Pacifico Group

Daniel Ehrlich works with some of the most important families in Latin America and spearheads the creation of thoughtful, customized investment strategies and wealth management plans that help his clients meet their financial goals.

Born and raised in Uruguay, Daniel received his Bachelor's in Business Administration from the Udelar School of Business. After working in strategic business management at The Coca-Cola Company and holding a consulting internship at Deloitte, Daniel began his career in financial services as a Corporate Development Major at Lloyds Bank TSB, in Uruguay. Daniel first came to the United States from Uruguay to pursue his MBA at New York University's Leonard Stern School of Business. He graduated with a specialization in Financial Instruments and Markets, Leadership & Management. Daniel worked at Goldman Sachs in their Private Wealth Management Division prior to joining Credit Suisse. At Credit Suisse, Daniel created a niche focus working with high-net-worth Latin American Clients and was recognized as the firm's best-performing MBA advisor of the decade.

Daniel is a member of Morgan Stanley's prestigious Chairman's Club, an elite group composed of the firm's top financial advisors. In 2021, Daniel was ranked by Forbes as the 10th Top Next-Gen Wealth Advisor in the United States. He was also named to the Forbes list of Top Next-Gen Wealth Advisors in 2020 and 2019, as well as the state of New York's Best-In-State Wealth Advisors in 2022. Some of his designations as a Managing Director include International Client Advisor, Portfolio Management Director, and Alternative Investments Director.

2019 - 2021 Forbes America's Top Next-Gen Wealth Advisors & Top Next-Gen Wealth Advisors Best-in-State (formerly referred to as Forbes America's Top Next-Gen Wealth Advisors, Forbes Top 1,000 Next-Gen Wealth Advisors, Forbes Top 500 Next Generation Wealth Advisors) Source: Forbes.com (Awarded 2019, 2020, 2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was issued.
2022 Forbes Best-In-State Wealth Advisors Source: Forbes.com (Awarded Apr 2022) Data compiled by SHOOK Research LLC based on time period from 6/30/20 - 6/30/21.

Securities Agent: MA, ME, MT, NJ, NY, PA, PR, SD, TN, TX, UT, VT, WY, MD, KY, AZ, CA, CT, DE, FL, GA, IL; General Securities Representative; Investment Advisor Representative NMLS#: 1612986

Kerry Karangelen is Managing Director and partner of the Pacifico Group. Prior to joining Pacifico, she was a founding partner of Morgan Stanley Family Office, building the business from inception to an industry-leading investment and operational support solution for Single Family Offices globally. Previously, Kerry served as the Chief Operating Officer of Family Office Resources, a dedicated team of Trust & Estate Planning specialists, Philanthropy Management professionals, Family Governance, Lifestyle Advisory and Single Family Office consulting services. Earlier in her Morgan Stanley career, Kerry served in multiple operating, strategy and business development roles across Capital Markets, focused both institutional and wealth management clients. Kerry assisted in the development of various programs, centered on improving client experience and seamlessness of delivery of investment product. She also ran Morgan Stanley's Choice Select™ business, an equity and options trading platform.

Kerry served on the Board of Directors of ProjectExplorer, a non-profit education technology focused on increasing science, math, literacy and global cultural awareness. She earned a Masters of Science in Economics and Bachelor of Science in Industrial and Labor Relations, both from Cornell University, graduating as a Merrill Presidential Scholar. She is an avid equestrian – actively competing both in dressage and jumpers. She is a mother of two boys and one girl, and resides in Bedford, New York.

Engels Mendez is a Financial Advisor and International Client Advisor at the Pacifico Group at Morgan Stanley who has over a decade of experience within the financial services industry. Engels focuses on wealth management and planning in Latin America and is especially equipped to aid affluent families in navigating the complex regulatory and market dynamics that affect onshore and offshore accounts.

Prior to joining Morgan Stanley, Engels was a Vice President at J.P. Morgan's Private Bank, where he managed ultra-high-net-worth clients in South America. In this role, Engels acted as the primary point of contact for these crucial private client relationships, coordinating and liaising their access to a team of investment, credit, and planning specialists.

Engels earned his Bachelor of Business Administration from Baruch College in 2006. He graduated Cum Laude and his studies included Finance and Investments and English Literature. In his free time, Engels enjoys spending time with friends and family and traveling all around the world.

Securities Agent: TX, TN, SD, RI, PR, PA, OR, NY, NV, NJ, ND, MT, MO, MN, MI, MD, MA, KY, IL, HI, GA, FL, DE, DC, CT, CO, CA, AZ, WY, UT; General Securities Representative; Investment Advisor Representative NMLS#: 1033426

Silvio is a Vice President and Financial Advisor at Morgan Stanley Wealth Management. In his role, Silvio works with high-net-worth global families and their advisors to achieve their investment and asset allocation goals.

Prior to joining Morgan Stanley, Silvio spent over a decade at HSBC Private Bank advising families, entrepreneurs, and Family Offices on their investment portfolios and wealth structuring. Silvio holds a Bachelor of Business Administration from Florida International University and an MBA from the University of Miami. He currently resides in Southborough, MA with his wife and three children.

Securities Agent: MD, GA, CO, VI, NH, MO, ME, HI, OR, ND, MN, TX, PR, OH, NV, NM, KY, KS, WI, UT, RI, MS, LA, CA, WV, WA, PA, NC, IL, AZ, AR, TN, NY, IN, ID, FL, DE, AL, VT, SD, OK, NE, WY, SC, NJ, DC, MT, MI, MA, IA, CT, AK, VA; General Securities Representative; Investment Advisor Representative
NMLS#: 1426872

Andrea Czarniak has over 25 years of experience in the financial industry with specific knowledge in trading securities and originating lending and capital markets transactions. As a Financial Advisor at the Pacifico Group at Morgan Stanley, Andrea helps high-net-worth domestic and foreign clients develop and implement wealth management strategies tailored to their specific needs. She is extremely passionate about her profession and dedicates herself to thoroughly understanding each client's unique circumstances and maintaining a holistic approach and exceptional service model.

Prior to joining Morgan Stanley in 2016, Andrea was the Head of the Safra National Bank Trading Desk in New York City. She opened and led the New York broker-dealer arm of one of the largest Latin American financial conglomerate, the Itau Group. Andrea also established two New York broker-dealers for Portuguese financial groups.

Andrea was born in Brazil and moved to the United States in 1986. She earned her MBA in International Business at Baruch College in New York City. She is fluent in Portuguese, Spanish, and English.

Securities Agent: NC, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, KS, KY, MA, MD, ME, MO, MT, NH, NJ, NY, OH, PA, PR, SD, TN, TX, UT, VA, VT, WA, WY; General Securities Representative; Investment Advisor Representative