My Story and Services

As a Financial Advisor and CERTIFIED FINANCIAL PLANNER™ (CFP®) in Park City, Utah, I provide comprehensive investment management solutions to a select group of affluent individuals, families, companies and charitable organizations. My team and I work with you to help you grow, preserve and transfer wealth in a disciplined process that takes the emotion out of investing. .

I’ll take the time to understand what matters to you now and through all of life’s transitions. Through regular meetings, ongoing updates and individualized attention, my goal is to help you fulfill your financial goals through customized strategies that are designed to ensure your money is aligned with your goals and values.

In addition to the securities and insurance licensing you’d expect, I’ve also attained some of the industry’s most prestigious professional designations, including the Certified Investment Planning Analyst® (CIMA®)* and CERTIFIED FINANCIAL PLANNER™ (CFP®) designations. This program deals specifically with portfolio management theory and techniques for organizations (for- and non-profit) and affluent individuals and families.

Michael A. Ruzek is a Senior Vice President, Resident Manager and Institutional Consultant at Graystone Consulting. A seasoned professional with nearly 20 years of experience, Mike has dedicated his entire career to providing highly customized advice to private wealth clients, corporations and foundations in the Park City, Utah, area and around the country. He delivers a personalized approach that includes a thorough planning process and a commitment to outstanding service.

Upon graduating from the University of Utah, Mike joined Dean Witter, a predecessor firm of Morgan Stanley, as a financial advisor in 1998. Over the next 10 years, he worked at several financial institutions, including Wachovia Securities and Zions Investment Securities, before returning to Morgan Stanley in 2008. This experience provides Mike with a diverse set of skills and knowledge to help him guide and advise his clients in achieving their particular goals.

He is currently a member of the Association of Professional Investment Consultants and Morgan Stanley’s Business Owners Advisory Council. Over the years, Mike has developed a strong understanding of institutional markets. He earned his Certified Investment Management Analyst (CIMA®) designation from the Wharton School of Business at the University of Pennsylvania in 2007, and a year later achieved the prestigious CERTIFIED FINANCIAL PLANNER™ (CFP®) designation from the Certified Financial Planner Board of Standards. These credentials enable Mike to remain on the forefront of the most effective strategies and create a more powerful client experience. Mike is very active in his community, he has served on numerous nonprofit boards over the past 15 years. He is currently on the board of the Park City Community Foundation and a member of the investment committee for the National Ability Center. Originally from New Jersey, Mike now lives in Park City with his wife, two children and Labrador retrievers. He is an avid skier, mountain biker, fly-fisherman and amateur meteorologist using weather buoys in Hawaii to forecast winter storms.
Services Include
  • Wealth Management1
  • Institutional Services
  • Philanthropy Management
  • Comprehensive Wealth Planning
  • Sustainable & Responsible Investing
Securities Agent: UT, TX, WY, WV, WI, WA, VA, SD, SC, RI, PR, PA, OR, OK, OH, NY, NV, NM, NJ, NE, ND, NC, MT, MS, MO, MN, MI, ME, MD, MA, KS, IN, IL, ID, HI, GA, FL, DE, DC, CT, CO, CA, AZ, AR, AL; Managed Futures; General Securities Representative; BM/Supervisor; Investment Advisor Representative
NMLS#: 1255442
CA Insurance License #: 0E84433
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Graystone DC-SLC Team

  • With offices in Washington D.C., McLean, VA and Park City, UT, we provide high quality advice on a wide range of financial topics to institutional leaders, nonprofit associations, multi-generational families and affluent individuals locally and around the country.

    Since founding our practice in 1989, we have cultivated the specialized skills, knowledge and investment process required to bridge the gap between the real world challenges facing your organization and the investment world driving your decisions.

    Our leadership team includes a Chartered Financial Analyst®, an Accredited Investment Fiduciary®, three Certified Investment Management Analysts® and a Certified Financial PlannerTM. We use our technical and analytical skills to research, evaluate and recommend appropriate strategies that address the particular needs of your organization and your members.

    The hallmark of our consulting philosophy is a commitment to building tailored solutions from the ground up and fine-tuning them over time to help achieve your specific goals and objectives. We look forward to speaking with you soon.

Client Service Team

  • Dan Platt - Senior Registered Associate

Location

1441 W. Ute Blvd
Suite 180
Park City, UT 84098
US
Direct:
(435) 645-2763(435) 645-2763
Toll-Free:
(888) 251-2570(888) 251-2570
Fax:
(415) 591-4715(415) 591-4715
Investment and Market Perspectives

On the Markets

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Choosing an Environmental Charity

Choosing an Environmental Charity

There are a multitude of non-profits dedicated to helping protect the environment. Here’s how to choose where you want to give.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Qualified Retirement Plans
  • Corporate Pension Funds
6 Keys to Building a Startup

6 Keys to Building a Startup

Entrepreneurs share ideas and learnings from the experience of starting a company.

Family

Creating customized financial strategies for the challenges that today's families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
A Parent's Guide to Talking to Your Kids About Money

A Parent's Guide to Talking to Your Kids About Money

Raising kids to be smart about money requires creating an environment where they are neither insecure, nor overconfident about family finances.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
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Investing in Artificial Intelligence and Automation

AI is an exciting growth area, but the investing opportunities are not always obvious. Here’s how to integrate this theme into your portfolio.

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement Income Strategies
  • Retirement Plan Participants
  • Annuities
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Ready to start a conversation? Contact Michael Ruzek today.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.


CRC 2019752 10/2018