Gregory A. Yechout
Executive Director, Financial Advisor, Senior Portfolio Management Director, Financial Planning Specialist
Northwest Pilot Rock Group at Morgan Stanley
Our Mission Statement
Our team serves as your navigational guide through the world of personal finance. We work with you to build a disciplined plan and appropriate portfolio, while consulting on every financial need.
Our Team & Services
With the demands of career, family and other responsibilities, the one commodity highly successful individuals are increasingly short of is time. They can realize that by working with a dedicated Financial Advisor to help them oversee the various moving parts of their finances, they are empowered to focus on the things they do best, and the people and causes they care about most.
Part of Oregon’s Siskiyou Mountain Range, Pilot Rock serves as a navigational marker for pilots as they approach the Rogue Valley. We at the Northwest Pilot Rock Group serve as your navigational guide through the world of finance.
We believe in a comprehensive approach across all aspects of a client’s financial life. Financial plans that incorporates estate planning strategies, education, insurance, income replacement, and philanthropy. Investment plans that include in-house portfolio managers, asset allocation, risk management, and the backing of one of the largest investment firms in the world.
Part of Oregon’s Siskiyou Mountain Range, Pilot Rock serves as a navigational marker for pilots as they approach the Rogue Valley. We at the Northwest Pilot Rock Group serve as your navigational guide through the world of finance.
We believe in a comprehensive approach across all aspects of a client’s financial life. Financial plans that incorporates estate planning strategies, education, insurance, income replacement, and philanthropy. Investment plans that include in-house portfolio managers, asset allocation, risk management, and the backing of one of the largest investment firms in the world.
Services Include
- Professional Portfolio ManagementFootnote1
- Business PlanningFootnote2
- Divorce Financial AnalysisFootnote3
- Estate Planning StrategiesFootnote4
- Executive Financial ServicesFootnote5
- Financial PlanningFootnote6
- Planning for Education FundingFootnote7
- Philanthropic ManagementFootnote8
- Retirement PlanningFootnote9
- Stock Option PlansFootnote10
- Trust AccountsFootnote11
- Trust ServicesFootnote12
- 401(k) Rollovers
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Suite of Services
At the Northwest Pilot Rock Group, we utilize a systematic consulting process to uncover your most important goals, and implement appropriate strategies to help empower you to achieve and maintain financial success. Throughout our four-step process, we provide objective advice and investment insights to design an all-inclusive plan that is uniquely yours.
As your wealth grows, so does its complexities and the resources needed to manage it effectively. We leverage our experience and relationships to deliver innovative strategies that are tailored to help meet your needs. We look forward to speaking with you to understand your challenges, so we may map out a strategy to help achieve your particular priorities and goals.
As your wealth grows, so does its complexities and the resources needed to manage it effectively. We leverage our experience and relationships to deliver innovative strategies that are tailored to help meet your needs. We look forward to speaking with you to understand your challenges, so we may map out a strategy to help achieve your particular priorities and goals.
Family & Family Governance Strategies
- Trust & Estate Planning
- Family By-Laws
- Medical Directive
- Long Term Financial Plan
- Family By-Laws
- Medical Directive
- Long Term Financial Plan
Investments
- Stock Portfolio Management
- Bond Desk
- Options Trading
- Sourcing Unique Opportunities
- Bond Desk
- Options Trading
- Sourcing Unique Opportunities
Cash Management Services
- CashPlus: Modern alternative to banking
- Preferred Savings Program: Morgan Stanley clients can earn 4.75% APY through deposits into our Preferred Savings Program for qualifying cash. Click the link to learn more.
Learn More- Preferred Savings Program: Morgan Stanley clients can earn 4.75% APY through deposits into our Preferred Savings Program for qualifying cash. Click the link to learn more.
Philanthropy
- Family Foundation
- Donor Advice Fund (DAF)
- Charitable Remainder Trust (CRT)
- Donor Advice Fund (DAF)
- Charitable Remainder Trust (CRT)
Risk Management Strategies
- Insurance
- Security Matters
- Family Safety
- Security Matters
- Family Safety
Retirement
Learn moreUnderstand. Advise. Deliver.
Morgan Stanley Global Sports & Entertainment is a specialized wealth management division of Morgan Stanley that focuses exclusively on addressing the unique needs of top professionals like you, in the sports and entertainment industry.
