Managing Director, Private Wealth Advisor, Private Wealth Advisor, Alternative Investments Director, Senior Investment Management Consultant
Phone:
(212) 893-6366(212) 893-6366
Morgan Stanley Private Wealth Management
KR Wealth Management Group
Direct:
(212) 893-6366(212) 893-6366
Our Mission Statement
Private Wealth Management is dedicated solely to the complex, multigenerational needs of ultra high net worth families, foundations and family offices.
KR Wealth Management Group
Since Morgan Stanley’s founding over 80 years ago, one of our most distinctive values has been “doing first-class business in a first-class way.” Morgan Stanley Private Wealth Management was created 40 years ago to demonstrate this value—and to deliver our firm—to an exclusive group of clients: successful executives, entrepreneurs, and their families. Today, these relationships are among the firm’s most important.
Since joining Morgan Stanley in 1990, Susan Kingsolver and her team of dedicated professionals has been committed to providing a high level of service and a personalized experience to affluent individuals and families. Ultra-high net worth individuals require highly specialized resources and a deep understanding of the concerns associated with the complexities of managing significant wealth. To help clients address these complexities, KR Wealth Management Group combines the vast resources of a global financial leader with the tailored services of an exclusive wealth management boutique.
Susan Kingsolver’s unwavering commitment to helping her clients and their families achieve their goals has earned her the designations of Managing Director, Private Wealth Advisor, and Senior Investment Management Consultant. In addition to her corporate recognition, Susan has earned numerous recognitions on the prestigious Barron´s Top 100 Women Advisors and has consistently ranked at the Financial Times Top Financial Advisers.
¹Team Member Experience: Susan Kingsolver, 35 years; Jane Rav CAIA, 15 years; Kelsey Brooks, 4 years
Since joining Morgan Stanley in 1990, Susan Kingsolver and her team of dedicated professionals has been committed to providing a high level of service and a personalized experience to affluent individuals and families. Ultra-high net worth individuals require highly specialized resources and a deep understanding of the concerns associated with the complexities of managing significant wealth. To help clients address these complexities, KR Wealth Management Group combines the vast resources of a global financial leader with the tailored services of an exclusive wealth management boutique.
Susan Kingsolver’s unwavering commitment to helping her clients and their families achieve their goals has earned her the designations of Managing Director, Private Wealth Advisor, and Senior Investment Management Consultant. In addition to her corporate recognition, Susan has earned numerous recognitions on the prestigious Barron´s Top 100 Women Advisors and has consistently ranked at the Financial Times Top Financial Advisers.
¹Team Member Experience: Susan Kingsolver, 35 years; Jane Rav CAIA, 15 years; Kelsey Brooks, 4 years
Capabilities
- Comprehensive Wealth Planning
- Family Governance & Wealth Education
- Pre-Liquidity Planning
- Investment Management
- Philanthropy Management
- Manager Selection
- Risk Management
- Open-Architecture Platform
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams specialized in assisting individuals and families with $20MM+ in investable assets
- Over $1.2 trillion in AUM
- Comprising 26% of the Barron’s Top 100 Financial Advisors list for 2025
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, September 2025
Source: Barron's (Awarded March 2025) This ranking was determined based on an evaluation process conducted by Barron's for the period Oct 2023-Sept 2024. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on an algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the assessment of Barron's and may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Awards
Top Women Wealth Advisors Best-In-State - Forbes
Susan L. Kingsolver was recognized by Forbes magazine in their 2026 Top Women Wealth Advisors Best-In-State for New York - NYC (Private Wealth)
Disclosure:
Forbes.com (Awarded 2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Disclosure:
Forbes.com (Awarded 2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Best-In-State Wealth Management Teams - Forbes
Recognized by Forbes magazine’s 2026 rankings of Best-In-State Wealth Management Teams.
Disclosure:
Forbes.com (Awarded 2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Disclosure:
Forbes.com (Awarded 2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Top 100 Women Financial Advisors - Barron's
Susan L. Kingsolver was recognized by Barron's in their 2019 Top 100 Women Financial Advisors.
