Portfolio Management Director, Alternative Investments Director, International Client Advisor
Phone:
(786) 999-2573(786) 999-2573
Mist Peak Group at Morgan Stanley
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
VALUABLE TOOLS AND RESOURCES
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies that we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Reserved Living & Giving
Reserved Living & Giving (RLG) is a tiered complimentary loyalty program that rewards our most valued clients. The program is designed to enhance our clients' lifestyle and relationship with the firm beyond traditional wealth management services.
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
INTERNATIONAL WEALTH MANAGEMENT
In a world of constant political, social and economic change, demonstrated strength and stability are invaluable assets. As one of the largest world's largest and strongest financial institutions, Morgan Stanley has successfully navigated over 85 years of market cycles, continually gaining new expertise, perspective and confidence. Our international wealth management team helps clients manage complexity, project wealth and pursue new opportunities across global markets. Whether your goals span generational or continents, we are committed to guiding you through every financial challenge and opportunity.
Partnering for Your Financial Success Across Borders
At Morgan Stanley, we understand that managing wealth requires a nuanced approached and a trusted partner. We are committed to helping you navigate the complexities of international markets. Our personalized strategies are designed to protect, grow, and transfer wealth, empowering you to achieve your financial goals in an ever-changing world. Take a look below at our team approach and how we can help you.
Step 1: Discovery Process
We begin by learning about you, your family and your financial situation, forming the basis from which we can develop strategies to help address your investment objectives.
Step 2: Discovery Meeting
Often working in collaboration with outside teams, we review your trusts and estate plans, seeking to maximize the efficiency of your wealth transfer strategy.
Step 3: Plan Creation
We create a customized plan that reflects risk and opportunities across multiple entities, while integration your investment and estate planning strategies and goals.
Step 4: Strategy Implementation
Over time, we will review your strategy and goals. In an attempt to take advantage of opportunities created by temporary market distortions. Before adjustments are made, we can analyze for potential returns.
Step 5: Ongoing Strategy Review
We assess the performance of your strategy identifying opportunities to adjust asset allocation for optimal results. Prior to making any changes, we evaluate the potential impact of taxes and trading cost on your returns.
Step 6: Client Reviews
We perform ongoing reviews and deliver comprehensive reporting to ensure your strategy remains aligned with evolving financial goals and family dynamics.
OVERVIEW
Morgan Stanley Wealth Management is a leading provider of alternative investment strategies with expertise that spans across private equity, private credit, hedge funds, and real estate. We are dedicated to serving the unique needs of clients by delivering exceptional portfolios and custom alternative investment programs.
Private Equity
Our private equity teams invest in segments of the market that, in our view, are generally underserved by other providers of private capital. We invest directly in private businesses and also allocate capital to compelling fund managers, secondary market opportunities and co-investments on behalf of our limited partners. We seek situations where we believe our expertise, reputation and access to the unparalleled resources of Morgan Stanley will enable us to generate attractive risk-adjusted returns.
Private Credit
Private Credit investing is an essential component of Morgan Stanley Investment Management's alternative investments platform. We manage a well-defined group of strategies and seek to deliver attractive returns to our investors by forging successful partnerships with our portfolio companies.
Private Real Estate
Morgan Stanley Real Estate Investing (MSREI) is the global private real estate investment management arm of Morgan Stanley. With ~200 professionals in 17 offices across 13 countries plus decades of experience investing internationally, MSREI is uniquely positioned to execute core and opportunistic strategies globally.
Hedge Funds
Professionally managed investment funds that use sophisticated strategies to potentially offset losses during a market downturn, often seeking to generate returns higher than traditional stock and bond investments.
Alts Report
Hear from industry innovators across Morgan Stanley Wealth Management leadership and fund manager partners as they discuss the trends and opportunities shaping the alternative investments landscape.
Alternative Investments Page
Explore the latest insights, research, and other informational content coming directly from Morgan Stanley.
Location
200 S Biscayne Blvd
14th Floor
Miami, FL 33131
US
Direct:
(305) 347-6222(305) 347-6222
Meet Mist Peak Group
Executive Director, Financial Advisor, International Client Advisor, Alternative Investments Director
Phone:
(305) 347-6251(305) 347-6251
Phone:
(407) 849-4779(407) 849-4779
Flavio Sugiyama
Financial Advisor
Phone:
(305) 347-6221(305) 347-6221
Julia Azevedo
Registered Client Service Associate
Phone:
(786) 491-7263(786) 491-7263
Alvaro Alvarez
Registered Client Service Associate
Phone:
(305) 960-3462(305) 960-3462
About Andre Schibuola
Mr. Schibuola is the investment portfolio manager, with more than 25 years' experience in the investment industry in leading positions. He started his career in 1994 at Linear Investments (one of the first and largest hedge funds in Brazil) then passing through several positions at Citi and Citi Asset Management (now Western Asset /Legg Mason a Franklin Templeton company) from 1996 to 2002. After spending one year to studying on his specialization degree in the US at UC Berkeley, he was able to lead and create a robust treasury and financial department at Einstein Hospital in Sao Paulo, implementing several risk mitigation strategies, optimizing the investment strategies and improving the financials of the cash flow controls from beginning 2004 until end of 2006.