As a Global Sports and Entertainment Financial Advisor, Kevin McDermott has the dedication and experience, accompanied with Morgan Stanley's world-class resources, to understand the complexities and pressures facing high-achieving professionals in the sports and entertainment industries. Kevin understands how to help these clients and advise them on how they save, spend, invest, borrow, preserve and give.
Being a former NFL player, Kevin focuses on working with established and emerging players/coaches in professional sports as well as sports industry executives. Working exclusively in sports and entertainment, Kevin understands the unique demands that come with a player, coach or industry executive. His experience understanding schedules, variability of income, and the demands that come from life inside and outside of the sports profession, gives Kevin the ability to tap into a range of resources needed to address the unique immediate financial challenges, and to create comprehensive plans to help reach their long-term goals.
As a Global Sports and Entertainment Financial Advisor, Kevin McDermott has the dedication and experience, accompanied with Morgan Stanley's world-class resources, to understand the complexities and pressures facing high-achieving professionals in the sports and entertainment industries. Kevin understands how to help these clients and advise them on how they save, spend, invest, borrow, preserve and give.
Being a former NFL player, Kevin focuses on working with established and emerging players/coaches in professional sports as well as sports industry executives. Working exclusively in sports and entertainment, Kevin understands the unique demands that come with a player, coach or industry executive. His experience understanding schedules, variability of income, and the demands that come from life inside and outside of the sports profession, gives Kevin the ability to tap into a range of resources needed to address the unique immediate financial challenges, and to create comprehensive plans to help reach their long-term goals.
You're Unique and We Know Why
There’s nothing common about you—not your talent, your drive, your achievements or even your challenges. From your variable income streams to your taxes, from your obligations to your aspirations, “typical” is not part of your vocabulary. You need distinctive financial strategies that can match your lifestyle and career trajectory.
Concentrated Experience in Capable Hands
Morgan Stanley Global Sports & Entertainment was developed to respond to the specific needs of sports and entertainment professionals at every stage of their careers. Kevin understands your unique financial opportunities and challenges. He knows how money flows from your work to your wallet and live in your world, day in, day out, crafting innovative financial strategies as their chosen career.
Tailored Advice to Help Meet Your Life's Goals
You can leverage the vast resources of Morgan Stanley, one of the world’s largest and most respected wealth management firms, to address any objective, from helping build and preserve wealth, start a philanthropic foundation, expand your brand. Whatever aspirations you have for yourself, your family and your community, we present strategies, products and services customized to help you reach your goals, your way.
Embrace the Power of Team
You have a handful of people who have supported you, encouraged you and watched your back. Our team routinely work in partnership with other trusted advisors to guide financial decision-making. We support and respect your personal confidants, combining our strengths to help bring you greater success.
We're Changing the Narrative
The media is filled with stories of successful athletes and entertainers who have surprising financial setbacks. We’re committed to changing that storyline. We’ve developed financial education programs for sports and entertainment veterans and emerging talents, including collegiate athletes, to help them avoid common mishaps. It’s part of our mission to give back to your community and provide sports and entertainment professionals the skills to help make smart choices around their finances and wealth.
Kevin P. McDermott II
Global Sports and Entertainment Associate Director
Click here to learn more about KevinCommitment to Our Community
Greg Yechout
- Mercy Flights, Executive Board Member
Ray Cox
- Retired Asante, Hospital Board Member
Joe Scheffler
- Oregon State ER Jackman Friends & Alumni, Board Member
- Jackson County 4H
- D9 Foundation
- Jackson County 4H
- D9 Foundation
Jeff Palpant
- Southern Oregon Open Floor Ballroom Dance, Board Member
- Southern Oregon Adult Hockey Association, Board Member
- Southern Oregon Adult Hockey Association, Board Member
Susan Birdsong
- Quilts of Valor
- Project Linus
- Mountain Star Quilt Guild
- Project Linus
- Mountain Star Quilt Guild
Kevin McDermott
- Craterian Performing Arts Center Board
- American Indian College Fund NextGen Advisory, Committee Member
- National Football Players Association, Lifetime Member
- American Indian College Fund NextGen Advisory, Committee Member
- National Football Players Association, Lifetime Member
Recognition & Awards
2023 Forbes Best-In-State Wealth Advisors in Oregon: Ray A. Cox
Ray Cox was named to the Forbes list of Best-in-State Wealth Advisors of 2023.