(Source: Barron's (Awarded 2019). Data compiled by Barron's based on 12-month time period concluding in December of year prior to the issuance of the award. https://mgstn.ly/3WD0yje)
(Source: Barron's (Awarded 2019). Data compiled by Barron's based on 12-month time period concluding in December of year prior to the issuance of the award. https://mgstn.ly/3WD0yje)
Top Women Wealth Advisors - Forbes
Susan L. Kingsolver named to Forbes Magazine's 2019 "Top Women Wealth Advisors"
Disclosure:
Forbes.com (Awarded 2019). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Disclosure:
Forbes.com (Awarded 2019). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
America's Best-in-State Wealth Advisors - Forbes
Susan Kingsolver named to Forbes Magazine's 2018 List of America's Best-in-State Wealth Advisors.
Disclosure:
Forbes.com (Awarded 2018). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Disclosure:
Forbes.com (Awarded 2018). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
"Top 1,200 Financial Advisors" State-by-State - Barron's
Susan Kingsolver named to Barron's 2016- 2017 "Top 1,200 Financial Advisors"
Disclosure:
2017 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2016-2017). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Disclosure:
2017 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2016-2017). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Top 100 Women Financial Advisors - Barron's
Susan Kingsolver named to Barron's 2015-2017 "Top 100 Women Financial Advisors"
(Source: Barron's (Awarded 2015-2017). Data compiled by Barron's based on 12-month time period concluding in December of year prior to the issuance of the award. https://mgstn.ly/3WD0yje)
(Source: Barron's (Awarded 2015-2017). Data compiled by Barron's based on 12-month time period concluding in December of year prior to the issuance of the award. https://mgstn.ly/3WD0yje)
Top 200 Women Financial Advisors - Forbes
Susan Kingsolver Named to Forbes Magazine’s 2017 “Top 200 Women Financial Advisors"
Disclosure:
Forbes.com (Awarded 2017). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Disclosure:
Forbes.com (Awarded 2017). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Top 400 Financial Advisors - Financial Times
Susan L. Kingsolver Named to The Financial Times’ “Top 400 Financial Advisors"
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
Award Disclosures:(https://www.morganstanley.com/disclosures/awards-disclosure.html)
NextGen: Why Three Private Wealth Advisors Feel It’s Important to Teach Their Clients’ Children about Money.
When it comes to uncomfortable parent-child conversation topics, the subject of money is high on the list. So, three of Morgan Stanley’s top Private Wealth Advisors—Mary Deatherage, Deborah Montaperto, and Susan Kingsolver—have taken on that responsibility.
“Parents do not want to have this conversation with their children,” said Susan. “They just don’t quite want to go there.”
Enter Susan, Deborah and Mary. Together, they have created Investing 101 sessions. Mary’s team even uses an online financial game known as “Financially Fit” to teach children about investing, the markets and how to be financially responsible. “One of the biggest challenges of engaging with the next generation is understanding what information they want and how they want it delivered,” says Mary. “I know that an 18 year old or a 23-year-old would rather talk to a 27 year old than to me.”
Knowing when to have the money discussion can be tricky.
“Parents do not want to have this conversation with their children,” said Susan. “They just don’t quite want to go there.”
Enter Susan, Deborah and Mary. Together, they have created Investing 101 sessions. Mary’s team even uses an online financial game known as “Financially Fit” to teach children about investing, the markets and how to be financially responsible. “One of the biggest challenges of engaging with the next generation is understanding what information they want and how they want it delivered,” says Mary. “I know that an 18 year old or a 23-year-old would rather talk to a 27 year old than to me.”
Knowing when to have the money discussion can be tricky.
