviser for 2021, 2022, 2023 and 2024,. I have extensive experience in Portfolio Management, Stocks, Municipal Bonds, Corporate Bonds, Cash and Cash Equivalents, Alternative Investments, and Financial Planning.

Along with my team, the New York Fourth Ave group, I have considerable experience in hedge funds, private equity, and private credit. I was named a Director of Alternative Investments in 2022.

I started my career in 1987 at Northwestern Mutual Life and then in 1995 moved to Merrill Lynch and in 2001 moved to Smith Barney which later became Morgan Stanley.

A Manhattan native, I grew up in Washington Heights. I received a BA from State University of New York at Albany in 1987. I live in Hastings on the Hudson as well as Westerly, Rhode Island. I have two daughters Grace and Eve and my wife of 25 years, Kristen.
Experience:
2001 - Present: Morgan Stanley
Senior Vice President, Financial Advisor, Senior Portfolio Management Director, Financial Planning Specialist

1995 - 2001: Merrill Lynch
Financial Advisor, Portfolio Manager, Financial Planning Specialist

1987 - 1995: Northwestern Mutual Life
Special Agent and Registered Rep.

Awards:

  • Forbes Best-In-State Wealth Advisor - 2024

  • Forbes Best-In-State Wealth Advisor - 2023

  • Forbes Best-In-State Wealth Advisor - 2022

  • Forbes Best-In-State Wealth Advisor - 2021

  • Morgan Stanley Master's Club - 2020, 2021, 2022. 2023, 2024

  • Morgan Stanley's Century Club - 2014, 2015, 2016, 2017, 2018, 2019

  • Merrill Lynch Master's club - 2000

  • Merrill Lynch President's club - 1999

  • Northwestern Mutual Life - Top 10 second year agent Nationally- 1989

  • Northwestern Mutual Life - Top 10 second year agent East Coast- 1989

  • Northwestern Mutual Life - Top 10 Third year agent East Coast- 1990

  • Disclosure: 2021-2024 Forbes Best-In-State Wealth Advisors Source: Forbes.com (Awarded 2021, 2022, 2023, 2024) Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to SHOOK Research LLC for placement on its rankings. This ranking is based on in-person and telephone due diligence meetings to evaluate each Financial Advisor qualitatively, a major component of a ranking algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the opinions of SHOOK Research LLC and may not be representative of any one client's experience; investors must carefully choose the right Financial Advisor or team for their own situation and perform their own due diligence. This ranking is not indicative of the Financial Advisor's future performance. Morgan Stanley Smith Barney LLC is not affiliated with SHOOK Research LLC, or Forbes. For more information, see www.SHOOKresearch.com.
    © 2024 Morgan Stanley Smith Barney LLC. Member SIPC

Associations:

  • Soccer Coach for American Youth Soccer Organziation ( AYSO)
  • Soccer Coach for Rivertowns United Soccer Club
  • Assistant Coach for Recreational Basketball
  • Assistant Coach for Recreational Softball
  • SUNY Albany Alumni
  • Alpha Epsilon Pi Alumni
Services Include
Securities Agent: DE, AR, CO, NJ, SC, TX, VA, NH, CT, OH, SD, KS, MD, PR, WY, WA, WV, TN, IL, GA, DC, ME, OR, NY, PA, RI, VT, WI, CA, FL, OK, AL, NC, NV, MO, LA, MT, MI, AZ, MA, NM; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1265116
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Solutions Provided

As a member of the New York 4th Avenue Group, I am part of a large team whose members have knowledge in a wide range of areas. I focus on virtually all aspects of wealth planning, including personalized financial plans, planning for retirement, risk management and insurance. On a daily basis, I oversee and implement wealth management strategies, including the selection and monitoring of investment managers and alternative investments. Some of the solutions that I offer include:
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    Tax Planning
    The tax decisions you make today can help you save for years to come. There are many tax smart strategies we can utilize for your financial plan.
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    Trust and Estate Planning
    Along the way, we will be by your side. We will examine your tax and estate planning to ensure that your asset allocation analysis appropriately reflects your tax and estate planning's tax features.
    Estate Planning Essentials
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    Portfolio Management
    Expert investment advice and asset allocation to help you reach your financial goals.
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    Alternative Investments
    Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.
    Morgan Stanley Alternative Investments
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    Insurance Services
    Custom strategies to manage risk, including a range of life, disability and long-term care insurance options.
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    Philanthropic Management
    Solutions for family and corporate foundations, in addition to charitable giving programs.
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    Investment Planning
    Diverse range of investment strategies and an open-architecture platform with access to mutual funds, ETF and alternative strategies, separately managed accounts, taxable and tax-free fixed income offerings.
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    Wealth Planning
    Comprehensive wealth planning including trust and estate planning strategies, goals-based financial plans, personalized retirement plans, education planning, and more.

