Monica Jaramillo-Tatis
Financial Advisor
Direct:
(843) 727-7728(843) 727-7728
My Mission Statement
Helping women and business owners achieve their dream life through financial literacy and portfolio management.
About Me
I am Monica, a Financial Advisor with the Diamond Lake Wealth Management Group at Morgan Stanley. In January 2024, The Diamond Lake Diamond Lake Wealth Management Group was honored by Forbes as Best-In-State Teams in New York and I myself was inaugurated into the the Firm's 2024 Pacesetter's club, a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first class client service.
I am honored to be a part of a successful, diverse, female-led team with over 30 years of Wealth Management experience. We are a multicultural, multilingual, and multi-regulatory group, which allows us to connect with our clients' values and motivations.
As a seasoned business owner who comes from a multicultural family, I have a distinctive perspective that allows me to empathize with and anticipate my clients' needs.
Finding a happy medium between work and family can be difficult. Our team follows a process tailored to each client with a holistic approach, providing effective solutions and efficient strategies to help them achieve their financial goals, preserve their family legacy, and maximize their wealth. When this is achieved, clients can devote their time to what they enjoy most—building their business and spending time with their families.
As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, I can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Disclaimer:
2024 Forbes Best-In-State Wealth Management Team in New York. Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure/
Morgan Stanley Wealth Management Pacesetter’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter’s Club membership is no guarantee of future performance.
I am honored to be a part of a successful, diverse, female-led team with over 30 years of Wealth Management experience. We are a multicultural, multilingual, and multi-regulatory group, which allows us to connect with our clients' values and motivations.
As a seasoned business owner who comes from a multicultural family, I have a distinctive perspective that allows me to empathize with and anticipate my clients' needs.
Finding a happy medium between work and family can be difficult. Our team follows a process tailored to each client with a holistic approach, providing effective solutions and efficient strategies to help them achieve their financial goals, preserve their family legacy, and maximize their wealth. When this is achieved, clients can devote their time to what they enjoy most—building their business and spending time with their families.
As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, I can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Disclaimer:
2024 Forbes Best-In-State Wealth Management Team in New York. Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22–3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure/
Morgan Stanley Wealth Management Pacesetter’s Club members must meet a number of criteria including performance, conduct and compliance standards, revenue, length of experience and assets under supervision. Pacesetter’s Club membership is no guarantee of future performance.
Securities Agent: TX, SC, NV, FL, NY, CA, SD, MA, DC, KY, WY, NC, CO, DE; General Securities Representative; Investment Advisor Representative
NMLS#: 2421801
NMLS#: 2421801
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
INGREDIENTS FOR SUCCESS
Why is it important to start now?
Compound interest can be powerful ally when investing for retirement. It amplifies the importance of the amount of time that an investment has to grow, not merely the amount of money that is invested. By starting early, investors can help ensure that they are well-positioned come retirement.
How much money do I need to retire?
Many variables factor into how much money one needs to save for retirement. Details like planned retirement income, among others, are important considerations when projecting retirement needs. These details are unique to every client, which drives our belief that financial planning is a foundational part of every client relationship. We collaborate with our clients to create, monitor, and adjust comprehensive financial plans to help better position them to meet their retirement goals.
How do I pass along my wealth and values?
Money can be one of the most difficult topics among family members. We work with families and their outside tax and legal advisors to determine which wealth transfer strategies fit their values. We recognize that the best possible outcomes in estate planning occur when beneficiaries are well positioned to receive assets and understand their parents' "financial values." To that end, we offer to serve as an educational resource for families in any stage of the estate planning process.
Generational Gifting
As you consider gifting, ask yourself how you would like children or other family members to use financial gifts. Giving financial gifts to children or grandchildren can help reduce your estate taxes. However, if you are concerned about wasteful spending by the recipients or protecting assets from bad actors, there are several options that allow you to exercise some control over how the money is used.
WE ARE MORGAN STANLEY WOMEN WITHOUT LIMITS
The Diamond Lake Group is an all-women group that also loves to empower women who find themselves in decision making roles. Whether that be a single woman or mother, a divorcee or widow, or a happily married woman in charge of the finances, we want to assist you in education, resources and planning to help you navigate virtually all things financial.