In 2006 Andre became founding partner and CIO of Precision Investments, a boutique Asset Management company in Sao Paulo with focus on macro and liquid credit investments. Under Andre's leadership, Precision navigated successfully through the Financial Crises of 2008, becoming leader and having top ranked funds.
In 2010 Mr. Schibuola decided to increase his offshore professional experience, becoming the Head of the Trading Desk and Portfolio Manager for UHNW of Itau Unibanco in Luxembourg until 2011, when he transferred to London to increase his responsibilities at Itau BBA UK.
Andre continued his career by joining UBS in Switzerland in the capacity of an Investment Advisor and transferred in 2015 to UBS in Miami prior of migrating the team practice to Morgan Stanley
Mr. Schibuola, has a Bachelor degree in Economics at FAAP, MBA at University of Sao Paulo (USP) and international certificate in Finance form University of California - Berkeley and is also native-speaker in Portuguese and fluent in French.
In 2006 Andre became founding partner and CIO of Precision Investments, a boutique Asset Management company in Sao Paulo with focus on macro and liquid credit investments. Under Andre's leadership, Precision navigated successfully through the Financial Crises of 2008, becoming leader and having top ranked funds.
In 2010 Mr. Schibuola decided to increase his offshore professional experience, becoming the Head of the Trading Desk and Portfolio Manager for UHNW of Itau Unibanco in Luxembourg until 2011, when he transferred to London to increase his responsibilities at Itau BBA UK.
Andre continued his career by joining UBS in Switzerland in the capacity of an Investment Advisor and transferred in 2015 to UBS in Miami prior of migrating the team practice to Morgan Stanley
Mr. Schibuola, has a Bachelor degree in Economics at FAAP, MBA at University of Sao Paulo (USP) and international certificate in Finance form University of California - Berkeley and is also native-speaker in Portuguese and fluent in French.
Securities Agent: NJ, CO, OR, PA, MA, SD, GA, VA, TX, NV, NC, ME, IL, NM, DE, FL, CT, NY, MN, MD, CA, WY, VI; General Securities Representative; Investment Advisor Representative
NMLS#: 2315000
NMLS#: 2315000
About Walter Alfredo Leon Diaz
Walter is an Executive Director, Alternative Investments Director, and International Client Advisor at Morgan Stanley with over 25 years of experience in the financial services industry, advising clients in both domestic and international markets. He has guided individuals, families, and businesses through multiple market cycles, helping them navigate complex financial planning and wealth management needs.
He holds an MBA from IE Business School in Madrid and has completed executive education at The Wharton School, including coursework focused on maximizing client relationships and growth strategies. Walter is known for developing tailored, goals-based strategies designed to help clients build, preserve, and transition wealth over time.
Walter specializes in alternative investment solutions and takes a comprehensive approach that includes risk assessment, proactive portfolio management, and multigenerational wealth planning.
Throughout his career, Walter has been dedicated to creating robust financial plans that adapt to changing market conditions. Walter's commitment to client success has earned him a reputation as a trusted advisor in the financial community.
He holds an MBA from IE Business School in Madrid and has completed executive education at The Wharton School, including coursework focused on maximizing client relationships and growth strategies. Walter is known for developing tailored, goals-based strategies designed to help clients build, preserve, and transition wealth over time.
Walter specializes in alternative investment solutions and takes a comprehensive approach that includes risk assessment, proactive portfolio management, and multigenerational wealth planning.
Throughout his career, Walter has been dedicated to creating robust financial plans that adapt to changing market conditions. Walter's commitment to client success has earned him a reputation as a trusted advisor in the financial community.
Securities Agent: NY, NJ, MA, CA, VA, NV, CO, ME, MD, NC, VI, MN, GA, DE, FL, CT, IL, OR, NM, WY, TX, SD, PA; General Securities Representative; Investment Advisor Representative
About Pablo Casal Pereira
Mr. Pereira has held leadership positions at ABN Amro Bank in Brazil and abroad in the Corporate and Private banking areas.
He also worked at the Corporate trading desks at BankBoston and CCF in Brazil.
In 2007, he transferred to ABN Amro Private Banking in Geneva, where he remained until 2010, when he joined UBS in Geneva.
In 2015 he transferred to UBS Private Banking in Miami until July 2019 when he joined UBS Financial Services Inc.
Pablo is responsible for business development and relationship management for the MistPeak Group.
Pablo has a bachelors degree in Business Administration from Mackenzie, in Rio de Janeiro, Brazil.
He also worked at the Corporate trading desks at BankBoston and CCF in Brazil.
In 2007, he transferred to ABN Amro Private Banking in Geneva, where he remained until 2010, when he joined UBS in Geneva.
