Paul R. Snider
Executive Director, Wealth Management,
Financial Advisor,
Branch Manager,
Senior Portfolio Management Director,
Alternative Investments Director
Direct:
(850) 470-8014(850) 470-8014
Toll-Free:
(866) 954-4560(866) 954-4560
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
About Us
Paul's practice is focused on working comprehensively with his clients' financial affairs. He advises a limited number of affluent clients in connection with the planning and management of their wealth, including investment and liability management.
Paul has spent the past 30+ years serving individual clients and their extended families. As a Portfolio Management Director at Morgan Stanley, he and the other advisors in The Snider Group help clients manage over $720 million of assets as of March, 2023. He leverages the intellectual capital, platform, specialists, and vast resources of Morgan Stanley to deliver exceptional service to his clients. He graduated from Mississippi State University with a B.B.A. in Banking & Finance.
Paul is active in the community and currently serves on the Gulf Breeze Hospital Community Board and the Baptist Healthcare Finance Committee. He previously served on the Pensacola State College District Board of Trustees and the Pensacola Little Theatre Investment Committee and is a Past President and Paul Harris Fellow of the Rotary Club of Gulf Breeze. Paul lives in Gulf Breeze with his wife Sherie and three sons.
Paul has been named to the Forbes Magazine 2020, 2021, 2022, 2023, 2024 and 2025 list of Best-In-State Wealth Advisors.
2020-2025 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2020-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Paul has spent the past 30+ years serving individual clients and their extended families. As a Portfolio Management Director at Morgan Stanley, he and the other advisors in The Snider Group help clients manage over $720 million of assets as of March, 2023. He leverages the intellectual capital, platform, specialists, and vast resources of Morgan Stanley to deliver exceptional service to his clients. He graduated from Mississippi State University with a B.B.A. in Banking & Finance.
Paul is active in the community and currently serves on the Gulf Breeze Hospital Community Board and the Baptist Healthcare Finance Committee. He previously served on the Pensacola State College District Board of Trustees and the Pensacola Little Theatre Investment Committee and is a Past President and Paul Harris Fellow of the Rotary Club of Gulf Breeze. Paul lives in Gulf Breeze with his wife Sherie and three sons.
Paul has been named to the Forbes Magazine 2020, 2021, 2022, 2023, 2024 and 2025 list of Best-In-State Wealth Advisors.
2020-2025 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2020-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: DE, PR, VI, VT, WI, WA, WY, VA, UT, TN, SD, SC, OR, RI, NV, NM, NE, MN, MT, MS, ND, MI, ME, NJ, NY, MA, OH, LA, KY, NC, MD, NH, MO, KS, IN, PA, IL, ID, OK, FL, CA, IA, AL, AK, HI, AR, AZ, CT, DC, CO, GA, WV, TX; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1265311
NMLS#: 1265311
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Understanding Your Financial Needs
At Morgan Stanley, we believe in taking a high level, holistic approach to your family's financial needs. Our practice values getting to know each one of our clients and their unique financial situation in order to fully leverage our financial experience.
Step 1: Introductory Meeting
We start each and every relationship off by taking an empathetic approach to learning about you, your lifestyle, and future goals. Understanding your current financial situation and what matters to you is the first step to a successful relationship.
Step 2: Financial Plan
We take the information we learned about you to identify essential factors that will help you reach your aspirations. Examples of these factors include retirement plan contributions, liquidity events, insurance coverage, and many others. It is important for us to use our financial experience to build a plan for your specific needs.
Step 3: Strategic Implementation
In phase three of our relationship, we share our prospective strategies designed on a case-by case basis. This plan will have a heavy focus on asset allocation modifications, savings adjustments, and tax impacts.
Step 4: Performance Monitoring
Our commitment to your family's financial success never goes away. We regularly monitor your assets. Your concerns and requests are equally as important to us as they are to you.
PLANNING YOUR FUTURE
As Financial Advisors, our goal is to help you reach your goals. We do this by carefully breaking down your investing time horizon, needs, and wants to effectively build a plan for you and your family.
Personal
Knowing our clients is undeniably one of our greatest assets as wealth advisors. We have found that the best way to assist you in relieving stress and achieving your goals is through a strong foundation.
Flexible
With over 25 years of experience, we have seen some of the most challenging financial situations. No matter what life brings, we are prepared to face your challenges and build a plan designed to help ensure your financial success.
Holistic
With a wide range of investment products and knowledge, we build a plan that covers the whole picture. From estate planning strategy to tax saving and everything in between, we build an extensive plan for your needs.
Getting Started
To begin your financial planning, please feel free to send our team an email which can be found on the home page.
YOUR GUIDE TO TAX-EFFICIENT PLANNING
The tax decisions you make today can help you save for years to come. Consider these smart tax strategies for your financial plan.
Prepare for Tax Day
The countdown to Tax Day has begun. Here are some steps you can take as the deadline approaches.
2022 Tax Tables
Tax-Efficient Investing
Tax-efficient investing techniques may help you lower your tax burden and increase your long-term wealth.
Steps That May Reduce Taxes on Your Income and Portfolio
Tax Strategies for Retirement
Taking steps to minimize the impact of your taxes on your retirement portfolio can help you enjoy more of your nest egg.
Making the Most of Your Retirement Savings
Tax-Smart Giving
Whether you want to donate to charity or invest in a loved one's future, there are tax-aware ways to make your giving go further.
Next Generation Gifting ConsiderationsClient Service Team
Stacy Lentine - Portfolio Associate
Phone:
(850) 470-8015(850) 470-8015
Email:Stacy.Lentine@ms.com
Stacy is the Snider Group point of contact for all client service and administrative needs. With seven years' experience in the financial industry, she brings to the practice a wealth of knowledge and expertise in client relations and administrative services. She is a graduate of the University of Florida with a Bachelor's of Science in Business Administration majoring in Economics and is FINRA Series 7, 66, 9 and 10 licensed. Stacy has lived her whole life in Pensacola and enjoys spending time with her family, boating, and traveling.
Kimberly James - Portfolio Associate
Phone:
(850) 470-8016(850) 470-8016
Email:Kimberly.james@morganstanley.com
Kimberly James has been working in the financial industry since 2002. She began her career at Merrill Lynch while studying to achieve her MBA from the University of Florida. In addition to her MBA, Kimberly also holds her Florida Life, Health and Variable Annuity, Series 7, and Series 66 licenses. She worked with our team at Morgan Stanley from 2008 to 2014 and will now be rejoining in 2022.
Kimberly thrives in fast-paced environments due to her skillset in critical thinking, ingenuity, attention to detail, and proactive communication. With a tenured history working in different roles and dealing with numerous different personality types, she brings a huge value ad to the team. In her free time, Kimberly enjoys running and visiting the beaches of Florida.
Kimberly thrives in fast-paced environments due to her skillset in critical thinking, ingenuity, attention to detail, and proactive communication. With a tenured history working in different roles and dealing with numerous different personality types, she brings a huge value ad to the team. In her free time, Kimberly enjoys running and visiting the beaches of Florida.
DeShana Williams-Harbaugh - Registered Client Service Associate
Location
850 S Palafox St.
Ste 200
Pensacola, FL 32502
US
Direct:
(850) 470-8014(850) 470-8014
Toll-Free:
(866) 954-4560(866) 954-4560
Fax:
(863) 226-4947(863) 226-4947
Wealth Management
Global Investment Office
Portfolio Insights
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Tax-Smart Ways to Sell Securities
How investors can tap their portfolios in tax-savvy ways.
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Paul R. Snider today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