Playbook: A Woman’s Guide to Life & Money
There’s no doubt about it—women face a unique set of financial challenges . Yet, most of us feel ill-equipped to navigate these circumstances on our own . At Morgan Stanley, we have witnessed the power of education and trusted guidance to transform a woman’s relationship with money . We believe educated women create a ripple effect, inspiring generations of men and women to come .
Learn More
Family Wealth Education
The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value of their human capital by driving family wealth education, making it more likely that all members of the family will have the foundation they need to lead meaningful, fulfilled and engaged lives.
Learn More
The Evolution of Women and Wealth
How can women achieve better outcomes for their portfolios, their families, their businesses and themselves? What does it really mean to empower women investors? Our Head of Private Wealth Management, Elizabeth Dennis, discusses these questions further, sharing experience and perspective on women and wealth.
Learn More
The Morgan Stanley Interview with Adena Friedman
What role does capitalism play in unlocking human potential? Adena Friedman, CEO of Nasdaq, has some big ideas. The company has its sights set on transforming not only what an exchange can do, but how data and information can remake global commerce.
Learn More
Women, Work, and the Pandemic
The pandemic upended the labor market and drove many women away from work. Read what Morgan Stanley's Chief U.S. Economist thinks needs to happen to get women back into the workforce.
Learn More
What Kind of Retiree Do You Want To Be?
Travel, volunteering, or exploring new hobbies? Whatever your pursuits may be in retirement, it’s essential to plan ahead for your spending needs. Here are some strategies to help keep you on track.
Learn MoreINTERNATIONAL WEALTH MANAGEMENT
Part of a global financial legacy that dates back over 150 years, Morgan Stanley is one of the few truly global institutions with the scale, scope and commitment to serve the international investor. We serve among the world’s most capitalized institutions, and stand as one of the largest wealth management firms in the world.
Morgan Stanley International Wealth Management focuses on the financial needs of entrepreneurs, executives and professionals living outside the US.
Our US-based International Client Advisors often focus on a specific country or region, understand the culture and recognize the varying economic and regulatory climates. Combining their investment knowledge with the global resources and intellectual capital of Morgan Stanley, International Wealth Management delivers relevant solutions that could help appropriate clients pursue their personal, familial and community goals.
Morgan Stanley International Wealth Management focuses on the financial needs of entrepreneurs, executives and professionals living outside the US.
Our US-based International Client Advisors often focus on a specific country or region, understand the culture and recognize the varying economic and regulatory climates. Combining their investment knowledge with the global resources and intellectual capital of Morgan Stanley, International Wealth Management delivers relevant solutions that could help appropriate clients pursue their personal, familial and community goals.
PERSONALIZED SOLUTIONS
From buying a home to rolling over your 401(k) to leaving a lasting legacy, we are here to answer your financial questions and implement the best possible strategies for your specific goals and circumstances. Here are just some of the questions we help our clients answer every day.
Financial Planning
Life is constantly changing. How do I prepare for a more secure future knowing that certain events – like a divorce or a death in the family – can dramatically impact my plans?
Retirement Planning
Have I saved enough for retirement so I can maintain my current lifestyle without worrying I’ll run out of money? What is the best way to re-invest my 401(k) when I get ready to leave my company and retire?
Asset Organization
I have assets spread across multiple organizations and platforms. How do I get organized and simplify my financial life?
Managing Risk
Life’s risks can reveal themselves in many ways – from loss of life to loss of health. How do I protect myself and my family from life’s unknowns?
Professional Portfolio Management
I have so many things I want to do with my life. How can one investment strategy balance them all?
Socially-Responsible Investing
Is there a way to incorporate my personal values into the way I invest without giving up performance?
Charitable Giving
Are my charitable donations having the impact I want them to have?
Growing Older
Given extended life expectancy, how do I make certain I can afford the health services I may need?
Location
850 Morrison Drive
Ste 800
Charleston, SC 29403
US
Direct:
(843) 727-7728(843) 727-7728
200 MEETING STREET
Suite 402
Charleston, SC 29401
US
Direct:
(843) 727-7728(843) 727-7728
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Monica Jaramillo-Tatis today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