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2023?cid=whmt-smfa-2023for-13818
https://www.forbes.com/lists/best-in-state-wealth-advisors/?sh=641193916ab9
Awards DisclosuresSource: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2023?cid=whmt-smfa-2023for-13818
https://www.forbes.com/lists/best-in-state-wealth-advisors/?sh=641193916ab9
2023 Forbes Best-In-State Wealth Advisors in Oregon: Gregory A. Yechout
Gregory Yechout was named to the Forbes list of Best-in-State Wealth Advisors of 2023.
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2023?cid=whmt-smfa-2023for-13818
https://www.forbes.com/lists/best-in-state-wealth-advisors/?sh=641193916ab9
Awards DisclosuresSource: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2023?cid=whmt-smfa-2023for-13818
https://www.forbes.com/lists/best-in-state-wealth-advisors/?sh=641193916ab9
2024 Forbes Best-in-State Wealth Management Teams
The Northwest Pilot Rock Group was named #10 in the state of Oregon on Forbes' 2024 Best-in-State Wealth Management Teams annual ranking.
[Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
https://www.forbes.com/lists/wealth-management-teams-best-in-state/?sh=2197202376f2
Awards Disclosures[Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23.
https://www.forbes.com/lists/wealth-management-teams-best-in-state/?sh=2197202376f2
2025 Forbes Best-in-State Wealth Management Teams
The Northwest Pilot Rock Group at Morgan Stanley was recognized in 2025 as one of the Best-in-State Wealth Management Teams in the state of Oregon by Forbes.
[Source: Forbes (Awarded Jan 2025). Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2025]
Awards Disclosures[Source: Forbes (Awarded Jan 2025). Data compiled by SHOOK Research LLC based for the period 3/31/23–3/31/24. https://www.morganstanley.com/what-we-do/wealth-management/forbes-top-wealth-advisors-lists-2025]
Location
3103 Signature Court
Ste 101
Medford, OR 97504
US
Direct:
(541) 772-0251(541) 772-0251
Fax:
(541) 773-1720(541) 773-1720
Meet Northwest Pilot Rock Group
Ray A. Cox, CFP®
Senior Vice President, Wealth Advisor, Senior Portfolio Management Director
Joseph R. Scheffler
Senior Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, Financial Planning Specialist
Susan L. Birdsong
First Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist
Phone:
(541) 772-0251(541) 772-0251
Jeffrey L. Palpant
First Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist
Randy D. Cahn
Vice President, Financial Advisor, Financial Planning Specialist
Financial Advisor, Global Sports and Entertainment Associate Director, NFLPA Registered Institutional Player Financial Advisor, Branch Manager, Portfolio Manager
Phone:
(541) 772-0251(541) 772-0251
Angela M. Adee
Vice President, Group Director
Phone:
(541) 772-0249(541) 772-0249
Lisa K. Campoy
Portfolio Associate
Phone:
(541) 618-6404(541) 618-6404
Merry M. Fischer
Portfolio Associate
Phone:
(541) 772-0226(541) 772-0226
Katelyn J. Hamilton
Registered Client Service Associate
Phone:
(541) 772-0270(541) 772-0270
About Gregory A. Yechout
Greg Yechout is an Executive Director with over 30 years of wealth management experience. He has dedicated his career to helping client's seek to simplify their financial lives, so they can enjoy the wealth they have created and leave the legacy they desire. He was named to Morgan Stanley’s distinguished Presidents Club in 2019 and to the Forbes Best In-State Wealth Advisor's list for 2023, 2024, and 2025.
Giving back to the community is one of Greg’s passions. He has been an active member of numerous boards and committees focused on urban development, child literacy and regional emergency services. He is currently an executive board member of Mercy flights. The nation’s first non-profit air ambulance service. His ongoing appreciation for the outdoors, travel and his family have shaped his core values. His grounded principals and sincere approach has helped deliver comprehensive financial advice in and ever changing world.
2023-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure/
Morgan Stanley Wealth Management Presidents Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Presidents Club membership is no guarantee of future performance.
