About Us

Services Include
  • Financial Planning1
  • Wealth Management2
  • Retirement Planning3
  • 401(k) Rollovers
  • Estate Planning Strategies4
  • Annuities5
  • Life Insurance6
  • Municipal Bonds7
  • 529 Plans8
Securities Agent: CT, VT, SC, RI, PA, OH, NY, NJ, NC, MD, MA, GA, FL, DC, CA; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

When I tell my new clients that I want to develop a financial plan for them, they aren’t always enthusiastic. “Why?” they sometimes ask. “What does that have to do with my investments?”

The fact is that before I issue any investment recommendations, I want to learn who you are as a person. What do you want for yourself and your family? What do you fear might be standing in your way? And yes, I also want to take inventory of your assets, liabilities, inflows, outflows, whether your family is adequately protected if anything happens to you and what measures have you taken, if any, to plan your estate.

Only then will I formulate investment strategies that I typically implement through carefully selected third party managers who meet Morgan Stanley’s rigorous standards of performance and organizational excellence. In addition, I provide guidance to clients that encompasses virtually every aspect of their financial lives from paying for college tuition to caring for aging parents. My affiliation with Morgan Stanley, one of the world’s most respected financial services firms, provides my clients and me with access to specialists in insurance, banking and a variety of other key financial disciplines.

    My Clients

    I take pride in the depth and longevity of my client relationships. Many extend from generation to generation as clients introduce me to their children and grandchildren.

    The clients I serve face a wide variety of financial issues, some of which they’re painfully aware, others of which they are not. Many understand, for example, that they must accumulate sufficient assets for retirement, but fewer realize that they must develop a strategy for converting assets to income for day-to-day expenses – income that will remain constant even through adverse markets and last for the rest of their lives.

    My clients know that I will always go the extra mile for them, whether that involves meeting with them at their homes, hand-delivering documents, making myself available whenever they need me or referring them to attorneys, accountants and other professionals with specialized experience.

      Biography

      For as long as I can remember, I wanted to pursue a career in finance – not to help companies go public or consummate mergers and acquisitions, but to provide people with advice that would make a difference in their financial lives.

      I began pursuing my passion more than 25 years ago at Lehman Brothers. Much of my career, however, was spent at Citigroup where I created and managed a team of Financial Advisors and mentored young professionals with the same dream as mine. It wasn’t until 2016 when I joined Morgan Stanley, however, that I realized what I’d been missing.

      Here I can provide my clients with the research and resources they need to navigate today’s complex markets and pursue goals beyond their investment portfolio. Estate planning, insurance, lending – I am able to help clients manage their wealth with strategies that encompass virtually every aspect of their financial lives. In addition, I often serve as a source for other Financial Advisors who seek assistance in non-investment disciplines.

      I received my BS in Business Administration from The University of Hartford and later earned an MBA from Fordham University. Outside the office, I’ve served on the board of our local homeowners’ association for the past 14 years and coach my three children and their teammates in baseball, hockey and soccer.

        Client Service Team

        • Nicholas Theocharopoulos - Registered Client Service Associate

        Location

        2000 Westchester Ave 1nc
        Purchase, NY 10577
        US
        Direct:
        (914) 225-4995(914) 225-4995

        Investment and Market Perspectives

        On the Markets

        Retirement

        Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
        • 401(k) Rollovers
        • IRA Plans
        • Retirement Income Strategies
        • Retirement Plan Participants
        • Annuities
        The Simple Six-Step Retirement Checkup

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        Investing

        Working closely with you to guide your wealth and investments through the most challenging market cycles.
        • Asset Management
        • Wealth Planning
        • Traditional Investments
        • Alternative Investments
        • Impact Investing
        Investing in Artificial Intelligence and Automation

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        Business Planning

        Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
        • Succession Planning
        • Business Planning
        • Retirement Plan Sponsors
        • Qualified Retirement Plans
        • Corporate Pension Funds
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        Facing Financial Stress? Your Employer May Be Able to Help

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        Ready to start a conversation? Contact Peter Debrino today.
        Market Information Delayed 20 Minutes
        1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

        2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

        4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

        5Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

        6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

        7Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.

        8Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

        The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

        Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

        The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

        Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

        The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

        *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


        CRC 2019752 10/2018