WHO I WORK WITH

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    Working Professionals
    I provide valuable guidance to working professionals in developing a comprehensive financial plan to achieve your short - and long-term goals. I can help you navigate major life changes such as starting a family, buying a home, or changing careers. My goal is to help you make informed decisions and take control of your financial future.
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    Corporate Executives
    I have the knowledge and resources need to work with corporate executives with insider and restricted equity and can help you navigate the requirements of 10b5-1 rules and concentrated stock position management.
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    Families
    Helping families navigate complex financial decisions and develop a plan to achieve their financial goals is something we pride ourselves on. Our team helps families navigate major life events such as marriage, divorce, and the birth or adoption of children. By working with us, families can make informed decisions and better position themselves for long-term financial stability and success.
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    Business Owners
    We play an important role in helping business owners manage their finances and make strategic decisions. We can provide guidance on topics such as cash flow management, investment strategies, risk management, and tax planning strategies. We can help business owners navigate complex financial regulations and provide advice on financial issues that may arise during the life cycle of the business.
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    Attorneys
    Working with attorneys, I provide valuable guidance in developing a comprehensive financial plan to achieve your short - and long-term goals. With incredibly busy schedules and demanding schedules, I can help you navigate your major life changes and help you make informed decisions for your financial future.
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    Next-Generation
    Working with Next-Gen clients involves understanding your unique financial goals, values, and challenges. Next Gen clients are often more technologically savvy and value transparency and personalized services. Therefore, we adapt to their preferences, leverage technology to enhance your services, and communicate effectively to build strong relationships and trust with this generation of clients.
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    Intergenerational Wealth Planning
    Highly-skilled accountants and estate attorneys are vital to constructing sound wealth-transfer plans, but sometimes it is the matters these experts cannot address that pose the greatest challenges. Each family is unique of course. That said, many families do share common stresses and concerns that can foster conflict.
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    Retirees
    I will support you though every step in building a plan for retirement and beyond. Our teams takes careful consideration of each client's future plans, preferences, and goals. We will explain your options and help you navigate unique situations.

AWARDS

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    Forbes Best-In-State Wealth Advisors
    Awarded 2021, 2022, 2023, 2024 - State of New York

    • Disclosure: 2021-2024 Forbes Best-In-State Wealth Advisors Source: Forbes.com (Awarded 2021, 2022, 2023, 2024) Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
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    Morgan Stanley Master's Club
    Awarded 2020, 2021, 2022, 2023, 2024

    Master's Club is an elite group composed of the Firm's top Financial Advisors. The appointment recognizes the Financial Advisor's consistent creativity and excellence in providing a wide range of investment products and wealth management services to you, the client.
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    Morgan Stanley's Century Club
    Awarded - 2014, 2015, 2016, 2017, 2018, 2019

    Century Club appointment recognizes the firm's top Financial Advisors and their consistent creativity and excellence in providing a wide range of investment products and wealth management services to you, the client.
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    Merrill Lynch - Master's Club
    Awarded 2000
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    Merrill Lynch - President's Club
    Awarded 1999
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    Northwestern Mutual
    Top 10 Second year agent Nationally - 1989
    Top 10 Second year agent East Coast - 1989
    Top 10 Third year agent East Coast - 1990

PLAYBOOK: YOUR GUIDE TO LIFE & MONEY

You have graduated from college but now what? Are you considering grad school or starting a career? Getting married or starting a family? If the answer is yes, The Playbook: Your Guide to Life & Money is for you. This powerful guide helps young investors, like you, navigate major life milestones with confidence through articles, checklists and interviews. The book covers topics such as starting a family, pursuing a passion or giving back.
    Graduating College: A Whole New World
    Congratulations! You have graduated from college but now what? Are you considering grad school or starting a career? Getting married or starting a family? If the answer is yes, The Playbook: Your Guide to Life & Money is for you. This powerful guide helps young investors, like you, navigate major life milestones with confidence through articles, checklists and interviews. The book covers topics such as starting a family, pursuing a passion or giving back.
    Read Chapter 1
    Starting Your First Job: What You Didn't Learn in School
    Starting your first job can be exciting but also nerve-wracking. You’ll most likely be inundated with unfamiliar jargon and lots of new information on topics like retirement, insurance and taxes. Adjusting to your new work environment and figuring out how to approach professional development opportunities, like networking and salary discussions, will take time.
    Read Chapter 2
    Saving: A Penny Saved Is a Penny Earned
    It’s never too early to start saving. Saving is not just about retirement. It's about creating a plan to help finance your dreams, big or small. Practicing sound saving habits can help provide you with the option to pursue more, experience more and achieve more because you have the financial foundation and flexibility to do so.
    Read Chapter 3

Location

399 Park Ave
12th Fl
New York, NY 10022
US
Direct:
(212) 893-6584(212) 893-6584
Toll-Free:
(800) 223-0270(800) 223-0270
Fax:
(646) 810-5311(646) 810-5311
Wealth Management
From My Desk

On the Markets


Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact Philip H Aronoff today.
Market Information Delayed 20 Minutes
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.

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3Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

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4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

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5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

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10When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.

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11An investment in an exchange-traded fund (ETF) involves risks similar to those of investing in a broadly based portfolio of equity securities traded on exchange in the relevant securities market, such as market fluctuations caused by such factors as economic and political developments, changes in interest rates and perceived trends in stock prices. The investment return and principal value of ETF investments will fluctuate, so that an investor’s ETF shares, if or when sold, may be worth more or less than the original cost.

Investors should carefully consider the investment objectives, risks, charges and expenses of an exchange-traded fund (ETF) before investing. The prospectus contains this and other information about the ETF. To obtain a prospectus, contact your Financial Advisor or visit the ETF company’s website. Please read the prospectus carefully before investing.

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12Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.

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13Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

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14Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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15Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

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16When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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17Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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18Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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19Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

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20Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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21Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

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Awards Disclosures
CRC 6491812 (04/2024)