Giving back to the community is one of Greg’s passions. He has been an active member of numerous boards and committees focused on urban development, child literacy and regional emergency services. He is currently an executive board member of Mercy flights. The nation’s first non-profit air ambulance service. His ongoing appreciation for the outdoors, travel and his family have shaped his core values. His grounded principals and sincere approach has helped deliver comprehensive financial advice in and ever changing world.
2023-2025 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
https://www.morganstanley.com/disclosures/awards-disclosure/
Morgan Stanley Wealth Management Presidents Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Presidents Club membership is no guarantee of future performance.
Securities Agent: FL, KS, SD, MD, KY, IL, TN, AK, OR, NJ, NC, MA, SC, MT, WI, NY, GA, CT, UT, ID, CO, CA, AR, VA, PA, OK, NV, NH, MN, MI, IA, HI, AL, NM, OH, MO, DC, AZ, WA, TX; General Securities Representative; Investment Advisor Representative
NMLS#: 1377872
NMLS#: 1377872
About Ray A. Cox
With almost four decades of industry experience, Ray has navigated his clients through a multitude of market conditions. He brings intellectual capital and dedicated personal service to Northwest Pilot Rock’s clients and the team’s proprietary managed portfolio. Ray was named to the Forbes Best In-State Wealth Advisor's List in 2022, 2023, 2024 & 2025.
Ray is a CERTIFIED FINANCIAL PLANNER® and received a bachelor’s degree in accounting from Central Washington University. Prior to his time at Morgan Stanley he worked for UBS, Paine Webber, and Merrill Lynch. Ray lives in Medford, OR with his wife Janice and dog Duke. They have two daughters, Marie and Lauren. He enjoys golfing, non-fiction reading, and taking trips to the Oregon Coast.
Named to the 2022 ,2023, 2024 & 2025 Forbes Best-In-State Wealth Advisors in Oregon Ranking
Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. Award Disclosures https://www.morganstanley.com/disclosures/awards-disclosure/
Ray is a CERTIFIED FINANCIAL PLANNER® and received a bachelor’s degree in accounting from Central Washington University. Prior to his time at Morgan Stanley he worked for UBS, Paine Webber, and Merrill Lynch. Ray lives in Medford, OR with his wife Janice and dog Duke. They have two daughters, Marie and Lauren. He enjoys golfing, non-fiction reading, and taking trips to the Oregon Coast.
Named to the 2022 ,2023, 2024 & 2025 Forbes Best-In-State Wealth Advisors in Oregon Ranking
Source: Forbes.com (Awarded 2022-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award. Award Disclosures https://www.morganstanley.com/disclosures/awards-disclosure/
Securities Agent: DC, CT, VA, TN, ID, TX, NC, MA, WI, SD, OR, NM, AK, OH, NV, NH, MI, IL, AR, MO, CO, HI, AL, MD, KY, CA, UT, PA, MT, MN, GA, FL, AZ, NJ, KS, IA, WA, SC, OK, NY; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1268437
CA Insurance License #: 0A10352
NMLS#: 1268437
CA Insurance License #: 0A10352
About Joseph R. Scheffler
Joe Scheffler is a seasoned professional with over 25 years of investment experience. Joe is dedicated to guiding clients through the complexities of the market while helping them pursue their life and legacy goals. He offers personalized service and portfolio management to individuals, families, businesses, and institutions, focusing on managing, preserving, and growing wealth.
Joe holds a Bachelor of Science degree from Oregon State University and an MBA with Honors from Minnesota State University. He and his wife, Margaret, reside in the Rogue Valley of Southern Oregon with their two children, Alyson and Reagan. Beyond his professional commitments, Joe is actively involved in various organizations, including the D9 Foundation and Jackson County 4H. He also serves as a board member for Oregon State University’s ER Jackman Friends and Alumni. In his free time, Joe enjoys outdoor activities and spending quality time with his family.
Joe holds a Bachelor of Science degree from Oregon State University and an MBA with Honors from Minnesota State University. He and his wife, Margaret, reside in the Rogue Valley of Southern Oregon with their two children, Alyson and Reagan. Beyond his professional commitments, Joe is actively involved in various organizations, including the D9 Foundation and Jackson County 4H. He also serves as a board member for Oregon State University’s ER Jackman Friends and Alumni. In his free time, Joe enjoys outdoor activities and spending quality time with his family.