In 2015 he transferred to UBS Private Banking in Miami until July 2019 when he joined UBS Financial Services Inc.
Pablo is responsible for business development and relationship management for the MistPeak Group.
Pablo has a bachelors degree in Business Administration from Mackenzie, in Rio de Janeiro, Brazil.
Securities Agent: MA, PA, OR, CO, FL, SD, NM, DE, NY, NC, CT, VI, ME, IL, CA, MN, MD, WY, NV, GA, VA, TX, NJ; General Securities Representative; Investment Advisor Representative
NMLS#: 2317488
NMLS#: 2317488
About Flavio Sugiyama
Mr. Sugiyama has extensive experience in international/US financial markets which has spanned over 25 years. Prior to joining Morgan Stanley , Flavio worked for over 20 years as a Director of Private Banking and as a Financial Adviser for Banco Santander International , Bank of America/Merrill Lynch and since 2015 at UBS Financial Services.
He has a Bachelor of Science Degree in Bioengineering from Texas A&M University, holds a MBA in International Finance from Thunderbird School of Management and an extension in financial analysis from NYU.
Flavio is responsible for analyzing illiquid investments such as Hedge Funds, Private Equities, tailor made Structured Notes, and Commercial Real Estate Lending, such as CMBS and Asset Backed Lending. Mr. Sugiyama is a dual American/Brazilian Citizen fluent in Portuguese, English, working knowledge of Spanish, and conversant in Japanese.
Mr Sugiyama is responsible for quoting structured products and offering to the team's relations
He has a Bachelor of Science Degree in Bioengineering from Texas A&M University, holds a MBA in International Finance from Thunderbird School of Management and an extension in financial analysis from NYU.
Flavio is responsible for analyzing illiquid investments such as Hedge Funds, Private Equities, tailor made Structured Notes, and Commercial Real Estate Lending, such as CMBS and Asset Backed Lending. Mr. Sugiyama is a dual American/Brazilian Citizen fluent in Portuguese, English, working knowledge of Spanish, and conversant in Japanese.
Mr Sugiyama is responsible for quoting structured products and offering to the team's relations
Securities Agent: CA, SD, WY, IL, DE, MA, NM, GA, CT, TX, PA, OR, NY, NJ, ME, MD, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 1078536
NMLS#: 1078536
About Julia Azevedo
Julia Azevedo has a bachelor’s degree in business administration and communication studies, from D'Amore-McKim School of Business at Northeastern University in Boston. She has a background in finance and wealth management, with experiences in equity research and private banking. Julia started her path in the financial markets as an equity analyst intern, at Brasil Capital, an asset manager in Sao Paulo, Brazil. After graduating in 2023, she spent two years at Bradesco Bank in Miami. Currently, she is furthering her education with a master’s degree at the California Institute of Advanced Management. Ultimately, her career reflects an understanding of financial markets and client services.
Email: julia.azevedo@morganstanley.com
Email: julia.azevedo@morganstanley.com
About Alvaro Alvarez
Álvaro Enrique Alvarez IV is a fully registered financial professional currently serving as a Registered Client Service Associate at Morgan Stanley. With over two years of experience in client services and operations, Álvaro excels in delivering tailored support to clients in the wealth management sector.
Contact Andre Schibuola
Contact Walter Alfredo Leon Diaz
Contact Pablo Casal Pereira
Contact Flavio Sugiyama
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
About Jorge Wall
Jorge Wall is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jorge began his career in financial services in 1999, and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, he was a Private Banker at Merrill Lynch. He also served in numerous roles within Wealth Management and International Lending at Bank of America Merrill Lynch. Additionally, Jorge spent three years in Corporate Finance and Mergers & Acquisitions.
Jorge is a graduate of Florida International University, where he received a Bachelor of Business Administration. He is also a graduate of Thunderbird School of Global Management at Arizona State University, where he received his Master’s of Business Administration in International Management. He is fluent in Spanish, English and Portuguese and he currently resides in Miami, FL. Outside of the office, Jorge enjoys skiing, kitesurfing and running.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Jorge began his career in financial services in 1999, and joined Morgan Stanley in 2015 as a Private Banker. Prior to joining the firm, he was a Private Banker at Merrill Lynch. He also served in numerous roles within Wealth Management and International Lending at Bank of America Merrill Lynch. Additionally, Jorge spent three years in Corporate Finance and Mergers & Acquisitions.
Jorge is a graduate of Florida International University, where he received a Bachelor of Business Administration. He is also a graduate of Thunderbird School of Global Management at Arizona State University, where he received his Master’s of Business Administration in International Management. He is fluent in Spanish, English and Portuguese and he currently resides in Miami, FL. Outside of the office, Jorge enjoys skiing, kitesurfing and running.
NMLS#: 759550
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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Working closely with you to guide your wealth and investments through the most challenging market cycles.
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- Impact Investing
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
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- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Ready to start a conversation? Contact Mist Peak Group today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
3Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