Location
55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 893-6366(212) 893-6366
Meet KR Wealth Management Group
Jane Rav, CAIA
Vice President, Financial Advisor, PWM Director of Investments, Financial Planning Specialist
Kelsey Brooks
Registered Client Service Associate, Financial Planning Specialist
About Susan L Kingsolver
Welcome to The KR Wealth Management Group at Morgan Stanley Private Wealth Management. With over 55 years of experience, we are committed to a tailored, holistic, and collaborative approach to working with clients. The hallmarks of our practice include a steadfast focus on our client’s unique goals and objectives, process-driven advice that is unbiased and conflict-free; and ongoing, proactive reviews of investment strategies and financial plans. Our clients turn to us for assistance in addressing the sometimes challenging and often complex work of managing wealth so that they can focus on the things that are most important to them. With their trust and confidence, we take pride in helping individuals, families, and entities preserve and grow their financial, family, and social capital. We are proud of the solutions we deliver to our clients and although the financial world may be dynamic, our values and standard of excellence remain unwavering.
NMLS#: 1268458
About Jane Rav
Jane Rav, Assistant Vice President on the KR Wealth Management Group, has more than a decade of experience in the wealth management and financial services industry, having started her career at Morgan Stanley Smith Barney. In 2010, she joined Citi Private Bank where she became an Investment Analyst focusing on asset allocation and manager selection in both traditional and alternative investments. She worked closely with senior Investment Counselors providing customized investment solutions for ultra-high net worth individuals and their families.
In 2012 she joined The KR Wealth Management Group as a Consulting Group Analyst focusing on portfolio management and alternative investment analysis. The Consulting Group is the backbone of Morgan Stanley´s advisory platform and is the industry-leading by assets under management. Jane focuses on developing asset allocation strategies and investment management solutions tailored to ultra-high net worth clients. She supports the group in manager selection and portfolio construction, striving to ensure that clients receive the best individualized service to help meet their investment goals. She also conducts research and due diligence on potential alternative investments as well as monitors the groups' existing exposure to alternative investments.
Jane is a graduate of New York University with a Bachelor of Arts in Economics. She is a member of the CAIASM (Chartered Alternative Investment Analyst®) Association and received her CAIASM® Chartered Alternative Investment AnalystSM® designation* in October of 2015. She also holds the Series 7 and 66 licenses.
*This role cannot solicit or provide investment advice
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
In 2012 she joined The KR Wealth Management Group as a Consulting Group Analyst focusing on portfolio management and alternative investment analysis. The Consulting Group is the backbone of Morgan Stanley´s advisory platform and is the industry-leading by assets under management. Jane focuses on developing asset allocation strategies and investment management solutions tailored to ultra-high net worth clients. She supports the group in manager selection and portfolio construction, striving to ensure that clients receive the best individualized service to help meet their investment goals. She also conducts research and due diligence on potential alternative investments as well as monitors the groups' existing exposure to alternative investments.
Jane is a graduate of New York University with a Bachelor of Arts in Economics. She is a member of the CAIASM (Chartered Alternative Investment Analyst®) Association and received her CAIASM® Chartered Alternative Investment AnalystSM® designation* in October of 2015. She also holds the Series 7 and 66 licenses.
*This role cannot solicit or provide investment advice
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
About Kelsey Brooks
Kelsey Brooks is a Registered Client Service Associate who supports the team’s advisors by delivering a white-glove approach to each client and their specific needs. As an initial point of contact, she values timeliness and professionalism in her efforts to help clients achieve their individual goals. In 2024, Kelsey completed the Private Wealth Management Certification Program obtaining the Financial Planning Specialist* designation.
She graduated in 2014 from The University of New Orleans with a bachelor’s degree in film arts and enjoyed a previous career in film & television production. Kelsey obtained the investment adviser and securities broker Series 7 & 66 licenses in 2021 and joined Morgan Stanley in 2022 in New Orleans, LA. She transferred to New York in 2023 and currently lives in Brooklyn with her dog Rocky who enjoys long walks in the park.
*This role cannot solicit or provide investment advice
She graduated in 2014 from The University of New Orleans with a bachelor’s degree in film arts and enjoyed a previous career in film & television production. Kelsey obtained the investment adviser and securities broker Series 7 & 66 licenses in 2021 and joined Morgan Stanley in 2022 in New Orleans, LA. She transferred to New York in 2023 and currently lives in Brooklyn with her dog Rocky who enjoys long walks in the park.