Securities Agent: UT, AL, TX, CT, NJ, NC, IL, ID, NH, KS, AZ, WI, MA, HI, DC, VA, TN, MI, FL, AR, GA, MT, AK, SC, NV, MD, PA, MN, OR, OH, NM, MO, IA, CO, CA, WA, SD, OK, NY, KY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279050
CA Insurance License #: 0I60715
NMLS#: 1279050
CA Insurance License #: 0I60715
About Susan L. Birdsong
With over 35 years in the financial industry, Susan Birdsong values educating her clients and supporting them through all facets of their financial lives. One of the most rewarding parts of her day-to-day business is seeing how she can affect change and provide confidence and security for her clients and their families. Susan is a trusted person they can turn to in making both financial and personal decisions.
Susan has been in the industry since 1987. Some of her previous experiences include working at a boutique Financial Planning firm and at Key Bank of Oregon covering 17 branches. In 1993, she also started the Investment Department at Rogue Credit Union. Susan believes this background gives her an advantage in efficiently servicing multiple clients’ needs and helping them navigate through all of her clients' questions and issues.
Susan values conversation, deepening her relationships, and making sure her clients understand their financial situations and collaborating on the decision-making process with her clients. Many financial situations and processes can be complex, so Susan breaks everything down to be simpler and more digestible. Even over the years, she continues to educate her clients so that they develop a collaborative relationship. In the end, Susan believes that this is how you build trust in your relationships.
Susan joined Smith Barney in 2003, continuing her focus to serve the people in her community. She works primarily with families and focuses on retirement planning, insurance needs and long-term care, PERS (Public Employees' Retirement System), and Federal Retirement Systems.
Susan attended Seattle University and studied Business and Philosophy. She lives with her husband, who she met in high school. She also has son Michael and granddaughter Astella Jade.
Outside of work, Susan enjoys quilting, canning, travel, and is known for making the best peach jam. She is also active in her community, quilting for military men and women with Quilts of Valor, and making blankets for children with Project Linus.
Susan has been in the industry since 1987. Some of her previous experiences include working at a boutique Financial Planning firm and at Key Bank of Oregon covering 17 branches. In 1993, she also started the Investment Department at Rogue Credit Union. Susan believes this background gives her an advantage in efficiently servicing multiple clients’ needs and helping them navigate through all of her clients' questions and issues.
Susan values conversation, deepening her relationships, and making sure her clients understand their financial situations and collaborating on the decision-making process with her clients. Many financial situations and processes can be complex, so Susan breaks everything down to be simpler and more digestible. Even over the years, she continues to educate her clients so that they develop a collaborative relationship. In the end, Susan believes that this is how you build trust in your relationships.
Susan joined Smith Barney in 2003, continuing her focus to serve the people in her community. She works primarily with families and focuses on retirement planning, insurance needs and long-term care, PERS (Public Employees' Retirement System), and Federal Retirement Systems.
Susan attended Seattle University and studied Business and Philosophy. She lives with her husband, who she met in high school. She also has son Michael and granddaughter Astella Jade.
Outside of work, Susan enjoys quilting, canning, travel, and is known for making the best peach jam. She is also active in her community, quilting for military men and women with Quilts of Valor, and making blankets for children with Project Linus.
Securities Agent: MN, IA, WI, OH, MT, MO, KS, SC, NH, MA, IL, HI, GA, CT, AR, UT, FL, CO, AK, OK, NY, NM, NJ, ID, DC, AL, KY, VA, TX, SD, PA, OR, MI, MD, CA, AZ, WA, TN, NC, NV; General Securities Representative; Investment Advisor Representative
NMLS#: 1571585
CA Insurance License #: 0B27262
NMLS#: 1571585
CA Insurance License #: 0B27262
About Jeffrey L. Palpant
What’s your story? This question has captivated Jeff for the past 27 at Morgan Stanley. Jeff is passionate about building long-term relationships with clients, focusing not just on financial capital but also on the traditions and values that define them. By understanding each client's unique story, Jeff leverages the full breadth and depth of the firm’s resources to create personalized financial pathways.
