Carrie Wayment
Associate Private Banker
Mark Ferry Thorup
Financial Advisor,
Alternative Investments Director
Direct:
(801) 322-7653(801) 322-7653
Toll-Free:
(800) 733-9036(800) 733-9036
My Mission Statement
Providing personalized planning and investment strategies to help achieve your goals and account for your needs as individuals and families, ensuring everyone’s voice is heard in the process.
My Story and Services
Ever since Mark was two years old, his mom recounts that he would introduce myself to strangers everywhere he went. To this day, you will find him doing the same thing. At the end of the day, Mark loves interacting with people and that is what drives his passion for being a financial advisor.
Mark began in the financial services industry at Morgan Stanley in 2018. He graduated with a Bachelor's degree in Economics from the University of Utah in 2016.
Mark's interest in how money works started at the age of 16. he was able to learn about key financial components such as compound interest and stocks from his grandpa. He would run mock portfolios and track their performance and report back to his grandpa.
Mark's view on the investment universe exists in two hemispheres; public markets and the private markets. Most portfolios only invest in the public market while having little to no exposure to the private markets. His role on the team is to help find solutions in the private markets that pair with a clients public market investments (equities/bonds). This is beneficial to clients because a majority of companies and investments are privately held and here at Morgan Stanley we have the most robust private investment platform out there. These type of investments range from growth oriented investments to income focused solutions.
Mark is one of 5 boys guided by two awesome parents who taught us good values and how to work well with others. Each of us served religious missions in different countries (Canada, Peru, Chile, France and Mongolia) and received our Eagle Scout Awards. Mark also actively volunteers in the following organizations; Maliheh Free Medical Clinic, Wasatch Adaptive Sport, and the Utah Food Bank.
Shortly after living in Chile, he found his wife and added their daughter Paisley to the family in 2022. When he is not working or chasing his daughter around, Mark can be found on the water fly fishing in his little float boat or in the mountains skiing the powder. In addition, he loves golf, but golf does not love him.
Mark cares deeply about his family and the community he's a part of. He take a serious responsibility to leave every place he goes better than he found it.
Mark began in the financial services industry at Morgan Stanley in 2018. He graduated with a Bachelor's degree in Economics from the University of Utah in 2016.
Mark's interest in how money works started at the age of 16. he was able to learn about key financial components such as compound interest and stocks from his grandpa. He would run mock portfolios and track their performance and report back to his grandpa.
Mark's view on the investment universe exists in two hemispheres; public markets and the private markets. Most portfolios only invest in the public market while having little to no exposure to the private markets. His role on the team is to help find solutions in the private markets that pair with a clients public market investments (equities/bonds). This is beneficial to clients because a majority of companies and investments are privately held and here at Morgan Stanley we have the most robust private investment platform out there. These type of investments range from growth oriented investments to income focused solutions.
Mark is one of 5 boys guided by two awesome parents who taught us good values and how to work well with others. Each of us served religious missions in different countries (Canada, Peru, Chile, France and Mongolia) and received our Eagle Scout Awards. Mark also actively volunteers in the following organizations; Maliheh Free Medical Clinic, Wasatch Adaptive Sport, and the Utah Food Bank.
Shortly after living in Chile, he found his wife and added their daughter Paisley to the family in 2022. When he is not working or chasing his daughter around, Mark can be found on the water fly fishing in his little float boat or in the mountains skiing the powder. In addition, he loves golf, but golf does not love him.
Mark cares deeply about his family and the community he's a part of. He take a serious responsibility to leave every place he goes better than he found it.
Securities Agent: CA, MD, KS, MA, MI, VA, HI, NY, OR, ID, IL, FL, CO, UT, WI, OH, TX, AZ, NE, MS, PA, RI, TN, LA, MN, NJ, SC, WV, DE, OK, WY, MT, AK, DC, GA, KY, ND, NH, AR, IA, ME, MO, AL, IN, NM, WA, NC, NV, SD, VT, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1149283
NMLS#: 1149283
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
WORKING WITH ME: FIVE CORE VALUES
You have many choices when choosing a Financial Advisor. The best choice often comes down to fit – are your beliefs and ideas in alignment with those of the advisor? To help prospective clients decide, I have identified five "Core Values" that drive my recommendations.
1. Make a plan and stick to it
While every plan has built-in flexibility to accommodate a changing market or your evolving needs, but I believe in establishing a framework to help you reach your goals. As long as your goals stay the same, your plan is your plan and it's generally best to stay the course.
2. Start with where you want to end up
I practice goals-based financial planning, which means that goals must be established before choices are made or recommendations implemented. Your financial plan is like a road map – there are an endless assortment of choices and to make the right decision, you need to know where you are going.
3. Invest for appropriate growth while managing risk
When you have a goal in mind, you can calculate how much risk is required to help reach that goal. In my view, undue risk may be the primary obstacle you will encounter along the way. While risk is part of every investment, managing risk improves your chances of reaching your goals.
4. Every financial decision is important
A dollar is a dollar, whether it is saved, earned, or gained through investment. So, every single financial decision should align with your overall strategy – and, if there is a way to save a dollar, it's one less dollar that you need to earn. That's why I tell my clients that I want to be their first call when they are making any decision involving money.
5. Emotions and investing don't mix
The core idea is that decisions made emotionally often turn out to be wrong. Part of my job is to help clients make the right decisions for the right reasons, even when it runs counter to what their heart is telling them to do.
WHAT ARE YOUR GOALS?
