About Danielle Aldama
Danielle has always been a planner.
She grew up in Silicon Valley, fortunate to attend Archbishop Mitty High School, which gave her a better understanding of lifestyle disparity. Be it financially or emotionally, many of her classmates struggled while others did not. She fit somewhere in between, developing a certain empathy for both. She realized, she says, that even those who seemed to have it all, often did not. “Empathy” would later become a fundamental part of her Financial Planning practice.
Danielle also planned carefully for her athletic routines and getting into college. Until early adulthood, she competed across the country in world class artistic roller-skating competitions. At Santa Clara University, she graduated Magna Cum Laude, studying business and economics. She paid for college almost exclusively via grants, scholarships, and student loans, and is now a member of the University’s Alumni Association.
Her first job was as a financial advisor at a Trust and Investment firm, reading more estate planning documents than one could ever imagine. In 2006, she connected with Greg Royse, and a partnership was born.
Danielle’s knowledge about financial planning is deep and wide. She holds many industry certifications, which reflects her drive to constantly learn and better the lives of clients and their families. Please see below for explanations about those certifications.
She and her husband have four children and a miniature Bernedoodle named Tilly. The family attends and participates in multiple sporting events, with hockey, soccer, and softball topping their list. In 2024, she was named to the prestigious award of the Forbes Top Women Wealth Advisors Best-In-State.
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CERTIFIED FINANCIAL PLANNER™ (CFP) – Considered one of the top financial advisor credentials, the designation indicates she has taken the coursework and passed a rigorous exam, while refreshing the certification annually with continuing education.
CERTIFIED DIVORCE & FINANCIAL ANALYST™ (CDFA) – Indicates her understanding of financial issues for divorce cases, which includes the financial implications of different divorce settlement proposals.
CHARTERED SPECIAL NEEDS CONSULTANT™ (ChSNC) – Designation indicating her understanding of the unique considerations in planning for special needs families and caring for their loved ones. In helping these families formulate strategies—with honesty, integrity, compassion, and the right answers—she can guide them through the unique circumstances of estate planning, special needs trusts, life insurance, tax deductions, healthcare issues, and more.
ACCREDITED DOMESTIC PARTNERSHIP ADVISOR (ADPA) – Designation that focuses on the unique investment planning needs of couples who are considered unmarried under state law, federal law, or both.
WORKPLACE ADVISOR - A Morgan Stanley title, it indicates she’s had advance training in assisting clients regarding their grants/awards, vesting events, restricted stock units, and overall workplace benefits.
Awards Disclosure:
Named to 2024 Forbes Top Women Wealth Advisors Best-In-State Source: Forbes.com (Awarded February 2024) Data compiled by SHOOK Research LLC based on time period from 9/30/22 - 9/30/23.
Securities Agent: DE, VA, MI, FL, PA, GA, UT, TX, NJ, NC, MO, WI, NV, MD, OH, MT, AZ, NY, NM, KS, IL, CO, CA, MS, AL, OR, ME, AK, DC, WA, ID; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1297810
CA Insurance License #: 0F67861