Outside of work, Jeff is quite the enthusiast. You can often find him playing goalie in the local adult hockey league. He also enjoys traveling, dancing Argentine Tango and Ballroom, gardening, and spending quality time with his wife and collies. Jeff is actively involved in the community, serving on the boards of the Southern Oregon Adult Hockey Association and Open Floor. Additionally, he dedicates time to coaching competitors in the Southern Oregon Youth Ballroom Championships.
Feel free to reach out if you’d like to learn more about me or discuss how I can assist you with your financial goals.
Outside of work, Jeff is quite the enthusiast. You can often find him playing goalie in the local adult hockey league. He also enjoys traveling, dancing Argentine Tango and Ballroom, gardening, and spending quality time with his wife and collies. Jeff is actively involved in the community, serving on the boards of the Southern Oregon Adult Hockey Association and Open Floor. Additionally, he dedicates time to coaching competitors in the Southern Oregon Youth Ballroom Championships.
Feel free to reach out if you’d like to learn more about me or discuss how I can assist you with your financial goals.
Securities Agent: KY, AK, NY, MD, IL, GA, DC, WV, UT, OR, MT, NH, NC, AL, PA, NM, NJ, MA, ID, IA, CO, CA, WI, WA, VA, OK, NV, MN, MI, KS, TX, TN, SC, FL, MO, CT, AZ, SD, HI, AR, OH; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282922
CA Insurance License #: 0D19911
NMLS#: 1282922
CA Insurance License #: 0D19911
About Randy D. Cahn
Randy is a Financial Planning Specialist with three decades of experience in the financial services industry. He has been with Morgan Stanley since 2001. With a focus on behavioral finance and the psychology of investing, Randy’s guidance plays a key role in helping clients preserve their carefully constructed financial plans when markets become volatile. In doing so, he aims to improve their potential to reach their financial goals.
Randy’s experience has shown that this type of disciplined approach can help to maximize the effectiveness of clients’ financial plans and, ultimately, improve their outcomes. He and his team will help coordinate with clients’ tax, legal and other professional advisors to design comprehensive and strategic solutions to their most pressing financial challenges. While this is all very complex, Randy’s goal is to simplify clients’ financial lives, so they can enjoy the wealth they have created and leave the legacy they desire.
Randy lives in Medford, OR with his wife Kristen, their two sons Kyle and Andrew, and their dog Bandit. He enjoys traveling, hiking, physical fitness, and spending time with his family.
Randy’s experience has shown that this type of disciplined approach can help to maximize the effectiveness of clients’ financial plans and, ultimately, improve their outcomes. He and his team will help coordinate with clients’ tax, legal and other professional advisors to design comprehensive and strategic solutions to their most pressing financial challenges. While this is all very complex, Randy’s goal is to simplify clients’ financial lives, so they can enjoy the wealth they have created and leave the legacy they desire.
Randy lives in Medford, OR with his wife Kristen, their two sons Kyle and Andrew, and their dog Bandit. He enjoys traveling, hiking, physical fitness, and spending time with his family.
Securities Agent: MN, KY, GA, FL, WI, VA, OK, NJ, CT, SC, MA, OR, NY, NV, NM, NH, IL, ID, DC, WA, TN, AZ, SD, IA, AR, AL, UT, TX, PA, MT, MD, KS, CA, AK, OH, NC, MO, MI, HI, CO; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1282580
CA Insurance License #: 0C42826
NMLS#: 1282580
CA Insurance License #: 0C42826
About Kevin P. McDermott
After 7 years in the NFL, Kevin retired from football and joined Morgan Stanley as a Global Sports & Entertainment Associate Director and NFLPA Registered Institutional Player Financial Advisor. He advises business owners, working professionals, NFL players, coaches, and front office executives on their investments. In his work with the firm's Global Sports & Entertainment division, he travels to professional teams and college athletic departments to teach financial literacy.
Kevin is a native of Nashville, TN. He holds a bachelor’s degree from UCLA and a Masters of Business Administration from the Kelley School of Business at Indiana University. In his NFL career, he played for the San Francisco 49ers, Baltimore Ravens, and Minnesota Vikings. He sits on the Craterian Performing Arts Center Board and is a certified private pilot. Kevin lives in Medford, Oregon with his wife, two children, and dog. Kevin enjoys flying, golfing, movies, and the outdoors.