*This role cannot solicit or provide investment advice
Contact Susan L Kingsolver
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Tony Silva
Private Banker
Jake Derian
Planning Associate
Angelo Loumbas
Family Office Resource Generalist
About Tony Silva
Tony Silva is a Private Banker serving Morgan Stanley’s Wealth Management offices in New York City.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Tony began his career in financial services in 1995, and joined Morgan Stanley in 2015. Prior to his current position, he was a Project Manager in our Home Loans organization. Prior to joining the firm, he held a number of roles at mortgage financing institutions.
Tony is a graduate of Rutgers University, where he received a Bachelor of Science in Management. He lives in Livingston, NJ with his family. Outside of the office, Tony enjoys traveling, playing soccer, and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Tony began his career in financial services in 1995, and joined Morgan Stanley in 2015. Prior to his current position, he was a Project Manager in our Home Loans organization. Prior to joining the firm, he held a number of roles at mortgage financing institutions.
Tony is a graduate of Rutgers University, where he received a Bachelor of Science in Management. He lives in Livingston, NJ with his family. Outside of the office, Tony enjoys traveling, playing soccer, and spending time with family and friends.
NMLS#: 217945
About Jake Derian
Jake Derian
Jake Derian is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Jake provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Siena College and received the Financial Planning Specialist® designation from the College for Financial Planning. Jake is originally Albany, NY and currently resides in Franklin Lakes, NJ.
Jake Derian is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Jake provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Siena College and received the Financial Planning Specialist® designation from the College for Financial Planning. Jake is originally Albany, NY and currently resides in Franklin Lakes, NJ.
About Angelo Loumbas
Angelo is the Family Office Resources Generalist in the Northeast Region. Angelo provides in depth knowledge to ultra-high net worth (UHNW) clients and Financial Advisors across a broad range of family wealth and family office management matters. His area of focus includes family governance, wealth education,, strategic estate and financial planning, philanthropy management, lifestyle advisory, and customized asset allocation and portfolio construction. Angelo has over 25 years’ experience advising wealthy families, business owners, and philanthropic organizations.
Originally from Chicago and now residing in Westchester County, New York, , Angelo practiced law for 15 years and represented UHNW clients, closely held businesses, and major philanthropic organizations. He is admitted to the Society of Trust and Estate Practitioners and has been asked to speak over the years before tax, trust and estate committees of estate planning councils and other organizations. Angelo has also contributed thought leadership through Morgan Stanley’s Family Legacy and Governance Institute leadership series and authored an article for Barrons.com, “Should I Invest in My Kid’s Start-Up? Financial Advisors Can Help Clients Decide” (2023).
Angelo has been advising UHNW clients in the financial services industry for over 17 years, with 13 of those years at Morgan Stanley in Chicago and New York. He earned his J.D. from Indiana University at Bloomington, his M.B.A. from the University of Notre Dame, and B.A. from DePaul University. He also holds his Series 7, 66 and 24 licenses. In addition, Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club (2009-2010).
Originally from Chicago and now residing in Westchester County, New York, , Angelo practiced law for 15 years and represented UHNW clients, closely held businesses, and major philanthropic organizations. He is admitted to the Society of Trust and Estate Practitioners and has been asked to speak over the years before tax, trust and estate committees of estate planning councils and other organizations. Angelo has also contributed thought leadership through Morgan Stanley’s Family Legacy and Governance Institute leadership series and authored an article for Barrons.com, “Should I Invest in My Kid’s Start-Up? Financial Advisors Can Help Clients Decide” (2023).
Angelo has been advising UHNW clients in the financial services industry for over 17 years, with 13 of those years at Morgan Stanley in Chicago and New York. He earned his J.D. from Indiana University at Bloomington, his M.B.A. from the University of Notre Dame, and B.A. from DePaul University. He also holds his Series 7, 66 and 24 licenses. In addition, Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club (2009-2010).
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4237142 (02/2025), 4763067 (9/2025)