Some people go through life knowing exactly what they want and have a clear plan for how they are going to make it happen.
In my experience, this is the exception rather than the rule.
Much more common is a vague sense that "I want my family to be OK" or "I want to be sure I don't run out of money." These are valid sentiments and form a viable framework for an investment plan, but they are not defined goals.
It is crucial to identify and clearly articulate specific goals, so we can hlp manage your investment risk. By defining specific goals, we can invest for the desired return to help limit undue risk.
**So what it a specific goal? Here are a few:**
• Pay for college for my two children or four grandchildren. What will that cost in the appropriate timeframe?
• Retire from my "real" career at age 60, so I can transition to a less stressful or fun career. How much wealth will be required?
• Have enough money for a major international trip twice a year. How much should we allocate?
• Purchase and maintain a second home. What will that cost up front and on an annual basis?
• Leave a multi\-generational legacy for my family. Do you have an estate plan?
• Give a meaningful gift to a charity that means a great deal to me. What do you hope to accomplish?
In each case, we can estimate a required dollar figure and a proposed timeframe. When that is established, we can look at variations and their impacts.
In my experience, this is the exception rather than the rule.
Much more common is a vague sense that "I want my family to be OK" or "I want to be sure I don't run out of money." These are valid sentiments and form a viable framework for an investment plan, but they are not defined goals.
It is crucial to identify and clearly articulate specific goals, so we can hlp manage your investment risk. By defining specific goals, we can invest for the desired return to help limit undue risk.
**So what it a specific goal? Here are a few:**
• Pay for college for my two children or four grandchildren. What will that cost in the appropriate timeframe?
• Retire from my "real" career at age 60, so I can transition to a less stressful or fun career. How much wealth will be required?
• Have enough money for a major international trip twice a year. How much should we allocate?
• Purchase and maintain a second home. What will that cost up front and on an annual basis?
• Leave a multi\-generational legacy for my family. Do you have an estate plan?
• Give a meaningful gift to a charity that means a great deal to me. What do you hope to accomplish?
In each case, we can estimate a required dollar figure and a proposed timeframe. When that is established, we can look at variations and their impacts.
MY SIX-STEP PROCESS
My wealth management approach focuses on you, your family and your career – where you are today and where you want to go. Working together, we develop the strategies to help get you there, navigating life's challenges and helping you make more informed decisions about your wealth.
1. Introductory Call
I begin with an informal conversation to understand your financial concerns and determine how I can add value. If we all agree to move forward, I will schedule our next meeting and request important financial information.
2. Get To Know You Meeting
I continue the dialogue by fostering an in-depth conversation where I learn about the values that shape your decisions and identify any unique circumstances. I also review the documents you've prepared and define your priorities.
3. Analysis & Plan Development
Here, I utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow, preserve and transfer your wealth.
4. Implementation
In this step, I present appropriate strategies that are designed to work together to help achieve your goals. Upon your approval, I open new accounts for you at Morgan Stanley and initiate my investment recommendations. I will also begin to implement other strategies we've discussed. These often encompass tax management strategies, as well as risk management and estate planning strategy techniques.
5. Plan Monitoring
Holistic plans change over time as your personal and family situations change. I am here to revisit your plan regularly to make tactical changes to help meet the needs of our ever-changing situations and environment.
6. Ongoing Service
Committed to premium service, I focus on developing a relationship that provides special value to you and your family. As I begin to execute each strategy, I will set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, I set up ongoing meetings to help ensure your plan remains on schedule to achieve your goals.
Investor Resources
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
GIC Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond.
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Location
60 East South Temple, 20th
Fl
Salt Lake City, UT 84111
US
Direct:
(801) 322-7653(801) 322-7653
Toll-Free:
(800) 733-9036(800) 733-9036
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Senior Vice President, Institutional Consultant, Branch Manager, Portfolio Management Director, Investing with Impact Director, Family Wealth Director, Alternative Investments Director, Workplace Advisor – Equity Compensation
About Carrie Wayment
Carrie Wayment is an Associate Private Banker serving Morgan Stanley Wealth Management offices in Colorado, Wyoming, and Utah.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Carrie began her career in financial services in 2010, when she joined Morgan Stanley as an Administrative Assistant. In 2014, she was promoted to Associate Private Banker.
Carrie is a graduate of the University of Utah, where she received a Bachelor of Science in Recreation and Leisure Studies. She lives in Salt Lake City, Utah.
Outside of the office, Carrie volunteers at the Utah Refugee Center teaching refugee women how to sew. She is on the board of directors for Interwoven, a non-profit helping women hone their sewing skills for job placement. She also enjoys knitting, quilting, traveling, working in her yard and watching college football and basketball games.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Carrie began her career in financial services in 2010, when she joined Morgan Stanley as an Administrative Assistant. In 2014, she was promoted to Associate Private Banker.
Carrie is a graduate of the University of Utah, where she received a Bachelor of Science in Recreation and Leisure Studies. She lives in Salt Lake City, Utah.
Outside of the office, Carrie volunteers at the Utah Refugee Center teaching refugee women how to sew. She is on the board of directors for Interwoven, a non-profit helping women hone their sewing skills for job placement. She also enjoys knitting, quilting, traveling, working in her yard and watching college football and basketball games.
NMLS#: 1166865
Private Bankers, Ultra High Net Worth ("UHNW") Specialists, PBG Market Managers, Lending Advisors, Mortgage Consultants, Regional Mortgage Specialist, Cash Management Specialists, Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Mark Ferry Thorup today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