Kevin is a native of Nashville, TN. He holds a bachelor’s degree from UCLA and a Masters of Business Administration from the Kelley School of Business at Indiana University. In his NFL career, he played for the San Francisco 49ers, Baltimore Ravens, and Minnesota Vikings. He sits on the Craterian Performing Arts Center Board and is a certified private pilot. Kevin lives in Medford, Oregon with his wife, two children, and dog. Kevin enjoys flying, golfing, movies, and the outdoors.
Securities Agent: VA, AL, VI, PA, MO, MN, MA, IA, TN, SC, NV, ND, RI, OR, MD, KS, HI, WI, UT, OK, IN, DC, WA, MT, AK, NY, NH, MS, ME, SD, PR, NJ, NE, FL, VT, NM, MI, KY, IL, WV, OH, LA, GA, DE, WY, TX, NC, ID, CT, CO, CA, AZ, AR; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1951664
CA Insurance License #: 4043069
NMLS#: 1951664
CA Insurance License #: 4043069
About Angela M. Adee
Angie brings more than 35 years of financial services
experience to her work as a Group Director, handling
the organizational processes and administrative duties
for the team. She has held several different positions
throughout her career with Morgan Stanley including
working in the regional office and as a Business Service
Officer for the past 20 years. She maintains her FINRA
Series 7, 65 and 63 as well as her Series 9, 10 and
insurance license. An Oregon native, Angie enjoys
hiking, rafting, and spending time with her family.
experience to her work as a Group Director, handling
the organizational processes and administrative duties
for the team. She has held several different positions
throughout her career with Morgan Stanley including
working in the regional office and as a Business Service
Officer for the past 20 years. She maintains her FINRA
Series 7, 65 and 63 as well as her Series 9, 10 and
insurance license. An Oregon native, Angie enjoys
hiking, rafting, and spending time with her family.
About Lisa K. Campoy
Lisa began her career in the financial services industry in 2006 with Smith Barney where she worked in the operations department. In 2017, she transitioned to the Client Service Associate position. She holds both her Series 7 and Series 66 licenses.
A Rogue Valley Native, she enjoys spending time with family, reading, needlework and boating.
A Rogue Valley Native, she enjoys spending time with family, reading, needlework and boating.
About Merry M. Fischer
Merry has worked in the financial services industry for 18 years. She joined Morgan Stanley in 2010 where she brings her expertise in client service to the team as a Portfolio Associate. Merry holds both her Series 7 and Series 63 licenses.
Originally from Portland, OR, Merry moved to Medford, OR in 2005 where she resides with her husband Scott, daughter Colleen, son Tory, and twin daughters Helen & Vivian. Merry is currently serving on the Jefferson Elementary School Site Council, and volunteers as social media coordinator for Grandmas2Go. In her free time, Merry is an avid canner, reader, and enjoys outdoor activities such as hiking, running, and skiing with her family.
Originally from Portland, OR, Merry moved to Medford, OR in 2005 where she resides with her husband Scott, daughter Colleen, son Tory, and twin daughters Helen & Vivian. Merry is currently serving on the Jefferson Elementary School Site Council, and volunteers as social media coordinator for Grandmas2Go. In her free time, Merry is an avid canner, reader, and enjoys outdoor activities such as hiking, running, and skiing with her family.
About Katelyn J. Hamilton
Katelyn has worked in the banking and financial services industry since 2015. She holds a Bachelor of Science degree in Business Administration and a Certificate in Business Information Systems from Southern Oregon University. She also holds both her Series 7 and Series 66 licenses as well as the Financial Planning Specialist designation*.
Outside of work she enjoys spending time with friends and family, going to the gym, watching movies, and reading.
*Disclaimer: This role cannot solicit or provide investment advice.
Outside of work she enjoys spending time with friends and family, going to the gym, watching movies, and reading.
*Disclaimer: This role cannot solicit or provide investment advice.
Contact Gregory A. Yechout
Contact Ray A. Cox
Contact Joseph R. Scheffler
Contact Susan L. Birdsong
Contact Jeffrey L. Palpant
Contact Randy D. Cahn
Contact Kevin P. McDermott
Wealth Management
From Our Team
Northwest Pilot Rock Group Team Brochure
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
Article Image
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
Article Image
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Northwest Pilot Rock Group today.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
12Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
